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All Journal SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Abdimas Mahakam FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Pengabdian Masyarakat Multidisiplin JES (Jurnal Ekonomi Syariah ALMUJTAMAE: Jurnal Pengabdian Masyarakat Muẚṣarah: Jurnal Kajian Islam Kontemporer Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Jurnal Al-Hakim : Jurnal Ilmiah Mahasiswa Studi Syariah, Hukum dan Filantropi Agrifarm Journal on Biology and Instruction (JouBIns) Jurnal Pengabdian Kreativitas Pendidikan Mahakam (JPKPM) Al-Muzdahir: Jurnal Ekonomi Syariah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
wati, asiah
Universitas Islam Negeri Raden Mas Said Surakarta
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Analisis Tingkat Kesejahteraan Rumah Tangga Petani Di Desa Lempake Kalimantan Timur: Analysis of the Welfare Level of Farmer Households in Lempake Village, East Kalimantan Aprilani, Puteri; Nugrahini, Tutik; Wati, Asiah
Agrifarm : Jurnal Ilmu Pertanian Vol 13 No 1 (2024): Agrifarm
Publisher : Universitas Widya Gama Mahakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/ajip.v13i1.2980

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh pemenuhan kebutuhan rumah tangga terhadap tingkat kesejahteraan rumah tangga petani di Desa Lempake. Alat analisis yang digunakan Structural Equation Modeling (SEM). Data primer dikumpulkan melalui 110 kuesioner untuk petani yang ada pada Desa Lempake. Validitas dan reliabilitas model diuji dengan menggunakan model persamaan struktural. Data yang ada diolah dengan menggunakan program computer Analysis Of Moment Structure (AMOS) versi 24. Hasil dari penelitian menunjukkan bahwa pemenuhan kebutuhan rumah tangga berpengaruh dan berdampak signifikan terhadap tingkat kesejahteraan. Hasil penelitian tersebut mempunyai potensi untuk membantu pembuat kebijakan, pemangku kepentingan, dan manajemen organisasi dalam mengadopsi temuan-temuan yang diartikulasikan dengan baik untuk meningkatkan kualitas kebutuhan rumah tangga agar menciptakan kesejahteraan rumah tanga petani. Penelitian ini memberikan kontribusi terhadap perluasan literatur berdasarkan empiris bukti yang berkaitan dengan hubungan variable pemenuhan kebutuhan rumah tangga dan praktik kesejahteraan rumah tangga petani.
Reaktualisasi Fatwa Dewan Syariah Nasional sebagai Instrumen Literasi Keuangan Syariah: Studi Intervensi Edukasi di Pondok Pesantren Nurul Qur’an Simo, Boyolali Wati, Asiah; Nashirudin, Muh; Cahyono, Andi; Lestari, Arum Fitri
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2025): Agustus
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v5i2.20821

Abstract

Tujuan dari kegiatan pengabdian kepada masyarakat adalah untuk memberikan pengetahuan kepada para santri terkait fatwa DSN sebagai bahan literasi keuangan syariah. Metode yang dilakukan yaitu melakukan sosialisasi, penyampaian materi, dan diskusi, melalui pendekatan edukatif, interaktif, dan kontekstual agar peserta tidak hanya memahami konsep dasar, tetapi juga mampu mengaitkan isi fatwa dengan praktik keuangan harian. Diharapkan bahwa pendekatan ini mampu membentuk kesadaran kritis dan kemampuan praktis santri dalam mengelola keuangan secara syariah. Selain itu, santri yang berasal dari luar daerah juga diharapkan menjadi agen penyebaran literasi keuangan syariah melalui aktivitas mereka setelah keluar dari pondok. Hasil kegiatan menunjukkan adanya peningkatan kesadaran kritis santri terhadap pentingnya pengelolaan keuangan sesuai prinsip syariah, serta antusiasme untuk mengintegrasikan nilai-nilai tersebut dalam kehidupan sehari-hari. Simpulan dari kegiatan ini menegaskan bahwa pendekatan edukatif berbasis fatwa DSN efektif dalam memperkuat literasi keuangan syariah di kalangan santri. Ke depan, disarankan adanya keberlanjutan program serupa dengan pendekatan kolaboratif bersama lembaga keuangan syariah.
The Effect Of Cocoa Fruit Skin Waste Poc And Npk Fertilizer On The Growth Of Cocoa Seedlings (Theobroma Cacao L.: Pengaruh Poc Limbah Kulit Buah Kakao Dan Pupuk Npk Terhadap Pertumbuhan Bibit Kakao (Theobroma Cacao L.) Mahdalena; Patricia, Santiya; Aprilani, Puteri; Wati, Asiah
Agrifarm : Jurnal Ilmu Pertanian Vol 14 No 1 (2025): Agrifarm Juli
Publisher : Universitas Widya Gama Mahakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/ajip.v14i1.3662

Abstract

This study aims to determine the effect of liquid organic fertilizer (POC) from cocoa pod waste and NPK fertilizer on the growth of cocoa seedlings. The study was conducted experimentally with a completely randomized design (CRD) consisting of 5 treatments: control (without fertilizer), 100 ml/liter POC, 0.5 g/plant NPK, a combination of low-dose POC + NPK, and a combination of high-dose POC + NPK. The parameters observed included plant height, number of leaves, and stem diameter for 8 weeks. The results showed that the combination of POC from cocoa pod waste and NPK fertilizer had a significant effect on the growth of cocoa seedlings compared to single treatments. The high-dose combination gave the highest growth in all observed parameters. The use of POC from cocoa pod waste can be an environmentally friendly alternative to support the growth of cocoa plants. Keywords: Cocoa, cocoa pod skin POC, NPK fertilizer, seedling growth
Peran Bank Syariah Pada Masa Pandemi Covid-19 Cahyono, Andi; Siregar, Erwin; Wati, Asiah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i2.3556

Abstract

This study aims to determine the effectiveness of social funds in Islamic banks against MSMEs due to the Covid-19 pandemic. The approach used in this research is descriptive qualitative. The techniques used are content analysis and library research. The results of this study indicate that Micro, Small, and Medium Enterprises (MSMEs) receive assistance from zakat, infaq, and sadaqah. Apart from leading business capital assistance for the business sector or Micro, Small and Medium Enterprises (MSMEs) from the government for Micro, Small and Medium Enterprises (MSMEs) that already have a business permit from the village, as well as through the qardhul hasan scheme and loans for businesses that exist in Islamic banks. . So far, the social funds in Islamic banks for Micro, Small and Medium Enterprises (MSMEs) have not been effective because people use more funds to fulfill basic needs.
Literasi Pra-Nikah di Era Digital: Edukasi dan Sharing Gen- Z Tentang Kesiapan Ekonomi, Mental, Hukum Dalam Pernikahan Ideal di MAN 1 Boyolali Nikmah, Roykhatun; Muhdi; Nur Rosidah, Zaidah; Zuhroh, Diana; Mardian, Andi; Wati, Asiah; Fitri Lestari, Arum
Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Vol. 6 No. 2 (2025): JPMD
Publisher : LP3M IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/jpmd.v6i2.2588

Abstract

This study addresses the low level of premarital literacy among Generation Z, which has implications for economic readiness, mental preparedness, and legal understanding before marriage. The research aimed to analyze the effectiveness of an interactive premarital literacy program conducted through community service activities at MAN 1 Boyolali. The problem was the lack of structured and contextual education on premarital readiness in senior high schools. Using a educational approach with interactive lecture method, data were collected through observation, pre-test and post-test, and documentation. The participants were 50 twelfth-grade students from diverse socio-economic backgrounds. The results showed a 32% average increase in knowledge after the program, with the highest improvement in legal understanding (38%), followed by economic readiness (28%) and mental preparedness (24%). The findings confirm that integrating interactive lectures, case studies, and contextual discussions significantly enhances premarital literacy, especially in Generation Z. This study suggests incorporating premarital literacy into the school curriculum as a preventive education strategy to prepare youth for building healthy and sustainable marriages.
FINANCIAL OPTIONS TRENDS: DIGGING THE REASONS BEHIND THE GROWTH OF CUSTOMER INTEREST IN SHARIA BANK INDONESIA Wati, Asiah; Rahmawati, Rahmawati; Malahayatie, Malahayatie; Lestari, Arum Fitri; Rehan, Muhammad
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 7 No 1 (2024): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v7i1.8530

Abstract

BSI is a Sharia Commercial Bank as a result of the merger of three banks, BRIS, BNIS, and Mandiri Syariah. After the merger, BSI's assets became larger, but it is necessary to examine the things that affect customers to save at BSI, because of the merger, knowledge, services, and IT used by BSI. This study aims to determine the influence of knowledge, mergers, services, and IT on the interest of becoming a BSI customer. This study is a quantitative research using primary data. The population in this study is the entire academic community of UIN Raden Mas Said Surakarta with a sample of 113 respondents. The data collection technique uses questionnaires. The results of this study show that knowledge has no effect on interest in becoming a BSI customer. However, mergers, services, and IT have a significant impact on interest in becoming a BSI customer.
Efektivitas Aplikasi Pupuk Organik Cair Limbah Kulit Pisang dan Pupuk Urea Terhadap Pertumbuhan Bibit Kelapa Sawit (Elaeis guineensis Jacq.) di Pembibitan Pre-Nursery Mahdalena; Wati, Asiah; Lubis
Agrifarm : Jurnal Ilmu Pertanian Vol 14 No 2 (2025): Desember
Publisher : Universitas Widya Gama Mahakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/ajip.v14i2.3886

Abstract

The purpose of this study was to determine the effect of Banana Peel Waste POC and Urea Fertilizer and the interaction of the two treatments on the growth of oil palm seedlings in the Pre-nursery. The study was conducted for 4 months, starting from March 2025 preparation to June 2025 the final data collection and took place at the Research Field of the Faculty of Agriculture, Widya Gama Mahakam University Samarinda, Jalan Wahid Hasyim, Sempaja Village, North Samarinda District, East Kalimantan. The research method used a Factorial Randomized Block Design (RAK) consisting of 2 factors with 3 replications. The first factor is Banana Peel Waste POC (P) which consists of 4 levels, namely: P0 (Control), P1 (50 ml/polybag), P2 (75 ml/polybag) P3 (100 ml/polybag The second factor is Urea Fertilizer (U) which consists of 4 levels, namely: U0 (Control), U1 (8 g/polybag), U2 (10 g/polybag), and U3 (12 g/polybag). The observation variables are plant height growth, stem diameter and number of leaves. The results showed that Banana Peel Waste Liquid Organic Fertilizer (POC) significantly affected all parameters at 90 days after planting (HST) with the best dose of 50 ml/polybag. Urea fertilizer significantly affected all parameters at 60 and 90 days after planting at a dose of 12 g/polybag. Meanwhile, the interaction between Banana Peel Waste Liquid Organic Fertilizer (POC) and Urea did not significantly affect all observed parameters.
Co-Authors Agung Angga Reski Akhmad Sopian1 Andi Cahyono Andi Mardian, Andi Arrum Puspita Sari Diana Zuhroh Diyaurrahman Dwi Artiningsih Dwi Indriani Erwin Saputra Siregar Erwin Siregar Fahri Ali Ahzar Fitri Lestari, Arum I Gede Pasek Ista Darma Ifan Aulia Candra Jovi Avandi Ladia Juhi Lestari, Arum Fitri Lubis Luthfiana Zahriani Maemunah Maemunah Mahdalena Mahdalena Malahayatie, Malahayatie Moch Rusli Muh Nashiruddin Muh. Nashirudin Muhdi Natan Nael Novita Dwi Safitri Nur Musayadah Nurwijayanti Patricia, Santiya PUTERI APRILANI Putra, Dewa Pratama Putri Wulandari Wulandari, Putri Wulandari Rahmawati, Rahmawati Rehan, Muhammad Roykhatun Nikmah Samsul Rosadi Setiyaningrum, Ika Feni Siti Mutmainah Suryati Teguh Arif Saputra Tutik Nugrahini Tutik Nugrahini Zaidah Nur Rosidah Zulfikar Ali Ahmad