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Pengaruh Modal Usaha, Lokasi Usaha, dan Lama Usaha Terhadap Pendapatan UMKM Putri, Berliana; Fietroh, Muhammad Nur
TIN: Terapan Informatika Nusantara Vol 6 No 3 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/tin.v6i3.8143

Abstract

This study aims to analyze the influence of business capital, business location, and business duration on the income of Micro, Small, and Medium Enterprises (MSMEs) in Sumbawa Regency. Using a quantitative approach with a causal-explanatory design, this study applies multiple linear regression analysis to test the relationship between variables. A total of 100 MSME respondents were selected through proportional random sampling technique from a population of 1632 business units. Data were collected using a structured questionnaire and have been tested for validity through the classical assumption test. The results showed that business capital (t = 3.689; p < 0.05), business location (t = 4.572; p < 0.05), and business duration (t = 4.045; p < 0.05) each have a positive and significant effect on MSME income. Among the three, business location is the most dominant factor with the highest beta coefficient (β = 0.318), indicating that strategic geographic location has a stronger influence on increasing income compared to capital (β = 0.256) and business duration (β = 0.287). The implication of this finding suggests that external factors such as accessibility and market reach can be more decisive in determining business success. This study fills a gap in the literature by providing local context-based empirical evidence regarding the factors that influence MSME income, particularly in non-metropolitan areas such as Sumbawa. The results provide valuable recommendations for local governments, financial institutions, and MSME actors in designing inclusive economic development strategies.
Urgensi Literasi Keuangan Usia Dini ita, Ita Rakhmawati; Avonita, Ozy Lahana; Tsalimna, Umi Maria; Nisa, Liafatun; Putri, Berliana
Abdi Psikonomi Vol 2, No 3 (2021): Oktober 2021
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (889.184 KB) | DOI: 10.23917/psikonomi.v2i3.349

Abstract

Literasi keuangan merupakan salah satu pendidikan dasar yang harus diajarkan mulai anak usia dini. Hal ini agar anak memiliki bekal kemapuan mengelola keuangan yang akan berkaitan langsung dengan tingakat kesejahteraan di masa yang akan datang. Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi keuangan anak usia dini terutama pada aspek identifikasi kebutuhan,pengelolaan keuangan, tabungan dan juga pemahamaman terkait transaksi dan pasar. Metode pengabdian ini dilakukan melalui edukasi dengan berbagai macam teknik antara lain presentasi, pemutaran video, tanyajawab serta simulasi. Setelah melalui proses edukasi selama empat minggu tingkat pemahaman siswa terkait literasi keuangan mencapai 86%. Peningkatan literasi keuangan harus terus dilakukan secara berkesinambungan dan terarah
Pengaruh Sistem Informasi Akuntansi terhadap Pengendalian Internal Persediaan (Pendekatan Kuantitatif pada Kedai Kopi Talkie Space di Kabupaten Garut) Marlina, Siska; Farida, Dida; Putri, Marissa Disthy; Putri, Berliana
SENTRI: Jurnal Riset Ilmiah Vol. 4 No. 12 (2025): SENTRI : Jurnal Riset Ilmiah, Desember 2025
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v4i12.5090

Abstract

Effective inventory management is a crucial component in supporting operational efficiency and the reliability of financial reporting, particularly in Micro, Small, and Medium Enterprises (MSMEs) in the culinary sector, which are characterized by high inventory turnover. Weaknesses in inventory recording and monitoring can lead to stock discrepancies, cost inefficiencies, and decreased business performance. This study aims to analyze the effect of accounting information systems (AIS) on the effectiveness of internal inventory control at Talkie Space Coffee Shop in Garut Regency. The research employs a quantitative approach using a survey method, with data collected through the distribution of Likert-scale questionnaires to 30 respondents directly involved in inventory management. The data were analyzed using validity, reliability, and normality tests, as well as simple linear regression with the assistance of SPSS software. The results indicate that the accounting information system has a positive and significant effect on the effectiveness of internal inventory control, with a regression coefficient of 0.678, a t-value of 4.52, and a significance value of 0.000. These findings suggest that the implementation of a well-structured AIS can improve the accuracy of inventory records, strengthen monitoring processes, and minimize the risk of errors and stock discrepancies. Practically, this study emphasizes the importance for MSMEs to develop and optimize accounting information systems supported by adequate technology and enhanced human resource competencies through continuous training in order to improve the effectiveness of internal inventory control and overall operational performance.
Transformasi Dan Tantangan Keuangan Dan Perbankan Syariah Putri, Berliana; Winario, Mohd; Assyifa, Zubaidah
Multidisciplinary Journal of Religion and Social Sciences Vol. 3 No. 2 (2026): April 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v3i2.485

Abstract

The Islamic finance and banking industry has experienced significant development in recent decades, particularly in Indonesia, the country with the largest Muslim population in the world. This growth is characterized by an increasing number of Islamic financial institutions, product innovation, and increasingly strong regulatory support. This article examines the transformation of the Islamic finance sector in the digital era, the challenges of regulation, and the opportunities for developing products and services based on Islamic principles. Using a descriptive-analytical approach, this article discusses the basic concepts of Islamic banking, its historical evolution, the variety of Islamic financial products such as profit-sharing financing and buying and selling, and the dynamics of industry development amidst technological change. The study results indicate that although the Islamic banking industry faces various challenges, such as low Islamic financial literacy, limited human resources, and intense competition with conventional banking, its growth potential remains significant. This is supported by the use of financial technology (fintech), increased financial inclusion, and increasingly conducive government policies. Therefore, innovative and collaborative strategies are needed to strengthen the competitiveness of the Islamic finance industry in the future.