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All Journal Journal of Management Review Jurnal Ekonologi Ilmu Manajemen Owner : Riset dan Jurnal Akuntansi Sosio e-kons Jurnal Wawasan dan Riset Akuntansi Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi Jurnal Edukasi (Ekonomi, Pendidikan dan Akuntansi) Jurnal Sains Manajemen dan Bisnis Indonesia Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Interdisciplinary International Journal of Conservation and Culture Multifinance Business Management and Entrepreneurship Journal
Kartika, Risna
Universitas Galuh
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Nursing Social Sciences Other

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FAKTOR-FAKTOR YANG MEMPENGARUHI ADOPSI GREEN FINANCE PADA PERBANKAN DI INDONESIA Risna Kartika; Andini Grace Tinia; Toto
AKUNTABILITAS: Jurnal Ilmiah Ilmu-Ilmu Ekonomi Vol 17 No 2 (2025): Akuntabilitas
Publisher : Universitas Islam Balitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35457/0d8x0e18

Abstract

This research aims to analyze the factors influencing the adoption of green finance in the Indonesian banking sector. Green finance serves as an important strategy to support sustainable development through environmentally friendly financing activities. The research uses a literature review method by examining various national and international journal articles, official reports from the Financial Services Authority (OJK), and publications from global financial institutions related to green finance policies and practices. The results indicate that the main factors affecting the adoption of green finance are government regulations and OJK’s sustainable finance policies. Internal factors such as environmental awareness, top management support, technological innovation, and market pressure also play a significant role in accelerating implementation. However, the adoption of green finance in Indonesia remains relatively low and is still largely administrative, rather than being integrated into long-term business strategies. The study also identifies a research gap in examining the relationship between green finance and bank performance. Therefore, this study is expected to serve as a foundation for developing future policies and research to strengthen the implementation of green finance in Indonesia.
ENHANCING COMPETITIVENESS THROUGH CREATIVITY AND CULTURAL HERITAGE: A COMPARATIVE STUDY OF MICRO- AND SMALL-SCALE HANDICRAFT ENTERPRISES IN SOUTHEAST ASIA Nurdiana Mulyatini; M. Mima Villanueva; Elin Herlina; M. Zaki Rahman; Risna Kartika
Multifinance Vol. 3 No. 3 (2026): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v3i3.524

Abstract

Micro and small craft enterprises (MSEs) play a crucial role in promoting sustainable competitiveness in the Southeast Asia region. This study aims to explore how creativity and cultural heritage management contribute to the competitiveness of micro and small enterprises through a comparative analysis. Using a qualitative approach, field observations, interviews, and focus group discussions were conducted in Ciamis, Indonesia, and Negros Occidental, the Philippines. Thematic and comparative analyses were applied to identify creativity-based strategies, innovation practices, and institutional support. The findings show that Indonesian MSEs emphasize heritage-based collaboration and authenticity, while Filipino enterprises focus on design-led innovation and export- oriented storytelling. Both contexts face challenges in digital transformation and sustainability. This study proposes an integrative framework for enhancing creative competitiveness by combining cultural heritage, creativity management, and innovation ecosystems across Southeast Asia.
Co-Authors Akbar, Dendy Syaiful Andini Grace Tinia Andini Grace Tinia Ariska Noviyanti Hilda Novia Badriah, Elis Deden Syarifudin Dina Kusdiniati Dwi Noval Bagaskara Elin Herlina, Elin Endah Puspitasari fadly adi andoyo Fakhrul Arifin Fikri Husaeni Setiawan Kader, Mukhtar Abdul Lia Fitria Nurrohman M. Mima Villanueva M. Zaki Rahman MARLINA NUR LESTARI mia ramdani MOCHAMAD FEBRI SAYIDIL UMAM Mulyatini, Nurdiana Nina Herlina Prabowo, Faizal Haris Eko Purnama Sari Retno Dyah Pekerti Rina Madyasari Roni Marsiana Suhendi Taufik, Nuryanti Toto TOTO TOTO Villanueva, Mima M. Visca Alfareza