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Analisis Implementasi Akad Pembiayaan Take Over Gadai Emas pada BSI KCP Subang Pamanukan dalam Pandangan Hukum Islam Fadilah, Nina Nur; Khalid, Nour; Maulana, Luthfi; Fathurohman, Imron; Karyono, Karyono
Mutawasith: Jurnal Hukum Islam Vol. 7 No. 2 (2024)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v7i2.1047

Abstract

This article aims to analyse the implementation of the gold pawn takeover financing contract at BSI KCP Subang Pamanukan from the perspective of Islamic law. Using qualitative methods to understand more deeply the phenomenon of the research focus, the research case study approach at BSI KCP Subang Pamanukan. Primary data sources come from interviews with the gold pawn BSI KCP Subang Pamanukan, secondary data comes from articles, books, scientific journals and research related to gold pawn takeover financing. Data collection techniques through interviews with gold pawn parties at BSI KCP Subang Pamanukan, observation and documentation. Data analysis techniques in the form of narrative analysis. The results showed that the implementation of debt transfer financing (take over) at BSI KCP Subang Pamanukan was in accordance and did not conflict with DSN-MUI Fatwa No. 31/DSN-MUI/VI/2002, namely in the implementation of the financing using qardh, rahn and ijarah contracts. This refers to the third alternative, and the implementation of some of these contracts is in accordance with Islamic law.
Function and Benefits Digital Technology in Increase Performance at Bank Jabar Banten Branch Office Sharia Servant Subang Ismailiyya, Nathisa; Khalid, Nour; Purnamasari , Yesa
Ecobankers : Journal of Economy and Banking Vol. 6 No. 1 (2025): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v6i1.3165

Abstract

This article is motivated because it is not yet fully known whether digital technology has an important role and benefits in improving the performance of Bank BJB Syariah KCP Subang. This article aims to Analyze the Function and benefits of digital technology in improving performance at BJB Syariah Bank KCP Subang, Digital technology is one that is very much needed in business development, especially in the banking world because almost the majority use technology to facilitate their performance and business, even digital technology is called the most important element for the development of the business world today. The method in this study uses a qualitative method. This qualitative research is used to understand and explain social phenomena in depth by emphasizing meaning and context, which is supported by references from literature relevant to digital technology. This research was carried out at the BJB sharia bank KCP Subang. The data sources obtained in this study come from primary data sources taken from the results of interviews related to Digital Technology while secondary data sources are taken from literature studies in the form of publications and written narratives related to the benefits of digital technology in improving performance at BJB Syariah Bank KCP Subang. The type of data used is qualitative data with data collection techniques through interviews and supported by literature searches related to the Function and benefits of digital technology. Data Analysis Techniques use descriptive analysis to describe the results of the research that has been studied. Based on the results of this study, it shows that the Function and Benefits of Technology at BJB Syariah Bank KCP Subang can facilitate work and improve performance. This research makes a significant contribution by revealing the concrete role of digital technology in improving the performance of Bank BJB Syariah KCP Subang. The recommendation of the results of this study is for banks to improve the quality and stability of digital technology systems, especially the Mobile Maslahah application, by conducting regular updates and increasing server capacity to overcome unstable network constraints.
Pengaruh Sistem Pengelolaan Surat Bagian Umum Sub Bagian Tata Usaha Terhadap Kepatuhan Prinsip Ekonomi Syariah Di Kantor Kesyahbandaran Dan Otoritas Pelabuhan Kelas II Patimban Ramdhani, Ahmad; Zumara, Zumara; Khalid, Nour
MASHLAHAH Vol. 3 No. 2 (2024): Mashlahah: Journal of Islamic Economics
Publisher : Sekolah Tinggi Agama Islam Darussalam Kunir

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62824/2v1pt990

Abstract

Tujuan penulisan artikel ini adalah untuk menganalisis pengaruh sistem pengelolaan surat terhadap kepatuhan prinsip ekonomi syariah di Kantor Kesyahbandaran dan Otoritas Pelabuhan Kelas II Patimban. Pengelolaan surat merupakan salah satu bagian penting dalam administrasi perkantoran, termasuk di Kantor Kesyahbandaran Dan Otoritas Pelabuhan Kelas II Patimban. Saat ini, pengelolaan surat melibatkan penerapan teknologi digital untuk meningkatkan efisiensi dan akurasi dalam penanganan dokumen. Penelitian ini menggunakan metode kualitatif untuk memahami pengaruh sistem pengelolaan surat terhadap kepatuhan prinsip syariah. Sumber data dalam penelitian ini berasal dari hasil wawancara. Jenis data yang digunakan berupa data kualitatif, Teknik pengumpulan data utama menggunakan data primer dari dokumen surat, sedangkan data sekunder didapatkan melalui wawancara dengan staf di Bagian Umum Sub bagian Tata Usaha di Kantor KSOP Kelas II Patimban. Dalam analisisnya, digunakan teknik analisis deskriptif untuk menggambarkan hasil penelitian mengenai pengaruh sistem pengelolaan surat terhadap kepatuhan pada prinsip syariah. Berdasarkan hasil penelitian, sistem pengelolaan surat di KSOP Kelas II Patimban menggunakan teknologi seperti Microsoft Word, Excel, dan Google Drive yang terbukti efektif dalam memperkuat aksesibilitas, transparansi, dan keamanan pengelolaan dokumem. Pengelolaan surat yang dilakukan secara terstruktur ini mematuhi prinsip-prinsip ekonomi syariah yang mengedepankan transparansi, keadilan, dan efisiensi. Dengan sistem yang rapi, baik dalam bentuk hardcopy maupun softcopy, proses administrasi berjalan lebih lancar dan akurat.