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All Journal Journal of Economic Education SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Fokus Ekonomi Jurnal Ius Constituendum Jurnal Riset Ekonomi dan Bisnis Journal of Dedicators Community Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) YUME : Journal of Management International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ilmiah Manajemen Kesatuan JURNAL USM LAW REVIEW Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Pengabdian Pada Masyarakat Fokus Abdimas KINERJA : Jurnal Ekonomi dan Bisnis
Lestari, Rohmini Indah
Universitas Semarang
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Journal : Journal of Dedicators Community

 1 
Literasi Keuangan Digital Peer-To-Peer (P2P) Lending Kepada Pelaku UMKM Di Sendangmulyo Semarang Lestari, Rohmini Indah; Arifin, Zaenal; Sudarmanto, Kukuh
Journal of Dedicators Community Vol 6, No 3 (2022)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdc.v6i3.3644

Abstract

People started looking for information about Fintech Peer-To-Peer (P2P). Online loans have become attached a negative stigma; on the other hand, online credit platforms are very much needed by the community. Through the Financial Services Authority, the government uses this momentum to carry out digital financial literacy regarding online credit. In line with the government's goals, the purpose of Community Service activities from the Master of Law Study Program Universitas Semarang (USM) is to increase understanding, insight, and financial knowledge about Fintech P2P Lending to MSME Groups in Sendangmulyo Village, Semarang City. The material provided includes the development of Fintech P2P Lending in Indonesia. Second, explain the benefits and risks and how to choose an online loan platform registered and licensed at the OJK. Third, explain the consequences and legal protection for ordinary people so they do not worry when facing legal problems with illegal online credit companies. Fourth is the existence of an Investment Alert Task Force (SWI), which was formed to prevent and handle alleged unlawful acts by illegal online loan companies. This activity hopes that the community and MSME actors can choose a legal online credit platform and avoid the entanglement of illegal online credit. Masyarakat mulai mencari informasi mengenai Fintech Peer-To-Peer (P2P) Lending atau pinjaman online menjadi dikenal masyarakat setelah muncul berita maraknya jeratan pinjaman online ilegal. Pinjaman online menjadi lekat dengan stigma negatif, di sisi lain platform pinjaman online sangat dibutuhkan oleh masyarakat. Selaras dengan tujuan pemerintah maka tujuan dari kegiatan Pengabdian Kepada Masyarakat (PKM) adalah meningkatkan pemahaman, wawasan, pengetahuan keuangan digital mengenai Fintech P2P Lending kepada Kelompok UMKM di Kelurahan Sendangmulyo Kota Semarang. Materi yang diberikan meliputi perkembangan Fintech P2P Lending di Indonesia. Kedua, menjelaskan manfaat serta risiko serta bagaimana memilih platform pinjaman online yang terdaftar dan berijin di OJK. Ketiga, memberi penjelasan konsekuensi dan perlindungan hukum bagi masyarakat awam agar tidak khawatir saat menghadapi masalah hukum dengan perusahaan pinjaman online ilegal. Keempat, keberadaan Satuan Tugas Waspada Investasi (SWI) yang dibentuk pemerintah dalam rangka pencegahan dan penanganan dugaan tindakan melawan hukum oleh perusahaan pinjaman online ilegal. Harapan dari kegiatan ini adalah agar masyarakat dan pelaku UMKM dapat memilih platform pinjaman online yang legal serta terhindar dari jeratan pinjaman online ilegal.
Pemberdayaan Kelompok Wanita Tani Sebagai Implementasi SDGs Desa Untuk Meningkatkan Ekonomi Keluarga Lestari, Rohmini Indah; Budiati, Yuli; Indarto, Indarto; Larasati, Dewi
Journal of Dedicators Community Vol 7, No 2 (2023)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdc.v7i2.3628

Abstract

The Women Farmers Group Karya Bersemi in Rejosari Village, Karangawen District, Demak Regency. They recently received assistance with a Manual Oven using gas power from the government, but they have not been able to operate it. The Community Service Team from the Postgraduate Master Management (MM) Study Program at the University of Semarang (USM) is to provide training on how to process agricultural products into ready-to-eat food. Its purpose is to create food diversification. Second, capacity building and innovation to make processed agricultural products. Third, introduce marketing through social media. The last is to provide simple bookkeeping and counseling to separate family finances and business results. The activities' purpose can be implemented to achieve the Sustainable Development Goals (SDGs) for Villages 5 by 2030. SDG 5 is to create conditions that place all villagers in have the same position, without discrimination against women. The indicator for achieving the goal of SDG Desa 5 is the availability of space and opportunities for the involvement of women in the planning and implementation of village development like the KWT Karya Bersemi.Kelompok Wanita Tani (KWT) Karya Bersemi di Desa Rejosari Kecamatan Karangawen Kabupaten Demak baru-baru ini memperoleh bantuan Oven Gas menggunakan tenaga gas dari pemerintah, akan tetapi mereka belum bisa mengoperasikannya. Tujuan dari kegiatan Tim Pengabdian kepada Masyarakat (PKM) dari Program Studi Magister Manajemen (MM) Pascasarjana Universitas Semarang (USM) ini adalah memberikan pelatihan cara mengolah hasil pertanian menjadi olahan pangan siap makan sebagai salah satu upaya untuk menciptakan diversifikasi pangan. Kedua, peningkatan kemampuan dan inovasi membuat produk olahan hasil pertanian. Ketiga, mengenalkan pemasaran melalui media sosial Instagram dan Whatsapp. Terakhir adalah memberikan pelatihan pembukuan sederhana serta penyuluhan untuk memisah keuangan keluarga dan hasil usaha. Harapannya dengan kegiatan dapat mengimplementasi tercapainya Sustainable Development Goals (SDGs) Desa 5 pada tahun 2030. Tujuan SDGs 5 adalah terciptanya kondisi yang menempatkan semua warga desa dalam posisi adil, tanpa diskriminasi terhadap perempuan. Indikator tercapainya tujuan SDGs Desa 5 ini adalah tersedianya ruang dan kesempatan bagi keterlibatan perempuan dalam perencanaan dan pelaksanaan pembangunan desa seperti adanya KWT Karya Bersemi ini.
Co-Authors aenul asfia asfia, aenul Dewi Larasati, Dewi Djoko Santoso Hanifah, Risti Ulfi Indarto Indarto Indarto Indarto Indarto Junarti Junarti Kesi Widjajanti Khasbana, Arina Luthfi Azhar Mohammad Sholeh Nurmala Sari Pahlawasjah Harahap Prawihatmi, Catharina Yekti Putrisetia, Difa Ayu Rosyidi, Mohamad Mukhtar Rusdianti, Endang Saddewisasi, Wyati Saifudin Saifudin Sri Hartatik Sudarmanto, Kukuh Sugiarti, Rini Sujito Sujito Supramono Widyakto, Adhi Yuli Budiati Yuli Budiati Yusuf, Eriq Zaenal Arifin Zaenal Arifin