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Guntur Kusuma Wardana
Departement Of Islamic Banking, Faculty Of Economics, Universitas Islam Negeri Maulana Malik Ibrahim Malang

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Market Share Perbankan Syariah Di Indonesia: Makro Ekonomi Dan Financial Performance: Market Share of Islamic Banking in Indonesia: Macroeconomics and Financial Performance Amalia, Baiq Naili; Wardana, Guntur Kusuma
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 2 (2024): IJABAH Volume 2 Number 2 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i2.639

Abstract

This study aimed to know the influence of macroeconomic factors (inflation, Bi Rate) and Financial Performance (ROA, CAR, FDR) onthe market share of Islamic banking in Indonesia. This study is quantitative with an explanatory approach. The population in this study consisted of 14 Islamic Commercial Banks. The sample consisted of 6Islamic Commercial Banks registered with the Financial Services Authority (OJK) and Bank Indonesia. The sample was taken using a purposive sampling technique. The data analysis used panel data regression with Eviews 9. The results show that partially inflation, Bi Rate, FDR variables had a significant negative effect on the market share. ROA and CAR variables have no significant effect on the market share. In addition, simultaneously the variables of Inflation, Bi Rate, ROA, CAR, FDR have a significant effect on market share.
Profitability of Islamic Commercial Banks in Indonesia: Wadiah Savings and Wadiah Demand Deposits Mochammad Ainur Rozikin; Guntur Kusuma Wardana; Noer Aisyah Barlian
J-Mabes: Jurnal Manajemen, Akuntansi, Bisnis Dan Studi Ekonomi Syariah Vol 3 No 2 (2025): J-MABES
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/j-mabes.v2i2.563

Abstract

Banks are considered to be able to manage their operations well in the event of an increase in profit (profitability). Profitability is an important aspect that needs to be analyzed because it serves as an indicator of the bank's success in carrying out the role of intermediation of public funds. Therefore, Islamic banks need to increase their profitability. Factors such as wadiah savings, wadiah current accounts, are considered to be able to contribute to a sustainable increase in profitability, because they reflect the bank's ability to manage financial risks, fulfill obligations, and optimize the use of its assets. The purpose of the study was to determine the effect of wadiah savings and wadiah current account on profitability with profit-sharing financing and non-profit-sharing financing as control variables. The research method used is quantitative with a descriptive approach. The population of 14 sharia commercial banks in Indonesia will be registered with the OJK in 2024, with purposive sampling techniques obtained by 8 sharia commercial banks as samples. The data used is secondary data taken from financial statements on the official website of each Islamic commercial bank during the 2013-2024 period. The analysis was carried out using the panel data method and using Eviews 13. He results show that wadiah savings, wadiah savings partially affect the profitability of Islamic commercial banks in Indonesia. Simultaneously, wadiah savings and wadiah current accounts affect the profitability of Islamic commercial banks in Indonesia.
Penentu Profitabilitas Bank Syariah di Dunia: Likuiditas, Risiko Pembiayaan, dan Teknologi: Likuiditas, Risiko Pembiayaan, dan Teknologi Violinda Syahgaria Firdaus; Guntur Kusuma Wardana
Shafin: Sharia Finance and Accounting Journal Vol. 6 No. 1 (2026)
Publisher : Universitas Islam Negeri (UIN) Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/sfj.v6i1.24304

Abstract

The development of Islamic banking worldwide has not been accompanied by evenly distributed profitability levels among banks across different regions. This condition indicates that internal factors within Islamic banks contribute to the differences in financial performance. This study examines profitability dynamics in Islamic banking by focusing on liquidity conditions, financing risk, and technological factors. The analysis draws on bank-level observations from 34 Islamic banks selected from 52 institutions affiliated with the Islamic Financial Services Board over the 2020–2024 period, forming a balanced panel dataset. Empirical panel data analysis indicates that liquidity indicators, including the FDR, Quick Ratio, and Cash Ratio, are closely associated with profitability. Financing risk also emerges as a significant factor, whereas technological factors do not show a statistically meaningful effect on profitability during the observed period. Considering all the findings as a whole, effective risk control procedures and appropriate liquidity strategies have a significant impact on the ability of Islamic banks to achieve long-term profitability globally.
PERAN REMOTE WORK TERHADAP EFEKTIVITAS KINERJA PERUSAHAAN DI PT XYZ Noer Aisyah Barlian; Rina Rusdiana; Taryono Hanjoyo; Ravi Haryo; Guntur Kusuma Wardana
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 2 (2025): Edisi Mei - Agustus 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i2.5658

Abstract

Sejak Pandemi Covid-19 melanda, PT. XYZ menerapkan sistem kerja jarak jauh yaitu remote work yang berlaku pada 70% karyawan di PT. XYZ. Hal ini merupakan Langkah dari PT. XYZ sebagai perusahaan retail material bangunan untuk menangkap strategi bertahan dalam bisnis di saat Covid-19 dengan cara mengurangi biaya operasional karyawan. Tujuan penelitian ini untuk menganalisis pengaruh sistem remote work terhadap efektivitas kinerja perusahaan di PT. XYZ pasca pandemi covid-19. Penelitian dilakukan pada 40 karaywan PT XYZ yang masih menggunakan sistem kerja remote work. Penelitian non parametrik ini menggunakan analisis uji spearmen dengan hasil bahwa remote work berpengaruh terhadap efektivitas kinerja di PT. XYZ pandemi pasca Covid-19.
Determination of Firm Value with Dividend Policy as Moderation Variable: Evidence Islamic Banking in the World Indah Nur Hikmatus Shoumi; Guntur Kusuma Wardana
Maliki Islamic Economics Journal Vol 4, No 1 (2024): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v4i1.26956

Abstract

Islamic banking is a company sector that dominates the global Islamic economic industry. To hold it, Islamic banking has to do a lot. One of which is to grow the value of the company. This research aims to identify factors that have an effect on company value in Islamic banking companies in the world. The company value factors studied are profitability (ROE), leverage (DER), company size, and dividend policy (DPR) as moderating variables. To determine the sample, researchers used purposive sampling by selecting 20 Islamic banks registered with the Islamic Financial Service Board (IFSB). Descriptive statistical analysis and moderated regression analysis are used as analysis methods. The results of this research show that profitability and company size have a significant effect on the value of Islamic banking companies. Leverage does not have a significant effect on the price of Islamic banking agencies. Dividend policy as a moderating variable does now not show significant results so it cannot moderate the connection between profitability, leverage and company size on the value of Islamic banking firms. Simultaneously, the variables profitability, leverage, firm size and dividend policy significantly impact the value of Islamic banking companies.