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All Journal Al-Risalah : Jurnal Imu Syariah dan Hukum Syntax Literate: Jurnal Ilmiah Indonesia Legal Standing : Jurnal Ilmu Hukum Awang Long Law Review Unes Law Review Jurnal Ilmu Hukum KYADIREN Jurnal Suara Hukum Indonesian Journal of Law and Economics Review Jurnal Manajemen Pendidikan dan Ilmu Sosial (JMPIS) Law Development Journal Journal of Social Research COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Journal of Law, Poliitic and Humanities Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Riwayat: Educational Journal of History and Humanities RechtIdee
Djajaputra, Gunawan
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Judicial Assessment of Breach in Financing Agreements under Indonesian Contract Law Rusli, Sandra; Djajaputra, Gunawan
Jurnal Ilmu Hukum Kyadiren Vol 7 No 2 (2026): Jurnal Ilmu Hukum Kyadiren
Publisher : PPPM, Sekolah Tinggi Ilmu Hukum (STIH) Biak-Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46924/jihk.v7i2.392

Abstract

This study examines legal protection in investment financing defaults through the South Jakarta District Court Decision No. 1216/Pdt.G/2024/PN Jkt.Sel. The dispute arose when the debtor, CV Niaga Traktor Utama, failed to fulfill installment obligations to PT Woori Finance Indonesia Tbk. Using a normative legal method with qualitative analysis, this research reviews primary and secondary legal sources. The findings show that creditor protection operates preventively through prudential assessment, collateral binding, and protective contractual clauses, and repressively through default claims and collateral execution. The debtor’s liability is grounded in fault-based responsibility, requiring compensation, surrender of collateral, and payment of litigation costs when obligations are unmet without justification. The decision reinforces pacta sunt servanda by upholding creditor rights while ensuring fairness and proportionality.
Co-Authors Adianie, Nadya Ajo, Fransiska Litania Ea Tawa Alatas, Hamzah Haikal Riziq Alwi Albert Asri Putri, Tiyas Candra, Dimas Carlous, Sancarlous Cevitra, Mendy Dameria, Fiorella Angella David, Brandon Fikra, Mico Juli Gonadi, Aurora Vania Crisdi Hakim, Mulia Rachman Handayani, Widya Anggayesti Indira Purnawi Putra, Wahyu Iqfa Alfarel Lesmana, Ahmad Iskandar Soewito, Rizal Jonatan, Lirianna Nurtanio Junaedi Junaedi Kho, Indra Kusumonegoro, Kea Ezzati Ascarya Melosia Mangiwa, Devina Moa, Fransiskus Rifandy Nainggolan, Valen Najmi, Maulida Syahrin Natalia Lumare, Lawrina Cristi Nathanael, Enrique Nathanael, Moses Nugroho, Liana P Nur Sharky, Yoliandri Putra, Matthew Yohanes Qilan Nurfarhan, Luthfi Rangga Pamungkas, Muhammad Ilham Ratna, Yulvita Rinaldi, Renitha Putri Rozalia, Reiza Rusli, Sandra Saputra, Ardiansyah Sari, Aneta Indriya Shindy, Felicia Sinatra, Tristan Canari Joseph Solihatunnisa, Liha Tifanni, Tifanni Trinita Patricius, Priscilla Wijaya, Jonathan Yeremiarim, Omega Kharisma