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LEGAL LIABILITY OF PROPERTY DEVELOPERS REGARDING THE FULFILLMENT OF OBLIGATIONS TO CONSUMERS IN SALE AND PURCHASE TRANSACTIONS USING THE BINDING SALE AND PURCHASE AGREEMENT Ratna, Yulvita; Djajaputra, Gunawan
Awang Long Law Review Vol. 6 No. 2 (2024): Awang Long Law Review
Publisher : Sekolah Tinggi Ilmu Hukum Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/awl.v6i2.1204

Abstract

Business people show great interest in the development of the property industry. With promising market prospects, developers have significant legal responsibilities to potential buyers. To ensure legal certainty and avoid future conflicts, consumers must understand and comply with the legal rules contained in the agreement. The Sales and Purchase Agreement functions as a contract between the seller and the buyer at the initial stage of the home buying and selling process. This research examines the developer's responsibility towards consumers in house sale and purchase agreements through the Agreement of Sale and Purchase Binding mechanism, because a lack of consumer awareness and knowledge can increase risks to their rights. The method used in this research is based on normative juridical. The aim of this research is to determine the developer's legal responsibility towards buyers as consumers, so that there is legal certainty for buyers using the Agreement of Sale and Purchase Binding system. Developers must bear the losses experienced by consumers in accordance with Article 19 of Law Number 8 of 1999 concerning Consumer Protection. In accordance with Article 19 of Law Number 8 of 1999 concerning Consumer Protection, this research aims to determine the developer's legal responsibility towards buyers as consumers, so that buyers can obtain legal certainty through the Agreement of Sale and Purchase Binding system. In addition, the developer is responsible for providing accurate information and guaranteeing the quality of construction, which includes the construction period to the maintenance period, until all sales and purchase agreements are completed.
CONSUMER PROTECTION AGAINST DEBTORS ON THE TRANSFER OF MORTGAGE RIGHTS VIA CESSIE Dameria, Fiorella Angella; Djajaputra, Gunawan
Awang Long Law Review Vol. 6 No. 2 (2024): Awang Long Law Review
Publisher : Sekolah Tinggi Ilmu Hukum Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/awl.v6i2.1205

Abstract

Disparities in financial capabilities in society have resulted in many credit agreements being entered into between consumers as debtors and banks as creditors or lenders, which are also accompanied by collateral in the form of mortgage rights which are used as collateral for payment of receivables by the debtor if he is unable to pay his debts to the creditor. The scope related to credit agreements is increasingly expanding when the model develops that credit agreements can be transferred to third parties through a cessie or receivable transfer agreement which of course poses risks for both creditors and debtors because in principle, when receivables are transferred to the cessie buyer, then the mortgage rights as collateral are also also transferred, including in terms of claim rights by new creditors. Therefore, this issue is interesting to discuss from the perspective of debtor protection as consumers of banking institutions, especially regarding the procedures and requirements that need to be understood regarding the transfer of mortgage collateral through a cessie or receivable transfer agreement. Apart from that, debtors also need to know what legal remedies can be submitted if the credit agreement or receivable transfer procedure causes losses for the debtor. In this research, the author uses a normative juridical research method using literature study and a legal approach. The results of the research show that based on the Consumer Protection Law and Financial Services Authority regulation, the Debtor as a consumer has the right to know clear and accurate information regarding the procedures and requirements of credit agreements including receivable transfer or cessie agreements and the legal consequences for the mortgage rights which he uses as collateral, including filing a complaint and/or legal remedies in litigation and non-litigation as long as he feels disadvantaged. The government needs to aggressively carry out outreach regarding all applicable regulations regarding credit agreements.
Perlindungan Hukum Terhadap Konsumen sebagai Penumpang yang Mengalami Kerugian Materiil dan Immateriil dikarenakan Maskapai yang Membatalkan Jadwal Penerbangan Hakim, Mulia Rachman; Djajaputra, Gunawan
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v9i1.14784

Abstract

Penelitian Ini Membahas Pokok Permasalahan Pengaturan Tentang Pembatalan Jadwal Penerbangan Pesawat Pada Badan Usaha Niaga Berjadwal di Indonesia menurut Undang-Undang Perlindungan Konsumen, bentuk perlindungan hukum bagi konsumen sebagai penumpang pesawat yang mengalami kerugian materiil dan immateriil dikarenakan pihak maskapai penerbangan membatalkan jadwal penerbangan, dan upaya hukum yang dapat ditempuh konsumen sebagai penumpang pesawat yang mengalami kerugian materiil dan immateriil dikarenakan pihak maskapai penerbangan membatalkan jadwal penerbangan. Tujuan dari Penelitian ini adalah untuk menganalisis bentuk Perlindungan Hukum Terhadap Konsumen Sebagai Penumpang Yang Mengalami Kerugian Materiil Dan Immateriil Dikarenakan Maskapai Yang Membatalkan Jadwal Penerbangan. Penyusunan makalah ini menggunakan penelitian yuridis normatif dengan pendekatan teoritis terhadap fenomena bentuk Perlindungan Hukum Terhadap Konsumen Sebagai Penumpang Yang Mengalami Kerugian Materiil Dan Immateriil Dikarenakan Maskapai Yang Membatalkan Jadwal Penerbangan. Pengaturan Tentang Pembatalan Jadwal Penerbangan Pesawat Pada Badan Usaha Niaga Berjadwal di Indonesia menurut Undang-Undang Perlindungan Konsumen. Pasal 2, menyatakan Perlindungan konsumen berasaskan manfaat, keadilan, keseimbangan, keamanan dan keselamatan konsumen, serta kepastian hukum. Hak untuk mendapatkan kompensasi atau ganti rugi atau penggantian, juga diatur dalam Undang-undang perlindungan konsumen, ketika barang dan atau jasa yang diterima tidak sesuai dengan perjanjian atau apabila tidak sebagaimana mestinya. Dalam Undang-undang perlindungan konsumen terdapat 3 (tiga) pasal yang mengatur mengenai tanggung jawab produk, yaitu Pasal 19, Pasal 23 dan Pasal 28. Upaya hukum yang dapat ditempuh konsumen yang mengalami kerugian materiil dan immateriil dikarenakan pihak maskapai penerbangan membatalkan jadwal penerbangan, dapat dilakukan peradilan maupun diluar peradilan.
PERTIMBANGAN HAKIM DALAM PERKARA PERBUATAN MELAWAN HUKUM PELELANGAN OBJEK SENGKETA YANG CACAT HUKUM (PUTUSAN MAHKAMAH AGUNG NOMOR 2893 K/PDT/2021) Yeremiarim, Omega Kharisma; Djajaputra, Gunawan
UNES Law Review Vol. 5 No. 4 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v5i4.551

Abstract

Auction is a method of offering goods by verbally mentioning the price from the highest to the lowest. This writing aims to find out the material law that should be stipulated in this case and to find out the basis for the judge's considerations in deciding case Number 2893 K/Pdt/2021. This research approach is a normative juridical approach by discussing the doctrine or legal principles contained in statutory regulations. The results of this study are that the court can cancel the cancellation of auction for the execution of the Mortgage. Cancellations can only be canceled before the auction is held, this is by the provisions in Article 24 of the Minister of Finance Regulation No.106/PMK.06/2013 which states that the auction can be canceled by a court decision before the auction is held. Cancellations of auctions submitted after the auction has occurred cannot be carried out, this is in accordance with the provisions in Article 3 of Minister of Finance Regulation No.106/PMK.06/2013 which reads that auctions that have been carried out in accordance with applicable regulations cannot be cancelled.
PENYELESAIAN PERKARA WANPRESTASI DALAM ARISAN BERBASIS ONLINE David, Brandon; Djajaputra, Gunawan
UNES Law Review Vol. 5 No. 4 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v5i4.630

Abstract

In essence, Indonesia is a state based on law as stated in the Constitution of the Republic of Indonesia Article 1 paragraph 3, so that every community activity is regulated by using law as a tool to carry out order, justice, security and development. One form of guarantee provided by law in its products is the legal relationship between legal subjects and other legal subjects in the economic field which cannot be separated from everyday human activities with the existence of arrangements regarding agreements. One that relates to agreements is online-based arisan which is based on written or oral agreements, thus providing protection to legal subjects to avoid unwanted things such as not having good faith in carrying out online arisan activities, especially those that can be a default form. Therefore the researcher uses a type of normative research method with a statutory approach. The results of this study are that the legal consequences arising from non-payment of online arisan funds can cause losses and are included in the category of default in the agreement so that they are required to compensate for losses and the conclusion in this study is that repayment can be carried out by means of litigation and non-litigation.
URGENSI PERLINDUNGAN HUKUM BAGI PEGAWAI NOTARIS SEBAGAI SAKSI ATAS KESALAHAN NOTARIS DALAM PEMBUATAN AKTA OTENTIK Solihatunnisa, Liha; Djajaputra, Gunawan
UNES Law Review Vol. 5 No. 4 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v5i4.667

Abstract

Notary staff has a very important role in assisting the performance of a notary in providing deed-making services. Apart from being able to help the performance of a notary in carrying out his position, he must also be able to be an instrumental witness in making and formalizing notarial deeds as long as they meet the requirements stipulated in Article 40. Law on the Office of Notaries, namely witnesses who are at least 18 years old who are categorized as legal subjects who are capable of carrying out legal actions, understand the language used in the deed, can put signatures and initials, because the notary employee acts as an instrumental witness in the formalization of the deed, already entered into the realm of law which has legal consequences, so that if a notarial deed in the future occurs a problem or case, the notary employee automatically becomes involved in the problem or case. Witnesses in notary deed cases must also receive legal protection and their safety must be guaranteed in the event of a case or lawsuit in court against a deed where the status of being a witness. Even though the actions of a notary employee as an instrumental witness in the formalization of a notarial deed are included in the field of notarialism, the Law on the Position of a Notary does not provide legal protection for witnesses in the formalization of a notary deed, especially for notary employees. In the absence of provisions in the Notary Office Law regarding protection for notary employees who become instrumentair witnesses in the formalization of deeds, legal protection for notary employees who act as witnesses can only be found in provisions outside the notary office regulations.
Analisis Perspektif Pro Kontra Masyarakat Terhadap Penerapan Sema No. 2 Tahun 2023 Gonadi, Aurora Vania Crisdi; Djajaputra, Gunawan
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1072

Abstract

Artikel ini bertujuan memberikan gambaran yang cukup komprehensif tentang kontroversi seputar SEMA No. 2 Tahun 2023 di Indonesia terkait dengan perkawinan beda agama. Hasil Penelitian ini menunjukan adanya keragaman agama di Indonesia, peraturan perundang-undangan yang berlaku, kewenangan hakim, dan pentingnya keadilan serta kepastian hukum merupakan pertimbangan yang sangat relevan. Kontroversi seputar SEMA ini memang sangat kompleks dan mencerminkan ketegangan antara aspek agama, hukum, dan kebebasan hakim. Isu ini memang sangat sensitif dan memerlukan pembahasan mendalam serta pertimbangan yang cermat oleh berbagai pihak, termasuk legislator, pengadilan, dan masyarakat luas. Sebagai solusi, perdebatan ini harus diarahkan menuju solusi yang dapat menghormati hak-hak individu, memperkuat kebhinekaan Indonesia, serta memastikan perlindungan hukum dan administratif yang memadai bagi perkawinan antar-umat berbeda agama.
Perbuatan Melawan Hukum (Onrechtmatige Daad) Menurut Pasal 1365 Kitab Undang-Undang Hukum Perdata dan Perkembangannya Cevitra, Mendy; Djajaputra, Gunawan
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1074

Abstract

This research was conducted with the aim of knowing how to regulate the concept of unlawful acts and how the similarities and differences in default with unlawful acts. Using normative juridical research methods, it is concluded: 1. Unlawful acts (Onrechtmatigedaad) are a provision regulated in Article 1365 of the Civil Code that occurs a lot in society. Based on Article 1365 of the Civil Code, there are a number of elements, namely: 1. The existence of an act; 2. The act is against the law; 3. There is a mistake on the part of the perpetrator; 4. There is a loss to the victim; and 5. There is a causal relationship between actions and losses. 2. Legal acts have developed through jurisprudence both in the Netherlands and in Indonesia, which expands the meaning of legal acts not only violating the law, but also violating the decency and decency that live and prevail in society.
Perbedaan Putusan Bpsk Dan Pengadilan Negeri Atas Perjanjian Pembiayaan Dengan Penyerahan Hak Milik Secara Fidusia Kusumonegoro, Kea Ezzati Ascarya; Djajaputra, Gunawan
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1112

Abstract

Penelitian ini membandingkan penyelesaian sengketa antara Badan Penyelesaian Sengketa Konsumen (BPSK) dan Pengadilan Negeri dalam kasus perjanjian pembiayaan dengan jaminan fidusia. Dalam konteks perubahan kehidupan manusia yang memerlukan tambahan sumber dana, pinjam-meminjam dengan jaminan fidusia umumnya digunakan. Rumusan masalah penelitian adalah perbandingan dalam penyelesaian sengketa antara BPSK dan Pengadilan Negeri. Metode penelitian yang digunakan adalah penelitian normatif dengan analisis data berdasarkan undang-undang, regulasi, putusan pengadilan, dokumen akademik, dan literatur terkait. Hasil penelitian menunjukkan perbedaan signifikan dalam kekuatan hukum putusan antara BPSK dan Pengadilan Negeri. Pengadilan Negeri memiliki kekuatan eksekusi langsung, sedangkan BPSK mengandalkan kesepakatan sukarela. Selain itu, pendekatan penentuan kompensasi juga berbeda, dengan Pengadilan Negeri cenderung memberikan kompensasi lebih tegas. Dalam konteks perjanjian pembiayaan dengan jaminan fidusia, pemilihan metode penyelesaian harus mempertimbangkan karakteristik sengketa dan tujuan pihak yang bersengketa. Kesimpulan dari penelitian ini adalah bahwa pemilihan antara BPSK dan Pengadilan Negeri perlu mempertimbangkan kebutuhan dan kompleksitas sengketa yang bersangkutan. Pihak ketiga yang terpengaruh juga harus melindungi hak-hak mereka sesuai dengan hukum yang berlaku. Saran penelitian adalah untuk mempertimbangkan karakteristik sengketa dengan cermat. Jika penyelesaian dengan kekuatan hukum dan eksekusi diperlukan, Pengadilan Negeri mungkin menjadi pilihan yang lebih sesuai. Namun, jika sengketa bersifat lebih fleksibel dan lebih memilih kesepakatan sukarela, maka BPSK bisa menjadi alternatif yang baik, memungkinkan para pihak untuk mencapai kesepakatan yang moderat.
Identifikasi Perlindungan Hukum Terhadap Debitur Atas Pelaksanaan Lelang Berdasarkan Undang-Undang Hak Tanggungan Natalia Lumare, Lawrina Cristi; Djajaputra, Gunawan
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1118

Abstract

This paper research uses the Normative Juridical research method. Land is the safest object of collateral and has relatively high economic value. The land that is pledged as collateral is then tied up and registered with the local land office to be encumbered with mortgage rights. The consequence of having a mortgage right is that if the debtor breaks his promise, the bank has the authority to auction the collateral object. In order to provide legal protection for the debtor's interests in the auction of mortgage objects, the bank is obliged to carry out the execution in accordance with applicable regulations, one of which is that the auction of mortgage objects must be in accordance with the Mortgage Rights Law in accordance with the market price or in accordance with the limit value, so that does not harm the debtor.