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All Journal Pena Justisia: Media Komunikasi dan Kajian Hukum International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) JAKTABANGUN: Jurnal Akuntansi dan Pembangunan International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT)
Muttaqien
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Energy Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Other

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THE IMPACT OF SIMULTANEOUS ELECTIONS ON BANKING PROFITABILITY: AN EMPIRICAL STUDY IN THE ASEAN BIG FOUR STOCK MARKET Irada Sinta; Rico Nur Ilham; Reza Juanda; Muttaqien; Cut Zira Maulida; Frengki Putra Ramansyah
International Conference on Health Science, Green Economics, Educational Review and Technology Vol. 6 No. 1 (2024): 7th IHERT (2024): IHERT (2024) FIRST ISSUE: International Conference on Health
Publisher : Universitas Efarina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ihert.v6i1.418

Abstract

Capital Adequacy Ratio (CAR) is a bank performance ratio used to measure the adequacy of capital owned by the bank in order to support assets that contain or generate risk. The greater the Capital Adequacy Ratio (CAR), the better the bank's ability to meet capital needs. The greater the capital owned by the bank, the bank is able to provide loans to customers in large amounts so that it has the opportunity to increase the company's profitability. Profitability assessment is a process to determine how well business activities are carried out to achieve strategic goals, eliminate waste and present timely information to carry out continuous improvement (1). This study aims to be one of the indicators of how an important event in a country, especially in the socio-political field, can affect the country's economic turnover and stock exchange. Especially for the big four ASEAN countries (Indonesia, Malaysia, Singapore and Thailand), the case of increasing stock prices in the banking sector is in the spotlight and it is necessary to conduct a scientific study on the correlation of General Election events in the big four ASEAN countries with the increase in their country's stock market. This type of research is associative research that aims to determine the relationship between two or more variables, namely researching the influence of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Operational Costs on Operational Income (BOPO) which are related to the Profitability of banking sector companies during the general election period in the big four ASEAN countries. This study will use ratio analysis to determine the performance of a bank and its health.
Dayah Leaders' Perceptions of the Aceh Local Party's Political Communication Methods (Partai Pas Region Lhokseumawe) Yusfriadi Abda; Muntasir A. Kadir; Muhibuddin Alamsyah; Muttaqien
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i1.6014

Abstract

Elections in Indonesia are a political party that is very interesting to study and look forward to because they arise from various aspects and social groups in Indonesia. In Aceh, the intersection between religion and politics is very pronounced, including the Dayah which plays a major role as one of the influential places in Aceh in both fields. It is important to understand how the Dayah leadership views and engages in local parties' political communication methods, which is crucial to understanding the broader socio-political landscape in Aceh. This research investigates the perceptions of Dayah leaders regarding political communication methods used by local Acehnese parties, namely the PAS party in the Lhokseumawe region. Dayah educational institutions which are deeply rooted in Aceh's socio-political landscape also play an important role in shaping public opinion and influencing political dynamics. Through qualitative research methods, this research explores the views of the Dayah leadership and interacts with the political communication strategy of the PAS party in the Lhokseumawe region. This research also highlights the dynamics between religious authority and political involvement in Acehnese society.
TEACHING THE MEANING OF SHARING TO THE STUDENTS OF MIFTAHUL JANNAH ORPHANAGE IN THE HOLY MONTH OF RAMADAN TO ACHIEVE BLESSINGS AND REWARDS Rico Nur Ilham; Muttaqien; Fuadi; Yunina; Amru Usman; Rusydi Abubakar
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 5 No. 1 (2025): March-June 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v5i1.3318

Abstract

This study aims to explore and understand the method of teaching the meaning of sharing to students at the Miftahul Jannah Orphanage during the month of Ramadan. The study used a qualitative approach with a case study method. Data were collected through observation, interviews, and documentation of sharing activities carried out by students and caregivers. The results of the study showed that the direct experience approach through sharing practice activities was more effective in fostering empathy, sincerity, and social sensitivity. However, there are still obstacles in understanding the meaning of sharing and limited resources. With religious guidance and role models from caregivers, sharing activities can shape the social and spiritual character of students. This study concludes that teaching sharing that is carried out directly, supported by religious practice and guidance, is effective in shaping the social and spiritual character of students, so that this model can be used as a reference for developing similar programs.
BASIC INVESTMENT TRAINING IN THE CAPITAL MARKET FOR UMKM AND RESIDENTS OF HAGU BARAT LAUT VILLAGE Muhammad Multazam; Rico Nur Ilham; Ayu Anora; Muttaqien; Rahmiatul Aula; Ismuhadi; Utaminingsih, Eka
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 5 No. 2 (2025): July-October 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v5i2.3484

Abstract

Low financial literacy and access to investment information among MSMEs and rural communities are challenges in realizing financial inclusion in Indonesia. This study aims to evaluate the effectiveness of basic investment training in improving capital market literacy for MSMEs and residents of Gampong Hagu Barat Laut. The method used is a descriptive quantitative approach with a one-group pretest-posttest design, involving 45 participants. The results of the analysis showed a significant increase in investment literacy scores from an average of 42.6 to 73.1 (p <0.001), covering aspects of knowledge, attitudes, and understanding of risk. The conclusion of this study shows that community-based training is effective in improving investment literacy, and needs to be replicated in other areas as a local-based financial inclusion strategy.
SOCIALIZATION OF THE RELATIONSHIP OF ECONOMIC GROWTH TOWARDS INTEREST IN DIGITAL INVESTMENT TO STUDENTS OF THE FACULTY OF SOCIAL SCIENCES AND FACULTY OF ECONOMICS UNIVERSITAS MALIKUSSALEH Reza Juanda; Rico Nur Ilham; Fuadi; Arliansyah; Muttaqien; Sufi
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 1 (2024): March-June 2024
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i1.1641

Abstract

Socializing the Relationship between Economic Growth and Interest in Digital Investment to Students of the Faculty of Social Sciences and Faculty of Economics, Malikussaleh University is very important in this digital era. Rapid economic growth in the digital era has created various new investment opportunities, including in digital sectors such as cryptocurrencies, technology stocks and other online investment platforms. However, students' understanding and interest in digital investment still varies. Discussion of digital-based financial literacy in investment has shown its impact in increasing students' awareness and interest in making digital investments and digital-based financial literacy can help students understand the use of digital investment applications and the risks of loss and profit opportunities that can be obtained. In the digital era, mastery of technology is an important key in winning business competition, as well as in understanding financial investment opportunities by utilizing financial technology. The Bachelor of Business Management and Administration program is designed to prepare graduates who are able to create innovations in the financial sector to meet investment needs. Economic growth plays an important role in increasing interest in digital investment among students. Therefore, it is recommended that educational institutions strengthen financial and economic education to prepare students to face the digital investment era. Apart from that, more intensive outreach regarding digital investment opportunities and risks is needed to increase investment literacy among students.
DIRECT TRAINING ON SIKO NOODLES MARKETING STRATEGIES IN LHOKSEUMAWE CITY TO INCREASE COMPETITIVE STRENGTH IN THE MARKET Amru Usman; Tarmizi Abbas; Nur Faliza; Rico Nur Ilham; Muttaqien; Irada Sinta
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 2 (2024): July-October 2024
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i2.1907

Abstract

The aim of this research is to determine the marketing strategy of Mie Siko MSMEs, especially the marketing mix. This research uses qualitative methods, namely case studies that produce descriptive data expressed in words. The data collection technique for this research is that the author directly visited Mie Siko MSMEs to interview the owners of MIE SIKO MSMEs. The research results show that the marketing strategy used by Mie Siko MSMEs is 4P marketing which consists of product, price, place and promotion. The product strategy is defining the logo, creating the brand, and the label. The pricing strategy offers relatively affordable prices. The location strategy is a strategic location and can be accessed by many people. The promotional strategy provides free toppings for 10 purchases. Even though Mie Siko MSMEs are facing the problem of declining sales, they are still looking for solutions by preserving cash, maximizing social media as a promotional tool and creating market place accounts. In conclusion, the marketing strategy for Mie Siko MSMEs is quite good, but considering the large number of MSMEs in Lhokseumawe, it is best for the owner to continue increasing their promotion on social media.
DIGITAL FINANCIAL LITERACY TRAINING FOR YOUTH OF NORTHWEST HAGU VILLAGE USING CAPITAL MARKET INVESTMENT AND STOCK SAVINGS METHODS Muhammad Multazam; Rico Nur Ilham; Irada Sinta; Muttaqien; Ayu Anora; Yusnidar
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2066

Abstract

Digital financial literacy training for the youth of Gampong Hagu Barat Laut aims to improve their understanding of capital market investment and stock saving strategies. This activity is designed to introduce the basic concepts of digital finance, especially in relation to capital market investment, which is often considered a tool for achieving long-term financial stability. With the capital market investment and stock saving methods, training participants are invited to understand the risks and benefits associated with long-term investment and portfolio diversification. In this training, emphasis is placed on the importance of stock saving discipline, where young people are expected to be able to consistently set aside funds to be invested, even in small amounts, but done sustainably. This training also emphasizes the use of safe and legal digital financial platforms, so that participants can take advantage of technological advances to invest efficiently and transparently. The results of the training showed an increase in the knowledge and skills of participants in understanding how the capital market operates, as well as how to start investing in stocks safely and profitably. Young people who were previously unfamiliar with the capital market now have basic knowledge that allows them to be more actively involved in investment activities, as a step to improve their financial literacy and strengthen their personal and community economy.
TRAINING ON UTILIZATION AND PRODUCTION OF BANANA STEM CHIPS AS AN UMKM IDEA T.Edyansyah; Rico Nur Ilham; Muhammad Multazam; Amru Usman; Muttaqien; Tarmizi Abbas
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2074

Abstract

Gampong Pase Sentausa, Simpang Keuramat District, North Aceh Regency is a village with approximately 500 people, with most of them working as farmers. Gampong Pase Sentausa also has various potential natural resources that are quite potential to be developed such as banana plants. Banana plants are a potential garden crop of the Gampong Pase Sentausa community, but until now the Gampong Pase Sentausa community knows bananas which are used as snacks or sold in bunches while the leaves are used for wrapping containers for making cakes and so on, while the use of banana stems has so far only been used as animal feed. In fact, if seen from its benefits, banana stems have many benefits for human health, namely they can treat and cure various diseases including: as a detoxification of the digestive system, losing weight, controlling cholesterol and blood pressure, curing stomach acid, curing stomach acid, stabilizing blood sugar, and there are still many benefits of banana stems for health. On the other hand, the people of Gampong Pase Sentausa underestimate banana stems and have no economic value at all, so through the 2022 KKN-LPPM, Malikussaleh University students took the initiative to provide innovation training in the use and manufacture of Banana Stems into Banana Stem Chips (Gedebog Chips) so that banana stem stalks which so far have no economic value can be increased through innovation in making and processing Banana Stem stalks into Gedebog Chips as a snack food for children and adults. The innovation in making banana gedebog chips will provide added economic value for the Pase Sentausa Village Community. The materials and tools used to make banana gedebog chips are easy to obtain and the manufacturing process is very easy and can be done individually or in community groups, which can be used as one of the entrepreneurial activities for the people of Gampong Pase Sentausa, Simpang Keuramat District, North Aceh Regency.
PREPARATION OF FINANCIAL BOOKKEEPING TO IMPROVE THE FINANCIAL PERFORMANCE OF HOUSEWIVES' UKM GAMPONG SIMPANG EMPAT LHOKSEUMAWE Muttaqien; Wardhiah; Muhammad Hafizh; Frengki Putra Ramansyah; Cut Zira Maulida
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 2 (2024): July-October 2024
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i2.2159

Abstract

Gampong Simpang Empat, located in Banda Sakti Sub-district, Lhokseumawe City, Aceh Province, has people with various livelihoods such as fishermen, farmers, laborers, civil servants, and business actors in the service sector. With the growth in population from 171,163 in 2010 to 190,624 in 2017, the need for financial management for MSME players, including housewives, is increasingly urgent. Bookkeeping is an important process in recording income, cash flow, liabilities, and assets to analyze financial performance, which serves as an evaluation tool for business efficiency and effectiveness in achieving sustainable growth. This service aims to improve the skills of housewives and MSME players in preparing simple financial bookkeeping through economic literacy-based training. The training involves a group learning method with a focus on hands-on practice, from preparation to preparation of financial statements. This type of research uses a quantitative descriptive method with the research population being mothers in Gampong Simpang Empat. Primary data was obtained through a Likert scale-based questionnaire, with random sampling. Data analysis was carried out using regression with the help of SPSS software. The results of this service are expected to have a positive impact on the financial management of MSME actors, especially in recording transactions in a structured manner and separating personal finances from businesses. The outputs of this activity include international journal publications, indexed proceedings, and ISBN-certified reference books. In addition, this research also aims to identify socio-economic factors that affect the income of traditional fishermen in the surrounding area, as a basis for developing more holistic and sustainable solutions. These outputs are designed to achieve technology readiness level (TKT) 3, which is the proof of concept of the research in developing local economic empowerment strategies.
SOCIALIZATION OF THE IMPORTANCE OF MENTAL HEALTH FOR CHILDREN IN ORPHANAGES Likdanawati; Irada Sinta; Rico Nur Ilham; Muammar Khaddafi; Muttaqien; Reza Juanda
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2383

Abstract

Mental health is an important aspect of a child’s development, especially for those living in foster care. These children often face significant emotional challenges due to the loss of a parent, trauma, or difficult life experiences. Socialization about the importance of mental health aims to raise awareness and provide the necessary support for children in foster care. This article discusses the importance of mental health, socialization strategies, and the roles of various parties in supporting the mental health of children in foster care, supported by current references.
Co-Authors AA Sudharmawan, AA Afifah Nurjannah Akhyar, Chairil Alya Maulisa Amru Usman Arliansyah Ayu Anora Boby Loser Krisnanda Cut Tria Faradilla Cut Zira Maulida Dahliana Darmawati Muchtar Falahuddin Frengki Putra Ramansyah Fuadi Ghazali Syamni Hasatiru Auwa Husaini Indah Sari Yusmita Irada Sinta Isma Putri Agustina Ismuhadi Keumala, Cut Muftia Likdanawati Lily Andari Mukhtar M Raudhatunnur M. Raja Rafli Maisyuri Marzuki Mawaddah Muammar Khaddafi Muhammad Hafizh Muhammad Hafizh muhammad luthfie Muhammad Multazam Muhibuddin Alamsyah Muntasir A. Kadir Naffal Rifki Neni Triana Nur Faliza Nurlela Putri Juliana Rahmiatul Aula Reza Juanda Rico Nur Ilham Ristati Ristati Rusydi Abubakar Silvia Rizki Ramadana Siti Maisyarah Soqia Salsabila Sufi Sumi Amelya Harahap Syamsul Rizal T. Edyansyah, T. Edyansyah T. Hafifah Poetry Zulmi Tarmizi Abbas Teuku Muhammad Iqbal Thasrif Murhadi Utaminingsih, Eka Wahyuddin Wardhiah Wardiah Yunina Yusfriadi Abda Yusnidar Yuyun Wahyuni Zulfan