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All Journal Ensiklopedia of Journal FIRM: Journal of Management Studies Management Studies and Entrepreneurship Journal (MSEJ) TIN: TERAPAN INFORMATIKA NUSANTARA Abdi Psikonomi Journal of Economic, Management, Business, Accounting Sustainability Journal Of Community Sustainability Multidisciplinary Journal of Religion and Social Sciences (MJRS)
Putri, Berliana
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Pengaruh Modal Usaha, Lokasi Usaha, dan Lama Usaha Terhadap Pendapatan UMKM Putri, Berliana; Fietroh, Muhammad Nur
TIN: Terapan Informatika Nusantara Vol 6 No 3 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/tin.v6i3.8143

Abstract

This study aims to analyze the influence of business capital, business location, and business duration on the income of Micro, Small, and Medium Enterprises (MSMEs) in Sumbawa Regency. Using a quantitative approach with a causal-explanatory design, this study applies multiple linear regression analysis to test the relationship between variables. A total of 100 MSME respondents were selected through proportional random sampling technique from a population of 1632 business units. Data were collected using a structured questionnaire and have been tested for validity through the classical assumption test. The results showed that business capital (t = 3.689; p < 0.05), business location (t = 4.572; p < 0.05), and business duration (t = 4.045; p < 0.05) each have a positive and significant effect on MSME income. Among the three, business location is the most dominant factor with the highest beta coefficient (β = 0.318), indicating that strategic geographic location has a stronger influence on increasing income compared to capital (β = 0.256) and business duration (β = 0.287). The implication of this finding suggests that external factors such as accessibility and market reach can be more decisive in determining business success. This study fills a gap in the literature by providing local context-based empirical evidence regarding the factors that influence MSME income, particularly in non-metropolitan areas such as Sumbawa. The results provide valuable recommendations for local governments, financial institutions, and MSME actors in designing inclusive economic development strategies.
Urgensi Literasi Keuangan Usia Dini ita, Ita Rakhmawati; Avonita, Ozy Lahana; Tsalimna, Umi Maria; Nisa, Liafatun; Putri, Berliana
Abdi Psikonomi Vol 2, No 3 (2021): Oktober 2021
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (889.184 KB) | DOI: 10.23917/psikonomi.v2i3.349

Abstract

Literasi keuangan merupakan salah satu pendidikan dasar yang harus diajarkan mulai anak usia dini. Hal ini agar anak memiliki bekal kemapuan mengelola keuangan yang akan berkaitan langsung dengan tingakat kesejahteraan di masa yang akan datang. Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi keuangan anak usia dini terutama pada aspek identifikasi kebutuhan,pengelolaan keuangan, tabungan dan juga pemahamaman terkait transaksi dan pasar. Metode pengabdian ini dilakukan melalui edukasi dengan berbagai macam teknik antara lain presentasi, pemutaran video, tanyajawab serta simulasi. Setelah melalui proses edukasi selama empat minggu tingkat pemahaman siswa terkait literasi keuangan mencapai 86%. Peningkatan literasi keuangan harus terus dilakukan secara berkesinambungan dan terarah
Co-Authors Amalia, Nala AMELIA, NUR Avonita, Ozy Lahana Chynta, Delfia Diany Mairiza Fietroh, Muhammad Nur Irmawanti, Irmawanti Iskandar Iskandar ita, Ita Rakhmawati Lismawati, Lismawati Mohd. Winario Muhammad Zakir Nabilla, Mutasya Lifa Nisa, Liafatun Putra, Ridwan Rahmawati, Rahmawati Ramdan, Asep Muhammad Rifqil Khairi Sonny, Sonny Sunarya, Erry Suryanti, Rini Tsalimna, Umi Maria Zubaidah Assyifa