Article Per Year (5 Year)
p-Index From 2021 - 2026
6.621
P-Index
This Author published in this journals
All Journal IQTISHODUNA El Dinar Laa Maisyir Jurnal Ekonomi Islam I-Finance Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Dimensi Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Journal of Dedicators Community NISBAH: JURNAL PERBANKAN SYARIAH Jurnal Tabarru': Islamic Banking and Finance Iqtishoduna: Jurnal Ekonomi Islam JURNAL MANAJEMEN DAN BISNIS INDONESIA FINANSIA : Jurnal Akuntansi dan Perbankan Syariah BISEI: Jurnal Bisnis dan Ekonomi Islam International Journal of Economics Development Research (IJEDR) Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia JMK Jurnal Manajemen dan Kewirausahaan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Journal of Islamic Economics and Finance Studies Journal of Sharia Economics Filantropi: Jurnal Manajemen Zakat dan Wakaf Jurnal Cendekia Keuangan Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Maliki Islamic Economics Journal Inovasi Kesehatan Global J-MABES Commodities, Journal of Economic and Business Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka) I'thisom: Jurnal Ekonomi Syariah IJABAH: Indonesian Journal of Sharia Economics Business and Halal Studies Al-Infaq : Jurnal Ekonomi Islam IJIEF: Indonesian Journal of Islamic Economics and Finance
Guntur Kusuma Wardana
Departement Of Islamic Banking, Faculty Of Economics, Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

Published : 45 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 45 Documents
Search

 1   2   3   4   5 
The Effect of Wadiah Savings and Wadiah Current Accounts on the Profitability of Sharia Commercial Banks in Indonesia Mochammad Ainur Rozikin; Guntur Kusuma Wardana
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 8 No. 2 (2025): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v8i2.2395

Abstract

Profitability is a crucial indicator of a bank's success in performing its intermediary function in managing public funds. Therefore, Islamic commercial banks need to continually enhance their profitability. Factors such as wadiah savings and wadiah current accounts are considered to contribute to sustainable profitability, as they reflect the bank’s ability to manage financial risks, meet obligations, and optimize asset utilization. This study aims to analyze the effect of wadiah savings and wadiah current accounts on the profitability of Islamic commercial banks in Indonesia, using profit-sharing financing and non-profit-sharing financing as control variables. This research employs a quantitative descriptive method. The population consists of 14 Islamic commercial banks registered with the Financial Services Authority (OJK) in 2024, from which 8 banks were selected using purposive sampling. The study uses secondary data obtained from annual financial reports of each bank during the 2013–2024 period. Data analysis was conducted using the panel data regression method with EViews 13. The results show that wadiah savings and wadiah current accounts partially and simultaneously have a significant effect on the profitability of Islamic commercial banks in Indonesia.
The Mediation Effect of Price to Book Value on Financial Ratio to Stock Return Almuzayyad; Guntur Kusuma Wardana
LAA MAISYIR: Jurnal Ekonomi Islam Vol. 12 No.2 (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v12i2.63006

Abstract

Stock returns are main indicators used by investors to assess the performance of a stock, including those of Islamic financial institutions listed on the Indonesia Stock Exchange (IDX). Stock returns can be influenced by financial ratios such as ROA, DER, CR, TATO, and EPS. This study aims to determine the effect of ROA, DER, CR, TATO, and EPS on stock returns through PBV in Islamic financial institutions listed on the IDX for the period 2020-2024. This study uses a quantitative method. The population in this study consists of 59 companies, including 4 Islamic banks and 55 Islamic insurance companies, using purposive sampling techniques that produced 9 samples. This study used secondary data sourced from quarterly reports Islamic financial institutions listed on the IDX for the period 2020-2024. The results show that PBV is unable to mediate the effect of ROA, DER, CR, TATO, and EPS on the stock returns of Islamic financial institutions listed on the IDX for the period 2020-2024. However, the results of testing the hypothesis of direct influence on stock returns show that DER, CR, TATO, and EPS have a significant effect on stock returns. Meanwhile, ROA does not have a significant effect on stock returns.
Market Share Perbankan Syariah Di Indonesia: Makro Ekonomi Dan Financial Performance: Market Share of Islamic Banking in Indonesia: Macroeconomics and Financial Performance Amalia, Baiq Naili; Wardana, Guntur Kusuma
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 2 (2024): Ijabah Volume 2 Number 2 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i2.639

Abstract

This study aimed to know the influence of macroeconomic factors (inflation, Bi Rate) and Financial Performance (ROA, CAR, FDR) onthe market share of Islamic banking in Indonesia. This study is quantitative with an explanatory approach. The population in this study consisted of 14 Islamic Commercial Banks. The sample consisted of 6Islamic Commercial Banks registered with the Financial Services Authority (OJK) and Bank Indonesia. The sample was taken using a purposive sampling technique. The data analysis used panel data regression with Eviews 9. The results show that partially inflation, Bi Rate, FDR variables had a significant negative effect on the market share. ROA and CAR variables have no significant effect on the market share. In addition, simultaneously the variables of Inflation, Bi Rate, ROA, CAR, FDR have a significant effect on market share.
APAKAH DIGITALISASI MEMITIGASI RISIKO PEMBIAYAAN PADA BANK SYARIAH SECARA GLOBAL? Guntur Kusuma Wardana; Violinda Syahgaria Firdaus
Journal of Sharia Economics Vol. 7 No. 1 (2026): Islamic Economics
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v7i1.9809

Abstract

This study aims to examine the effect of profitability, liquidity, and technology on the financing risk of Islamic banks worldwide. The research is based on the global dynamics of financing risk, which ranges from 2.47% to 2, indicating a downward trend and reflecting an improvement in asset quality as well as the implementation of more prudent management. The method used is quantitative with a causality approach, analyzed through panel data regression using EViews 12 software. The results indicate that profitability has a significant effect on financing risk; liquidity (FDR) has a significant effect on financing risk; liquidity (QR) does not have a significant effect on financing risk; liquidity (CR) does not have a significant effect on financing risk; and technology does not have a significant effect on the financing risk of Islamic banks worldwide.
Profitability of Islamic Commercial Banks in Indonesia: Wadiah Savings and Wadiah Demand Deposits Mochammad Ainur Rozikin; Guntur Kusuma Wardana; Noer Aisyah Barlian
J-Mabes: Jurnal Manajemen, Akuntansi, Bisnis Dan Studi Ekonomi Syariah Vol 3 No 2 (2025): J-MABES
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/j-mabes.v2i2.563

Abstract

Banks are considered to be able to manage their operations well in the event of an increase in profit (profitability). Profitability is an important aspect that needs to be analyzed because it serves as an indicator of the bank's success in carrying out the role of intermediation of public funds. Therefore, Islamic banks need to increase their profitability. Factors such as wadiah savings, wadiah current accounts, are considered to be able to contribute to a sustainable increase in profitability, because they reflect the bank's ability to manage financial risks, fulfill obligations, and optimize the use of its assets. The purpose of the study was to determine the effect of wadiah savings and wadiah current account on profitability with profit-sharing financing and non-profit-sharing financing as control variables. The research method used is quantitative with a descriptive approach. The population of 14 sharia commercial banks in Indonesia will be registered with the OJK in 2024, with purposive sampling techniques obtained by 8 sharia commercial banks as samples. The data used is secondary data taken from financial statements on the official website of each Islamic commercial bank during the 2013-2024 period. The analysis was carried out using the panel data method and using Eviews 13. He results show that wadiah savings, wadiah savings partially affect the profitability of Islamic commercial banks in Indonesia. Simultaneously, wadiah savings and wadiah current accounts affect the profitability of Islamic commercial banks in Indonesia.
Co-Authors Abdul Hakim Yahya Abdussakir Abdussakir Ahmad, Yusuf Falaqi Al Hujjah Asianingrum Almuzayyad Amalia, Baiq Naili Amelia Fany Rachma Astriana, Chusnul Azzam Shidqie Baiq Naili Amalia Dewi, Annisa Sinta Dian Ayu Nur Afifah Ekawati Ramadhani Eko Widodo Elok Sri Utami Fadlil Abdani Faizah, Putri Nur Fitriyah Fitriyah Fitriyah, Vindi Nur Hanjoyo, Taryono Haryo, Ravi Hodi, Hodi Imam Rofiki Indah Yuliana Khusnia, Chinta Lestari, Renita Diyana Lina Kurniawati Marliastutik, Ika Selvia Maryam Faizah Meita Trisna Dewi Mochammad Ainur Rozikin Mochammad Ainur Rozikin Mohammad Ibnu Hibban Muhammad Nur Holis Muhammad Riza Hafizi Nisa’, Asfira Zakiatun Noer Aisyah Barlian Noer Aisyah Barlian Noer Aisyah Barlian, Noer Aisyah Nur Fauziyah Puji Handayati Qothrunnada, Qothrunnada Rafika Aulia Fauzi Ratih, Dian Rini Safitri Rini Safitri Rizkia Nur Aisyah, Wanda Rohman, Ahmad Habibur Rusdiana, Rina Sahroni Eka Putra Satia Nur Maharani Shoumi, Indah Nur Hikmatus Susiana Susiana Tatang Ary Gumanti Violinda Syahgaria Firdaus Wahyu Agung Panji Subekti Wahyuning Murniati Wati, Pury Ganes Wijaya, Ahmad Mada Yanti, Yusri Rahma Yaqinah, Nuriyatul Inayatil Yayuk Sri Rahayu Yusri Rahma Yanti