Article Per Year (5 Year)
p-Index From 2021 - 2026
6.621
P-Index
This Author published in this journals
All Journal IQTISHODUNA El Dinar Laa Maisyir Jurnal Ekonomi Islam I-Finance Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Dimensi Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Journal of Dedicators Community NISBAH: JURNAL PERBANKAN SYARIAH Jurnal Tabarru': Islamic Banking and Finance Iqtishoduna: Jurnal Ekonomi Islam JURNAL MANAJEMEN DAN BISNIS INDONESIA FINANSIA : Jurnal Akuntansi dan Perbankan Syariah BISEI: Jurnal Bisnis dan Ekonomi Islam International Journal of Economics Development Research (IJEDR) Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia JMK Jurnal Manajemen dan Kewirausahaan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Journal of Islamic Economics and Finance Studies Shafin: Sharia Finance and Accounting Journal Filantropi: Jurnal Manajemen Zakat dan Wakaf Jurnal Cendekia Keuangan Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Maliki Islamic Economics Journal Inovasi Kesehatan Global J-MABES Commodities, Journal of Economic and Business Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka) I'thisom: Jurnal Ekonomi Syariah IJABAH: Indonesian Journal of Sharia Economics Business and Halal Studies Al-Infaq : Jurnal Ekonomi Islam IJIEF: Indonesian Journal of Islamic Economics and Finance
Guntur Kusuma Wardana
Departement Of Islamic Banking, Faculty Of Economics, Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

Published : 45 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 45 Documents
Search

 1   2   3   4   5 
Market Share Perbankan Syariah Di Indonesia: Makro Ekonomi Dan Financial Performance Baiq Naili Amalia; Guntur Kusuma Wardana
IJABAH Vol. 2 No. 2 (2024): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i2.639

Abstract

This study aimed to know the influence of macroeconomic factors (inflation, Bi Rate) and Financial Performance (ROA, CAR, FDR) onthe market share of Islamic banking in Indonesia. This study is quantitative with an explanatory approach. The population in this study consisted of 14 Islamic Commercial Banks. The sample consisted of 6Islamic Commercial Banks registered with the Financial Services Authority (OJK) and Bank Indonesia. The sample was taken using a purposive sampling technique. The data analysis used panel data regression with Eviews 9. The results show that partially inflation, Bi Rate, FDR variables had a significant negative effect on the market share. ROA and CAR variables have no significant effect on the market share. In addition, simultaneously the variables of Inflation, Bi Rate, ROA, CAR, FDR have a significant effect on market share.
Penerapan Manajemen Risiko Pembiayaan Pada Perusahaan Fintech Pegadaian Syari’ah Wati, Pury Ganes; Wardana, Guntur Kusuma; Holis, Muhammad Nur
J-Mabes: Jurnal Manajemen, Akuntansi, Bisnis dan Studi Ekonomi Syariah Vol 1 No 2 (2024): J-MABES
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/j-mabes.v1i2.391

Abstract

Based on findings in the field, in its transactions Erahn.id provides online application services and is the first sharia fintech pawnshop in the city and district of Malang. Erahn.id can also provide free consultations regarding financial problems. Apart from having gone digital, or the application can be done online (website), the process of disbursing funds can also be done by transfer or cash. The entrustment service fee is charged on the estimated value of the pawned item, not on the value of the loan applied for. This is very different from other sharia pawnshops and is interesting to study. Erahn.id also prioritizes Islamic principles in implementing each of its business concepts. The aim of the research is to determine the implementation of financing risk management, the obstacles that occur in implementing financing risk management and resolving obstacles in implementing financing risk management in sharia pawnshop fintech companies. The method used is a qualitative method with a case study approach. This research was conducted at Erahn.id Jl. Simpang Wilis Indah, Gading Islamic Boarding School Block 1 No 13 Malang. The results show that the application of risk management at Erahn.id Malang was carried out with several risk management processes, namely: identification, measurement, monitoring, and risk control. Some obstacles also occur in the application of risk management at Erahn.id, such as forget to remind the customers who are passing the due date, the collateral item that is difficult to sell, and the lack of knowledge about authenticity and gold content. In resolving the obstacles faced when implementing financing risk management, the things that have been done by Erahn.id Malang are checking the database periodically, looking for the latest market price information for the collateral items, and upgrading knowledge from relations owned by the founder of Erahn.id Malang. This research can introduce and enhance people's insight about pawnshop with sharia principles. Pawn shops with sharia principles have developed into digital go-based companies that can efficiently compete with other finteches.
IMPLEMENTASI PENGELOLAAN DANA WAKAF UANG DI BAITUL MAAL WAT TAMWIL (BMT) MANDIRI SEJAHTERA Rohman, Ahmad Habibur; Wardana, Guntur Kusuma
Filantropi : Jurnal Manajemen Zakat dan Wakaf Vol. 2 No. 1 (2021): Filantropi
Publisher : Program Studi Manajemen Zakat dan Wakaf

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (592.626 KB) | DOI: 10.22515/finalmazawa.v2i1.3300

Abstract

The purpose of this research is knowing of the management cash wakaf at BMT Mandiri Sejahtera. The method used is a qualitative method with a descriptive approach. This research was conducted at BMT Mandiri Sejahtera, Karangcangkring Dukun Gresik . BMT Mandiri Sejahtera is a non-bank Islamic financial institution in the form a cooperative that combines two financial, namely Baitul Maal and the Baitul Tamwil. The results of the study indicate that the management of cash waqf is managed based on benefit and is in accordance with the value of benefits by waqf assets. The management of cash waqf that is implemented at BMT Mandiri Sejahtera Karangcangkring Gresik is one of which is manifested of BMT customer who have the awareness of waqf. Other then that at BMT Mandiri Sejahtera Karangcangkring Gresik by providing capital loans to customers of BMT Mandiri Sejahtera which results are divided 60% to be distributed the name of cash waqf, where the remaining 40% is put back in the waqf funds for inflation adjustment. Tujuan dari penelitian ini adalah untuk mengetahui pengelolaan wakaf tunai di BMT Mandiri Sejahtera. Metode yang digunakan adalah metode kualitatif dengan pendekatan deskriptif. Penelitian ini dilakukan di BMT Mandiri Sejahtera, Karangcangkring Dukun Gresik. BMT Mandiri Sejahtera adalah lembaga keuangan syariah non bank berbentuk koperasi yang menggabungkan dua keuangan, yaitu Baitul Maal dan Baitul Tamwil. Hasil penelitian menunjukkan bahwa pengelolaan wakaf tunai dikelola berdasarkan manfaat dan sesuai dengan nilai manfaat aset wakaf. Pengelolaan wakaf tunai yang dilaksanakan di BMT Mandiri Sejahtera Karangcangkring Gresik salah satunya adalah wujud nasabah BMT yang memiliki kesadaran wakaf. Selain itu di BMT Mandiri Sejahtera Karangcangkring Gresik dengan memberikan pinjaman modal kepada nasabah BMT Mandiri Sejahtera yang hasilnya dibagi 60% untuk dibagikan atas nama wakaf tunai, dimana 40% sisanya dimasukkan kembali ke dana wakaf untuk penyesuaian inflasi.  
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT REJOSO DALAM MEMBAYAR ZAKAT DI BADAN AMIL ZAKAT NASIONAL Rizkia Nur Aisyah, Wanda; Wardana, Guntur Kusuma
Filantropi : Jurnal Manajemen Zakat dan Wakaf Vol. 3 No. 1 (2022): Filantropi
Publisher : Program Studi Manajemen Zakat dan Wakaf

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/finalmazawa.v3i1.5374

Abstract

The purpose of this study was to determine the effect of attitudes, subjective norms, and behavioral control on the Rejoso people interest in paying zakat at the National Zakat Agency. The method used is descriptive quantitative. This research was conducted at the National Zakat Agency of Nganjuk Regency. This study used a purposive sampling technique with 100 respondents. The analytical method used is multiple linear regression analysis. The results of this study indicate that attitudes, subjective norms, behavioral control and religiosity have a significant effect on the interest in paying zakat. It can be concluded that partially and simultaneously the variables of attitude, subjective norms, behavior control and religiosity have a significant effect on the Rejoso people's interest in paying zakat at the National Zakat Agency. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh sikap, norma subyektif, kontrol perilaku, dan religiusitas terhadap minat masyarakat Rejoso dalam membayar zakat di Badan Amil Zakat Nasional. Adapun metode yang digunakan adalah deskriptif kuantitatif. Penelitian ini dilakukan di Badan Amil Zakat Nasional Kabupaten Nganjuk. Penelitian ini menggunakan teknik pengambilan sampel purposive sampling dengan 100 responden. Metode analisis yang digunakan adalah analisis regresi linier berganda. Hasil dari penelitian ini menunjukkan sikap, norma subyektif, kontrol perilaku dan religiusitas berpengaruh signifikan terhadap minat membayar zakat. Dapat disimpulkan bahwa secara parsial dan simultan variabel sikap, norma subyektif, kontrol perilaku dan religiusitas berpengaruh signifikan terhadap minat masyarakat Rejoso dalam membayar zakat di Badan Amil Zakat Nasional.
A Analysis of Factors Affecting Stock Valuation Based on Price Earning Ratio Wardana, Guntur Kusuma
JMK (Jurnal Manajemen dan Kewirausahaan) Vol 9 No 3 (2024): September
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/jmk.v9i3.5920

Abstract

This study analyzes the factors that influence the Price Earnings Ratio of the 20 largest Islamic banks in the world from 11 different countries during the period 2019-2023. Using the panel data regression method, this study investigates the effect of Return on Equity, Return on Assets, Price to Book Value, Dividend Payout Ratio, Debt to Equity Ratio, and Bank Size on PER. The results show that PBV and DPR have a significant positive effect on PER, while ROE, ROA, DER, and SIZE do not show a significant effect. These findings highlight the importance of book value and dividend policy in investors' assessment of Islamic banks, as well as revealing the unique complexities in Islamic bank valuation that are not always in line with conventional finance theory. This study provides valuable insights for investors, analysts, and policymakers in understanding the dynamics of Islamic bank valuation in the global market, and emphasizes the need to consider non-financial factors such as sharia compliance in investment analysis.
ANALYSIS COMPARATIVE OF ISLAMIC BANKING HEALTH LEVELS IN ASIA USING RGEC METHOD Wijaya, Ahmad Mada; Wardana, Guntur Kusuma
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i1.2151

Abstract

This research aims to compare the health levels of Sharia banks in Asia over the period 2017-2022 using the RGEC method, considering the factors of Risk Profile, Good Corporate Governance, Earnings, and Capital. Financial ratios used to assess bank health include risk profile using 2 ratios namely NPF and FDR, GCG factor using selfassessment, Earnings using 4 ratios namely ROA, ROE, BOPO, and capital factors including the CAR ratio. The type of research used is quantitative descriptive research. The data obtained are secondary data in the form of annual financial reports of the companies. The research results show significant differences in the health of Sharia banks in Asia measured using the RGEC method. Sharia Banks categorized as "Very Healthy" are Al Rajhi Bank, Dubai Islamic Bank, Qatar Islamic Bank, Maybank Islamic Berhad, and Ziraat Katilim Bankansi. While Sharia banks categorized as "Healthy" are Boubyan Islamic Bank, Bank Pasargad Iran, Al Salam Islamic Bank, and Islamic Bank Limited. Then the Sharia banking categorized as "Fairly Healthy" is Bank Muamalat Indonesia.
THE EFFECT OF LIQUIDITY, LEVERAGE, CAPITAL, EFFICIENCY, AND ASSET QUALITY ON ISLAMIC BANKS PROFITABILITY IN ASIA Lina Kurniawati; Guntur Kusuma Wardana; Muhammad Riza Hafizi
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 8 No 2 (2025): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v8i2.10454

Abstract

Sharia banking in Asia has experienced rapid asset growth and has become a major contributor to the global Islamic finance industry. However, this asset growth has not always been accompanied by stable profitability due to high operating costs and financing risks. This study aims to examine the FDR, DAR, CAR, CIR, and NPF on ROA in Islamic banking in Asia. This study uses a descriptive quantitative approach with panel data regression analysis. The results show that, partially, the variables FDR, DAR, and CAR do not have a significant effect on ROA, while the variables CIR and NPF have a significant negative effect on ROA in Islamic banks in Asia. Simultaneously, all independent variables have a significant effect on ROA in Islamic banks in Asia. This study explains that asset efficiency and quality are important factors that affect the profitability of Islamic banking in Asia. The implication of this study is the need to strengthen financing risk management and improve operational efficiency to maintain the financial performance of Islamic banking.
Integrasi Higinitas, Sanitasi, dan Nilai-Nilai Religius di Lingkungan Pesantren Noer Aisyah Barlian; Guntur Kusuma Wardana; Wahyuning Murniati
Inovasi Kesehatan Global Vol. 1 No. 4 (2024): November: Inovasi Kesehatan Global
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/ikg.v2i4.1571

Abstract

Pesantren, as the oldest Islamic educational institutions, face complex challenges in environmental health management, primarily due to high residential density, limited sanitation infrastructure, and varying practices of Healthy and Clean Living Behaviors (PHBS). Although the religious concept of taharah (purity) serves as a foundation for cleanliness, there is a lack of in-depth research examining the integration of religious values, infrastructure conditions, and management systems in shaping the daily hygiene experiences of santri (students).This study aims to explore the santri's experience regarding environmental health management in pesantren, focusing on the integration of hygiene, sanitation, and Islamic religious values, while also identifying factors and challenges related to PHBS practices. This qualitative research, utilizing a descriptive phenomenology design, collected data through in-depth interviews with three female santri informants (with 8–9 years of boarding experience). Data analysis was conducted using the six-phase thematic analysis method by Braun & Clarke (2006).The study identified five main themes: (1) Infrastructure is quantitatively adequate but faces operational issues (queues, seasonal clean water scarcity); (2) PHBS practices show positive behavioral changes (self-reliance) but waste management remains traditional; (3) The religious value of taharah acts as a strong intrinsic motivation; (4) The management system involves multi-level roles (kiai-ustaz-administrators) that face consistency challenges; and (5) Main obstacles include limited facilities, varying levels of santri awareness, and disparity in educational programs. Poskestren (Pesantren Health Post) represents an institutional effort to provide basic health services.Environmental health management in pesantren requires a holistic approach, integrating infrastructure improvement and sustainable waste management systems, alongside developing education that unites Islamic religious values with modern health knowledge. Optimizing the religious strategy and strengthening national monitoring/standardization systems are key to program sustainability.
The Effect of Wadiah Savings and Wadiah Current Accounts on the Profitability of Sharia Commercial Banks in Indonesia Mochammad Ainur Rozikin; Guntur Kusuma Wardana
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 8 No. 2 (2025): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v8i2.2395

Abstract

Profitability is a crucial indicator of a bank's success in performing its intermediary function in managing public funds. Therefore, Islamic commercial banks need to continually enhance their profitability. Factors such as wadiah savings and wadiah current accounts are considered to contribute to sustainable profitability, as they reflect the bank’s ability to manage financial risks, meet obligations, and optimize asset utilization. This study aims to analyze the effect of wadiah savings and wadiah current accounts on the profitability of Islamic commercial banks in Indonesia, using profit-sharing financing and non-profit-sharing financing as control variables. This research employs a quantitative descriptive method. The population consists of 14 Islamic commercial banks registered with the Financial Services Authority (OJK) in 2024, from which 8 banks were selected using purposive sampling. The study uses secondary data obtained from annual financial reports of each bank during the 2013–2024 period. Data analysis was conducted using the panel data regression method with EViews 13. The results show that wadiah savings and wadiah current accounts partially and simultaneously have a significant effect on the profitability of Islamic commercial banks in Indonesia.
The Mediation Effect of Price to Book Value on Financial Ratio to Stock Return Almuzayyad; Guntur Kusuma Wardana
LAA MAISYIR: Jurnal Ekonomi Islam Vol. 12 No.2 (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v12i2.63006

Abstract

Stock returns are main indicators used by investors to assess the performance of a stock, including those of Islamic financial institutions listed on the Indonesia Stock Exchange (IDX). Stock returns can be influenced by financial ratios such as ROA, DER, CR, TATO, and EPS. This study aims to determine the effect of ROA, DER, CR, TATO, and EPS on stock returns through PBV in Islamic financial institutions listed on the IDX for the period 2020-2024. This study uses a quantitative method. The population in this study consists of 59 companies, including 4 Islamic banks and 55 Islamic insurance companies, using purposive sampling techniques that produced 9 samples. This study used secondary data sourced from quarterly reports Islamic financial institutions listed on the IDX for the period 2020-2024. The results show that PBV is unable to mediate the effect of ROA, DER, CR, TATO, and EPS on the stock returns of Islamic financial institutions listed on the IDX for the period 2020-2024. However, the results of testing the hypothesis of direct influence on stock returns show that DER, CR, TATO, and EPS have a significant effect on stock returns. Meanwhile, ROA does not have a significant effect on stock returns.
Co-Authors Abdul Hakim Yahya Abdussakir Abdussakir Ahmad, Yusuf Falaqi Al Hujjah Asianingrum Almuzayyad Amalia, Baiq Naili Amelia Fany Rachma Astriana, Chusnul Azzam Shidqie Baiq Naili Amalia Dewi, Annisa Sinta Dian Ayu Nur Afifah Ekawati Ramadhani Eko Widodo Elok Sri Utami Fadlil Abdani Faizah, Putri Nur Fitriyah Fitriyah Fitriyah, Vindi Nur Hodi, Hodi Imam Rofiki Indah Nur Hikmatus Shoumi Indah Yuliana Khusnia, Chinta Lestari, Renita Diyana Lina Kurniawati Marliastutik, Ika Selvia Maryam Faizah Meita Trisna Dewi Mochammad Ainur Rozikin Mochammad Ainur Rozikin Mohammad Ibnu Hibban Muhammad Nur Holis Muhammad Riza Hafizi Nisa’, Asfira Zakiatun Noer Aisyah Barlian Noer Aisyah Barlian Nur Fauziyah Puji Handayati Qothrunnada, Qothrunnada Rafika Aulia Fauzi Ratih, Dian Ravi Haryo Rina Rusdiana Rini Safitri Rini Safitri Rizkia Nur Aisyah, Wanda Rohman, Ahmad Habibur Sahroni Eka Putra Satia Nur Maharani Shoumi, Indah Nur Hikmatus Susiana Susiana Taryono Hanjoyo Tatang Ary Gumanti Violinda Syahgaria Firdaus Wahyu Agung Panji Subekti Wahyuning Murniati Wati, Pury Ganes Wijaya, Ahmad Mada Yanti, Yusri Rahma Yaqinah, Nuriyatul Inayatil Yayuk Sri Rahayu Yusri Rahma Yanti