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Journal : Study of Scientific and Behavioral Management (SSBM)

Saving Habits Generasi Millenial: Self Control, Parental Socialization, dan Peer Influence di Kota Makassar Rafiuddin, Fifriani; Parmitasari, Rika Dwi Ayu; Rusnawati
Study of Scientific and Behavioral Management Vol 3 No 1 (2022): Fenomena Keuangan, Pemasaran, & Sumber Daya Manusia di masa Covid-19 & New Normal
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v3i1.27199

Abstract

Saving is one of the important things for individuals in financial management. The importance of saving, especially in the younger generation, affects financial well-being and satisfaction. This study aims to examine the effect of self control, parental and peer influence on saving habits. This research is a quantitative research. The population in this study was the entire millennial generation in Makassar City, with a sample of 202 respondents who met the predetermined criteria. The sampling technique used in this study was non-probability sampling. The results showed that self control, parental socialization and peer influence simultaneously had a significant effect on saving habits. Partially, the control (X1) and parental socialization (X2) have a significant positive effect on saving habits (Y), while the peer influence (X3) has no significant effect on saving habits (Y).
Pengaruh Credit Card dan Online Shopping terhadap Compulsive Buying pada Masyarakat di Kota Makassar dengan Financial Literacy Sebagai Variabel Moderating Taslim, Muhammad; Rusnawati; Farild, Miftha
Study of Scientific and Behavioral Management Vol 4 No 1 (2023): Well Being, Entrepreneurship, and Poverty in Muslim World
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v4i1.36883

Abstract

Perkembangan pada era globalisasi saat ini ditandai dengan beberapa transfigurasi yang terjadi sangat pesat, salah satunya adalah kondisi perdagangan dan ekonomi. Dengan terjadinya hal tersebut, maka masyarakat dituntut untuk menyesuaikan keadaan yang telah berubah dikarenakan oleh stream of globalization. Perkembangan ekonomi bukan lagi untuk pemenuhan kebutuhan, melainkan mengarah pada kegiatan compulsive buying. Kegiatan ini terjadi pada masyarakat perkotaan yang moderen mulai dari metode pembayaran menggunakan credit card hingga kemudahan dalam berbelanja secara online yaitu online shopping. Maka dari itu dibutuhkan financial literacy yang baik dalam mengantisipasi dari dampak buruk globalisasi. Penelitian ini merupakan jenis penelitian dengan pendekatan kuantitatif dengan sampel sebanyak 150 responden pada masyarakat di Kota Makassar dengan menggunakan rumus Hair. Metode perhitungan jumlah sampel nonprobability sampling dengan teknis purposive sampling kepada masyarakat Kota Makassar dengan kriteria tertentu. Dalam pengolahan data dibantu oleh software SmartPLS. Hasil penelitian ini menunjukkan bahwa credit card berpengaruh positif dan signifikan terhadap compulsive buying, online shopping berpengaruh positif signifikan terhadap compulsive buying, Credit card berpengaruh positif dan signifikan terhadap Compulsive buying dengan Financial Literacy sebagai variabel moderating, Online shopping berpengaruh positif dan signifikan terhadap Compulsive buying dengan Financial Literacy sebagai variabel moderating. Kata Kunci: Credit Card, Online Shopping, Compulsive Buying, Financial Literacy
Pengaruh Kepribadian terhadap Perilaku Manajemen Keuangan dengan Literasi Keuangan sebagai Variabel Intervening Nurfadillah, Nurfadillah; Rusnawati; MS, Eka Indriyani
Study of Scientific and Behavioral Management Vol 5 No 1 (2024): The Strength of Management Influences
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v5i1.46239

Abstract

ABSTRACT The purpose of the research was to find out whether there was an influence of personality towards financial management behavior with financial literacy as intervening variable in micro small and medium enterprises in Makassar. The objective of the research was the subject of micro small and medium enterprises (UMKM) in Makassar. The research conducted quantitave design. The samples of the research were 160 UMKM registered in economic enterprises and UKM official of Makassar. The sampling techniques used was non probability sampling used to give equal chance or opportunity for every member of population to be selected as a sample. The clarity level of the research used associatif problem statement to find out the correlation or influence between two or more variables. The data used were primary and secondary data where the data was collected by using questionnaire, observation and bibliography study. Data analysis used qas PLS (Partial Least Square). The research result shown that there was positive influence of personality towards financial management, there was positif ilnfluence of personality towards financial literacy, there was postitive influence of personality towards financial management behavior, and also there was positive influence of personality towards financial management behavior with financial literacy as intervening variable. Keywords: Personality, Financial Management Behavior, and Financial Literacy
Hubungan Dow Jones Islamic Market Index Malaysia, Jepang, China dengan Jakarta Islamic Index Menggunakan Analisis Vector Error Correction Model Andi Nurhidayati; Syariati, Alim; Rusnawati
Study of Scientific and Behavioral Management Vol 5 No 3 (2024): Digital Culture Nowadays
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v5i3.50476

Abstract

The development of the Sharia capital market in Indonesia cannot be separated from the influence of foreign capital markets, especially in the Asian region. The fluctuations in the Jakarta Islamic Index (JII) indicate a contagion effect from the stock price movements of other countries. This study focuses on the relationship between the Dow Jones Islamic Market Index (DJIMI) in Malaysia, Japan, and China with JII. This study employs Vector Error Correction Model (VECM) analysis using monthly stock price index data from each variable from January 2021 to December 2023. In the long term, DJIMI Japan has a significant positive relationship with JII, DJIMI China has a significant negative relationship, while DJIMI Malaysia has no significant relationship. In the short term, DJIMI Malaysia, DJIMI Japan, and DJIMI China have no significant relationship with JII. This study is limited to the relationship between variables through the stock price index. Future studies need to include factors such as inflation, exchange rates, BI rate, and world gold prices in relation to market integration. This study uses contagion effect theory, market integration, and investment portfolio diversification to explain the relationships between the indices.