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PELATIHAN DAN PENDAMPINGAN ANALISIS KREDIT BAGI LEMBAGA PERKREDITAN DESA (LPD) DESA ADAT TEGALLINGGAH, KABUPATEN GIANYAR, BALI Ni Nyoman Reni Suasih; Ida Ayu Nyoman Saskara; Ni Putu Wiwin Setyari; Putu Ayu Pramitha Purwanti; I Made Endra Kartika Yudha
Jurnal Abdi Insani Vol 9 No 1 (2022): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v9i1.427

Abstract

The Village Credit Institution (LPD) is a traditional-based financial institution that has proven to be an important element in the economy of rural communities in Bali. During the last two decades, LPDs in various traditional villages have shown good development, but in some traditional villages there are still many LPDs that have not developed as expected, one of which is characterized by an unhealthy status or high NPL. One of them is the Tegallinggah Traditional Village LPD which is located in Bedulu Village, Blahbatuh District, Gianyar Regency. The purpose of this community service activity is to provide training and assistance in credit analysis for the Tegallinggah Traditional Village LPD. The method used is through lectures, discussions, training, and mentoring. The result of this activity is the increasing understanding of the Tegallinggah Traditional Village LPD managers regarding credit analysis. In addition, the Tegallinggah LPD manager has also been able to carry out credit analysis more carefully and in accordance with applicable standards. This community service activity has been carried out to provide education and training on credit analysis so that it is expected to reduce the NPL of the Tegallinggah Traditional Village LPD. After the implementation of activities related to efforts to reduce NPL, it is necessary to carry out activities to improve LPD performance. These activities include the dissemination of various services that can be provided by LPD, including education on the use of benefits, so that the benefits can be felt on the local community's economy.
PERCEPATAN PENANGGULANGAN PENGANGGURAN DI DESA MELALUI OPTIMALISASI AKSES PROGRAM KETENAGAKERJAAN Ni Nyoman Reni Suasih; Made Kembar Sri Budhi; Ida Ayu Nyoman Sakara; Ni Putu Wiwin Setyari; Putu Ayu Pramitha Purwanti; Ni Luh Karmini; I Made Endra Kartika Yudha
Jurnal Abdi Insani Vol 9 No 3 (2022): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v9i3.663

Abstract

The problem of unemployment (including rural unemployment) is one of the macroeconomic problems that hinders regional development because it will cause other social problems. The more limited employment opportunities, especially in rural areas, the higher the unemployment rate and urbanization among rural communities. The Provincial Government of Bali has provided services to UPTD BLK-IP. Previous research mentioned the need for disseminating employment information as an effort to accelerate the handling of rural unemployment. The purpose of this community service is to bring employment programs closer, both training programs and workforce distribution carried out by the UPTD BLK-IP of Bali Province. This service activity was carried out in Selat Village, Klungkung Regency, Bali Province, which was still experiencing rural workforce problems. The method of implementing the activity is through verbal socialization and socialization through leaflet media. Pre-test and post-test were also carried out as well as monitoring and evaluation after socialization. Verbal socialization was carried out by providing information on the main functions and services of the UPTD BLK-IP of Bali Province, training targets and policies (triple skilling), and vocational training. After delivering the material, a discussion was held, as well as pre-test and post-test as a form of evaluating the achievement of verbal socialization goals. The results of the post-test showed an increase in the information understanding of the participants in the socialization as well as their interest and willingness to disseminate the information obtained. Further socialization was carried out by means of leaflets that presented employment information in a concise, concise, attractive and accessible manner. Leaflets are distributed and also placed in public places or facilities that are easily accessible by the public. This activity has been able to provide information to the Selat Village community regarding employment programs, especially the UPTD BLK-IP of Bali Province training program.
PENGARUH MODAL USAHA, LOKASI USAHA DAN PENGGUNAAN ECOMMERCETERHADAP PENJUALAN UMKM BIDANG FASHION DI DENPASAR Ni Kadek Ayu Adistha Widiani Putri; Putu Ayu Pramitha Purwanti
E-Jurnal Manajemen Vol 11 No 11 (2022)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EJMUNUD.2022.v11.i11.p03

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh modal usaha, lokasi usaha, dan E-commerce secara simultan dan secara parsial terhadap penjualan UMKM bidang fashion di Kota Denpasar. Pengambilan sampel penelitian dilakukan dengan menggunakan metode accidental proportional sampling. Berdasarkan hasil perhitungan, maka jumlah sampel yang digunakan dalam penelitian ini berjumlah total seluruhnya yaitu 100 sampel yang akan masuk kedalam kategori usaha yang berada di dalam klaster wilayah yang dipilih dan kategori usaha yang berada di luar klaster. Teknik analisis yang digunakan adalah uji batasan linier berganda secara simultan dan uji signifikansi koefisien regresi secara parsial yang diuji menggunakan program SPSS 25.0. Hasil penelitian menunjukkan modal usaha, lokasi usaha, dan penggunaan E-commerce secara simultan berpengaruh positif terhadap penjualan UMKM bidang fashion di Kota Denpasar. Hasil penelitian ini juga menunjukkan bahwa modal usaha, lokasi usaha, dan penggunaan E-commerce secara parsial berpengaruh positif terhadap penjualan UMKM bidang fashion di Kota Denpasar. Kata kunci: modal usaha; lokasi usaha; E-commerce; penjualan; fashion
Synergy of tourism and agriculture in increasing the exchange rate of farmers in Tabanan District: a critical review Bagus Arya Kusuma; Ni Nyoman Yuliarmi; Putu Ayu Pramitha Purwanti
International Journal of Applied Sciences in Tourism and Events Vol. 6 No. 2 (2022): December 2022
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/ijaste.v6i2.173-182

Abstract

This study aims to analyze the synergy between tourism and agriculture to increase the exchange rate of farmers in the Tabanan Regency area. A literature review approach with a focus on critical review was used in this study. Based on previous research, the study looked at how the Tabanan district's policies affect how tourism and farming work together. The components analyzed are the rationalization and realization of policy implementation related to the analyzed review. This research is a critical literature review to assess, compare, and compile strategy characteristics. The results obtained from the synergy between tourism and agriculture in Tabanan Regency have the potential to be implemented to increase the farmer exchange rate. The idea of mutualism between the two sectors is expected to help tourist villages grow. Improving the size and quality of tourist villages, with the help of local governments, will lead to changes affecting farmers' incomes and exchange rates. They will be able to see the well-being of their farmers. Factors that must be realized to make this synergy concept a success include: 1) the Tabanan Regency Government can facilitate the development of tourist villages; 2) farmers are expected to be open to accepting synergy models of work with the tourism sector, and 3) tourism actors assist farmers in identifying local potentials that have economic value. The policy will likely lead to more and better tourist villages, raising farmers' exchange rates and improving their lives. In conclusion, combining tourism and agriculture makes much sense. The rationalization of policies that local governments and farmers work on can help increase farmers' exchange rates locally and regionally.
The impact of social assistance on households’ transfer behavior: A micro data analysis Anita Kristina; Mohtar Rasyid; Putu Ayu Pramitha Purwanti
Jurnal Ekonomi dan Bisnis Vol. 26 No. 1 (2023)
Publisher : Fakultas Ekonomika dan Bisnis Universitas Kristen Satya Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24914/jeb.v26i1.4354

Abstract

This paper investigates whether public transfers crowd-out inter-household transfers in Indonesia. Using household data from Indonesia Family Life Survey (IFLS-3 & IFLS-4), this study evaluates the impact of direct cash transfer programs (Bantuan Langsung Tunai, BLT) on inter-family transfer (i.e., monetary transfer from parents, siblings, child, and other family members who do not live co-residently). The results indicate that, in general, the crowding-out effect is relatively small. This effect is statistically significant only in urban households but not rural ones. This finding suggests that expanding public transfer under formal social security programs to cover poor households does not significantly reduce the existence of informal transfers. Further, public transfers potentially improve the distribution of household income.
DAMPAK BANTUAN SOSIAL TUNAI (BST) COVID-19 TERHADAP KESEJAHTERAAN KELUARGA DI KABUPATEN BULELENG Nyoman Anggaditha Mahatriandini; Putu Ayu Pramitha Purwanti
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4075

Abstract

For the government, the Cash Social Transfers program is a form of policy in order to help ease the burden of living for impoverished communities and affected by the Covid-19 pandemic. Cash Social Transfers is a form of social security program by the central government in the form of cash benefits to protect family welfare during the Covid-19 pandemic. Cash Social Transfers does not directly impact on increasing people's purchasing power, but the program brings benefits to them, generally short-term, namely to meet daily needs such as basic necessities, because the burden of expenses that must be borne is higher than the funds received from the Cash Social Transfers program. This research was conducted on all families in Buleleng Regency with a sample size of 100 respondents. Data collection in this study was conducted using observation, questionnaire, and interview methods. The data analysis technique used in this research is logit (logistic regression). The result of the research concludes that the variables of Cash Social Transfers and demography variables (age, education, occupation, number of family members, and gender) simultaneously affect or have positive correlation with family welfare in Buleleng Regency. Partially there is a positive correlation between Cash Social Transfers and demography variables (age, education, occupation, number of family members, and gender) to the family welfare.
DAMPAK BANTUAN SOSIAL TUNAI (BST) COVID-19 TERHADAP KESEJAHTERAAN KELUARGA DI KABUPATEN BULELENG Nyoman Anggaditha Mahatriandini; Putu Ayu Pramitha Purwanti
Journal Of Business, Finance, and Economics (JBFE) Vol 3 No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4075

Abstract

For the government, the Cash Social Transfers program is a form of policy in order to help ease the burden of living for impoverished communities and affected by the Covid-19 pandemic. Cash Social Transfers is a form of social security program by the central government in the form of cash benefits to protect family welfare during the Covid-19 pandemic. Cash Social Transfers does not directly impact on increasing people's purchasing power, but the program brings benefits to them, generally short-term, namely to meet daily needs such as basic necessities, because the burden of expenses that must be borne is higher than the funds received from the Cash Social Transfers program. This research was conducted on all families in Buleleng Regency with a sample size of 100 respondents. Data collection in this study was conducted using observation, questionnaire, and interview methods. The data analysis technique used in this research is logit (logistic regression). The result of the research concludes that the variables of Cash Social Transfers and demography variables (age, education, occupation, number of family members, and gender) simultaneously affect or have positive correlation with family welfare in Buleleng Regency. Partially there is a positive correlation between Cash Social Transfers and demography variables (age, education, occupation, number of family members, and gender) to the family welfare.
Literasi pengelolaan keuangan keluarga dengan balita dan upaya pencegahan stunting Ni Nyoman Reni Suasih; Ni Putu Wiwin Setyari; Putu Ayu Pramitha Purwanti; Made Dwi Setyadhi Mustika; I Made Endra Kartika Yudha; I Made Yullyantara Saputra; Ni Made Nia Widiani
ABDIMAS DEWANTARA Vol 6 No 2 (2023): Article in Press
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/ad.v6i2.15940

Abstract

Salah satu faktor penting untuk mewujudkan Visi Indonesia Emas adalah sumber daya manusia. Oleh karena itu, Pemerintah berupaya agar anak-anak Indonesia saat ini tumbuh menjadi generasi yang berkualitas karena akan menjadi tulang punggung Indonesia 2045. tantangan yang muncul saat ini adalah adanya ancaman stunting pada balita. Dimana penyebab stunting adalah faktor ekonomi, penyakit, serta kekurangan gizi. Upaya pencegahan maupun penanganan stunting tentu perlu dilakukan mulai lingkup terkecil, yaitu keluarga dan lingkungan sekitar, serta melibatkan berbagai stakeholders. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman masyarakat mengenai pengelolaan keuangan keluarga (khususnya keluarga dengan balita), serta upaya pencegahan stunting. Kegiatan dilakukan di Desa Mas, Kecamatan Ubud, Kabupaten Gianyar, dengan sasaran kader posyandu dan PKK sejumlah 20 orang. Adapun metode yang digunakan adalah ceramah dan diskusi, serta pre-test dan post-test sebagai bentuk evaluasi. Peserta antusias mengikuti kegiatan dan memperoleh tambahan wawasan terkait penanganan dan pencegahan stunting, serta pengelolaan keuangan keluarga.   Literacy on family financial management with a toddler and stunting prevention efforts   Abstract: One important factor in realizing the Golden Indonesia Vision is human resources. Therefore, the Government is trying to ensure that today's Indonesian children grow into a quality generation because they will be the backbone of Indonesia in 2045. The challenge that is currently emerging is the threat of stunting among toddlers. The causes of stunting are economic factors, disease, and malnutrition. Efforts to prevent and handle stunting certainly need to be carried out starting from the smallest scope, namely the family and the surrounding environment, and involving various stakeholders. This community service activity aims to increase community understanding regarding family financial management (especially families with toddlers), as well as efforts to prevent stunting. The activity was carried out in Mas Village, Ubud District, Gianyar Regency, targeting 20 posyandu and PKK cadres. The methods used are lectures and discussions, as well as pre-tests and post-tests as a form of evaluation. Participants enthusiastically took part in the activities and gained additional insight regarding handling and preventing stunting, as well as managing family finances.
PENYULUHAN KEBIJAKAN RELAKSASI KREDIT DAN PENGAWASAN INTERNAL DI LPD TINGKATBATU, KABUPATEN BANGLI I Made Endra Kartika Yudha; Putu Ayu Pramitha Purwanti; Wayan Wenagama; I Putu Suhartika; Ni Putu Premierita Haryanti; Putu Krisna Adwitya Sanjaya; I Wayan Gita Ayu Kusuma; I Wayan Dipa Sudiksa; Kadek Dinda Mas Kencana Dewi
Jurnal Abdi Insani Vol 11 No 1 (2024): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v11i1.862

Abstract

The Village Credit Institution (LPD) is a financial institution that is owned and managed by a traditional village in Tierbatu Village, Bangli Regency, Bali Province. LPDs have long provided support to rural communities who have difficulty accessing financial institutions such as banks due to constraints on guarantees or financial reports. Bad credit and internal monitoring are important issues, especially during a pandemic, so this is a challenge for the LPD itself because the trend for bad loans has increased. This community service aims to provide solutions to problems in the aspects of credit relaxation and internal control. The implementation method consists of counseling, mentoring, documentation and evaluation. Mentoring activities result in increased understanding of credit relaxation and internal control.
Balinese Women’s Strategy for Managing Waste Banks: Adaptation of Digital Technology for Business Sustainability in Denpasar City and Gianyar Regency, Province of Bali Pramitha Purwanthi, Putu Ayu; Purwanti, Putu Ayu Pramitha; Yudha, I Made Endra Kartika; Mustika, Made Dwi Setyadi
Prospect: Jurnal Pemberdayaan Masyarakat Vol. 3 No. 1 (2024): Januari 2024
Publisher : Prospect Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

ABSTRACT Bali is the third largest waste producing province in Indonesia compared to other provinces in Indonesia. Most waste bank managers are women who are members of community and traditional organizations. The problem that exists is that the potential and condition of waste banks are not properly identified so that many do not receive the government's attention, so their sustainability is threatened. The aim of this community service is to map the condition and potential of waste banks in two locations, namely Denpasar City and Gianyar Regency. The service method is in the form of FGD with women who manage waste banks. Based on the results of the FGD, the conditions, constraints and hopes of waste bank managers were formulated. The next conclusion is that women managing waste banks still do not fully know and have access to the use of digital technology to improve the sustainability of waste banks. A strategy that can be implemented is to increase socialization and assistance to women who manage waste banks. Key words: women, waste bank; digital technology; sustainability