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ANALISIS PENGARUH KUALITAS PELAPORAN KEUANGAN DAN MATURITAS UTANG TERHADAP EFISIENSI INVESTASI (Studi Kasus Pada Perusahaan Pertambangan Go Public yang terdaftar di Bursa Efek Indonesia Tahun 2017-2019) lindary, Whilma; Mubyarto, Novi; Zahara , Anzu Elvia
Manajemen Keuangan Syariah Vol. 2 No. 1 (2022): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v2i1.1178

Abstract

The purpose of this research is to see how financial reporting quality and debt maturity affect investment efficiency.This research used a sample of publicly traded companies that were listed on the Indonesia Stock Exchange from 2017 to 2019.There are 17 companies that meet the criteria based on the purposive sampling method.The model Common Effect was chosen for this analysis using panel data regression analysis.These results show that the quality of financial reporting and debt maturity have a significant impact on the investment efficiency in mining companies publicly traded on the Indonesia Stock Exchange from 2017 to 2019.
PENGARUH PERILAKU KONSUMEN DAN KEPUASAN KONSUMEN TERHADAP KEPUTUSAN PEMBELIAN BUSANA MUSLIMAH PADA ONLINE SHOP Novita, Sherly; Anita, Efni; Mubyarto, Novi; Munsarida, Munsarida
Manajemen Keuangan Syariah Vol. 2 No. 1 (2022): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v2i1.1215

Abstract

This study aims to determine the effect of consumer behavior and consumer satisfaction on purchasing decisions. This study uses quantitative methods and the type of data used is primary data, which is obtained from the results of distributing online questionnaires to respondents. These results can be seen partially. (T test) between Consumer Behavior and Consumer Satisfaction with Purchase Decision shows the value of tcount 4.107 > ttable 1.986. Between Consumer Satisfaction with Purchase Decision shows the value of tcount 5,208 < ttable 1,986. Simultaneously, this is evidenced by the results of fcount of 32,000>ftable with a significant value (sig) of 0.000. Because the sig value is much smaller than 0.05, the regression model can be used to predict that consumer behavior and consumer satisfaction simultaneously affect purchasing decisions. While the most dominant variable influencing purchasing decisions is customer satisfaction with a significant value obtained of 0.000 <0.05
ANALISIS STRATEGI MARKETING MIX DALAM MENINGKATKAN OMZET PENJUALAN PADA PONDOK CIK ROZA KELURAHAN THE HOK Anggraini, Mayang; Mubyarto, Novi; Anita, Efni; Munsarida, Munsarida
Manajemen Keuangan Syariah Vol. 3 No. 1 (2023): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v3i1.1689

Abstract

This study aims to analyze the marketing mix strategy in increasing sales turnover at Pondok Cik Roza, Thehok Village. Source of data in this study are primary data through information froom the people studied, and secondary data through documentation, intervews and literature. This study used is a qualitative approach. The results show that the marketing mix strategy used at Pondok Cik Roza is 7p, namely marketing products that have characteristics at affordable prices, having quite strategic places, promoting through online or offline media. Having sufficient people, carrying out a good process and applying physical evidence that supports the Pondok Cik Roza business. The marketing mix strategy that does not work well is that the products offered often have vacancies, the promotions that are carried out are still not optimal and the physical evidence that has many shortcomings such as not having adequate parking space, the place is still narrow and others. This makes the sales turnover of Pondok Cik Roza not increase significantly. However, the owner of Pondok Cik Roza remains optimistic that his business will run smoothly by making improvements to the marketing mix strategy that has not been maximized.
PENGARUH KECUKUPAN MODAL DANA PIHAK KETIGA DAN RISIKO KREDIT TERHADAP PROFITABILITAS PADA BANK MUAMALAT INDONESIA TAHUN 2013-2022 gustira, fira; Mubyarto, Novi; Putra, Darma
AKUNTANSI DEWANTARA Vol 8 No 2 (2024): AKUNTANSI DEWANTARA VOL. 8 NO. 2 OKTOBER 2024
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/ad.v8i2.17228

Abstract

The aim of this research is to analyze whether there is an influence of capital adequacy of third party funds and credit risk on profitability at Bank Muamalat Indonesia in 2013-2022. This type of research is quantitative using multiple linear regression data analysis techniques and this research uses secondary data. The results of this research show that capital adequacy partially has a negative and significant effect on profitability at Bank Muamalat in 2013-2022, Third Party Funds partially has a negative and significant effect on profitability at Bank Muamalat in 2013-2022, Credit Risk partially has a negative and significant effect on profitability at Bank Muamalat in 2013-2022, capital adequacy, third party funds and credit risk simultaneously have a positive and significant effect on profitability at Bank Muamalat in 2013-2022.
Faktor-faktor yang Berpengaruh Terhadap Opini Audit Going Concern pada Perusahaan Pertambangan yang Terdaftar di ISSI periode 2016-2020 Anggy, Anggy Seftia Wati; Mubyarto, Novi; Orinaldi, Mohammad
Journal of Islamic Accounting Competency Vol. 2 No. 2 (2022): J-ISACC (Journal Of Islamic Accounting Competency)
Publisher : Prodi Akuntansi Syariah UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/jisacc.v2i2.1190

Abstract

Penelitian ini memiliki tujuan untuk menguji pengaruh likuiditas, profitabilitas,  pertumbuhan perusahaan, audit lag serta leverage pada opini audit going concern. Teknik sampling yang dipergunakan ialah purposive sampling. Sampel yang dipergunakan ialah perusahaan maupun organisasi yang bergerak pada sektor pertambangan yang sudah teregistrasi dengan cara yang konsisten pada Indeks Saham Syariah Indonesia dengan periode tahun dari tahun 2016 sampai dengan 2020. Didasarkannya pada metode purposive sampling ada sejumlah 21 perusahaan yang bergerak pada sektor pertambangan yang memenuhinya kriteria. Hasil dari pada riset maupun penelitian ini memperlihatkan bahwasanya secara parsial pertumbuhan perusahaan dan leverage tidak berpengaruh pada opini audit going concern namun likuiditas, profitabilitas dan audit lag memiliki pengaruh pada opini audit going concern. Penelitian ini juga memperlihatkan bahwasanya secara simultan pertumbuhan perusahaan, likuiditas, leverage, profitabilitas, serta juga audit lag mempunyai pengaruh pada opini audit going concern perusahaan pertambangan.
Pengaruh Pendidikan, Pengangguran dan Pertumbuhan Ekonomi Terhadap Tingkat Kemiskinan di Provinsi Jambi Tahun 2018-2022 Hernita Fatika Sari; Mubyarto, Novi; Safitri, Yuliana
Jurnal Pendidikan Tambusai Vol. 8 No. 1 (2024): April 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v8i1.14102

Abstract

Kemiskinan merupakan masalah dalam pembangunan yang perlu diperhatikan dan ditanggulangi oleh pemerintah baik daerah maupun pusat karena dapat mengakibatkan munculnya berbagai masalah sosial. Kemiskinan dipengaruhi oleh berbagai faktor penyebab beberapa diantaranya adalah, pendidikan, pengangguran, dan pertumbuhan ekonomi. Tujuan dari penelitian ini yaitu untuk mengetahui pengaruh pendidikan, pengangguran dan pertumbuhan ekonomi terhadap tingkat kemiskinan di Provinsi Jambi. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan data sekunder yang diambil dari Badan Pusat Statistik (BPS) dengan data gabungan time series dan cross section periode 2018-2022. Metode yang digunakan adalah regresi data panel dengan pendekatan Random Effect Model (REM). Hasil penelitian ini menunjukkan bahwa uji t variabel Pendidikan (angka melek huruf) berpengaruh negatif dan signifikan terhadap tingkat kemiskinan di Provinsi Jambi, variabel pengangguran terbuka berpengaruh positif dan signifikan terhadap tingkat kemiskinan di Provinsi Jambi, variabel pertumbuhan ekonomi berpengaruh positif dan signifikan terhadap tingkat kemiskinan di Provinsi Jambi. Kemudian hasil yang didapatkan menggunakan uji f bahwa pendidikan (angka melek huruf), pengangguran terbuka dan pertumbuhan ekonomi berpengaruh simultan atau bersama-sama terhadap tingkat kemiskinan di Provinsi Jambi.
Efektivitas Total Utang, Modal Kerja, dan Penjualan dalam Mempengaruhi Laba Bersih Perusahaan Migas di BEI Hidayat, Wahyuli; Mubyarto, Novi; Anggi Lubis, Putri
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan penelitian ini yaitu untuk mengetahui pengaruh Total Utang, Modal Kerja dan Penjualan Terhadap Laba Bersih Perusahaan Migas di Bursa Efek Indonesia tahun 2019-2023. Penelitian ini menggunakan data sekunder berupa laba bersih perushaan Migas di bursa efek indonesia yang menjadi sampel dalam penelitian dan dapat diperoleh dari situs halaman www.idx.co.id. Sampel diambil dengan menggunakan teknik purposive sampling yang berjumlah 6 perusahaan dari 18 perusahaan Migas. Penelitian ini menggunakan metode kuantitatif dengan metode analisis data yaitu menggunakan regresi data panel yang diolah menggunakan aplikasi E-Views 12. Berdasarkan hasil penelitian menunjukkan bahwa secara parsial total utang berpengaruh terhadap laba bersih, modal kerja tidak berpengaruh terhadap laba bersih dan penjualan secara parsial berpengaruh terhadap laba bersih. Sedangkan secara simultan total utang,modal kerja dan penjualan berpengaruh signifikan terhadap laba bersih.
Pengaruh Harga Barang Dan Penggunaan Shopee Paylater Terhadap Perilaku Konsumtif Mahasiswa (Studi Mahasiswa Program Studi Ekonomi Syariah UIN STS Jambi) Nasrul Amin, Muhamad; Mubyarto, Novi
Jurnal Pendidikan Tambusai Vol. 9 No. 2 (2025): Agustus
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i2.31199

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh harga barang dan penggunaan Shopee PayLater terhadap perilaku konsumtif mahasiswa UIN Sultan Thaha Saifuddin Jambi. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei melalui penyebaran kuesioner kepada 90 responden mahasiswa. Analisis data dilakukan menggunakan regresi linear berganda dengan bantuan SPSS Versi 30. Hasil penelitian menunjukkan bahwa harga barang berpengaruh positif signifikan terhadap perilaku konsumtif mahasiswa, sedangkan penggunaan Shopee PayLater juga berpengaruh positif signifikan. Secara simultan, kedua variabel tersebut memberikan kontribusi signifikan terhadap peningkatan perilaku konsumtif mahasiswa. Temuan ini mengindikasikan perlunya edukasi literasi keuangan bagi mahasiswa agar dapat mengelola konsumsi secara bijak, khususnya dalam penggunaan fasilitas kredit daring.
The Influence of Leadership, Work Motivation, and Compensation on Employee Performance through Job Satisfaction as an Intervening Variable at Bank Syariah Indonesia KC Gatot Subroto Jambi Fitria, Savira; Mubyarto, Novi; Nengsih, Titin Agustin; Anita, Efni; Rahma, Sri; Munsarida
International Journal of Economics (IJEC) Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i1.875

Abstract

This study examines the direct and indirect effects of the variables of Leadership, Work Motivation, and Compensation on Employee Performance through Job Satisfaction as an intervening variable. This research is a quantitative study using the Total Sampling method with 45 respondents. Data analysis is conducted using the Structural Equation Modeling (SEM) analysis with Smart-PLS computer program. The results of this study are as follows: 1) Leadership has a positive and significant effect on Job Satisfaction 2) Work Motivation does not have a significant effect on Job Satisfaction 3) Compensation has a positive and significant effect on Job Satisfaction 4) Leadership has a positive and significant effect on Employee Performance 5) Work Motivation has a positive and significant effect on Employee Performance 6) Compensation does not have a significant effect on Job Satisfaction 7) Job Satisfaction has a positive and significant effect on Employee Performance 8) Job Satisfaction is able to influence the relationship between Leadership and Employee Performance 9) Job Satisfaction is not able to influence the relationship between Work Motivation and Employee Performance 10) Job Satisfaction is able to influence the relationship between Compensation and Employee Performance.
The Role of Sharia-Compliant Financial Institutions in Promoting Economic Stability: Insights from Recent Scholarly Contributions Nazori, Nazori; Rafidah, Rafidah; Mubyarto, Novi; Mutia, Agustina; Rosmanidar, Elyanti
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.1157

Abstract

This research examines the role of Islamic financial institutions in promoting economic stability through a literature study of recent scholarly contributions. Islamic financial institutions are seen as alternative financial instruments that operate under Islamic principles, which prohibit usury, excessive speculation, and non-transparent activities. This research aims to understand the mechanisms used by Islamic financial institutions in creating economic stability and evaluate the latest empirical evidence supporting such contributions. The research method used is a literature study with a qualitative approach, where various journals and research reports on Islamic finance, economic stability, and monetary policy are reviewed and analysed. The results show that Islamic financial institutions play an important role in economic stability through asset-based financing, portfolio diversification, as well as the application of risk management in accordance with Islamic principles. This research contributes to providing policy makers, academics, and financial practitioners with a deeper understanding of the potential of Islamic financial institutions as instruments that can strengthen economic stability.