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All Journal FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Pengabdian Masyarakat Multidisiplin ALMUJTAMAE: Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Agrifarm Jurnal Pengabdian Kreativitas Pendidikan Mahakam (JPKPM) Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Wati, Asiah
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Peran Bank Syariah Pada Masa Pandemi Covid-19 Cahyono, Andi; Siregar, Erwin; Wati, Asiah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i2.3556

Abstract

This study aims to determine the effectiveness of social funds in Islamic banks against MSMEs due to the Covid-19 pandemic. The approach used in this research is descriptive qualitative. The techniques used are content analysis and library research. The results of this study indicate that Micro, Small, and Medium Enterprises (MSMEs) receive assistance from zakat, infaq, and sadaqah. Apart from leading business capital assistance for the business sector or Micro, Small and Medium Enterprises (MSMEs) from the government for Micro, Small and Medium Enterprises (MSMEs) that already have a business permit from the village, as well as through the qardhul hasan scheme and loans for businesses that exist in Islamic banks. . So far, the social funds in Islamic banks for Micro, Small and Medium Enterprises (MSMEs) have not been effective because people use more funds to fulfill basic needs.
Literasi Pra-Nikah di Era Digital: Edukasi dan Sharing Gen- Z Tentang Kesiapan Ekonomi, Mental, Hukum Dalam Pernikahan Ideal di MAN 1 Boyolali Nikmah, Roykhatun; Muhdi; Nur Rosidah, Zaidah; Zuhroh, Diana; Mardian, Andi; Wati, Asiah; Fitri Lestari, Arum
Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Vol. 6 No. 2 (2025): JPMD
Publisher : LP3M IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/jpmd.v6i2.2588

Abstract

This study addresses the low level of premarital literacy among Generation Z, which has implications for economic readiness, mental preparedness, and legal understanding before marriage. The research aimed to analyze the effectiveness of an interactive premarital literacy program conducted through community service activities at MAN 1 Boyolali. The problem was the lack of structured and contextual education on premarital readiness in senior high schools. Using a educational approach with interactive lecture method, data were collected through observation, pre-test and post-test, and documentation. The participants were 50 twelfth-grade students from diverse socio-economic backgrounds. The results showed a 32% average increase in knowledge after the program, with the highest improvement in legal understanding (38%), followed by economic readiness (28%) and mental preparedness (24%). The findings confirm that integrating interactive lectures, case studies, and contextual discussions significantly enhances premarital literacy, especially in Generation Z. This study suggests incorporating premarital literacy into the school curriculum as a preventive education strategy to prepare youth for building healthy and sustainable marriages.
FINANCIAL OPTIONS TRENDS: DIGGING THE REASONS BEHIND THE GROWTH OF CUSTOMER INTEREST IN SHARIA BANK INDONESIA Wati, Asiah; Rahmawati, Rahmawati; Malahayatie, Malahayatie; Lestari, Arum Fitri; Rehan, Muhammad
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 7 No 1 (2024): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v7i1.8530

Abstract

BSI is a Sharia Commercial Bank as a result of the merger of three banks, BRIS, BNIS, and Mandiri Syariah. After the merger, BSI's assets became larger, but it is necessary to examine the things that affect customers to save at BSI, because of the merger, knowledge, services, and IT used by BSI. This study aims to determine the influence of knowledge, mergers, services, and IT on the interest of becoming a BSI customer. This study is a quantitative research using primary data. The population in this study is the entire academic community of UIN Raden Mas Said Surakarta with a sample of 113 respondents. The data collection technique uses questionnaires. The results of this study show that knowledge has no effect on interest in becoming a BSI customer. However, mergers, services, and IT have a significant impact on interest in becoming a BSI customer.
Efektivitas Aplikasi Pupuk Organik Cair Limbah Kulit Pisang dan Pupuk Urea Terhadap Pertumbuhan Bibit Kelapa Sawit (Elaeis guineensis Jacq.) di Pembibitan Pre-Nursery Mahdalena; Wati, Asiah; Lubis
Agrifarm : Jurnal Ilmu Pertanian Vol 14 No 2 (2025): Desember
Publisher : Universitas Widya Gama Mahakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/ajip.v14i2.3886

Abstract

The purpose of this study was to determine the effect of Banana Peel Waste POC and Urea Fertilizer and the interaction of the two treatments on the growth of oil palm seedlings in the Pre-nursery. The study was conducted for 4 months, starting from March 2025 preparation to June 2025 the final data collection and took place at the Research Field of the Faculty of Agriculture, Widya Gama Mahakam University Samarinda, Jalan Wahid Hasyim, Sempaja Village, North Samarinda District, East Kalimantan. The research method used a Factorial Randomized Block Design (RAK) consisting of 2 factors with 3 replications. The first factor is Banana Peel Waste POC (P) which consists of 4 levels, namely: P0 (Control), P1 (50 ml/polybag), P2 (75 ml/polybag) P3 (100 ml/polybag The second factor is Urea Fertilizer (U) which consists of 4 levels, namely: U0 (Control), U1 (8 g/polybag), U2 (10 g/polybag), and U3 (12 g/polybag). The observation variables are plant height growth, stem diameter and number of leaves. The results showed that Banana Peel Waste Liquid Organic Fertilizer (POC) significantly affected all parameters at 90 days after planting (HST) with the best dose of 50 ml/polybag. Urea fertilizer significantly affected all parameters at 60 and 90 days after planting at a dose of 12 g/polybag. Meanwhile, the interaction between Banana Peel Waste Liquid Organic Fertilizer (POC) and Urea did not significantly affect all observed parameters.
Co-Authors Agung Angga Reski Ali Ahmad, Zulfikar Andi Mardian, Andi Diana Zuhroh Erwin Siregar Fahri Ali Ahzar Fitri Lestari, Arum I Gede Pasek Ista Darma Ifan Aulia Candra Jovi Avandi Lestari, Arum Fitri Lubis Maemunah Maemunah Mahdalena Malahayatie, Malahayatie Moch Rusli Muh Nashiruddin Muhdi Nurwijayanti Patricia, Santiya PUTERI APRILANI Putri Wulandari Wulandari, Putri Wulandari Rahmawati, Rahmawati Rehan, Muhammad Roykhatun Nikmah Samsul Rosadi Siti Mutmainah Teguh Arif Saputra Tutik Nugrahini Zaidah Nur Rosidah