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All Journal Jurnal Surya Masyarakat Ensiklopedia of Journal FIRM: Journal of Management Studies Management Studies and Entrepreneurship Journal (MSEJ) TIN: TERAPAN INFORMATIKA NUSANTARA Jurnal Surya Masyarakat Sharing: Journal Of Islamic Economics, Management And Business Journal of Economic, Management, Business, Accounting Sustainability Journal Of Community Sustainability Multidisciplinary Journal of Religion and Social Sciences (MJRS)
Putri, Berliana
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Implementasi Akad Salam Dalam Pembiayaan Perbankan Syariah Di Indonesia Putri, Berliana; Winario, Mohd
Multidisciplinary Journal of Religion and Social Sciences Vol. 1 No. 1 (2024): Juli 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v1i1.43

Abstract

The purpose of this article is to discuss the implementation of salam contracts in sharia banking financing in Indonesia. This article uses a conceptual approach by analyzing literature related to the application of salam contracts in sharia banking. The research results show that the implementation of salam contracts in sharia banking in Indonesia has great potential to support sustainable and inclusive economic growth. Akad salam offers a fair and transparent financing solution, enabling farmers and commodity producers to obtain funds up front to finance the production process. This not only helps increase productivity but also stimulates economic aspirations in rural areas.
Keuangan Syariah Dalam Praktek Arisan: Meningkatkan Pemahaman Pada Komunitas Ikatan Keluarga XIII Koto Kampar Mairiza, Diany; Rahmawati, Rahmawati; Assyifa, Zubaidah; Irmawanti, Irmawanti; Putri, Berliana
Journal of Community Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i1.151

Abstract

This community service activity was carried out for members of the Family Association Community XIII Koto Kampar, Riau Province, where the purpose of this community service is to provide provisions in increasing understanding related to Sharia finance about arisan practices that are in accordance with the principles of Sharia economics to the community, especially members of the Family Association Community XIII Koto Kampar. The methods used in this community service activity are through counseling and presentations, discussions and exercises for participants. The counseling method is used to explain the importance of knowing the concept of Sharia economics about arisan practices that are in accordance with Sharia principles for members of the Family Association Community XIII Koto Kampar. The presentation method is used to show a work process, namely the stages of how we can become individuals who have a prosperous economy. While the question and answer method is used to give participants the opportunity to consult in understanding further the material that has been given. The exercise method is used to see how far the participants understand the service before and after the material is delivered. The availability of adequate experts in delivering this material, the enthusiasm of the participants, and the principal's support for the implementation of the activity are the supporters of the implementation of this PPM activity. The obstacles faced are that the community service participants do not yet have initial knowledge about the material on the concept of the practice of arisan in accordance with sharia and limited time in delivering the material. The results of this service show that: The community service program can be organized well and run smoothly according to the activity plan that has been prepared, the results of this service concluded that: First, Most of the community service participants do not yet understand well the concept of the practice of arisan in accordance with sharia, Second, The achievement of the objectives of the community service program to the participants of the entire program that has been carried out with collaboration between the community and the servants has been carried out all and in accordance with the event rounddown and the time that has been previously determined.
Analisis Kritis Opini Syariah Terhadap Aset Kripto Dalam Perspektif Ekonomi Syariah Putri, Berliana; Amelia, Nur; Iskandar, Iskandar; Amalia, Nala; Lismawati, Lismawati
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 3 (2025): Agustus 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v2i3.234

Abstract

This study aims to critically analyze sharia opinion on crypto assets from a sharia economic perspective, specifically in assessing the legality of their use based on the principles of Islamic jurisprudence (fiqh) in muamalah (Islamic transactions). The method used is a literature study with a qualitative-descriptive approach, examining various secondary sources such as fatwas from the Indonesian Ulema Council (MUI), the results of the Bahtsul Masail forum, scientific journals, and the opinions of contemporary scholars. The results show that there are differences of opinion among scholars. Some scholars prohibit the use of crypto assets because they are considered to contain elements of gharar (uncertainty), maysir (speculation or gambling), and lack a clear underlying asset. However, others permit crypto assets as long as they are used as commodities (sil'ah), not as a means of payment, and do not involve elements of fraud or deception. Therefore, from a sharia economic perspective, crypto assets can be considered halal if they meet the criteria of benefit, clear ownership, and are subject to strict regulations to prevent practices that conflict with sharia principles
Pengaruh Modal Usaha, Lokasi Usaha, dan Lama Usaha Terhadap Pendapatan UMKM Putri, Berliana; Fietroh, Muhammad Nur
TIN: Terapan Informatika Nusantara Vol 6 No 3 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/tin.v6i3.8143

Abstract

This study aims to analyze the influence of business capital, business location, and business duration on the income of Micro, Small, and Medium Enterprises (MSMEs) in Sumbawa Regency. Using a quantitative approach with a causal-explanatory design, this study applies multiple linear regression analysis to test the relationship between variables. A total of 100 MSME respondents were selected through proportional random sampling technique from a population of 1632 business units. Data were collected using a structured questionnaire and have been tested for validity through the classical assumption test. The results showed that business capital (t = 3.689; p < 0.05), business location (t = 4.572; p < 0.05), and business duration (t = 4.045; p < 0.05) each have a positive and significant effect on MSME income. Among the three, business location is the most dominant factor with the highest beta coefficient (β = 0.318), indicating that strategic geographic location has a stronger influence on increasing income compared to capital (β = 0.256) and business duration (β = 0.287). The implication of this finding suggests that external factors such as accessibility and market reach can be more decisive in determining business success. This study fills a gap in the literature by providing local context-based empirical evidence regarding the factors that influence MSME income, particularly in non-metropolitan areas such as Sumbawa. The results provide valuable recommendations for local governments, financial institutions, and MSME actors in designing inclusive economic development strategies.
Co-Authors Aini, Isna Nur Al Malik, M. Warisa Amalia, Nala AMELIA, NUR Apriyanto, Riki Ariyanto, Nova Chynta, Delfia Diany Mairiza Fietroh, Muhammad Nur Ilham, Ahmad Irmawanti, Irmawanti Iskandar Iskandar Khumairah, Tuffahati Sahna Khusna, Meisya Maulida Lismawati, Lismawati Maulida, Nur Khilya Mohd. Winario Muhammad Zakir Muzayyanah, Ulfatul Elsa Nabilla, Mutasya Lifa Putra, Ridwan Rahma Wati Rahmawati, Rahmawati Ramadhani, Arfido Ramdan, Asep Muhammad Rifqil Khairi Saputra, Tegar Setia Iriyanto Sholakhudin, Akhmad Sonny, Sonny Sunarya, Erry Suryanti, Rini Sutarno Sutarno Syafitiri, Urzha Dian Trianita, Nisa Adelia Zubaidah Assyifa