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All Journal Indonesian Journal of Business and Entrepreneurship (IJBE) AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM Khatulistiwa: Journal of Islamic Studies Sunan Kalijaga: International Journal of Islamic Civilization El-Barka: Journal of Islamic Economics and Business Jurnal Al-Dustur Accounting Global Journal Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam MALIA: Journal of Islamic Banking and Finance Halal Research Journal Journal of Islamic Economics, Management, and Business (JIEMB) Perbanas Journal of Islamic Economics and Business Ekonomi Islam Indonesia EKONOMIKA SYARIAH : Journal of Economic Studies International Journal of Economics (IJEC) Review on Islamic Accounting The Economic Review of Pesantren Journal of Business Management and Islamic Banking ZISWAF: Jurnal Zakat dan Wakaf
Herindar, Evania
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Measuring Islamic Rural Banks Productivity in Indonesia 2016-2021: Quadrant Analysis, Technological Change, And Covid-19 Pandemic Impact Herindar, Evania; Uula, Mimma Maripatul; Rusydiana, Aam Slamet
Review on Islamic Accounting Vol. 1 No. 1 (2021): Review of Islamic Accounting
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.145 KB) | DOI: 10.58968/ria.v1i1.90

Abstract

The Islamic finance industry in Indonesia is currently a global concern, one of which is financial institutions, so productivity measurement is essential for BPRS in Indonesia. This study tries to analyze the BCC model as a basic model to see the level of productivity in 92 BPRS using the Malmquist productivity index, both in terms of changes in efficiency and changes in technology during the six-year observation period (2016-2021) using the Malmquist Index. There are several findings from this study. First, the overall level of productivity in BPRS shows an increase, and it is known that changes in efficiency and technology affect the increase in productivity of BPRS. Furthermore, in the analysis of each BPRS, it is known that the productivity of the BPRS fluctuates from year to year. Second, the regional study between Java and Non-Java found that BPRS in Java has higher productivity levels than BPRS outside Java, considering that Java is the center of the Indonesian economy and the impact of high technological changes on BPRS in Java. Third, the following finding is related to the productivity of BPRS before and after the Covid-19 pandemic, which showed a decline during the Covid-19 pandemic. Still, the decline was not significant when viewed from the results of statistical tests. Then based on the analysis of the Malmquist Index quadrant, it shows that the BPRS dominates quadrant 2 with the category of high technology and low efficiency, namely back to 25 BPRS, then followed by quadrant 4 with the type of technology and low efficiency, opening 24 BPRS, next is quadrant 3 with a total of 23 BPRS and quadrant one which has the highest category reaches 20 BPRS.
Digital Syariah Banking System (DSBS) : Cash Waqf Determinants Promoting Innovation of Islamic Economic Development in Indonesia Haidar, Abdullah; Herindar, Evania; Hendrasto, Nur; Chairiyati, Fauziah
ZISWAF Vol 11, No 2 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i2.26109

Abstract

Cash waqf provides a new option for enhancing the growth of waqf transactions in Indonesia, particularly in Indonesia. Through the collaboration of BWI and Islamic banks utilizing financial technology (FinTech), an innovative DSBS, a digital banking system for sharia, to help with cash waqf transactions. It is anticipated that the presence of a system that facilitates cash waqf transactions will increase the desire of individuals to partake in cash waqf. This research aims to investigate which factors can motivate z generation and millennial in Indonesia to donate cash waqf through DSBS. This investigation included 200 participants. Using PLS SEM, this study indicates in which the research model is strategic because it satisfies all of the requirements. Additionally, research has shown that comfort, utility, and subjective norms all have an impact on z generation and millennial intentions or decisions about the usage of DSBS in Indonesia. The convenience and benefits of using DSBS to conduct cash waqf transactions are the most important factors in promoting the growth of cash waqf in indonesia. In order to create a more comprehensive research model, this study integrates the Technology Acceptance Model (TAM) and the Theory of Planned Behavior (TPB).
Co-Authors Aam Slamet Rusydiana, Aam Slamet Al-Ayyubi, Solahuddin Arviannis, Tasya Asfia, Asfa Aufa, Aufa Azqia, Hidayatul Chairiyati, Fauziah Haidar, Abdullah Ikha Nur Syamsiyah Izza, Nadia Nurul Nashr Akbar, Nashr Nur Hendrasto Nursyamsiyah, Ikha Perdana, Muhammad Nabhan Purba, Asnan Rehman, Hafiz Mudassir Syihabudin, Muhammad Uula, Mimma Maaripatul Uula, Mimma Maripatul