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Upaya Peningkatan Aktivitas Belajar Siswa Melalui Model Pembelajaran Kooperatif Tipe Make A Match Letriani, Ni Kadek Okta; Tripalupi, Lulup Endah
Jurnal Pendidikan Ekonomi Undiksha Vol 13, No 2 (2021)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v13i2.33979

Abstract

This study is different from the problems in the twelfth category C OTKP (Otomatisasi Tata Kelola Perkantoran) SMK Negeri 1 Singaraja, whose student learning activities are still relatively low. In order to overcome these problems, the application in type matching of cooperative learning models is studied. The purpose of this study is to determine the increase in learning activities of middle school students in the XII C OTKP SMK Negeri 1 Singaraja category by applying cooperative learning model type matching to the second basic ability of entrepreneurship subjects. This study used the "Classroom Action Research" design. Use observation methods and documents to collect data, and analyze the data through simple percentage statistical analysis. The results show that the average learning integrity obtained by the students in the first cycle of learning activities is 64.05%, and the average learning integrity obtained in the second cycle is 84.08%.Research results prove that learning activity can increase after applying Cooperative Learning Model Type Make A Match in class XII C OTKP SMK Negeri 1 Singaraja.
PENGARUH PERSONAL ATTITUDE, SUBJECTIVE NORMS DANPERCEIVED BEHAVIOR CONTROL TERHADAP MINAT PROFESI SEKRETARIS PADA PROGRAM KEAHLIAN ADMINISTRASI PERKANTORAN DI SMK NEGERI 1 SINGARAJA TAHUN AJARAN 2017/2018 Lulup endah tripalupi; M Rudi Irwansyah
Jurnal Pendidikan Ekonomi Vol.11 No.2 Oktober 2018
Publisher : Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (83.556 KB)

Abstract

This study aimed to know, the influence of Personal Attitude, Subective Norms, and Perceived Behavior Control toward the interest of secretary profession partially and simultaneously on office administration skill program in SMK Negeri 1 Singaraja. The type of this study was causal study. The data was compiled using questionnaire method and documentation method. The analysis of this research used t test, f test and multiple linear regression by using SPSS (Statistical Product and Service Solutions) verson 16.0 for Windows. The result shows that personal attitude has an influence toward the interest of secretary profession, this in shown by the score of t 2.433 with the significant standard 0.017 or significant 0.017 < 0.05. The subjetive norms also gives an influence toward the interest of secretary profession, this is shown by the score of t 26.555 with the significant standard 0.000 or significant 0.000 < 0.05, and perceived behavior control influences the interest of secretary profession. This in shown by the score of t 21.578 with the significant standart 0.000 or significant 0.000 < 0.05. Simultaneously, personal attitude, subjective norms, and perceived behavior control influence the interest of secretary profession on the office administration skill program in SMK Negeri 1 Singaraja in te academic year 2017/2018. This in shown by the resut of f  207.330 with the significant standard 0.000 or significant 0.000 < 0.05
Persepsi Masyarakat Non-muslim di Kecamatan Denpasar Barat terhadap Bank Syariah Thiaz Annasha Kurnia; Lulup Endah Tripalupi
Jurnal Ilmiah Akuntansi dan Humanika Vol. 11 No. 3 (2021)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jiah.v11i3.33611

Abstract

This study aims to determine the perceptions of non-Muslim communities in West Denpasar towards Islamic banks. This study used a descriptive-type research to analyze the perceptions of non-Muslim community towards Islamic banks in West Denpasar. The population of this study was non-Muslim communities in West Denpasar, the sample used consist of 400 people obtained by Slovin formula and the data collection method used questionnaires. The results shows that the perception of non-Muslim community from the cognitive aspect obtained a score of 24,946, thus it could be categorized as favorable. The perception of non-Muslim community from the affective aspect obtained a score of 8,777, thus it could be categorized as unfavourable. Meanwhile, the perception of non-Muslim community from the conative aspect obtained a score of 8,980, thus it could be categorized as favourable. It can be concluded that the perception of non-Muslim communities in West Denpasar towards Islamic banks is good.
STUDI KOMPARATIF PRESTASI BELAJAR MAHASISWA YANG AKTIF DAN TIDAK AKTIF DALAM ORGANSASI KEMAHASISWAAN FEB UNDIKSHA I Wayan Oka Meinarta .; Dra. Lulup Endah Tripalupi,M.Pd .; Kadek Rai Suwena, S.Pd., M.Pd. .
Jurnal Pendidikan Ekonomi Undiksha Vol. 4 No. 1 (2014)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v4i1.1895

Abstract

Penelitian ini bertujuan untuk (1) mengetahui prestasi belajar mahasiswa yang aktif dalam organisasi kemahasiswaan, (2) mengetahui prestasi belajar mahasiswa yang tidak aktif dalam organisasi kemahasiswaan. (3) mengetahui perbedaan prestasi belajar antara mahasiswa yang aktif dan tidak aktif dalam organisasi kemahasiswaan. Penelitian ini menggunakan pendekatan kuantitatiif dengan metode komparatif. Subjek dalam penelitian ini adalah mahasiswa yang aktif dan tidak aktif dalam organisasi kemahasiswaan Fakultas Ekonomi dan Bisnis Undiksha Singaraja angkatan 2011 dan 2012 dengan sampel 258 mahasiswa yang terdiri atas 129 mahasiswa aktif dan 129 mahasiswa tidak aktif dalam organisasi kemahasiswaan, sedangkan objek penelitian adalah prestasi belajar mahasiswa yang aktif dan tidak aktif dalam organisasi kemahasiswaan. Data dikumpulkan dengan metode dokumentasi dan wawancara. Metode analisis yang digunakan adalah analisis Independent-Sample T-Test yang diolah dengan program SPSS 17.0 for windows. Hasil penelitian menunjukan bahwa (1) rata-rata nilai prestasi belajar mahasiswa yang aktif dalam organisasi kemahasiswaan sebesar 3,26. tergolong dalam kategori sangat baik (2) rata-rata nilai prestasi belajar mahasiswa yang tidak aktif dalam organisasi kemahasiswaan sebesar 2,88 tergolong dalam kategori baik (3) terdapat perbedaan yang signifikan prestasi belajar mahasiswa yang aktif dan tidak aktif dalam organisasi kemahasiswaan di Fakultas Ekonomi dan Bisnis Undiksha, dengan perolehan thitung > ttabel (8,974 > 1,969) Kata Kunci : prestasi belajar, mahasiswa aktif dan tidak aktif dalam organisasi kemahasiswaan The research was aimed to (1) determine the achievement of students who are active in student organizations, (2) determine the achievement of students who are not active in student organizations. (3) determine differences in academic achievement between students who are active and inactive in student organizations. This study used the quantitative approach with comparative method. Subjects of this study were active and non active students in student organisation in the Faculty of Economics and Business of Undiksha class 2011 and 2012 with sample of study were 258 students consisting of 129 active students and 129 inactive students in student organisation, while the object of the study were the achievement of students who are active and inactive in student organizations. The data were collected using documentation and interview method. The analytical method used int his study was analysis of Independent-Sample T-Test that was processed using SPSS 17.0 for windows. The results showed that (1) the average value of the achievement of students who are active in student organizations was 3.26 wich was classified into excellent category, (2) the average value of the achievement of students who are inactive in student organizations was 2,88 which was classified into either category, (3) there is a significant difference in the achievement of students who are active and inactive in student organizations at the Faculty of Economics and Business Undiksha, with the acquisition of tvalue > ttable (8.974 > 1.969).keyword : achievement, active and inactive students in student organizations
SISTEM PENGENDALIAN PERSEDIAAN BAHAN BAKU PADA PERUSAHAAN TEMPE TAHU CAP MALANG DI DESA PETIGA, KECAMATAN MARGA, KABUPATEN TABANAN TAHUN 2011-2012 Ni Wayan Praptika Suwandi .; Made Ary Meitriana, S.Pd. .; Dra. Lulup Endah Tripalupi,M.Pd .
Jurnal Pendidikan Ekonomi Undiksha Vol. 4 No. 1 (2014)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v4i1.2020

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Penelitian ini bertujuan untuk mengetahui (1) sistem pengendalian persediaan bahan baku perusahaan Tempe Tahu Cap Malang di Desa Petiga, (2) kendala yang dihadapi perusahaan dalam mengendalikan persediaan bahan baku, dan (3) upaya yang dilakukan perusahaan dalam mengatasi kendala pengendalian persediaan bahan baku. Jenis penelitian ini adalah deskriptif kuantitatif. Teknik pengumpulan data yang digunakan adalah dokumentasi dan wawancara, dianalisis menggunakan analisa selisih biaya bahan baku. Hasil penelitian menunjukkan bahwa (1) sistem pengendalian yang dilakukan perusahaan bersifat sederhana yaitu melaksanakan persediaan berdasarkan pengalaman pemilik perusahaan, (2) kendala yang dihadapi berupa keterbatasan jumlah modal, keterlambatan pengiriman bahan dari supplier, tidak adanya kepastian permintaan dari konsumen, dan perusahaan tidak memiliki jadwal induk produksi yang pasti, dan (3) upaya yang dilakukan berupa sentralisasi kekuasaan dan tanggung jawab, pengawasan terhadap pengeluaran bahan atau barang, pencatatan keluar masuk bahan atau barang di gudang, pemeriksaan fisik bahan atau barang secara langsung dan pengecekan menjamin dapat efektifnya kegiatan rutin.Kata Kunci : sistem pengendalian, persediaan bahan baku, kendala pengendalian, upaya pengendalian This research that aims to determine (1) the control system of raw matterials and inventory “Tempe Tahu Cap Malang” company in Petiga village, (2) the constraints problem that faced by the company in controlling raw matterials inventory, (3) the efforts made by the company in controlling raw matterials contrains. The data is collected by interviewing and documenting, analyzed by raw materials cost varians analysis. The result showed that (1) the control system of the company is simple implement the companys stock based on owner experiences, (2) obstacles encountered a limitation amount capital, delay in delivery of raw matterials from suppliers, the lack of certainty of orders from customers, and the company does not have definitely master production schedule, (3) the efforts to overcome is centralisation of power and responsibility, monitoring expenditure of materials, materials and records out of the goods in the warehouse, a physical inspection of materials directly and can ensure effective cheking routine.keyword : system control, raw material inventory, constraint control, control efforts
PENGGUNAAN MEDIA PEMBELAJARAN BERBASIS TIK UNTUK MENINGKATKAN HASIL BELAJAR IPS KELAS VIII J SMP NEGERI 5 SINGARAJA Hendri Harliawan .; Dra. Lulup Endah Tripalupi,M.Pd .; Luh Indrayani, S.Pd., M.Pd. .
Jurnal Pendidikan Ekonomi Undiksha Vol. 4 No. 1 (2014)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v4i1.2024

Abstract

Penelitian ini bertujuan untuk (1) mengetahui penggunaan media pembelajaran interaktif berbasis Tekhnologi, Informasi, dan Komunikasi (TIK) dalam meningkatkan hasil belajar IPS Terpadu pada siswa kelas VIII J di SMP Negeri 5 Singaraja tahun pelajaran 2013/2014, (2) mengetahui respons siswa terhadap penggunaan media pembelajaran interaktif berbasis TIK pada mata pelajaran IPS Terpadu di kelas VIII J di SMP Negeri 5 Singaraja tahun pelajaran 2013/2014. Penelitian ini merupakan Penelitian Tindakan Kelas (PTK). Penelitian ini dilakukan dalam dua siklus pembelajaran dengan tahapan-tahapan dalam setiap siklus meliputi perencanaan, tindakan, observasi dan evaluasi, serta refleksi. Data hasil belajar siswa dikumpulkan melalui tes hasil belajar pada akhir setiap siklus. Data respon siswa dikumpulkan melalui penyebaran angket/kuesioner. Data yang telah terkumpul selanjutnya dianalisis secara deskriptif. Hasil penelitian ini menunjukkan, (1) penggunaan media pembelajaran interaktif berbasis TIK dapat meningkatkan hasil belajar siswa. Hal ini ditunjukkan dengan jumlah siswa yang telah tuntas pada siklus I sebesar 65,52%, sedangkan pada siklus II jumlah siswa yang telah tuntas adalah sebesar 93,10%, dan (2) respons siswa terhadap penggunaan media pembelajaran interaktif berbasis TIK diperoleh skor rata-rata sebesar 41,72 dengan kategori positif.Kata Kunci : TIK, Hasil belajar, Respons siswa This study aims to (1) determine the use of interactive learning media based on Information, Communication, and Technology (ICT) in improving learning outcomes in the Integrated IPS VIII J grade students at SMP Negeri 5 Singaraja academic year 2013/2014, (2) determine students' responses the use of ICT based interactive learning media on subjects in class VIII Integrated IPS J in SMP Negeri 5 Singaraja academic year 2013/2014. This research is Classroom Action Research (CAR). The research was conducted in two cycles of learning with the stages in each cycle includes planning, action, observation and evaluation, and reflection. Student learning outcomes data collected through achievement test at the end of each cycle. Student response data collected through questionnaires/questionnaires. Collected data was then analyzed descriptively. The results showed, (1) the use of ICT based interactive learning media can improve student learning outcomes. This is indicated by the number of students who have completed the first cycle of 65.52%, while in the second cycle the number of students who have completed amounted to 93.10%, and (2) the response of students to the use of ICT based interactive learning media obtained average scores average of 41.72 with the positive category.keyword : ICT, Learning outcomes, Student response
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN KONSUMEN MENJADI NASABAH PT BANK SYARIAH MANDIRI KANTOR CABANG PEMBANTU BULELENG I Gede Adi Wirapradnyana .; Dra. Lulup Endah Tripalupi,M.Pd .; Drs. Anjuman Zukhri, M.Pd. .
Jurnal Pendidikan Ekonomi Undiksha Vol. 4 No. 1 (2014)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v4i1.2063

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi keputusan konsumen menjadi nasabah PT Bank Syariah Mandiri Kantor Cabang Pembantu Buleleng, dan faktor yang paling dominan mempengaruhi keputusan konsumen menjadi nasabah PT Bank Syariah Mandiri Kantor Cabang Pembantu Buleleng. Penelitian ini dilaksanakan di Bank Syariah Mandiri Kantor Cabang Pembantu Buleleng dengan jumlah responden sebanyak 50 orang. Data yang dikumpulkan dengan metode kuesioner, dianalisis dengan analisis faktor melalui Statistical Program Social Scence (SPSS) 16.0 for windows. Hasil penelitian menunjukkan bahwa terdapat lima faktor yang mempengaruhi keputusan konsumen menjadi nasabah PT Bank Syariah Mandiri Kantor Cabang Pembantu Buleleng, yaitu faktor bukti fisik (tangible), faktor empati (emphaty), faktor keandalan (reliability), faktor ketanggapan (responsiveness), dan faktor jaminan (assurance). Besarnya variance explained masing-masing faktor tesebut secara berturut-turut, yaitu bukti fisik (tangible) sebesar 38,529%, empati (emphaty) sebesar 21,662%, keandalan (reliability) sebesar 16,946%, ketanggapan (responsiveness) sebesar 13,997%, dan jaminan (assurance) sebesar 8,866%. Faktor bukti fisik (tangible) dan faktor empati (emphaty) menjadi faktor paling dominan yang memiliki variance explained tertinggi yaitu masing-masing sebesar 38,529% dan 21,662%, artinya total nilai varianced explained dari kedua faktor keseluruhan mampu menjelaskan keputusan konsumen menjadi nasabah PT Bank Syariah Mandiri Kantor Cabang Pembantu Buleleng sebesar 60,191%.Kata Kunci : Keputusan konsumen menjadi nasabah This study aims to find the factors that influence the consumer's decision to be customer in Bank Syariah Mandiri, Inc., Ltd Branch Office Buleleng, and the most dominant factor influencing consumer decisions to be customers in Bank Syariah Mandiri, Inc., Ltd Branch Office Buleleng. This research was conducted in Bank Syariah Mandiri Branch Office Buleleng, involving of 50 people as the respondents. Data were collected by questionnaire, were analyzed by factor analysis through Social Scence Statistical Program (SPSS) 16.0 for Windows. The results of this study showed that there were five factors which influence the consumer's decision to be customer in Bank Syariah Mandiri, Inc., Ltd Branch Office Buleleng, namely the tangible factor, empathy factor, reliability factor, responsiveness factor, and assurance factor. The amount of variance explained proficiency level of each factor in a row, the tangible of 38,529%, empathy of 21,662%, reliability of 16,946%, responsiveness of 13,997%, and assurance of 8,866%. Tangible factors and empathy factors became the most dominant factor that has the highest explained variance in the amounted of 38,529% and 21,662%, meaning that the total value of the two factors explained varianced overall consumer is able to explain the decision to be customers in Bank Syariah Mandiri, Inc., Ltd Branch Office Buleleng of 60,191%.keyword : consumer’s decision to be customer
FAKTOR-FAKTOR YANG MEMPENGARUHI TERHAMBATNYA PENYELESAIAN STUDI MAHASISWA JURUSAN PENDIDIKAN EKONOMI TAHUN 2012/2013 Kadek Rini Rusmawati .; Dra. Lulup Endah Tripalupi,M.Pd .; Drs. Made Artana, M.Pd .
Jurnal Pendidikan Ekonomi Undiksha Vol. 4 No. 1 (2014)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v4i1.2299

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor dan faktor yang paling dominan mempengaruhi terhambatnya penyelesaian studi mahasiswa Jurusan Pendidikan Ekonomi Tahun 2012/2013.Jenis penelitian ini adalah penelitian survei.Subyek dalam penelitian ini adalah mahasiswa semester 10 sampai dengan semester 14.Sedangkan yang menjadi objek dalam penelitian ini adalah faktor-faktor dan faktor yang paling dominan mempengaruhi terhambatnya penyelesaian studi mahasiswa. Populasi dalam penelitian ini 86 mahasiswa, metode pengumpulan data yang digunakan adalah kuesioner dan dokumentasi. Data dianalisis menggunakan analisis faktor dengan program SPSS 16,0 for windows. Hasil penelitian menunjukkan bahwa faktor-faktor dan faktor yang paling dominan mempengaruhi terhambatnya penyelesaian studi mahasiswa Jurusan Pendidikan Ekonomi Tahun 2012/2013 adalah intelegensi 37,134%, minat 17,989% dan bakat 12,941%.Kata Kunci : Faktor yang mempengaruhi penyelesaian studi This study aims to determine the factors and the most dominant factor affecting student of delays in the completion of studies Economics Education Year 2012/2013. This type of research is survey research. The subjects in this study were students in 10th semester to 14th semester. While the objects in this study are the factors and the dominant factor that affect settlement inhibition studies students. The populations in this study 86 students. Data collection methods used in this study was a questionnaire and documentation. Data were analyzed using factor analysis by using SPSS 16.0 for windows. The results showed that the factors and dominant factor that affect students of delays in the completion of studies in Economics Education Department, education Year 2012/2013 is the intelligence 37.134 %, 17.989 % interest and aptitude 12.941 %. keyword : Factors affecting the completion of the study
ANALISIS FAKTOR YANG MEMPENGARUHI CAREER PLATEAU (KEMANDEGAN KARIR) GURU PADA SMPN 1 DENPASAR I Nyoman Bagus Tri Permana Putra .; Dra. Lulup Endah Tripalupi,M.Pd .; Made Ary Meitriana, S.Pd. .
Jurnal Pendidikan Ekonomi Undiksha Vol. 4 No. 1 (2014)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v4i1.3021

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi career plateau (kemandegan karir) guru pada SMPN 1 Denpasar, dan faktor yang paling dominan mempengaruhi career plateau (kemandegan karir) guru pada SMPN 1 Denpasar. Penelitian ini dilaksanakan di SMPN 1 Denpasar dengan jumlah responden sebanyak 38 orang. Data yang dikumpulkan dengan metode kuesioner, dianalisis dengan analisis faktor melalui Statistical Program Social Scence (SPSS) 16.0 for windows. Hasil penelitian menunjukkan bahwa terdapat delapan faktor yang mempengaruhi career plateau kemandegan karir guru pada SMPN 1 Denpasar, yaitu faktor usia, faktor lama bekerja, faktor tingkat pendidikan, faktor keinginan belajar, faktor eksplorasi karir, faktor keterlibatan bekerja, faktor dukungan atasan dan faktor gaji atau upah. Faktor usia, faktor lama bekerja, dan faktor tingkat pendidikan menjadi faktor yang dominan yang memiliki variance explained tertinggi yaitu masing-masing sebesar 31,205%, 17,818% dan 13,709%, artinya total nilai varianced explained dari ketiga faktor keseluruhan mampu mempengaruhi career plateau (kemandegan karir) guru pada SMPN 1 Denpasar sebesar 62.732%. Kata Kunci : kemandegan karir guru This study aims to find the factors that influence the teacher’s career plateau in SMPN 1 Denpasar, and the most dominant factor influencing the teacher’s career plateau in SMPN 1 Denpasar. This research was conducted in SMPN 1 Denpasar, involving of 38 people as the respondents. Data were collected by questionnaire, were analyzed by factor analysis through Social Scence Statistical Program (SPSS) 16.0 for Windows. The results of this study showed that there were eight factors which influence the teacher career plateau in SMPN 1 Denpasar, namely the age, the period to work’s, level of education, motivation to study, career exploration, involved to the work, support from head master, and salary factor’s. Age factor, the period to work factor, and level of education factor became the most dominant factor that has the highest explained variance in the amounted of 31,205%, 17,818% and 13,709%, meaning that the total value of the three factors influence varianced overall the teacher career plateau in SMPN 1 Denpasar of 62.732%.keyword : teacher’s career plateau
ANALISIS FAKTOR YANG MEMPENGARUHI KEPUTUSAN NASABAH DALAM PENGAMBILAN KREDIT PADA LPD (LEMBAGA PERKREDITAN DESA) DESA PAKRAMAN MANGGISSARI Gusti Ayu Putu Suarni .; Dra. Lulup Endah Tripalupi,M.Pd .; Dr. Iyus Akhmad Haris,M.Pd .
Jurnal Pendidikan Ekonomi Undiksha Vol. 4 No. 1 (2014)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v4i1.3023

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi keputusan nasabah dalam mengambil kredit pada Lembaga Perkreditan Desa (LPD) Desa Pakraman Manggissari dan faktor yang paling dominan mempengaruhi keputusan nasabah dalam mengambil kredit pada Lembaga Perkreditan Desa (LPD) Desa Pakraman Manggissari. Penelitian ini dilaksanakan di LPD Desa Pakraman Manggissari dengan jumlah responden sebanyak 64 orang. Data yang dikumpulkan dengan metode kuesioner, dianalisis dengan analisis faktor melalui Statistical Program Social Scence (SPSS) 16.0 for windows. Hasil penelitian menunjukkan bahwa terdapat empat faktor yang mempengaruhi nasabah dalam mengambil kredit pada Lembaga Perkreditan Desa (LPD) Desa Pakraman Manggissari, yaitu faktor kebudayaan, faktor sosial, faktor psikologis, dan faktor pribadi. Besarnya variance explained masing-masing faktor tesebut secara berturut-turut, yaitu kebudayaan sebesar 53,646%, sosial sebesar 22,980%, psikologis sebesar 14,639%, dan pribadi sebesar 8,735%. Faktor kebudayaan menjadi faktor paling dominan yang memiliki variance explained tertinggi yaitu sebesar 53,646%.Kata Kunci : Keputusan nasabah mengambil kredit This study aimed at determining the factors that influences the customer's decision to take the credit at “Lembaga Perkreditan Desa” (LPD) Manggissari and most dominant factor influencing the customer's decision to take the credit on “Lembaga Perkreditan Desa” (LPD) Pakraman Manggissari. The research had been implemented in “Lembaga Perkreditan Desa: (LPD) Manggissari vilaage amount sixty four respondents. The data were collected by questionnaire, and analyzed by factor analysis through Statistical Program Social Scence (SPSS) 16.0 for windows. The result of findings showed that there were four factors that affected the customer in taking credit at “Lembaga Perkreditan Desa” (LPD) Pakraman Manggissari, namely cultural factors, social factors, psychological factors, and Personal factors. The amount of variance explained proficiency level of each factor in a row, the culture of 53.646%, 22.980% of the social, psychological, amounted to 14.639%, and 8.735% for personal. Cultural factors became the most dominant factor that had the highest explained variance in the amount of 53.646.keyword : Customer's decision to take credit
Co-Authors ., Ahmad Agung Restiyawan ., Husnul Hami Fahrini ., Nyoman Tri Wardani ., Putu Mindri Sri Agustini ., Ririn Sismika Harmayanti ., Warga I Made A A I Eka Permana Dewi . Adnyani, Putu Kusuma Ahmad Agung Restiyawan . Amalia Rizkiyati . Amalia Rizkiyati ., Amalia Rizkiyati Anak Agung Wisnu Wasista . Andriyan Muttaqin . Anjuman Zukhri Apriani, Ni Luh Apuk Wijaya Arliani, Lia Aruan, Rina Asmini, Ni Made Budi Astuti, Made Juni Ayu Frizka Novi P.Sari . Desian Aminullah . Desy Ayu Nurmala . Dewi, Kadek Melya Sintya Dewi, Kadek Puspa Dewi, Ni Putu Dharma Yanti Dewi, Yuhana Dharmayasa, I Putu Arya Diantini, Luh Risfa Diota Prameswari Vijaya Diota Prameswari Vijaya Dr. Iyus Akhmad Haris,M.Pd . Drs. I Ketut Dunia, M.Erg. . Drs. I Made Nuridja, M.Pd. . Drs. Made Artana, M.Pd . Eva Puspa Asri . Eva Puspa Asri ., Eva Puspa Asri Fadlilah, Muhammad Fitri Haryanti Fitria Purwantini Gusti Ayu Eka Kharismayani Gusti Ayu Putu Suarni . Hadiana . Haris, Iyus Ahmad Haris, Iyus Akhmad Hendri Harliawan . Hermaswari, Made Santhi Husnul Hami Fahrini . I Gede Adi Wirapradnyana . I Gede Aris Widnyana Pratama I Gede Wangga Nugraha Putra I Gusti Ayu Adek Febriana Asialiantin Putri I Kadek Rai Suwena I Kadek Yogi Setiawan . I Kadek Yogi Setiawan ., I Kadek Yogi Setiawan I Komang Sukarnaya I Made Adi Mahardika I Made Agus Suryadi . I Made Oka Wirawan . I Made Oka Wirawan ., I Made Oka Wirawan I Nyoman Bagus Tri Permana Putra I Nyoman Bagus Tri Permana Putra . I Nyoman Parta Jaya . I Nyoman Parta Jaya ., I Nyoman Parta Jaya I Nyoman Sujana I Putu Arya Dharmayasa . I Putu Eka Yasa Darmaja . I Putu Eka Yasa Darmaja ., I Putu Eka Yasa Darmaja I Wayan Budi Arsana . I Wayan Oka Meinarta . I Wayan Suwendra I Wayan Wartika . I Wayan Wartika ., I Wayan Wartika Ida Ayu Gede Parwiti Ida Ayu Komang Widiarini . Ida Ayu Komang Widiarini ., Ida Ayu Komang Widiarini Ida Ayu Putri Saraswati . Ida Ayu Widhi Rismayanti . Ida Bagus Gede Basma Manuaba . Ida Bagus Gede Basma Manuaba ., Ida Bagus Gede Basma Manuaba Iyus Ahmad Haris Iyus Akhmad Haris Kadek Adi Padmani . Kadek Agra Dwijaksara . Kadek Agra Dwijaksara ., Kadek Agra Dwijaksara Kadek Dwi Nitayani Kadek Eka Arya Saputra . Kadek Eka Arya Saputra ., Kadek Eka Arya Saputra Kadek Melya Sintya Dewi Kadek Rini Rusmawati . Ketut Jayana . Kharismayani, Gusti Ayu Eka Komang Anik Wirastini . Komang Anik Wirastini ., Komang Anik Wirastini Komang Nova Arysandhi . Komang Novia Purnama Dewi . Kurnia, Thiaz Annasha Lestari, Luh Lestari, Luluk Letriani, Ni Kadek Okta Luh Lestari Luh Risfa Diantini M. Rudi Irwansyah M.Erg. Drs. I Ketut Dunia . M.Pd Drs. Made Artana . M.Pd. Drs. I Made Nuridja . M.Pd. S.Pd. Luh Indrayani . Made Adi Suardana . Made Adi Suardana ., Made Adi Suardana Made Ary Meitriana Made Ary Meitriana Made Ary Meitriana, S.Pd. . Made Juni Astuti Made Santhi Hermaswari Makmunah, Siti Jawanirotul Martini, Ni Kadek Meitriana, Made Ary Mirah Wira Dewi, Anak Agung Ayu Muhammad Fadlilah Naswan Suharsono Ni Kadek Dewi Pusparini . Ni Kadek Martini Ni Kadek Sri Darmawati . Ni Kadek Yuliasih . Ni Komang Asri Sugiartini . Ni Komang Ayu Lidyawati . Ni Komang Sumaratni Ni Komang Tri Utari Dewi . Ni Luh Ika Putri Pramitari . Ni Luh Putu Lilik Nuriani . Ni Luh Utami Dewi . Ni Made Candra Megita Atma Negara . Ni Made Maha Wardani Ni Made Tatsani Widi Arini . Ni Made Tatsani Widi Arini ., Ni Made Tatsani Widi Arini Ni Nengah Sarinadi . Ni Putu Aristadewi . Ni Putu Dharma Yanti Dewi Ni Putu Eka Kherismawati Ni Putu Eka Sri Widiawahyuni . Ni Putu Eka Sri Widiawahyuni ., Ni Putu Eka Sri Widiawahyuni Ni Putu Rita Arini Indiawati . Ni Putu Rita Arini Indiawati ., Ni Putu Rita Arini Indiawati Ni Putu Sri Aryasmini . Ni Putu Sri Aryasmini ., Ni Putu Sri Aryasmini Ni Putu Yuni Kartika . Ni Wayan Pradnyani . Ni Wayan Praptika Suwandi . Nitayani, Kadek Dwi Nyoman Tri Wardani . Parwiti, Ida Ayu Gede Purwantini, Fitria Putra, I Gede Wangga Nugraha Putra, I Nyoman Bagus Tri Permana Putu Ari Nugraha . Putu Ari Nugraha ., Putu Ari Nugraha Putu Ayu Liana Dewi . Putu Desta Sativana . Putu Gede Septia Widana Putu Kusuma Adnyani Putu Linda Yani Putu Megayanti Putu Megayanti, Putu Putu Mindri Sri Agustini . Putu Ngurah Arya Darma Sugiartha . Putu Pikodana . Putu Sugiasih . Putu Sugiasih ., Putu Sugiasih Rina Aruan Ririn Sismika Harmayanti . Saniyasa, Made Siti Jawanirotul Makmunah Sudiarta, I Made Sudiarta, I Made Sujana, I Nyoman Sukarnaya, I Komang Sumaratni, Ni Komang suriadi, gede Suryani, Ni Nyoman Ari Sutresni, Ni Luh Thiaz Annasha Kurnia Utami, Komang Sahita Wardani, Ni Made Maha Warga I Made . Widana, Putu Gede Septia Wijaya, Apuk Wirawan, Putu Angga yani, Putu Linda Yanti, Ayu Agustina Indra Yudistia Putra, I Ketut Eggy Yuhana Dewi