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Analysis of Financial Literacy and Digital Literacy on the Sustainability of Micro, Small and Medium Enterprises (MSMEs) Putra, Agus Tri; Inanna; Tahir, Thamrin; Mustari; Hasan, Muhammad
International Journal of Asian Business and Management Vol. 2 No. 6 (2023): December, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijabm.v2i6.6978

Abstract

This research aims to find out or analyze how financial literacy and digital literacy are implemented in business continuity in MSMES in the Taman Kalong tourist area, Soppeng Regency. The research method used in this research is a qualitative descriptive method. Data was collected through three main techniques, namely observation, interviews and document collection, involving main informants and additional informants. The collected data is then analyzed through the stages of data reduction, data presentation, and drawing conclusions. The results of this research show that the application of financial literacy and digital literacy has a significant role in supporting business continuity. Business sustainability is the most important factor that must be achieved by business actors. Growth, profits and humanitarian contributions are the main results that must be achieved by business actors. This achievement is of course supported by several factors, namely business actors' understanding of finance and understanding of digital which is a supporting factor for business continuity. This is also very consistent with the results of research conducted on small, micro and medium businesses in the Taman Kalong Tourism Area, Soppeng Regency
Student Learning Independence : Antecedents and Consequences S, Fitriani.; Bado, Basri; Inanna; Supatminingsi, Tuti; Najamuddin
International Journal of Applied Economics, Accounting and Management (IJAEAM) Vol. 2 No. 1 (2024): January 2024
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijaeam.v2i1.319

Abstract

This study aims to examine and analyze the antecedents and coznsequences of student learning independence after the Covid-19 pandemic in economics subjects. The antecedents of independent learning in this study are self-efficacy, motivation to learn, and the environment while the consequences of independent learning in this study are learning achievement and critical thinking skills. This research is a quantitative research with path analysis data analysis techniques. The research results show that; 1) Self-efficacy, learning motivation and environment have a positive and significant effect on learning independence. 2) Self-efficacy has a direct, significant positive effect on learning achievement and critical thinking skills, while learning motivation directly has a non-significant negative effect on learning achievement, but a significant positive effect on critical thinking skills and the environment has a direct, insignificant negative effect on learning achievement and thinking ability critical. 3) Learning independence has a positive and significant effect on learning achievement and critical thinking skills. 4) Self-efficacy, learning motivation and environment indirectly have a significant effect on learning achievement and critical thinking skills through independent learning
Pemberdayaan Ibu Rumah Tangga Melalui Pelatihan Keterampilan Merajut Dalam Meningkatkan Ekonomi Keluarga Najib, Marhawati; Rahmatullah; Inanna; Esso, Andi Sawe Ri; Rijal, Syamsu; Ratna
Open Community Service Journal Vol. 4 No. 2 (2025): Open Community Service Journal
Publisher : Research and Social Study Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33292/ocsj.v4i2.161

Abstract

Latar Belakang: Pemberdayaan perempuan khususnya ibu rumah tangga yang dapat menambah penghasilan ekonomi keluarga adalah dengan merajut. Temuan yang diperoleh bahwa kebanyakan ibu rumah tangga menganggur dan banyak waktu luang yang tidak dimanfaatkan untuk kegiatan produktif, karena minimnya pengetahuan dan ketrampilan dalam membuat rajutan tangan.Tujuan: Tujuan pengabdian kepada masyarakat ini adalah untuk memberdayakan  mitra dalam meningkatkan pengetahuan dan ketrampilan membuat rajutan tangan dan produksinya dapat dipasarkan melalui e-commerce, sehingga dapat menambah pendapatan keluarga.Metode: Metode yang digunakan dalam kegiatan ini adalah pendekatan Participatory Learning and Action (PLA) dengan pemberian materi melalui sosialisasi, pelatihan, praktek secara langsung, dan pendampingan.Hasil: Pelatihan merajut berjalan dengan baik dan lancar dengan jumlah peserta yang hadir sebanyak 32 orang. Pelatihan merajut dibagi tiga tahap diawali dengan sosialisasi pengenalan bahan dan alat yang digunakan, praktek merajut dengan membuat tas handphone, dompet dan peci. Kemudian dilanjutkan dengan sosialisasi pemsaran produk secara digital dengan menggunakan e-commerce. Akhir kegiatan dilakukan evaluasi, hasilnya terjadi peningkatan pengetahuan dan ketrampilan dalam merajut walaupun belum signifikan. Begitu juga dengan pelatihan pemasaran produk dengan menggunakan e-commerce. Oleh karena itu tim pelaksana masih memberikan pendampingan kepada peserta yang membutuhkan. Kegiatan ini dapat menambah pengetahuan dan keterampilan dalam merajut serta memasarkan secara online, sehingga dapat menambah penghasilan bagi ibu rumah tangga.
The Role of Entrepreneurial Agility in Enhancing the Entrepreneurial Intentions of Generation Z Womenpreneurs: A Systematic Literature Review Ericha Tiara Hutamy; Muhammad Hasan; Inanna
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8769

Abstract

This study aims to examine the role of entrepreneurial agility (EA) in enhancing the entrepreneurial intentions of Generation Z womenpreneurs through theoretical perspectives and recent empirical evidence. In the rapidly evolving digital economy, entrepreneurs are required to adapt to market changes, manage uncertainty, and effectively capitalize on emerging opportunities. EA serves as a key capability that drives these abilities, especially for a generation that has grown up closely with technology. This study employs a Systematic Literature Review (SLR) method using the PRISMA 2020 protocol, with literature searches conducted through the Scopus and Google Scholar databases over the past five years, yielding a total of 244 articles (Scopus = 44 articles from 2020–2025 and Google Scholar = 200 articles from 2020–2025). The SLR findings indicate that Generation Z women possess substantial potential to develop digital-based businesses, yet they still face obstacles such as limited experience, fear of failure, and gender disparities. In this context, EA emerges as a determining factor that can enhance confidence, risk-taking readiness, and resilience in navigating business dynamics. Thus, strengthening EA is not only theoretically relevant but also practically essential to support the development of young womenpreneurs in the digital economy era.
Dampak Investasi Pendidikan Terhadap Pertumbuhan Ekonomi dan Pembangunan Sumber Daya Manusia di Kota Makassar: Analisis Makroekonomi dan Implikasi Kebijakan Salim, Andi; Inanna
Journal of Community Development Vol. 6 No. 3 (2026): April
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/comdev.v6i3.1840

Abstract

P endidikan diakui secara universal sebagai investasi strategis dalam pembangunan ekonomi jangka panjang dan penentu utama kualitas Sumber Daya Manusia (SDM). Penelitian ini berfokus pada analisis dampak dan efektivitas investasi pendidikan di Kota Makassar, yang merupakan pusat pertumbuhan ekonomi vital di Kawasan Timur Indonesia (KTI). Tujuan utama kajian ini adalah menganalisis kontribusi investasi pendidikan terhadap peningkatan Produk Domestik Regional Bruto (PDRB) per kapita dan dinamika Indeks Pembangunan Manusia (IPM), serta mengidentifikasi kesenjangan antara hasil pendidikan dan kebutuhan pasar kerja. Metode yang digunakan adalah studi kepustakaan yang komprehensif dan analisis deskriptif makroekonomi, yang secara kausal mengaitkan prinsip-prinsip Teori Modal Manusia (Human Capital Theory) dan Teori Pertumbuhan Endogen (Endogenous Growth Theory) dengan data makroekonomi regional. Hasil analisis menunjukkan bahwa investasi pendidikan berkontribusi signifikan terhadap pencapaian IPM pada kategori "Sangat Tinggi" dan mendukung laju PDRB per kapita yang resilien pasca-pandemi. Namun, ditemukan tantangan mendasar terkait efektivitas dan relevansi investasi, yang ditunjukkan oleh kesenjangan kompetensi yang persisten, terutama pada sektor vokasi dan keterampilan digital yang dibutuhkan oleh industri strategis lokal seperti Makassar New Port. Analisis tingkat pengembalian investasi (Return on Investment/ROI) menegaskan pentingnya pengalokasian sumber daya yang lebih besar pada jenjang pendidikan tinggi dan vokasi berbasis keterampilan spesifik. Rekomendasi kebijakan diarahkan pada penguatan integrasi kurikulum (Outcome-Based Education), realokasi belanja daerah dari rutin ke belanja modal produktif, serta peningkatan kemitraan strategis dengan Dunia Usaha dan Dunia Industri (DUDI) guna memastikan pertumbuhan ekonomi Makassar yang berkelanjutan dan inklusif
THE EFFECT OF ECONOMIC LITERACY AND FINANCIAL INCLUSION ON CONSUMPTION BEHAVIOR MEDIATED BY RATIONAL CHOICE AMONG STUDENTS AT MAKASSAR STATE UNIVERSITY Yunita Mahrany; Chalid Imran Musa; Inanna
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 6 No. 1 (2026): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18599444

Abstract

This study aims to examine the effect of economic literacy and financial inclusion on consumption behavior, with rational choice as a mediating variable among students at Makassar State University. The study employs a quantitative approach, with data collected through questionnaires distributed to students. Data analysis was conducted using SmartPLS software. The results indicate that economic literacy and financial inclusion have a positive and significant effect on both rational choice and consumption behavior directly. In addition, rational choice is proven to mediate the relationship between economic literacy and financial inclusion and consumption behavior, indicating that these two variables have a more optimal effect on consumption when students are able to make rational decisions. These findings emphasize the importance of improving economic literacy and expanding access to financial services as strategies for fostering more prudent and rational consumption behavior among students.
Co-Authors Agus Syam Alifka Alya Zhafirah Andi Rinda Oktariani Basri Bado, Basri Chalid Imran Musa Dinar, Muhammad Ericha Tiara Hutamy esso, andi sawe ri Hasriyanti Judijanto, Loso Malik , Abdul Mardiana, Ainun MUHAMMAD DINAR Muhammad Hasan Muhammad Hasan Muhammad Hasan Muhammad Rakib MUSTARI Najib, Marhawati NONENG Nurdiana Nurjannah Putra, Agus Tri Rahmat Khaeru Rahmatullah Rahmatullah Rahmatullah Rahmatullah Ratna S, Fitriani. Sahrul Ramadhan Saleng, Tenri Agus Salim, Andi SRIDEVI NURHAERANI ACHMAD Supatminingsi, Tuti Syamsu Rijal Thamrin Tahir Tuti Supatminingsih WARSIDAYANA Yunita Mahrany