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Halal industry, digital economy, and creative economy: challenges and opportunities for MSMEs in Indonesia Hermawan Adinugraha, Hendri; Khoirul Fikri, Muhammad; Andrean, Rizky
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 2 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.2.23588

Abstract

This research aims to analyze the challenges and opportunities faced by MSMEs in Indonesia in simultaneously utilizing the halal industry, digital economy, and creative economy. The method used is qualitative, with case studies involving in-depth interviews, observation, and analysis of related documents. The focus of this research is to identify the main obstacles, such as halal certification bureaucracy, low digital literacy, and limited global market access, as well as opportunities that arise from the integration of these three sectors. The research results show that digitalization facilitates MSMEs in increasing market access and operational efficiency through sharia e-commerce and fintech platforms. Meanwhile, the creative economy encourages innovation in halal products that add value and are relevant to modern consumer trends. However, MSMEs still need help in technology adoption and innovative financing. This research underscores the need for cross-sector collaboration and government policy support to create an inclusive and sustainable business ecosystem. With an adaptive strategy, MSMEs in Indonesia can take advantage of the synergy between the halal industry, digital economy, and creative economy to compete in the global market and contribute to national economic growth
Innovation in Technology, Financial Literacy, and Security Risk in Cardless Withdrawals: Case Study on Customers Adoption at Bank Syariah Indonesia Henderianto, Ricky; Adinugraha, Hendri Hermawan; Shultoni, Muhammad; Andrean, Rizky
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 1 (2025)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i1.5925

Abstract

Purpose: This study aims to analyze the impact of technological innovation, financial literacy, and security risk on the adoption of cardless withdrawal services among customers of Bank Syariah Indonesia (BSI) in Pekalongan Regency.Design/methodology: A quantitative research approach was employed, collecting data through a questionnaire distributed via Google Forms. The sample size was determined using the Lemeshow formula, resulting in 97 respondents. Data analysis included classical assumption tests, multiple linear regression, and hypothesis testing.Findings: The results indicate that technological innovation and security risk positively and significantly inthe fluence the adoption of cardless withdrawal services. Customers perceive security as a crucial factor in their decision to use this service. However, financial literacy does not significantly impact adoption, suggesting that customers’ financial knowledge does not play a major role in their willingness to utilize this feature.Practical implications: The findings provide valuable insights for Islamic banks to enhance digital banking adoption by improving technological infrastructure and security features. Additionally, efforts should be made to raise awareness about financial literacy to encourage broader acceptance of innovative banking services.Originality/Value: This study explores the adoption of cardless withdrawal services within the context of Islamic banking, particularly in a regional setting that has not been extensively studied. It offers a novel contribution by examining the interplay of technological innovation, financial literacy, and security risk in influencing customer behavior.
Pengaruh Penambahan Karbon Aktif Dalam Katalis Kalium Hidroksida (KoH) Terhadap Performa Generator HHO Tipe Dry Cell Andrean, Rizky; Asnawi, A; Rahman, Abdul
Malikussaleh Journal of Mechanical Science and Technology Vol. 9 No. 1 (2025): Malikussaleh Journal of Mechanical Science and Technology (MJMST)
Publisher : E-Journal Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/mjmst.v9i1.24349

Abstract

Hidrogen merupakan salah satu jenis energi terbarukan yang memiliki banyak keunggulan dibandingkan sumber energi terbarukan lainnya. Salah satu metode memproduksi hidrogen yang dapat dikembangkan adalah elektrolisis air. Elektrolisis air adalah penguraian senyawa air (H2O) menjadi Hidrogen dan Oksigen dengan menggunakan arus listrik. Pada penelitian ini digunakan generator HHO bertipe dry cell dengan penggunaan katalis berupa KOH dan karbon aktif. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh penambahan karbon aktif sebanyak 2,5%, 5%, 7,5% dan 10% kedalam larutan KOH sebesar 2,5% dengan total massa 1000g terhadap performa generator HHO. Dalam penelitian ini akan dihasilkan data berupa laju produksi HHO, daya saat pengoperasian dan efisiensi generator. Berdasarkan penelitian didapat hasil bahwa penambahan karbon aktif ke dalam larutan katalis KOH meningkatkan laju produksi HHO. Produksi HHO paling optimal adalah pada penambahan karbon aktif sebanyak 7,5% ke dalam larutan KOH 2,5% dengan daya 151,98W yang dapat memproduksi HHO sebanyak 497,51 ml/min