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Kewenangan BPSK dan BMAI dalam menyelesaikan sengketa asuransi Antara perusahaan asuransi dan pemegang polis asuransi Sipahutar, Anjani; Sipahutar, Ervina Sari; Fauzi, Muhammad
Jurnal Normatif Vol. 4 No. 2 (2024): Desember 2024
Publisher : Fakultas Hukum Universitas Al Azhar Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54123/jn.v4i2.394

Abstract

Disputes can occur in various sectors, one of which occurs in the insurance sector. If there is a dispute or insurance dispute between the insurer and the insured, the parties to the dispute can choose to resolve the dispute they are experiencing through court/litigation or outside court/non-litigation. Dispute resolution that is resolved through court/litigation is regulated in Article 1266 of the Civil Code, and dispute resolution outside of court can be done through Alternative Dispute Resolution (ADR). Based on statutory regulations in effect until 2019, the LAPS established for disputes in the insurance sector is the Indonesian Insurance Mediation and Arbitration Agency (BMAI). One example of a dispute in the insurance sector that was resolved through alternative dispute resolution is the case of Decision Number 17/Pdt.Sus-BPSK/2021/PN Llg
Tanggung Jawab Pemerintah Terkait Penonaktifan Peserta PBI Terhadap Kebijakan Surat Keputusan Kementerian Sosial No. 70 Tahun 2019 Tahap Ke Enam Amalia, Apri; Gunawan Purba, Indra; Sipahutar, Ervina Sari
Jurnal Hukum Kaidah: Media Komunikasi dan Informasi Hukum dan Masyarakat Vol 23, No 1 (2023): Edisi September 2023
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/jhk.v23i1.8098

Abstract

In 2019 the number of poor people ini Medan Citywas 183,790 people with a percentage of the population receiving PBI health insurance of 29,60% based on data from the Central StatisticsAgency. PBI JK participants are people who are classified as poor and cant’t afford whosecontributions are paid by the Government in the amount of Rp. 420.000. In 2091 the Ministry of Social Affairs issued Decree No. 70 0f 2019 sixthphase concerning policies against deactivating PBI JK participants. This is what becomes a polemic ini a society that can’t afford it. The deactivation of thin Center certainly affects PBI participants who hold the Medan Sehat Card in the city of Medan, which provide health protectionbenefits for Medan city residents.The research method uses a normative-empirical research type. The 1945 constitution explicitly stated that the state is obliged to provide health facilities for the poor and is obliged to develop a Social Security System, hence Law no 40. 0f 2004 concerning the National Social Security System and Law no. 24 of 2011 concerning Sosial Security Administering Bodies. Responbility ofthe Medan City Government in collaboration withBPJS Health, the social service and the Medan City Government Hosipital provide and coordinate in carrying out their socialresponbilities for PBI recipients whose assistancehas been stopped by the Minsitry of Social Affairs. BPJS Health as an institution managing guarantees of free health servicer to the poor must coordinate with the Medan city social service as an extension of the government to provide information related to community povertydata ini terms of data management. This coordination is to create order between institutions and the public in the use of law whichfunctions as legal certainty. Keywords: Contribution Assistance Recipients,Health Insurance, Medan City Government
Konstruksi Hukum dalam Standarisasi Tata Kelola Perencanaan Pembangunan Daerah untuk Mendukung Efektivitas Pembangunan Nasional Sipahutar, Ervina Sari
Jurnal Ilmiah Penegakan Hukum Vol. 12 No. 2 (2025): JURNAL ILMIAH PENEGAKAN HUKUM DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jiph.v12i2.14094

Abstract

Regional development planning is a crucial component of the national development system. However, decentralization and variations in institutional capacity across regions pose serious challenges to the uniformity and effectiveness of planning governance. This study aims to analyze the role of legal construction in promoting the standardization of regional development planning governance to support the effectiveness of national development. Using a normative juridical approach, this research applies a literature review method focusing on laws and regulations, policy documents, and relevant academic literature. The findings indicate that a strong and adaptive legal framework is essential to establish a well-coordinated, data-driven planning system that is responsive to long-term development needs. The main obstacles identified include overlapping regulations, disparities in institutional capacity, and the suboptimal application of accountability and public participation principles. The study recommends regulatory harmonization between central and regional governments, strengthening the capacity of planning institutions, and developing an integrated information system with clear legal provisions. In conclusion, an effective legal construction serves as a fundamental foundation for creating a standardized governance structure for regional development planning, capable of accelerating and sustaining national development.
Optimizing the Strategic Role of BAPPEDA in Regional Development Planning Ervina Sari Sipahutar
Proceeding of the International Conference on Law and Human Rights Vol. 3 No. 2 (2026): June: Proceeding of the International Conference on Law and Human Rights
Publisher : Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/iclehr.v3i2.87

Abstract

Regional development planning plays a pivotal role in achieving sustainable, inclusive, and evidence-based development outcomes, with the Regional Development Planning Agency (BAPPEDA) serving as the primary institution responsible for coordinating planning processes at the local government level. However, BAPPEDA often faces challenges related to inter-agency coordination, data integration, policy synchronization, stakeholder participation, and the alignment of development programs with regional priorities. This study aims to analyze and optimize the strategic role of BAPPEDA in improving the effectiveness and quality of regional development planning. The research employs a qualitative descriptive approach through literature review, policy analysis, and examination of planning practices within regional governments. The findings indicate that BAPPEDA’s effectiveness can be enhanced through strengthening institutional capacity, improving data-driven planning systems, integrating digital governance mechanisms, fostering cross-sector collaboration, and increasing community participation in decision-making processes. Furthermore, the study highlights the importance of strategic leadership and adaptive planning frameworks in responding to dynamic socioeconomic and environmental challenges. The synthesis of findings demonstrates that BAPPEDA functions not only as a planning coordinator but also as a catalyst for innovation, policy integration, and sustainable regional development. In conclusion, optimizing BAPPEDA’s strategic role requires institutional strengthening, technological innovation, stakeholder engagement, and evidence-based planning practices to ensure that regional development objectives are achieved effectively, efficiently, and sustainably in accordance with national and local development priorities.
Model Klasifikasi Kepatuhan Pajak Menggunakan Support Vector Machine Irwansyah; Sari Novalianda; Adam Pangestu; Oni Afriyandi; Ervina Sari Sipahutar
Impression : Jurnal Teknologi dan Informasi Vol. 5 No. 1 (2026): Maret 2026
Publisher : Lembaga Riset Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/jti.v5i1.1867

Abstract

Kepatuhan wajib pajak merupakan faktor kunci dalam memastikan pendapatan pemerintah yang berkelanjutan, namun mengidentifikasi wajib pajak yang patuh dan tidak patuh tetap menjadi tantangan karena meningkatnya volume dan kompleksitas data pajak. Penelitian ini mengusulkan model klasifikasi kepatuhan wajib pajak menggunakan algoritma Support Vector Machine (SVM) untuk meningkatkan akurasi prediksi kepatuhan. Penelitian ini menggunakan pendekatan kuantitatif dengan memanfaatkan dataset wajib pajak yang memuat pendapatan, pajak terutang, ketepatan waktu pembayaran, status pengajuan SPT, tunggakan pajak, dan riwayat kepatuhan. Pra-pemrosesan data meliputi penanganan nilai yang hilang, penghapusan duplikat, pengkodean label, dan normalisasi Min-Max sebelum pelatihan dan evaluasi model menggunakan validasi silang 10-fold. Hasil eksperimen menunjukkan bahwa model yang diusulkan mencapai akurasi 91,00%, presisi 90,48%, recall 92,23%, dan F1-score 91,34%, dengan akurasi validasi silang rata-rata 90,72% ± 1,26%. Temuan ini menunjukkan bahwa SVM memberikan kinerja yang andal dan kuat untuk klasifikasi kepatuhan wajib pajak, serta memiliki potensi besar untuk mendukung administrasi pajak yang cerdas dan berbasis data, sekaligus meningkatkan efisiensi pengambilan keputusan dalam sistem perpajakan digital. Taxpayer compliance is a key factor in ensuring sustainable government revenue, yet identifying compliant and non-compliant taxpayers remains challenging due to the increasing volume and complexity of tax data. This study proposes a taxpayer compliance classification model using the Support Vector Machine (SVM) algorithm to improve the accuracy of compliance prediction. The research employed a quantitative approach using taxpayer datasets containing income, tax payable, payment timeliness, tax return submission status, tax arrears, and compliance history. Data preprocessing included missing value handling, duplicate removal, label encoding, and Min-Max normalization before model training and evaluation using 10-fold cross-validation. Experimental results showed that the proposed model achieved an accuracy of 91.00%, precision of 90.48%, recall of 92.23%, and F1-score of 91.34%, with an average cross-validation accuracy of 90.72% ± 1.26%. These findings demonstrate that SVM provides reliable and robust performance for taxpayer compliance classification and has strong potential to support intelligent, data-driven tax administration and improve decision-making efficiency in digital taxation systems.
Analisis Wewenang dan Fungsi Lembaga Eksekutif dan Legislatif dalam Pembentukan Perundang-Undangan: Studi Kasus Pembentukan Undang-Undang Nomor 6 Tahun 2023 tentang Penetapan Perpu Cipta Kerja Menjadi Undang-Undang Muthia Syafa Ramadhani Lubis; Sifa Maulida Bangun; Marsya Oktaviani Harahap; Zahwa Soraya; Niha Sry Asyh Gultom; Mutiara Andini; Ervina Sari Sipahutar
Lex: Journal of Social Sciences and Humanities Perspectives Volume 1 Issue 2, 2026
Publisher : Ell Publication & Research Center for International Development Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan dari penelitian ini adalah untuk menyelidiki kekuasaan serta peran lembaga eksekutif dan legislatif dalam proses pengesahan Undang-Undang Nomor 6 Tahun 2023 yang mengubah Peraturan Pemerintah Pengganti Undang-Undang Nomor 2 Tahun 2022 tentang Cipta Kerja menjadi undang-undang yang sah, serta menilai penerapan prinsip checks and balances dalam proses pengesahannya. Metode yang diaplikasikan dalam penelitian ini adalah hukum normatif dengan menggunakan pendekatan perundang-undangan dan pendekatan kasus. Sumber hukum yang dipakai mencakup bahan hukum primer yang terdiri dari undang-undang dan keputusan Mahkamah Konstitusi, dan bahan hukum sekunder dalam bentuk buku serta artikel ilmiah yang relevan. Temuan dari penelitian ini mengungkapkan bahwa Presiden, sebagai bagian dari lembaga eksekutif, telah melaksanakan kewenangannya berdasarkan Pasal 22 ayat (1) UUD NRI Tahun 1945 dalam mengeluarkan Perppu Nomor 2 Tahun 2022, sedangkan DPR sebagai lembaga legislatif menjalankan tugasnya melalui pembahasan dan persetujuan atas Perppu tersebut sehingga menjadi Undang-Undang Nomor 6 Tahun 2023. Secara formal, prinsip checks and balances telah dipenuhi melalui proses persetujuan DPR terhadap Perppu. Meski demikian, masih ada perdebatan mengenai terpenuhinya aspek kegentingan yang mendesak serta efektivitas partisipasi masyarakat dalam proses legislasi. Oleh karena itu, penting untuk memperkuat mekanisme pengawasan antar lembaga negara dan meningkatkan transparansi serta partisipasi publik agar pembentukan regulasi undang-undang dapat berlangsung secara demokratis dan berlandaskan prinsip negara hukum. Kata Kunci: lembaga eksekutif, lembaga legislatif, checks and balances, Perppu Cipta Kerja, pembentukan undang-undang.