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ANALISIS PENCAPAIAN TUJUAN BANK SYARIAH SESUAI UU NO 21 TAHUN 2008 Hidayat, Yayat Rahmat; Surahman, Maman
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 1 No. 1 (2017): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v1i1.5722

Abstract

Penelitian ini dilakukan untuk mengetahui pencapaian tujuan bank syariah yang terkandung dalam UU No 21 Tahun 2008 tentang Perbankan Syariah. Pada UU tersebut disebutkan bahwa bank syariah memiliki tujuan untuk meningkatkan pemerataan kesejahteraan rakyat. Oleh karena itu usaha-usaha yang dilakukan bank syariah, terutama melalui pembiayaan yang disalurkannya haruslah dapat meningkatkan tingkat pemerataan kesejahteraan rakyat atau mengurangi kesenjangan pendapatan rakyat yang diwakili dengan rasio gini. Dengan demikian penyaluran pembiayaan bank syariah harus memiliki pengaruh yang negative terhadap rasio gini. Hasil penelitian ini menunjukkan bahwa penyaluran pembiayaan bank syariah berpengaruh signifikan secara positif sebesar 67,4247%. Sisanya sebesar 32,5753% dipengaruhi oleh faktor lain di luar penelitian. Persamaan yang didapat dari hasil pengujian di atas yaitu Y = 3.10E-07 + 0.366204 X. Dari persamaan di atas bisa dilihat bahwa penyaluran pembiayaan bank syariah berpengaruh positif terhadap rasio gini. Setiap penambahan 1 satuan penyaluran pembiayaan bank syariah akan menambah 0.366204 satuan tingkat kesenjangan pendapatan rakyat.
Analisis Peluang dan Tantangan Lembaga Keuangan Syariah untuk Meningkatkan Daya Saing Menghadapi Masyarakat Ekonomi ASEAN Hidayat, Yayat Rahmat
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2018): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v2i1.6356

Abstract

Indonesia has a big potential in the development economic of sharia, it has a large number of Muslim population and abundant natural resources that can be used as an underlying transaction in sharia economy. But lots of obstacles has been faced by Indonesia while developing its sharia economy so that they have low competitiveness compared with conventional financial institutions and sharia financial institutions from other ASEAN countries, especially Malaysia. Obstacles that were mentioned are the lack of human resources sharia economy in both quantity and quality, the lack of knowledge and awareness in economic sharia, the lack of innovation and product differentiation, and lack of support from either government regulation or the issuance of capital. It is necessary to provide efforts and strategies to improve the sharia economic competitiveness in order to win the competition at the ASEAN Economic Community (AEC). Efforts and strategies may include the improvement of human resources in both quality and quantity, socialization and education in the community, service improvement and product differentiation, and the support from all of the stakeholders.
Pelatihan Penggunaan Aplikasi SIAPIK untuk Penyusunan Laporan Keuangan UMKM Kopi di Desa Cibeureum, Kabupaten Kuningan Jaeroni, Akhmad; Bukhori, Bukhori; Wachdijono, Wachdijono; Hidayat, Yayat Rahmat; Puromo, Dwi; Wahana, Siti
Jurnal Abdi Masyarakat Indonesia Vol 5 No 3 (2025): JAMSI - Mei 2025
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/jamsi.1863

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan memberdayakan UMKM pengolah kopi di Desa Cibeureum, Kecamatan Cilimus, Kabupaten Kuningan melalui pelatihan penyusunan laporan keuangan berbasis aplikasi web SIAPIK. Intervensi dilakukan dalam bentuk pelatihan intensif menggunakan pendekatan kuasi-eksperimen dengan desain pretest-posttest terhadap 16 peserta. Hasil menunjukkan bahwa pelatihan berhasil meningkatkan pemahaman dan keterampilan mitra dalam menyusun laporan keuangan secara digital, yang tercermin dari peningkatan skor pascapelatihan. Partisipasi aktif dan respons positif mitra memperlihatkan antusiasme terhadap penggunaan teknologi, meskipun terdapat kendala infrastruktur. Pelatihan ini mendorong perubahan praktik pencatatan keuangan yang lebih tertib, serta memperkuat kapasitas manajerial dan akuntabilitas usaha mitra. Dampak berkelanjutan dari kegiatan ini diharapkan dapat meningkatkan ketahanan dan daya saing UMKM melalui adopsi teknologi keuangan yang lebih sistematis.
The Effect of Trust, Communication and Commitment on Relationship Quality and its Impact on Oyster Mushroom Supply Chain Performance in Kuningan Regency Hamdani, Alex Busro; Yusuf, Ade; Hidayat, Yayat Rahmat
Indonesian Journal of Advanced Research Vol. 3 No. 9 (2024): September 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijar.v3i9.11330

Abstract

The purpose of this study is to determine whether trust, communication, and commitment in relationships have an impact on supply chain performance, with relationship quality as the intervening variable. This study is a case study conducted on mushroom farmers and processors in Kuningan Regency. This study uses trust, communication, and relationship commitment as independent variables, and supply chain performance as the dependent variable, and relationship quality as an intervening variable. The method used is quantitative research with a survey approach. Data from the five variables were analyzed using the Structural Equation Model (SEM) with the help of Smart PLS (Partial Least Square) Software version 3.0. This study involved 150 respondents as samples. The results of the data analysis showed that trust, communication, and relationship commitment positively and significantly affect relationship quality, and the quality of the relationship is able to mediate the influence of the three variables on supply chain performance.
Supplier Performance Enhancement for Sugar Product Competitiveness at PG. Rajawali II, Sindanglaut Unit, Cirebon Regency Uljanah, Lulu; Azhar, Lea Haifa; Khaliq, Ruly Irfan Nur; Hidayat, Yayat Rahmat
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 4 (2025): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i4.5308

Abstract

This study aims to analyze the influence of contract farming, information sharing, and communication quality on supplier performance and its impact on sugar product competitiveness at PG. Rajawali II Sindanglaut Unit, Cirebon Regency. The research method used was quantitative with a survey approach involving 110 sugarcane farmers selected through proportional random sampling. The data were analyzed using Structural Equation Modeling (SEM) with SmartPLS. The results indicate that contract farming, information sharing, and communication quality significantly affect supplier performance. Furthermore, supplier performance is proven to enhance sugar product competitiveness. The contract farming variable contributes the largest total effect (0.417), followed by communication quality (0.460) and information sharing (0.179). These findings confirm that effective collaboration between farmers and sugar factories, supported by transparent communication and accurate information sharing, is a key factor in improving product competitiveness. The implications of this study highlight the need to strengthen partnerships through sustainable contract farming, enhanced information access, and improved communication quality between suppliers and producers.
STRATEGI MENINGKATKAN KINERJA PEMASOK PADA RANTAI PASOK BAWANG GORENG DI KABUPATEN KUNINGAN Dwimulyani, Sopiah; Hidayat, Yayat Rahmat; Trisnaningsih, Umi
Jurnal Dinamika Sosial Ekonomi Vol. 25 No. 1 (2024): Jurnal Dinamika Sosial Ekonomi
Publisher : Agribusiness Department, Faculty of Agriculture, UPN "Veteran" Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Menjaga keberlangsungan rantai pasok merupakan salah satu hal penting dalam upaya meningkatkan kinerja rantai pasok. Rantai pasok melibatkan siklus lengkap bahan baku mulai dari pemasok, produksi, gudang, distribusi, hingga konsumen pada industri makanan bawang merah goreng. Pemasok berperan dalam memastikan kelancaran proses produksi dan produk yang dihasilkan dapat maksimal. Penelitian ini bertujuan untuk mengetahui pengaruh komitmen, kepercayaan, dan kualitas hubungan secara simultan terhadap kinerja pemasok pada rantai pasok bawang merah goreng di Kabupaten Kuningan. Selain itu, tujuan penelitian ini adalah untuk mengetahui pengaruh komitmen, kepercayaan, dan kualitas hubungan secara parsial terhadap kinerja pemasok pada rantai pasok bawang merah goreng di Kabupaten Kuningan. Desain penelitian yang digunakan adalah desain penelitian kuantitatif dengan teknik survei dengan objek penelitian adalah supplier pabrik bawang goreng di Kabupaten Kuningan. Hasil penelitian membuktikan bahwa komitmen, kepercayaan, dan kualitas hubungan berpengaruh secara simultan terhadap kinerja pemasok pada rantai pasok Bawang Goreng di Kabupaten Kuningan. Selain itu, komitmen, kepercayaan, dan kualitas hubungan secara parsial juga mempengaruhi kinerja pemasok pada rantai pasok Bawang Goreng di Kabupaten Kuningan. Dengan hasil penelitian tersebut, penting bagi perusahaan untuk menjalin kemitraan usaha dengan petani produsen/pemasok guna membangun komitmen, kepercayaan, dan hubungan yang berkualitas sebagai upaya meningkatkan kinerja pemasok.
Technical Efficiency of Farming Business to Optimize Rice Production (Oryza Sativa L.): The Case in Pajawanlor Village, Ciawigebang District, Kuningan Regency Priyatna, Andri; Supriatna, Heru; Taufik, Tyas Tony; Faqih, Achmad; Hidayat, Yayat Rahmat
Journal of World Science Vol. 4 No. 2 (2025): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v4i2.1299

Abstract

This research examines the technical efficiency of rice farming (Oryza sativa L.) in Pajawanlor Village, Ciawigebang District, Kuningan Regency, to assess efficiency levels and identify influencing factors. Utilizing a quantitative research approach, the study employs the Cobb-Douglas Stochastic Frontier Production Model alongside the Maximum Likelihood Estimation (MLE) method to analyze data from 35 rice farmers. The findings reveal an average technical efficiency level of 75%, indicating that farmers could boost their production by 25% through optimized resource utilization. Key factors affecting efficiency include land, seeds, fertilizers, labor, and farming experience. These results underscore the importance of targeted interventions, such as improved input management, better access to agricultural technology, and training programs to enhance farmers' efficiency. The implications of this research extend to policy recommendations aimed at increasing rice productivity and ensuring food security, particularly in rural agricultural contexts. Stakeholders—policymakers, agricultural extension officers, and farmers—can devise more effective strategies for optimizing rice farming outcomes by addressing technical inefficiencies.
Analysis of Member Satisfaction Levels Regarding the Quality of Cooperative Services: The Case of the Karya Mekar Farmers' Cooperative in Selajambe Village, Selajambe District, Kuningan Regency Ruslani, Alan; Kurniawan, Bambang; Suyono, Nono; Faqih, Achmad; Hidayat, Yayat Rahmat
Journal of World Science Vol. 4 No. 2 (2025): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v4i2.1300

Abstract

Indonesia has three main economic sectors: the state, the private sector, and cooperatives, which work together to create a strong economy. Cooperatives play a role in enhancing the welfare of their members and balancing capitalism while focusing on improving farmers' incomes. The performance of cooperatives needs improvement through both financial and non-financial measures. Member satisfaction affects the image of the cooperative, which in turn increases participation and loyalty, influenced by characteristics such as age and education. This study uses a survey method to evaluate service performance and measure member satisfaction in the Karya Mekar Farmers' Cooperative, Selajambe Village, Kuningan Regency, from October to December 2024. The data used consists of primary data obtained through interviews and questionnaires, as well as secondary data from management reports, Annual Member Meetings, and related agencies, which includes information on the number of members, cooperative development, and organizational structure. The analysis of service quality performance employs the IPA (Importance-Performance Analysis) method, which assesses the importance and performance levels of service attributes based on five characteristics. Measurement is conducted using a five-point scale (Likert scale) that describes attitudes such as agreement-disagreement, satisfaction-dissatisfaction, and good-bad. The level of member satisfaction in the cooperative is analyzed using the CSI and SERVQUAL methods. SERVQUAL assesses both the level of expectations and actual performance/perception, while CSI is used to measure the percentage of member satisfaction levels.
Strategy to improve supplier performance for product competitiveness in the fried onion supply chain in Kuningan Regency Rismayanti, Rina; S., Namira Reski Audriana; Hidayat, Yayat Rahmat
Indonesian Journal of Multidisciplinary Science Vol. 3 No. 12 (2024): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v3i12.1005

Abstract

This study aims to determine strategies that have proven to be effective in improving supplier performance. This study uses SmartPLS SEM (Partial Least Squares - Structural Equation Modeling) software for analysis. The results show that the variables of commitment, trust, information sharing, and supplier performance affect competitiveness by 0.294 (29.4%), 0.133 (13.3%), 0.587 (58.7%), respectively. Meanwhile, commitment, trusted, and information sharing affect supplier performance by 0.359 (35.9%), 0.055 (05.5%), 0.599 (59.9%) and 0.417 (41.7%), respectively. Moreover, the variable of information sharing has a significant effect on supplier performance (P0.05). This study provides valuable insights and practical recommendations for organizations looking to improve their supply chain management and strengthen supplier relationships, contributing to the broader understanding of performance optimization in supplier networks. In addition, it is also useful as a reference for fried onion suppliers in order to improve performance.
Strategy for the development of Arabica Coffee agribusiness in Cisantana Village, Cigugur District, Kuningan Regency Hidayat, Edi; Fahmi, Ziad; Faqih, Achmad; Hidayat, Yayat Rahmat
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 5 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i5.1098

Abstract

The purpose of this research is to identify the external and internal factors influencing the development of Arabica coffee agribusiness in Cisantana Village, Cigugur District, Kuningan Regency, and to explore alternative strategies that can be implemented for the advancement of this agrobusiness in the village. This research focuses on the development strategies for the Arabica Coffee Agribusiness. In this research, the population consists of all farmers in the Village, numbering 80 individuals. The sample for internal respondents is based on the Slovin formula. The internal factor analysis matrix (IFAS) for the development strategy for Arabica agbusiness shows that the strength indicator is the volume of production for development activities. The external factor analysis summary (EFAS) strategy shows that there is a gap in the existing literature on the coffee sector by focusing on the unique socio-economic conditions specific to the village, which have not been thoroughly examined in broader studies like those by Summase et al.