Claim Missing Document
Check
Articles

Found 20 Documents
Search

Crafting a Sharia Fintech Development Strategy in Indonesia: Leveraging SWOT Analysis for Sustainable Growth Faizin, Moh; Era Rosalina, Kenlies; Mahmudah, Siti Nur
El-Barka Journal of Islamic Economics and Business Vol. 7 No. 1 (2024)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v7i1.7415

Abstract

Abstract: The incorporation of sharia principles into financial technology offers a rare chance to harmonize contemporary financial services with Islamic ideals, particularly as Indonesia’s fintech industry continues to grow rapidly. This emerging industry, called Sharia fintech, is promoting ethical financial practices that appeal to a large segment of Indonesian society in addition to increasing access to financial services. The adoption of a strategic strategy that leverages strenghths, tackles weaknesses, seizes opportunities, and mitigates dangers is crucial for the sustained expansion of sharia fintech. An excellent tool for developing such a strategy is the SWOT analysis framework. With the largest muslim population in the world, Indonesia’s demographics are unquestionably favorable for sharia fintech. But what’s new is realizing that the ingrained cultural attachment to Islamic banking can be used as a driving force behind creative product development as well as a competitive advantage. Through the utilization of this cultural resonance, sharia fintech can actively influence financial behaviors that promote economic fairness, risk sharing, and ethical investment, rather than merely adhering to sharia law. Although there is clear demand for sharia compliant products, the finance industry still lacks comprehensive regulatory frameworks and regulated standards, which is a serious shortcoming. The novel aspect of this is that it promotes cooperation between academics, industry participants and regulators. This partnership has the potential to result in the creation of dynamic laws that are both in line with Islamic law and adaptable enough to take advantage of the fintech industry’s rapid innovation. Study This use method is qualitative with approach studies sourced literature from relevant articles, books, journals, and notes with a study to answer the problem formulated. Opportunities abound in Indonesia’s fintech scene, especially when it comes to increasing financial inclusion for marginalized groups. Leading this charge could be sharia fintech, which provides products that meet the unique financial requirements of these communities while still adhering to Islamic law. The innovation is in the way these products are conceptualized, connecting modern fintech to traditional Islamic financial procedurs. Examples include using blockchain to provide transparency in the distribution of zakat or developing AI powered risk assessment models that comply with sharia law. Based on the IFE and EFE analysis above can be concluded that that became obstacle in the most important development of sharia fintech in Indonesia is minimal knowledge of public villages For operating sharia fintech, the second is lack of source Power humans (HR) control contract transaction based sharia principles, then the third competition future technology, and finally that is development sharia fintech products with various type type contract.
Pengaruh Gaya Hidup, Konformitas Teman Sebaya dan Status Sosial Ekonomi Orang Tua Terhadap Perilaku Konsumtif Pada Generasi Z di Kota Madiun Febriyanty, Novita; Faizin, Moh
JURNAL EKONOMI SYARIAH Vol 7, No 2 (2022): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v7i2.5482

Abstract

ABSTRACTPeople's consumption behavior initially had a rational principle. However, nowadays with changes in behavior patterns due to the entry of the era of globalization, it has an influence on all aspects of life, including consumption behavior patterns. Adolescents are one of the groups who are affected by this and adolescence is an age that is very vulnerable to being affected by social changes that occur around them, including in terms of consumption behavior. The purpose of this study was to analyze the influence of lifestyle, socioeconomic status of parents on the consumptive behavior of generation Z in Madiun city. This research method is associative research with a quantitative approach. This study used a sample of 100 adolescents in the city of Madiun in the age range of 15-25 years. The data collection technique in this study was using a questionnaire, while the initial observation used an interview technique to determine the consumption behavior of adolescents. The results of this study indicate that partially and simultaneously there is a positive and significant influence between lifestyle, peer conformity and the socioeconomic status of parents on the consumptive behavior of Generation Z in Madiun City. ABSTRAKPerilaku konsumsi masyarakat pada awalnya memiliki prinsip rasional. Namun, sekarang ini dengan adanya perubahan pola perilaku akibat masuknya era globalisasi membawa pengaruh terhadap segala aspek kehidupan tidak terkecuali pola perilaku knsumsi. Usia remaja salah satu kalangan yang ikut terdampak atas hal tersebut dan usia remaja merupakan usia yang sangat rentan terpengaruh oleh perubahan-perubahan sosial yang terjadi disekitarnya termasuk dalam hal perilaku konsumsinya. Tujuan penelitian ini adalah untuk menganalisis pengaruh gaya hidup, status sosial ekonomi orang tua terhadap perilaku konsumtif generasi Z di kota Madiun. Metode penelitian ini adalah penelitian asosiatif dengan pendekatan kuantitatif. Penelitian ini menggunakan sampel sebanyak 100 rejama di kota Madiun pada rentang usia 15-25 tahun. Teknik pengumpulan data dalam penelitian ini yaitu menggunakan kuesioner sedangkan observasi awal menggunakan teknik wawancara untuk mengetahui perilaku konsumsi remaja. Hasil penelitian ini menunjukkan bahwa secara parsial dan simultan terdapat pengaruh positif dan signifikan antara gaya hidup, konformitas teman sebaya dan status sosial ekonomi orang tua terhadap perilaku konsumtif generasi Z di kota Madiun.
Assistance In Packaging Innovation and Licensing of Small and Medium Enterprises and Young Entrepreneurs at IAIN Ponorogo Faizin, Moh; Hasan Wahid, Soleh
Edusia: Jurnal Ilmiah Pendidikan Asia Vol. 2 No. 2 (2022): Geographical Coverage: Indonesia
Publisher : Perkumpulan Alumni dan Santri Mahyajatul Qurro’

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53754/edusia.v2i2.105

Abstract

One of the factors for the lack of entrepreneurs is poor entrepreneurship skills. Most only learn marketing by self-taught, so many novice entrepreneurs fail and stop in the middle of the road. Based on initial observations of common phenomena in society, there are obstacles faced, including the inability to make product packaging that can increase the attractiveness of potential consumers. On the other hand, they also do not know how to develop a business to obtain a business license from the relevant agency. This service aims to develop innovative product design capabilities that are effective for businesses run by young entrepreneurs around IAIN Ponorogo and to train skills in business licensing for young entrepreneurs around IAIN Ponorogo. The method in this service uses the ABCD method, using data collection techniques in the form of observation, interviews, and documentation. This service found that the community was helped by implementing product design training and assistance for PIRT permits.
Research Trends in School Excellent Model (SEM): The Future Insights for Islamic Education Assessment Khoiriyah, Siti; Faizin, Moh; Asror, Moh; Kusaeri, Kusaeri
QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Vol. 15 No. 2 (2023): Qalamuna - Jurnal Pendidikan, Sosial, dan Agama
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Program Pascasarjana IAI Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/qalamuna.v15i2.3143

Abstract

A School Excellent Model (SEM) is a concept of excellent school management in which there are interesting programs that can lead to the goal of quality education. Education needs in the digital era are increasingly complex, requiring practitioners to adapt and have diverse skills and competencies. It is intended to achieve the goal of quality education by one of the goals of the Sustainable Development Goals (SDGs). This research uses a type of literature review in the form of a Systematic Literature Review (SLR) of articles indexed by Scopus about the School Excellent Model from 2015 to 2022 that have gone through a process of screening, eligibility, extraction, and inclusion criteria. The results of the research literature review on SEM from 2015 to 2022 are 1) mapping related studies; a. competence of an educator in managing learning, conducting assessments or assessments, and integrating technology in learning. b. competence of a leader (principal) in managing institutions, resources, and teacher coaching. c. The need for relationships and cooperation with school partners such as the government, parents, and the community is urgent. d. Innovation and continuous improvement of education. 2) From mapping the results of research studies on SEM, several things were found that can be used as insights into Islamic religious education in Indonesia, including the development of the quality of Islamic religious educators who are technologically sensitive, competent, and adaptive and can formulate assessment techniques for quality learning (self-assessment, formative and assessment ). Development of leadership skills and communication skills for education managers and implementers.
FUNDAMENTAL FILSAFAT ILMU DALAM KONTRUKSI KURIKULUM MERDEKA BAGI MAHASISWA PAI PERSPEKTIF ABAD 21 Aulia, Rahma; Prabowo, Tri Wahyudi Fajar; Putri, Aisyah Amalia; Faizin, Moh
Kuttab: Jurnal Ilmu Pendidikan Islam Vol 8 No 1 (2024): Kuttab : Jurnal Ilmu Pendidikan Islam
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/ktb.v8i1.2016

Abstract

The Covid-19 era has necessitated changes in Indonesia's education system to make it more contemporary and relevant. Education, being dynamic, must evolve with the times and adapt to societal conditions. In this context, the curriculum plays a pivotal role in constructing a more appropriate education system. This involves incorporating critical thinking, logical reasoning, and diverse perspectives. The Program for International Student Assessment (PISA) serves as a benchmark, while the philosophy of science acts as a critical analytical tool. The aim of this discussion is to integrate various elements, specifically the philosophy of science, an independent curriculum, and Islamic education (PAI) students. This research employs a descriptive qualitative approach, utilizing library research or literature review methods for data collection. The discussions and findings culminate in the development of an independent curriculum, conceptualized as the "educational change trilogy." This curriculum is then integrated with Islamic education in Indonesia. By combining problem identification, solution development, and result analysis, this study proposes a comprehensive framework for educational reform in Indonesia
Considering Local Government Policies Related to Madrasah Diniyah Takmiliyah in Indonesia Ashari, Muhammad Khakim; Faizin, Moh; Yudi, Usman; Aziz, Yahya; Irhamni, Hadi; Athoillah, Sukijan
Tafkir: Interdisciplinary Journal of Islamic Education Vol. 4 No. 3 (2023): Islamic Education
Publisher : Pascasarjana Universitas KH. Abdul Chalim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/tijie.v4i3.411

Abstract

The implementation of madrasah diniyah takmiliyah (MDT) is very dynamic in its history, established before this country was not born until now it still exists in the midst of community life and has contributed a lot to the nation as an institution that concentrates on Islamic studies. Although it has been established for a long time, madrasah diniyah has only recently received recognition from the government through the issuance of Law No. 20 of 2003 concerning the national education system and also the issuance of Government Regulation No. 55 of 2007 concerning religious education and religious education. This study examines local government policies related to the implementation of madrasah diniyah takmiliyah as part of the implementation of these two government policies. This study uses a systematic literature review (SLR) approach, which is a method used to identify, verify and classify relevant data findings into discussion themes. The result of this study is that the policies that have been established by the government have not fully guaranteed the vital role of the government (central and local) towards the implementation of education in madrasah diniyah, the lack of government attention is one of the reasons for the lack of development of MDT until now. In some regions, there is a policy to integrate MDT into formal schools, this aims to increase the role and existence of MDT and affirm its role as an Islamic educational institution that produces religious and characterized graduates.
Pengembangan Inovasi Produk “Kopi Bubuk” Meningkatkan Nilai Jual di Madiun Jawa Timur Rahmasari, Henny; Faizin, Moh
Jumat Ekonomi: Jurnal Pengabdian Masyarakat Vol. 3 No. 2 (2022): Agustus
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimas_ekon.v3i2.2032

Abstract

The development of coffee is currently in great demand by various groups. Coffee is so famous and penetrated in recent years. The coffee grounds that have been served in glasses by many people turned out to have a very long stage. Processing coffee beans is quite complicated, but it is equivalent to the enjoyment obtained from a cup of coffee. In developing a business is to use various ways to increase the selling value of the products sold and to get the profits to be achieved. One of the residents in Krajan Hamlet, Candimulyo Village, named Mbah Narti has a small business, namely a ground coffee business. He has been running this ground coffee business for a long time. In this ground coffee business, Mbah Narti only sells ground coffee in ordinary plastic packaging, without a name tag. The purpose of this study is to develop product innovation in the ground coffee business as an effort to increase the selling value of the product by using the Asset Based Community - Driven Development (ABCD) approach, so that with the development of product innovation it can increase the selling value. With this community service activity, business owners and researchers have achieved product innovation on packaging and labels.
Sosialisasi Digital Marketing Dalam Upaya Mengoptimalkan Nilai Jual Produk UMKM Desa Kalisat Febriani, Dina; Faizin, Moh; Enjelita, Clarinda Sevians
Jumat Ekonomi: Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2024): April
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasekon.v5i1.3890

Abstract

Digital marketing also known as online marketing or internet marketing, refers to the promotional activities or campaingns undertaken to promote a brand or product through digital or online media with the aim of attracting consumers quickly. Digital marketing facilitates businesses in monitoring and catering to the needs and desires of potential consumers. On the other hand, potential consumers can also search for and obtain product information by simply browsing the virtual worls, thus streamlining the search process. In the endeavor, the asset baed community development approach is employed, emphasizing the development of existing assets and potentials with in a particular area. Specifically, in the vilage of Kalisat. Bungkal sub-district, Ponorogo regency, the local community possesses several micro, small, anad medium-sized enterprises owned by individuals or groups. Through the dissemination of digital marketing strategies, it is expected that the value and marketability of these products can be enhanced or optimized.
Pendidikan Seumur Hidup dalam Islam: Landasan, Nilai dan Relevansi Modern Perspektif Gus Dur Faizin, Moh; Salsabila, Sabrina Azalia; Achintya, Naya Salwa
MUDABBIR Journal Research and Education Studies Vol. 5 No. 2 (2025): Vol. 5 No. 2 Juni-Desember 2025
Publisher : Perkumpulan Manajer Pendidikan Islam Indonesia (PERMAPENDIS) Prov. Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/mudabbir.v5i2.1882

Abstract

Pendidikan seumur hidup adalah gagasan krusial di dalam Islam yang menyatakan bahwa pembelajaran tidak terbatas oleh umur atau tingkat pendidikan formal, melainkan berjalan terus menerus selama hidup seseorang. Gagasan ini didukung oleh ajaran Al-Qur'an dan hadis yang menyoroti kewajiban mencari pengetahuan sebagai elemen utama dalam membentuk moral dan kedewasaan rohani. Dari sudut pandang Abdurrahman Wahid (Gus Dur), pendidikan sepanjang hayat bukan sekadar kegiatan intelektual, melainkan proses pembebasan manusia dari keterbelakangan, sikap intoleran, dan ketimpangan sosial. Gus Dur menitikberatkan pada prinsip-prinsip kemanusiaan, kemerdekaan berpikir, serta penghormatan terhadap keragaman sebagai dasar pendidikan yang tetap relevan di segala zaman. Dengan kemajuan teknologi dan perubahan sosial yang begitu pesat, gagasan ini kian mendesak, sebab ia mendorong setiap orang untuk selalu menyesuaikan diri, memperluas pandangan, dan meningkatkan kesadaran etis. Penelitian ini bermaksud menelaah dasar, nilai, serta urgensi pendidikan sepanjang hayat dalam Islam melalui kacamata Gus Dur, agar dapat berkontribusi pada pengembangan pendidikan Islam yang lebih terbuka, maju, dan sesuai dengan tuntutan masa kini.
Logical Fallacy dalam Kompetensi Publick Speaking dan Debat dalam Prespektif Aristoteles Azzahra, Namamta; Faizin, Moh
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Logical Fallacy adalah kesalahan dalam penalaran atau kesalahan dalam berfikir yang membuat suatu argumen itu tampak benar padahal aslinya salah atau keliru. Konsep awal Logical fallacy dicetuskan oleh Aristoteles (384-322 M) dalam karyanya yaitu “Shopistical Rfutations”. Tujuan dari pembahasan Logical Fallacy agar pembicara maupun pendengar tidak terjebak pada kesalahan berfikir yang dapat menyesatkan dalam public speaking maupun debat, sehingga dapat befikir kritis, menyusun argumen yang logis dan rasionalitas. Metode yang digunakan penulis dalam membuat makalah ini adalah metode kepustakaan (Library Research), dengan menelaah dari buku, Artikel, web, dan bacaan-bacaan lainnya. Hasil dari pembahasan ini menunjukkan bahwa kemampuan mengenali dan menghindari logical fallacy berperan penting dalam membangun suatu argumen yang logis, etis sesuai dengan prinsip retorika milik Aristoteles, Yaitu keseimbangan antara Logos, Ethos dan Pathos. Ini menunjukkan bahwa penguasaan logika menjadi dasar utama keberhasilan dalam komunikasi public speaking dan debat.