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THE EFFECT OF OWN CAPITAL AND PEOPLE'S BUSINESS CREDIT ON THE INCOME OF MICRO, SMALL AND MEDIUM ENTERPRISES IN THE SOUTH TAMBUN AREA: KAB. BEKASI Yusyana Lussardi; Saparuddin Mukhtar; Aditya Pratama
Jurnal Ilmiah Manajemen dan Akuntansi Vol. 1 No. 3 (2024): Mei : Jurnal Ilmiah Manajemen dan Akuntansi
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/8qej3h46

Abstract

The purpose of this study was to determine the effect of own capital and people's business credit on the income of MSMEs in the South Tambun area. This study uses primary data with a sample of 325 MSMEs in the South Tambun area calculated using the Taro Yamane formula. Quantitative method was used as the research method. The data analysis used in this research is PLS-SEM using SmartPLS 4.0 software. The results of hypothesis testing show that (1) Own Capital has a positive and significant effect on MSME income; (2) People's Business Credit has a positive and significant effect on MSME income; (3) (3) Own capital has a positive and significant effect on People's Business Credit; (4) Own Capital and People's Business Credit have a positive and significant effect on MSME income. This research is limited because it was only conducted in South Tambun District with variables of Own Capital, People's Business Credit and MSME Income.
Algoritma DES (Data Encryption Standard) Untuk Keamanan Digital Aditya Pratama; Mohd Nur Arif; Muhamad Nazir; Zainan Dannaun
JURNAL SITEBA Vol. 2 No. 1 (2023): Jurnal Sistem Informasi ITEBA
Publisher : LPPM-ITEBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62375/siteba.v2i1.127

Abstract

Data security is an important issue in the current digital era. Data Encryption Standard (DES) Algorithm is one of the cryptographic algorithms widely used to protect the confidentiality and integrity of data in the advancing digital era. DES utilizes a symmetric encryption approach with a secret key to encode data and has been implemented in various contexts, such as encoding database records and securing text data. Although DES was once considered the de facto standard for data encryption, its security has been questioned due to technological advancements and more sophisticated cryptoanalytic attacks. This article also discusses the comparison between DES and the Advanced Encryption Standard (AES), a stronger and more efficient encryption algorithm that has replaced DES as the modern data security standard.
Penerapan Project Based Learning Sebagai Upaya dalam Mengatasi Krisis Pembelajaran (Learning Loss) pada Mata Pelajaran Ekonomi Kelas XI di SMA Negeri 16 Bekasi Tahun Ajaran 2025/2026 Siti Rohimah; Agus Wibowo; Aditya Pratama
Jurnal Ilmiah Literasi Indonesia Vol. 1 No. 2 (2025): DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/66jk8n96

Abstract

This study aims to identify, describe, and analyze the implementation of Project Based Learning (PjBL) as an effort to overcome learning loss in Economics for 11th-grade students at SMA Negeri 16 Bekasi during the 2025/2026 academic year. Furthermore, this research also aims to describe the supporting and inhibiting factors in the implementation of PjBL. The research results indicate that the implementation of PjBL at SMA Negeri 16 Bekasi is structured, starting from thorough planning (coordination meetings, team formation, module development) to student-centered implementation. PjBL proved effective in increasing active student engagement, learning motivation, critical thinking skills, and collaboration, as well as helping students apply economic theories in real-world contexts. This significantly minimized the occurrence of learning loss. Key supporting factors include the support of the Merdeka curriculum, the school's commitment, the active role of teachers, student enthusiasm, collaboration, and tangible project outcomes. However, there were also inhibiting factors such as time constraints, differences of opinion within student groups, limited facilities and infrastructure, and a lack of coordination among students.
Rancang Bangun Smarthome Sebagai Kendali Lampu Penerangan Rumah Tangga Menggunakan Google Assistant Berbasis Mikrokontroller Aditya Pratama
Journal Of Power electric And Renewable Energy Vol 1 No 1 (2023): Juni 2023
Publisher : Sekolah Tinggi Teknologi Bontang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59811/jper.v1i1.51

Abstract

Di dalam rumah, diperlukan suatu kenyamanan serta kemudahan menyalakan atau mematikan lampu di rumah, terutama bagi penyandang cacat fisik atau orang tua yang sulit untuk berdiri atau mencapai saklar lampu. Selain itu juga kurangnya pemanfaatan smartphone dalam mengontrol peralatan elektronik. Alat dasar yang digunakan dalam pembuatan pengendali rumah berbasis mikrokontroller menggunakan smartphone android dengan voice recognition Google Assistant. Fitur voice recognition pada Smartphone Android sebagai pengganti saklar dengan menggunakan mikrokontroller NodeMCU yang sudah dilengkapi dengan modul WiFi dan firmware nya yang bersifat open source. Fitur voice recognition pada android diubah menjadi perintah suara sebagai masukan pada NodeMCU sehingga dapat mengoperasikan lampu pada rumah . Pada dasarnya penggunaan prinsip dari alat ini, pengguna harus dapat mengoperasikan smartphone berdasarkan sistem operasi Android. Hasil penelitian ini adalah peralatan yang sudah teruji dan dapat digunakan sebagai pengontrol untuk menyalakan lampu dengan smartphone android dengan voice recognition Google Assistant.
Tantangan Etika Di Era Digital Banking Dan Financial Technology: Implikasi Terhadap Kepercayaan Nasabah Dan Keberlanjutan Industri Perbankan Muhammad Irfan; Rudi Sanjaya; Raehan Ali; Muhammad Inayatulla; Egie Fahrizal; Aditya Pratama
Jurnal Manajemen Bisnis Digital Terkini Vol. 3 No. 3 (2026): Juli: Jurnal Manajemen Bisnis Digital Terkini
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jumbidter.v3i3.1375

Abstract

The rapid development of Financial Technology (FinTech) and Digital Banking has transformed the financial services industry by providing more efficient, accessible, and innovative services. However, the increasing dependence on digital technology has raised various ethical challenges related to data privacy, cybersecurity, transparency, accountability, and consumer protection. This study aims to analyze ethical issues arising in digital banking and financial technology and examine their implications for customer trust and the sustainability of financial institutions. The research employs a qualitative approach through a literature review of scientific journals, books, regulations, and official reports published between 2019 and 2025. The findings reveal that data misuse, cyber threats, algorithmic bias, and inadequate disclosure of digital financial services remain significant ethical concerns. Furthermore, ethical governance plays a crucial role in maintaining customer trust and institutional reputation. The study concludes that technological innovation must be accompanied by strong ethical frameworks, regulatory compliance, and responsible digital governance to ensure sustainable growth in the digital financial ecosystem.
Algoritma DES (Data Encryption Standard) Untuk Keamanan Digital Aditya Pratama; Mohd Nur Arif; Muhamad Nazir; Zainan Dannaun
JURNAL SITEBA Vol. 2 No. 1 (2023): Jurnal Sistem Informasi ITEBA
Publisher : LPPM-ITEBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62375/siteba.v2i1.127

Abstract

Data security is an important issue in the current digital era. Data Encryption Standard (DES) Algorithm is one of the cryptographic algorithms widely used to protect the confidentiality and integrity of data in the advancing digital era. DES utilizes a symmetric encryption approach with a secret key to encode data and has been implemented in various contexts, such as encoding database records and securing text data. Although DES was once considered the de facto standard for data encryption, its security has been questioned due to technological advancements and more sophisticated cryptoanalytic attacks. This article also discusses the comparison between DES and the Advanced Encryption Standard (AES), a stronger and more efficient encryption algorithm that has replaced DES as the modern data security standard.
Pengaruh Model Pembelajaran Kooperatif Tipe Two Stay Two Stray Dengan Media Mind Mapping Terhadap Minat Belajar Ekonomi Peserta Didik SMA Negeri 36 Jakarta Ayu Nuari Nuril Ilmi; Riswandi; Aditya Pratama
Qalam : Jurnal Ilmu Kependidikan Vol. 15 No. 1 (2026): Juni
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh model pembelajaran kooperatif tipe Two Stay Two Stray (TSTS) dengan media mind mapping terhadap minat belajar ekonomi peserta didik kelas X SMA Negeri 36 Jakarta. Model penelitian yang digunakan adalah kuantitatif dengan desain Quasi Experimental bentuk Pretest-Posttest Ninequivalent Control Group Design. Sampel penelitian berjumlah 72 peserta didik yang dipilih menggunakan teknik purposive sampling, terbagi menjadi kelas eksperimen (X-E 5) dan kelas kontrol (X-E 4). Data dikumpulkan melalui instrumen kuesioner minat belajar dengan skala Likert 5 poin yang telah teruji validitas dan reliabilitasnya. Hasil uji Independent Sample T-Test menunjukkan nilai signifikansi 0,029 < 0,05, membuktikan adanya perbedaan minat belajar yang signifikan. Selanjutnya, uji Mann-Whiteney U pada skor N-Gain menghasilkan signifikansi 0,007 < 0,05, yang menunjukkan bahwa peningkatan minat belajar peserta didik yang diajar menggunakan model TSTS dengan media mind mapping secara signifikan lebih tinggi dibandingkan kelas kontrol dengan model konvensional. Dengan demikian, model pembelajaran ini efektif diterapkan sebagai solusi inovatif instruksional.  
Analisis Penerimaan Pengguna Sistem Informasi Terintegrasi Menggunakan Technology Acceptance Model Rangga Satria Perdana; Aditya Pratama; Hanhan Hanafiah Solihin
Journal of Informatics and Electronics Engineering Vol. 6 No. 01 (2026): Juni 2026
Publisher : Unit Penelitian dan Pengabdian kepada Masyarakat Politeknik TEDC Bandung Jl. Pesantren Km 2 Cibabat Cimahi Utara – Cimahi 40513 Jawa Barat – Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70428/jiee.v6i01.1646

Abstract

Upaya mengetahui keberhasilan dan kelayakan sistem informasi akademik bergantung pada hasil pengujian tingkat penerimaan pengguna. Penelitian ini bertujuan mengukur tingkat penerimaan sistem terintegrasi SIFORTER dengan pendekatan Technology Acceptance Model (TAM). Permasalahan muncul ketika terjadi perbedaan dalam tingkat penerimaan dan penggunaan sistem oleh pengguna, yang dapat meningkatkan efektivitas penggunaan sistem, yang dipengaruhi oleh beragam determinan. Pengujian ini dimulai dengan mengumpulkan evaluasi dari 152 responden dan model dianalisis lebih lanjut dengan bantuan Smart PLS. Hasil analisis pengukuran model menunjukkan seluruh indikator memiliki validitas dan realibilitas yang membuktikan nilai outer loading, composite reliability, Average Variance Extraction, cross-loading, dan Fornell Larcker yang memenuhi kriteria sehingga tingkat penerimaan yang dihasilkan valid dan sesuai fakta. Sedangkan menurut hasil analisis structural model, menunjukkan bahwa setiap variabel seperti Perceived Ease of Use, Perceived Usefulness, Behavioural Intention, Attitude Toward Using, dan Actual Use juga mencapai nilai lebih tinggi dari persyaratan. Hal ini menunjukkan bahwa setiap variabel valid saling mempengaruhi hingga hasil akhir berupa prediksi sangat kuat. Menurut perhitungan seluruh variabel ditemukan ada 91,41% pengguna menyatakan dapat menerima sistem dengan baik sehingga mengindikasikan bahwa SIFORTER telah diterima dan layak digunakan.