Article Per Year (5 Year)
p-Index From 2021 - 2026
7.147
P-Index
This Author published in this journals
All Journal Dinar: Jurnal Ekonomi dan Keuangan Islam Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi & Keuangan Islam SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Muqtasid: Jurnal Ekonomi dan Perbankan Syariah MALIA YUME : Journal of Management Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Proceeding of Conference on Islamic Management, Accounting, and Economics Reswara: Jurnal Pengabdian Kepada Masyarakat ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Jurnal Dinamika Ekonomi Syariah Shar-E: Jurnal Kajian Ekonomi Hukum Syariah Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Journal of Sharia Economics ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING PROFICIO: Jurnal Pengabdian Masyarakat Khidmatan Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Jurnal Ekonomi Syariah dan Bisnis Nusantara Islamic Economic Journal CONSEN: Indonesian Journal of Community Services and Engagement Innovative: Journal Of Social Science Research Istithmar: Jurnal Studi Ekonomi Syariah AL-SULTHANIYAH Wahana Islamika: Jurnal Studi Keislaman Review of Islamic Social Finance and Entrepreneurship Jurnal Rekognisi Ekonomi Islam (JREI) JPS (Jurnal Perbankan Syariah) Jurnal Ekonomi, Manajemen, Akuntansi Welfare: Jurnal Pengabdian Masyarakat Khidmatan
Fitriyani, Yeny
STAI Syubbanul Wathon Magelang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

Published : 56 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 56 Documents
Search

 2   3   4   5   6 
Analisis Praktik Pembiayaan Musyarakah di Baitul Maal wat Tamwil Saudara Grabag Magelang: Perspektif Fatwa DSN MUI No. 08/DSN-MUI/IV/2000 Afifah, Umi; Purwanto; Fitriyani, Yeny
AL-SULTHANIYAH Vol. 14 No. 2 (2025): AL-SULTHANIYAH
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/al-sulthaniyah.v14i2.3802

Abstract

This study aims to assess the suitability of musyarakah financing practices at BMT Saudara Grabag Magelang based on DSN-MUI Fatwa No. 08/DSN-MUI/IV/2000. Musyarakah financing is a collaboration between shahibul maal and mudarib that contributes positively to MSMEs. However, inconsistencies were found in practice, especially in terms of loss sharing and profit sharing calculations. Losses are not shared according to the proportion of each party's capital contribution, and profit sharing does not always reflect the agreed ratio. BMT Saudara also applies rescheduling to handle losses, which is contrary to the principle of musyarakah which requires proportional loss sharing. This study uses a descriptive method with interactive analysis techniques, based on primary data from interviews and observations of 1 teller, 1 manager, and 5 customer members. The results show that although sharia aspects such as ijab qabul, legal capacity, object of the contract, and dispute resolution have been implemented, there are still shortcomings in the implementation of profit and loss sharing. The study recommends that BMT Saudara adjust the practice to be more in accordance with sharia principles and the DSN-MUI fatwa.
Implementasi Akad Bai’ Muathah Perspektif Imam An-Nawawi dalam Kitab Fathul Wahhab Shofa Robbi, Imam arsya; Alfiyanto, Achmad Nur; Fitriyani, Yeny
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 7 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v7i1.9065

Abstract

Penelitian ini bertujuan untuk menguraikan literasi mengenai syarat serta rukun jual beli menggunakan metode Mu‘athah yang dilakukan di minimarket Bmart serta kesesuaiannya dengan syariat islam khususnya yang tertera dalam kitab Fath Al-Wahhab Bisyarh Minhaj At-Tullab. Bmart merupakan salah satu minimarket yang menjual berbagai kebutuhan sehari-hari yang berlokasi di Tegalrejo, Magelang. Penjualan dilakukan langsung di toko dan bisa melayani pembelian secara grosir atau eceran.  Praktik jual beli yang dilakukan di Bmart tidak memenuhi syarat serta rukun yang telah ditetapkan syariat islam dengan cara pembeli memilih, mengambil, dan langsung membayar di kasir tanpa melafalkan ijab dan qabul. Disamping itu terkadang dijumpai pembeli anak-anak yang belum memenuhi kriteria baligh. Kegiatan transaksi dilakukan oleh kasir yang dalam hal ini bukan pemilik dari barang yang dijual. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan induktif. Data diperoleh dengan cara observasi, wawancara, dan dengan teknik kajian kepustakaan. Data yang telah terkumpul kemudian dianalisis menggunakan tiga tahap, yaitu reduksi data, penyajian data, dan penarikan kesimpulan. Penelitian ini menghasilkan kesimpulan bahwa kegiatan jual beli dengan metode Mu‘athah di minimarket Bmart sudah sejalan dengan ketentuan islam dan hukumnya sah.
Financing of The Medium, Small and Micro Enterprises Sector By Sharia Banking: Positive Effects on Economic Growth and Negative Effects on Income Inequality Purwanto, Purwanto; Fitriyani, Yeny; Lidasan, Datu Mussolini Sinsuat
IKONOMIKA Vol 6, No 1 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v6i1.9439

Abstract

This study aims to find empirical evidence that the financing provided by Islamic banking in Indonesia has a positive effect on economic growth and reduces income inequality. The method used in this study is an analysis of Structural Equation Model PLS using WarpPLS. The analysis shows the empirical evidence that Islamic banking financing of the MSMEs sector has a significant positive effect on economic growth and a significant negative effect on income inequality. Economic growth has also been shown to have a negative effect on inequality. However, the analysis results show that the economic growth is unable to mediate the relationship between financing of the MSMEs sector toward income inequality. This study concludes that financing the MSMEs sector by Islamic banking can increase economic growth in Indonesia and impact reducing people's income. The contribution of this research is that the financing of the MSMEs sector by Islamic banking must be increased because it can increase economic growth and reduce income.
IMPLEMENTASI AKAD MURABAHAH DI KSPPS ARTHA BAHANA SYARIAH KANTOR CABANG TEMPURAN Dewi, Tri Rachma; Fitriyani, Yeny; Aini, Qurotul
Jurnal Dinamika Ekonomi Syariah Vol. 12 No. 1 (2025): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v12i1.1296

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana Implementasi pembiayaan Akad Murabahah serta upaya peningkatan Usaha Mikro, Kecil dan Menengah (UMKM) di KSPPS Artha Bahana Syariah Kantor Cabang Tempuran. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan studi kasus. Sumber data terdiri dari data primer yang diperoleh melalui observasi dan wawancara dengan narasumber, serta data sekunder diperoleh dari artikel jurnal ilmiah. Teknik pengumpulan data meliputi observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan penelitian Implementasi Pembiayaan Akad Murabahah di KSPPS Artha Bahana Syariah sudah sesuai dengan prinsip syariah, serta dalam proses akad sudah sesuai dengan prinsip syariah yang mengacu pada fatwa DSN-MUI Nomor 04/DSN-MUI/IV/2000 tentang Akad Jual Beli Murabahah. Murabahah merupakan akad jual beli suatu barang dengan menegaskan harga belinya kepada pembeli dan pembeli membayarnya dengan harga yang lebih sebagai laba. KSPPS Artha Bahana Syariah melakukan perjanjian murabahah dengan nasabah, sementara itu pihak KSPPS Artha Bahana Syariah melalui akad wakalah (mewakilkan) kepada nasabah untuk membeli sendiri barang yang hendak dibeli.
Peningkatan Personal Branding Direktur CV. Utama Maju Bersama melalui Pembuatan Kartu Nama Digital Anam, Rizqy Khairul; Maufur, Miqdam; Rohmat, Ali; Fitriyani, Yeny; Pudail, M.; Hidayat, Trian; Rahmaan, Dimas Anjanii; Risydiyani, Wilda; Jannah, Vina Roudhotul; Febriyanti, Aprillyana; Ula, Himmatul; Aini, Siti Nur
Welfare : Jurnal Pengabdian Masyarakat Vol. 3 No. 3 (2025): Welfare : September 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v3i3.2546

Abstract

The rapid development of digital technology requires entrepreneurs to build a professional self-image that supports business sustainability. One effective strategy is digital-based personal branding. This article aims to enhance the personal branding of the director of CV. Utama Maju Bersama through the development of a digital business card using the Asset-Based Community Development (ABCD) approach. The community engagement was conducted participatorily through several stages: asset mapping, digital card design, training implementation, and evaluation of media effectiveness. The results indicate that the partner’s director was able to utilize the digital business card to strengthen personal identity in business interactions, particularly through social media, email, and communication applications. The digital business card is considered a simple, practical, and low-cost yet high-impact promotional tool that significantly improves professional impressions and business competitiveness. The ABCD approach proved relevant as it leverages existing partner assets and develops them into a sustainable personal branding strategy. This program not only enhances digital literacy but also increases business partners’ trust in the professionalism of entrepreneurs.
Sosialisasi Legalitas Usaha MIkro Kecil dan Menengah Dengan Pembuatan Nomor Induk Berusaha di Desa Sukomakmur Magelang: Socialization Micro, Small, and Medium Enterprises Legality with Business Identification Number in Sukomakmur Village Magelang Ambarwati, Ambarwati; Alfianto, Achmad Nur; Fitriyani, Yeny
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 9 No. 2 (2024): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v9i2.6568

Abstract

Micro, small and medium enterprises (MSMEs) have an important role in economic growth in Indonesia, especially in rural areas. However, many MSMEs have difficulty advancing their businesses because there is still a lack of information in rural areas. This village community empowerment activity aims to support the economy of the Sukomakmur Village community, especially for MSMEs in Sukomakmur Village. The efforts made by the author are by assisting in making the NIB. Activities are carried out from July to August. The assistance provided is by holding workshops and assistance in making the NIB starting from filling in the form for making the NIB to making it on the OSS website. This activity was attended by 21 business actors consisting of 16 grocery stores, 4 food stalls, and 1 vegetable trader. In this mentoring activity, the approach used is the Asset-Based Community Development (ABCD) method to legalize the businesses of MSMEs. The ABCD method is an approach to strives to realize social order in society and community development for its environment. It can also be called Community-Driven Development (CDD). This assistance results in a Business Identification Number owned by every business actor. This assistance shows that workshops and assistance in making business legalization can be the right solution to advance MSMEs in Sukomakmur Village.
Pengaruh Uang Saku, Pengalaman Pelanggan dan Gaya Hidup terhadap Keputusan Pembelian Online Fikriyah, Afridatul; Fitriyani, Yeny
Istithmar Vol. 8 No. 1 (2024): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v8i1.1259

Abstract

Penelitian ini bertujuan untuk mengetahui:1) Pengaruh uang saku terhadap keputusan pembelian produk online shop Santri Al Husna Payaman. 2)Pengaruh Pengalaman Pelanggan Terhadap Keputusan pembelian produk online shop Santri Al- Husna Payaman. 3) Pengaruh Gaya Hidup terhadap keputusan pembelian produk online shop Santri Al- Husna Payaman. Model yang digunakan dalam analisis data adalah menggunakan program analisis skala guttman (SKALO). Alat analisis yang digunakan dalam penelitian ini adalah Skalo- Program Analisis Skala Guttman Versi 3. Data yang digunakan adalah adata primer dengan pengambilan melalui kuisioner. Hasil Penelitian menunjukan untuk 1) Uang Saku dengan besaran ≤Rp.500.000 perbulan menunjukan bahwa pembelian online shop Santri Al- Husna Payaman masih mempertimbangkan keputusan pembelian dengan 0-1 kali dalam waktu satu bulan 2)Pengalaman Pelanggan berpengaruh signifikan terhadap keputusan pembelian online shop yang ditunjukan dengan nilai rata- rata persentase sebesar 85% dan termasuk dalam kategori tinggi 3) Gaya Hidup berpengaruh signifikan yang ditunjukan dengan nilai rata- rata persentase sebesar 78% dan termasuk kedalam kategori tinggi.
The Financing Strategy of BMT An’fa NU as Supporting Member’s Business in Pucang Village Fitriani, Wulan; Fitriyani, Yeny; Pudail, Muhammad
MALIA: Jurnal Ekonomi Islam Vol 15 No 1 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v15i1.4855

Abstract

This study explores the role of Sharia Financing in BMT Anfa' NU Pucang, emphasizing its alignment with Islamic principles. It focuses on financing product types, operational methods, and strategies employed by BMT, specifically utilizing mudharabah and murabahah contracts. Interview results with BMT management underscore the organization's foundation, legal structure, and financial strategies. The research methodology employs a qualitative approach, literature review, and interviews, with data analysis utilizing thematic coding. BMT Anfa' NU provides inclusive financial access, supports micro-economic sustainability, and facilitates community empowerment. Innovations such as transparent profit-sharing offerings, no administration fees, and zakat tax deductions demonstrate BMT Anfa' NU's commitment to creating fair and sustainable financial solutions. The result is expected to bring more knowledge and another perspective on the financing strategy that can be applicable or can be developed in the next research. The limitation of this research is that it just takes one BMT for the subject of research.
Strategi Pemasaran dalam Menarik Nasabah Simpanan Wadiah di BMT Eka Mandiri Cabang Muntilan Qurrata A’yun, Azkiya; Fitriyani, Yeny; Nur Alfianto, Achmad; Purwanto, Purwanto
Shar-E : Jurnal Kajian Ekonomi Hukum Syariah Vol. 10 No. 2 (2024): Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/shar-e.v10i2.2702

Abstract

Marketing strategy is the right step to face increasingly fierce competition in promoting a product in the era of globalization. Several analyzes can be done to determine the marketing strategy used by a company. Marketing strategies are useful for formulating company goals, such as increasing the number of customers at BMT Eka Mandiri Muntilan Branch. This research adopts a descriptive method with a qualitative approach. The 4P theory (product, price, place, promotion) is also applied in this study by analyzing customer responses using the AIDCA concept (Attention, Interest, Desire, Conviction, Action). The focus of the research is to understand the marketing strategy of wadiah savings at BMT Eka Mandiri Muntilan Branch and analyze its impact on saving interest. The results showed that BMT Eka Mandiri uses a 4P strategy that successfully creates aspects of buying interest, encouraging potential customers to buy and use wadiah savings products. This research is expected to provide information and become a reading material for the readers regarding the marketing strategies and the analysis conducted.
Implementasi Akad Murabahah di BNU’26 Magelang Ayyusuf, Imanul Achmad Al Amir; Fitriyani, Yeny; Purwanto, Purwanto; Aini, Qurotul
Shar-E : Jurnal Kajian Ekonomi Hukum Syariah Vol. 10 No. 1 (2024): Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/shar-e.v10i1.2703

Abstract

This research focuses on implementing the Murabaha contract in BNU'26 Magelang District, the only community bank in Indonesia. BNU's problems in implementing the concept of pure Sharia are related to the constraints of banking laws prohibiting direct transactions. Therefore, to carry out Murabaha transactions, BNU has to partner with suppliers of goods. The second problem is more customer understanding of the Murabaha contract. This research was conducted at BNU'26 Magelang using a qualitative method. Data was collected through interviews. The results of this study indicate that murabaha financing uses murabaha bil wakalah, where the bank does not provide goods directly. Alternatively, the bank works with other parties to provide goods used as Murabaha financing to customers.
Co-Authors Abdul Rosyid Achmad Labib Achmad Nur Alfianto AFIFAH, UMI Afriadi, Fiqih Afridatul Fikriyah Ahmad Bayu Ahmad Efendi Efendi Ahmad Fauzan Al Ayubi, Muhammad Haris Alfianto, Achmad Nur Alfiyanto, Achmad Nur Ali Rochmat Alif sofian Ambarwati Anam, Rizqy Khairul Anisatul Azizah, Anisatul Ansori, Miswan Ash Shidiqie, Jannahar Saddam Assodiqoh, Nur Ma'rifah Ayyusuf, Imanul Achmad Al Amir Damar Irsyad Ustadz Datu Mussolini Sinsuat Lidasan Dewi, Tri Rachma Fadilla, Nurlita Dewi Fadli, M. Robit Nailal Febriyanti, Aprillyana Fikriyah, Afridatul Fitriani, Wulan Halipah Halipah Heri Sudarsono Herliana Rizki Yati Hidayat, Trian Hidayat, Yahya Nur Ihsan Rafifalah Ikawati, Retty Indahsari, Sutriyana Istikharoh, Maya Jannah, Vina Roudhotul Jinggo Aldino Labib, Achmad Lia Nur Cahyani Lidasan, Datu Mussolini Sinsuat Lidasan, Mussolini Sinsuat Lidasan, Mussollini Sinsuat M Haris Al Ayubi M Pudail M Pudail Maemunah Maemunah Mariana Ratih Ratnani Maryono . Maufur, Miqdam Milna Wafirah Muhammad Alif Muzakki Muhammad Rifki Mustika Noor Mifrahi, Mustika Noor Muzakki, Muhammad Alif Mu’awanah, Annisa Siti Nasiroh, Fandilatun Natiq Al Aksar Nugrohowati, Rindang Nuri Isnaini Nur Alfianto, Achmad Nur Rochmah, Eva Pambudi, Fajar Priyonggo Suseno Pudail, M. Pudail, M. Pudail, Muhammad Purwanto Purwanto Purwanto Purwanto, Purwanto Qurotul Aini Qurotul Aini Qurrata A’yun, Azkiya Qurrotul Aini Rafifalah, Ihsan Rahmaan, Dimas Anjanii Rahmawati Lewo Ramadani, M. Kevin Rifa'i, Fuad Yanuar Akhmad Rifai, Fuad Yanuar Akhmad Risydiyani, Wilda Rizqi Istiqomah Rizqi Istiqomah Rochison, Muhammad Rohmat, Ali Satrio Arif Wicaksono Shofa Robbi, Imam arsya Siti Nur Aini, Siti Nur Siti Nur Azizah sofian, Alif Sofyana, Sonia Tajun Yuhsinun Tri Mulyani Tri Nur Fadilah Tumewang, Yunice Karina Tutik Rofiqoh Ula, Himmatul Wahyu Achmad Pamuji Widiyawati, Ema Nurkholisa