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Analisis Komparatif Pembiayaan UMKM di PT BPRS PNM Mentari Garut dengan Kredit UMKM di Bank Perumda BPR Garut KCP Limbangan Nisa, Khoerun; Nur’aeni, Nur’aeni; Jamaludin, Jujun
Jurnal Dimamu Vol. 3 No. 2 (2024)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v3i2.953

Abstract

Based on the observation results, the background of this research is that the number of customers for MSME at PT BPRS PNM Mentari Garut financing products is far greater than MSME credit products at  Bank Perumda BPR Garut KCP Limbangan. This study aims to determine the comparison between MSME financing at PT BPRS PNM Mentari Garut with MSME credit at Bank Perumda BPR Garut KCP Limbangan in terms of terms, conditions, procedures and margin/interest calculations seen from the SWOT analysis. The object of this study is MSME financing products at PT BPRS PNM Mentari Garut with MSME loans at Bank Perumda BPR Garut KCP Limbangan, using a comparative qualitative method with the help of SWOT analysis and the type of data is primary data. Using data collection techniques through observation, interviews, documentation studies and literature studies. The results of this study indicate that MSME financing products and MSME loans are seen from the strengths (Strenght), namely, there are 7 conditions for applying for MSME financing and 11 conditions for applying for MSME loans, for weakness, there are 5 provisions for applying for MSME financing and 7 conditions for applying for MSME loans, From the opportunities, there are 5 stages of procedures for applying for MSME financing and 5 stages of procedures for applying for MSME loans, seen from threats, namely, there is competition for marketing credit products with other banks that apply lower interest rates than Perumda BPR Garut KCP Limbangan banks.
Quranic Interpretation Of Halal Food and Its Implementation In The Economic Development Of Sharia Nasrudin, Nasrudin; Ruhendi, Ateng; Nursari, Nina; Jamaludin, Jujun
ISLAMICA Vol 7 No 1 (2023): ISLAMICA
Publisher : STAI Siliwangi Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59908/islamica.v7i1.72

Abstract

Abstract: This study aims to analyze the role of halal food described in the Quran for the fulfillment of basic human needs which ultimately intersect with economic activities, one of which is in the development of the sharia economy. This research uses a descriptive qualitative approach, with a review of documents. The results of this paper are more focused on the interpretation of Q.S. al-Baqarah Verse 168 and al-Maidah Verse 88 in the tafsir al-Maraghy and al-Misbah. So that in the explanation describes the extent to which the implementation of this verse can move humans in conducting the economy based on the teachings practiced by the Prophet SAW, especially those related to the development of the sharia economy.Keywords: sharia economics, halal food, qur'anic interpretation Abstrak: Penelitian ini bertujuan untuk menganalisis peran makanan halal yang dijabarkan dalam al-Quran untuk pemenuhan kebutuhan pokok manusia yang pada akhirnya bersinggungan dengan kegiatan ekonomi, salah satunya dalam pengembangan ekonomi syariah. Penelitian ini menggunakan pendekatan kualitatif deskriptif, dengan penelaahan dokumen. Hasil penelitian dari tulisan ini lebih difokuskan pada penafsiran Q.S. al-Baqarah Ayat 168 dan al-Maidah Ayat 88 dalam tafsir al-Maraghy dan al-Misbah. Sehingga dalam penjelasannya menjabarkan sejauh mana implementasi ayat ini dapat menggerakkan manusia dalam melakukan perekonomian dengan berlandaskan ajaran yang dipraktikkan oleh Rasulullah SAW terutama yang berhubungan dengan pengembangan ekonomi syariah.
Penguatan Desa Sadar Hukum: Upaya Preventif Melawan Jeratan Pinjaman Online Ilegal dan Praktik Rentenir Herdiana, Dian; Jaenudin; Nuraeni, Neni; Asro, Muhammad; Siti Sa’diah, Diah; Susilawati, Cucu; Nasrudin, Nasrudin; Iskandar, Iskandar; Jamaludin, Jujun; Sri Yuniarti, Vinna; Durrotunnafisah, Didah; Sumiati, Sumiati
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 7 No. 1 (2026): Edisi Januari - Maret
Publisher : Lembaga Dongan Dosen

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Abstract

Praktik pinjaman online ilegal dan rentenir keliling ('Bank Emok') berbunga tinggi mengancam stabilitas sosial-ekonomi perdesaan. Pengabdian ini bertujuan memberikan edukasi preventif bagi masyarakat Desa Simpen Kaler, Kabupaten Garut dalam menghadapi jeratan utang. Metode pelaksanaan berupa penyuluhan hukum partisipatif yang memadukan perspektif Hukum Positif (UU P2SK, UU ITE) dan Hukum Ekonomi Syariah (Larangan Riba, Qardhul Hasan). Kegiatan melibatkan 50 orang, terdiri atas 30 peserta dari berbagai unsur masyarakat desa dan 20 tim pelaksana UIN Sunan Gunung Djati Bandung. Hasilnya, literasi hukum meningkat terkait aspek legalitas transaksi dan konsekuensi teologis transaksi ribawi. Kegiatan ini berhasil membangun komitmen kolektif warga menolak pinjaman ilegal serta mendorong pemberdayaan lembaga keuangan syariah mikro demi kemandirian ekonomi desa