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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Indonesian Journal of Learning Education and Counseling LOSARI: Jurnal Pengabdian Kepada Masyarakat International Journal of Economics (IJEC) International Journal of Community Service (IJCS) Miftahul Ulum Elementary of Teacher Education Journal
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Journal : International Journal of Community Service (IJCS)

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Enhancement Financial Literacy of Rural Communities Through Training and Mentoring: Case Study in South Toapaya Village, Toapaya Bintan, Riau Islands Hartoto; Atep Jejen; Rosada Yulianti Naulina; Ida I Dewa A Yayati Wilyadewi; Putu Herny Susanti; Abdul Rosid
IJCS: International Journal of Community Service Vol. 2 No. 2 (2023): IJCS: International Journal of Community Service
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v2i2.642

Abstract

The discussion in this service discusses the importance of financial literacy, especially in rural communities, and focuses on training and development approaches as a solution to increase it. The core of the discussion is as follows: 1) The Importance of Financial Literacy: Financial literacy is an individual's ability to understand and manage personal finances. It is very important, especially in rural communities, to avoid excessive debt and make wise financial decisions; 2) Training and Mentoring Methods: This article highlights training and mentoring methods as effective solutions in increasing financial literacy. This approach helps individuals understand financial concepts, manage budgets, and make smart financial decisions; 3) Financial Assistance: Financial assistance is an important component in developing financial literacy. It provides personalized guidance in managing personal finances, understanding financial products and services, and planning for the financial future; 4) Continuous: It is important to maintain ongoing assistance to support increased financial literacy. This includes regular training, individual counseling, and ongoing access to financial resources and information; 5) Case Study in South Toapaya Village: This article also introduces a case study in South Toapaya Village, which shows how a training and development approach was used to increase financial literacy in a rural community that faced obstacles in terms of accessibility to financial services; 6) Expectations and Contributions: It is hoped that the results of this study will provide valuable insight into efforts to increase financial literacy in rural areas and contribute to improved policies and practices in developing financial literacy in rural communities; and This research provides an in-depth understanding of efforts to increase financial literacy in rural communities through training and development approaches. It is hoped that the results of this research will help rural communities around the world to manage their finances better and achieve greater financial well-being.
Optimization of Local Resource Utilization in Rural Economic Potential Development in Tourism and Fisheries Fields Hartoto; Satria Adhitama; M Yasir Pohan; Nanci Yosepin Simbolon; Alusianto Hamonangan
International Journal of Community Service (IJCS) Vol. 4 No. 1 (2025): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v4i1.1332

Abstract

Paropo Village in Sidikalang District , North Sumatra Province, has great potential in the freshwater fisheries and ecotourism-based tourism sectors. However, the utilization of local resources has not been optimal due to limited knowledge, technology, and market access. This program aims to improve the economic welfare of the community through training and assistance in managing community-based fisheries and tourism. The methods used include needs surveys, environmentally friendly fisheries cultivation training, value-added fish processing, and digital marketing strategies and tourism promotion. The results of the program show an increase in community skills in managing fisheries and tourism businesses, increased income, and the development of community-based business groups. Monitoring and evaluation are carried out periodically to measure the impact and effectiveness of the program. With a systematic and participatory approach , this program is expected to create a sustainable and competitive village economic ecosystem.
Co-Authors Abdul Rosid Alusianto Hamonangan Atep Jejen Eka Putri Atjo, Syamsuryani Fatkhullah Hasim As'ari Ibrahim, Nur Wahyuningsih Ida I Dewa A Yayati Wilyadewi Irwan Lukitasari, Lenni M Yasir Pohan Masjunaidi Maulidiyah, Annah Muhammad Rais Nanci Yosepin Simbolon Ni Luh Gde Sari Dewi Astuti Nova Samsidinarty Resqi zulfikar Rosada Yulianti Naulina satria adhitama Sayidiman Sella Mawarni Sofyan, Hady Suryani Sahabuddin, Erma Susanti, Putu Herny Syah, Maenuddin Bustanil Yanti, Nur Eva