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Journal : al-Afkar, Journal For Islamic Studies

Crowfunding Financing in the View of Islam Nanik Eprianti; Mohammad Andri Ibrahim; Popon Srisusilawati
al-Afkar, Journal For Islamic Studies Vol. 7 No. 3 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i3.1005

Abstract

The presence of financial technology in the financial institution industry is growing very rapidly. Crowdfunding is one of the ways for Muslims to plant kindness in the form of helping each other by means of charity jariyah for the needs of social charity which will be a charity of goodness for the afterlife. The purpose of the analysis is to see the suitability of Islamic crowdfunding financing, and what is the Islamic view of crowdfunding financing. This research uses qualitative methods using a descriptive analysis approach. The types of data used in this study are secondary data and literature research. The result of this research is that sharia crowdfunding financing is one of the innovations of financial institutions in improving financial services for the community. The concept of sharia crowdfunding applied in Indonesia is already guided by the Qur'an and Sunnah, this can be seen in the existence of a sharia supervisory board that oversees the financing process, in accordance with the Fatwa of the National Sharia Council-Indonesian Ulema Council (DSN-MUI) Number 117 / DSN-MUI / II / 2018.
Improving Zakat Literacy of Managers at Nurul Huda Pajagalan Islamic Boarding School through Mentoring and Empowerment Activities Fahmi Fatwa Rosyadi Satria Hamdani; Intan Manggala Wijayanti; Shindu Irwansyah; Nanik Eprianti; Maman Surahman
al-Afkar, Journal For Islamic Studies Vol. 8 No. 3 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i3.1547

Abstract

In a legal country like Indonesia, people are not allowed to establish a kind of zakat management unit without permission from the authorities (government), as explained in Law No. 23 of 2011 concerning zakat management in article 38, where everyone is not allowed to intentionally act as amil zakat without legality or permission from the authorized official. Based on the preliminary study, the manager of the Nurul Huda Pajagalan Cililin Islamic Boarding School needs skills in bookkeeping and report-making from the collection, management, and distribution of zakat. The partners then conveyed this to the service team to be able to assist in this regard. The service team conducted mentoring and empowerment activities for the managers, both from the aspect of literacy, bookkeeping of zakat objects, starting from collection, management, and distribution, as well as making zakat management reports by sharia and laws and regulations regarding zakat. The method used is participatory action research (PAR). The results of this activity show an increase in the literacy of the managers through the pre-test obtained an average value of 72.56 and the post-test obtained an average value of 128.20, so when the percentage is increased by 76.68%.
Toward Net Zero: Islamic Financial Innovation in The Carbon Economy Nanik Eprianti; Mohamad Andri Ibrahim; Popon Srisusilawati; Yayat Rahmat Hidayat
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2787

Abstract

Green finance has gained significant momentum in recent years, but its alignment with Islamic finance principles remains under-explored, particularly in the context of carbon pricing and carbon trading mechanisms. This is illustrated by the fact that climate change has prompted the global community to adopt various strategies, including the development of carbon market mechanisms. Exploring the potential of the carbon market as an effective tool in reducing greenhouse gas emissions, while considering the principles of Islamic finance. This study aims to develop Sharia-based sustainable financial instruments as a strategy to address the impacts of climate change through the utilization of the carbon market.  This research method uses a qualitative approach that combines bibliometric analysis, policy document reviews, and expert interviews. This study identifies critical gaps in the integration of Islamic finance with carbon market mechanisms and the design of sustainable financial instruments that comply with Sharia principles. This study uses a qualitative approach with a descriptive-exploratory method. A qualitative approach is used to understand in depth the concepts, phenomena, and characteristics of Islamic financial instruments and how they can be implemented in the carbon market. The findings show that Islamic finance has great untapped potential to mobilize ethical capital and share risks for climate-friendly projects, especially in Muslim-majority countries and emerging economies. Nevertheless, regulatory standardisation, sharia governance frameworks, and investor education remain key challenges that must be addressed to enhance the scalability and credibility of such instruments. By bridging the gap between Islamic finance and carbon economy strategies, this study contributes to the growing discourse on green Islamic finance and offers practical policy recommendations to strengthen the role of Islamic financial institutions in achieving both national and global net-zero targets.