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IMPLEMENTASI AKAD MUDHARABAH PADA PRODUK TABUNGAN KOPERASI SYARIAH (Studi Kasus Pada Kspps Nuri Jatim Cabang Sokobanah II Sampang) Fendi; Amin; Abdul Bari
Ekosiana Jurnal Ekonomi Syari ah Vol. 8 No. 1 (2021): EKOSIANA : JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah, STAI AN-NAJAH INDONESIA MANDIRI

Abstract: Mudharabah agreement is an agreement between two parties where the bank acts as the manager and custumer as the capital owner, the profit obtained will e shared according tho the agreement, if there is a loss, it will e fully borne by the owner of the capital, the manager only bears the loss of the business and and work only. this study ains to determine how the application of the mudharabah contract to the savings product in KSSPPS NURI JATIM and whether the application of the mudharabah contract to the saving products is in accordance with sharia.With this study, the author will provide an overview of the implementation of the mudharabah contract on savings products and see what is in theory with those apllied in banks, this study uses qualitative methods, namely a method by analyzing the results of research that produces descriptive analysis data. In addition, data collection was carried out by direct interviews at KSPPS NURI JATIM CAB.SOKOBANAH II, NURI JATIM Customer and Islamic Economics Academics. The result of the study are savings products at NURI JATIM using the mudharabah mutlaqah contract, with a profit ratio of 25:75 (25 for customer and 75 for bank). The application of mudharabah contract apllied at NURI JATIM can be seen from the aspect of profit ratio in accordance sharia, because the ratio from the beginning has been determined by the bank. Seen from the aspect of the type of business applied, it is in accordance with sharia, where the NURI JATIM distribution of funds channeled to financing. Keyword: Implemetation, mudharabah contract, and sharia concept DAFTAR PUSTAKA Antonio, Syafi’i, Bank Syariah dari Teori ke Praktek, Jakarta: Gema Insani, 2001. Basyir, Azhar , Negara dan Pemerintahan dalam Islam, Yogyakarta: UII Press, 2000 Dahlan, Irmayanti, dan Lilies Handayani. “Analisis Penerapan Bagi Hasil Akad Mudharabah Dan Akad Musyarakah Pada Bank BRI Syariah Kota Makassar.” El-Iqtishod: Jurnal Ekonomi Syariah 4, no. 1 (10 November 2020): 34–45. Ismail, Perbankan Syariah, (Jakarta: Kencana Ilmu, 2015 Karim, Adiwarman A, Bank Islam Analisis Fiqih dan Keuangan, Jakarta: PT. Raja Grafindo Persada, 2010 Kasmir, Bank dan Lembaga Keuangan Lainnya, Jakarta: Rajawali Pers,2009 Khunaifi, Aang. “Aktualisasi Pemasaran Syariah.” MIYAH : Jurnal Studi Islam 12, no. 1 (26 Februari 2017): 52–71. Kunaifi, Aang. “IMPLEMENTASI STRATEGI PEMASARAN BERBASIS HUMAN SPIRIT DALAM MARKETING 3.0 DI BANK PEMBIAYAAN RAKYAT SYARI’AH (BPRS) BHAKTI SUMEKAR KABUPATEN SUMENEP.” Masters, UIN Sunan Ampel Surabaya, 2015. http://digilib.uinsby.ac.id/4472/. ———. Manajemen Pemasaran Syari’ah Pendekatan Human Spirit: Konsep. Etika, Strategi dan Implementasi. Yogyakarta: Maghza Pustaka, 2016. ———. “OPTIMALISASI LABORATORIUM KEUANGAN SYARI’AH DALAM MENINGKATKAN LITERASI SIVITAS AKADEMIKA TERHADAP PRODUK IKNB SYARI’AH.” CENDEKIA: Jurnal Studi Keislaman 2, no. 2 (2016): 221–39. https://doi.org/10.37348/cendekia.v2i2.27. Kunaifi, Aang, dan Lailatul Qomariyah. “Developing Company Images Through Spiritual Public Relations Facing Covid-19 Outbreak.” Jurnal Iqtisaduna 1, no. 1 (10 September 2021): 13–22. https://doi.org/10.24252/iqtisaduna.v1i1.15808. Kunaifi, Aang, Fadali Rahman, dan Risca Dwiaryanti. “The Philosophy and Authentication of Welfare Equalization in the Islamic Economy.” Jurnal Kajian Peradaban Islam 4, no. 2 (24 Juni 2021): 54–62. https://doi.org/10.47076/jkpis.v4i2.67. Millah, Hayatul. “Implementasi Nisbah Bagi Hasil Produk Tabungan Mabrur Melalui Akad Mudharabah Mutlaqah Dalam Perspektif Ekonomi Islam :” Iqtishodiyah : Jurnal Ekonomi Dan Bisnis Islam 7, no. 1 (13 Februari 2021): 91–103. https://doi.org/10.36835/iqtishodiyah.v7i1.492. Misbahuddin, Herman. “Sistem Akad Mudharabah dalam Perekonomian Islam.” TAFAQQUH: Jurnal Hukum Ekonomi Syariah Dan Ahwal Syahsiyah 6, no. 1 (30 Juni 2021): 1–14. Nandaningsih, Nadia, dan Yuli Dwi Yusrani Anugrah. “Konsep Pembiayaan Mudharabah Dalam Perbankan Syariah.” Muhasabatuna : Jurnal Akuntansi Syariah 3, no. 1 (1 Juni 2021): 61–66. Ruslizar, Pengaruh Tingkat Bagi Hasil Deposito Mudharabah, Financing, To Deposito Ratio, dan Suku Bunga Deposito Terhadap Pertumbuhan Deposito Mudharabah Pada Bank Umum Syariah di Indonesia. Jurnal Ilmiah Ekonomi Akuntansi (JIMEKA). 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The Impact of Compensation and Career Development on Turnover Intention With Job Satisfaction as Intervening Variable at PT Wijaya Machinery Perkasa Sinaga, Marida; Ahmad Badawy Saluy; Novawiguna Kemalasari; Abdul Bari
Dinasti International Journal of Economics, Finance & Accounting Vol. 3 No. 5 (2022): Dinasti International Journal of Economics, Finance & Accounting (November - De
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v3i5.1508

This research finds out and analyzes the impact of giving compensation and career development to turnover intention with job satisfaction level as an intervening variable at PT. Wijaya Machinery Perkasa. A quantitative descriptive method using a causal relationship approach was administered to conduct this research. The data analysis method used is Structural Equation Model (SEM) with SmartPLS (Partial Least Square) 3.0. The results of this study show; (1) Job satisfaction has significant effect and increases the trend on compensation, (2) Job satisfaction has positif impact on the career development, (3) Compensation trend is not significantly effective on turnover intention, (5) Job satisfaction as an intervening variable has low effect on compensation on turnover intention, (6) Career development has a negative effect on turnover intention, and (7) The employee turnover intention at PT. Wijaya Machinery Perkasa is not significantly effective on job satisfaction.

The Urgency of Reforming Law Enforcement Institutions in Handling Children Who Commit Crimes in Indonesia Abdul Bari; Achmad Taufik
International Journal of Social Welfare and Family Law Vol. 2 No. 4 (2025): October: International Journal of Social Welfare and Family Law
Publisher : Asosiasi Penelitian dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijsw.v2i4.493

This study examines the urgency of reforming law enforcement institutions in handling child offenders in Indonesia. The enactment of Law No. 11 of 2012 on the Criminal Justice System for Children (SPPA) marked a paradigm shift from retributive justice to restorative justice. However, its implementation has not been optimal because law enforcement institutions are still sectoral and not integrated. This study uses a normative juridical approach with empirical juridical support to analyse the conformity of legal norms with institutional practices. Data were obtained from legislation, scientific literature, and interviews with law enforcement officials and child protection practitioners. The results show that the implementation of diversion is still low due to weak coordination between institutions, limited human resources, and the absence of an integrated institutional mechanism. Institutional reform is needed to strengthen synergy between institutions, foster a humanistic mindset among officials, and ensure child protection in accordance with the principles of restorative justice. This study recommends the establishment of a permanent coordination body between child law enforcement agencies and ongoing training for officials. Institutional reform is seen as a strategic step towards realising a juvenile justice system that is not only normative but also substantively fair and restorative.

The Impact of Compensation and Career Development on Turnover Intention With Job Satisfaction as Intervening Variable at PT Wijaya Machinery Perkasa Sinaga, Marida; Ahmad Badawy Saluy; Novawiguna Kemalasari; Abdul Bari
Dinasti International Journal of Economics, Finance & Accounting Vol. 3 No. 5 (2022): Dinasti International Journal of Economics, Finance & Accounting (November - De
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v3i5.1508

This research finds out and analyzes the impact of giving compensation and career development to turnover intention with job satisfaction level as an intervening variable at PT. Wijaya Machinery Perkasa. A quantitative descriptive method using a causal relationship approach was administered to conduct this research. The data analysis method used is Structural Equation Model (SEM) with SmartPLS (Partial Least Square) 3.0. The results of this study show; (1) Job satisfaction has significant effect and increases the trend on compensation, (2) Job satisfaction has positif impact on the career development, (3) Compensation trend is not significantly effective on turnover intention, (5) Job satisfaction as an intervening variable has low effect on compensation on turnover intention, (6) Career development has a negative effect on turnover intention, and (7) The employee turnover intention at PT. Wijaya Machinery Perkasa is not significantly effective on job satisfaction.

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