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All Journal Jurnal Kajian Ekonomi Jurnal Ekonomi & Studi Pembangunan Jurnal Ikatan Alumni Fisika Universitas Negeri Medan Economac: Jurnal Ilmiah Ilmu Ekonomi JIAFE (Jurnal Ilmiah Akuntansi Fakultas Ekonomi) Journal on Education Ecosains KARST : Jurnal Pendidikan Fisika dan Terapannya Jurnal Ilmiah Manajemen Kesatuan Jurnal Ilmiah Akuntansi Kesatuan Jurnal Darma Agung Suluah Bendang: Jurnal Ilmiah Pengabdian Kepada Masyarakat Jurnal Ecogen Jurnal Kajian Ekonomi dan Pembangunan Jurnal Abdimas Dedikasi Kesatuan Jurnal Aplikasi Bisnis Kesatuan Jurnal Pengabdian Masyarakat Gemilang (JPMG) Jurnal Aplikasi Bisnis dan Komputer ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) Media Riset Ekonomi Pembangunan (MedREP)
Zul Azhar
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Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Physics Public Health Social Sciences Other

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ANALISIS PENGARUH PENDIDIKAN, UPAH MINIMUM PROVINSI DAN BELANJA MODAL TERHADAP KETIMPANGAN PENDAPATAN DI SELURUH PROVINSI DI INDONESIA Muhammad Anshari; Zul Azhar; Ariusni Ariusni
Jurnal Ecogen Vol 1, No 3 (2018): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v1i3.4990

Abstract

This study aims to determine and analyze the influence of education, provincial minimum wages and capital expenditure on income inequality in Indonesia. This type of research is associative descriptive research, where the data used is secondary data from 2012 to 2017 obtained from related institutions and institutions, which were analyzed using panel regression method. The findings of this study indicate that education has a negative and insignificant effect on income inequality in provinces in Indonesia, provincial minimum wages have a negative and significant effect on income inequality in provinces in Indonesia, capital expenditure has a positive and significant effect on income inequality in provinces in Indonesia. Taken together education, provincial minimum wages, capital expenditure has a significant effect on income inequality in provinces in Indonesia. Keywords: income inequality, education, minimum wage, capital expenditure
ANALISIS SAHAM-SAHAM LQ45 UNUK MEMBENTUK PORTOFOLIO YANG OPTIMAL DENGAN MENGGUNAKAN SINGLE INDEX MODEL Zul Azhar
JIAFE (Jurnal Ilmiah Akuntansi Fakultas Ekonomi) Vol 2, No 1 (2016): Vol 2, No 1 (2016) Edisi 1
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (539.782 KB) | DOI: 10.34204/jiafe.v2i1.527

Abstract

The purpose of this research is to determine the 45 blue chip stocks which are included in the optimal portfolio with a single index models and determine the value of expected return and standard deviation of the optimal portfolio by using a single index models. The data in this study performed statistically descriptive. The conclusion of this study is to assist in investing should do anallisis with a single index models.Keywords : Investment, Investor, portofolio, risk. Single index model
SISTEM PEMINJAMAN FLEKSI DI PT. XYZ CABANG UTAMA BOGOR retno martanti; Zul Azhar; . Alviansyah
PISSN
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (94.862 KB)

Abstract

Fasilitas kredit tanpa agunan diperuntukan untuk meningkatkan kesejahteraan masyarakat serta meningkatkan produk Taplus. Penelitian ini bertujuan untuk menganalisa sistem pemberian kredit dan pelaksanaan pemberian kredit Fleksi pada PT XYZ Bogor yang pada realitanya terkadang tidak bisa terpenuhi karena kelengkapan dokumen yang harus dipenuhi oleh debitur dalam rangka mendapatkan fasilitas ini seringkali tidak sesuai dengan ketentuan yang telah ditetapkan. Metode survei dengan teknik wawancara dengan karyawan. Berdasarkan penelitian mengenai Tinjauan Sistem Pemberian Kredit Fleksi Pada XYZ Kantor Cabang Utama Bogor, maka dapat ditarik kesimpulan bahwa pelaksanaan pemberian kredit yang dilakukan di PT XYZ Cabang Bogor sudah terlaksana dengan baik, karena pemberian kreditnya sudah memenuhi persyaratan-persyaratan yang telah ditetapkan oleh PT. XYZ Kantor Cabang Utama Bogor. 
ANALISIS TINGKAT MISKONSEPSI SISWA MAN BINJAI PADA MATERI SUHU DAN KALOR MENGGUNAKAN THREE-TIER MULTIPLE CHOICE DIAGNOSTIK TEST Aninda Suhaila; Ridwan Abdullah Sani; Zul Azhar
Karst: Jurnal Pendidikan Fisika dan Terapannya Vol 7 No 1 (2024): Karst : Jurnal Pendidikan Fisika dan Terapannya
Publisher : Program Studi Pendidikan Fisika FKIP Universitas Muslim Maros

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46918/karst.v7i1.2184

Abstract

Development of a Three-Tier Multiple Choice Diagnostic Test to determine the level of misconceptions of SMA/MA students regarding temperature and heat.The use of a three-tier multiple choice diagnostic test instrument can determine the level of student misconceptions. This research and development aims to determine the level of student misconceptions regarding temperature and heat material. This research is R&D research with a 4D development model. This research used 3 validators and 30 research subjects in class XII MIA 2 MAN Binjai. The percentage of students who experienced the most misconceptions was 90% in question 10. The average percentage of students who experienced misconceptions was 58.2%. Based on the results obtained, the three-tier multiple choice diagnostic test instrument developed was effective in determining the level of misconceptions experienced by students regarding temperature and heat material so that the questions could be distributed.
Analisis Atas Prosedur Pembiayaan Kredit Pemilikan Rumah BTN Platinum: Studi Kasus pada PT. Bank Tabungan Negara (Persero) Tbk Kantor Cabang Bogor Sa'diah, Firda Astrid; Syarif, Rini; Azhar, Zul
Jurnal Aplikasi Bisnis Kesatuan Vol. 4 No. 3 (2024): JABKES Edisi Desember 2024
Publisher : Program Vokasi dan LPPM IBI Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jabkes.v4i3.1927

Abstract

To facilitate its role as a fund distributor to the public, the bank has established credit financing procedures. With these procedures, the bank can process credit financing in a uniform, systematic manner, in accordance with government regulations and the bank's own policies. Credit financing procedures also help the bank assess the feasibility of potential debtors and reduce the risks associated with credit financing. This paper aims to understand the procedures for Home Ownership Loans (Kredit Pemilikan Rumah, KPR) at PT. Bank Tabungan Negara (Persero) Tbk and to determine the alignment of these procedures with general credit financing procedures. This research was conducted at the Bogor Branch Office of PT. Bank Tabungan Negara (Persero) Tbk. The results show that the Home Ownership Loan (KPR) procedures at PT. Bank Tabungan Negara (Persero) Tbk comply with the general Home Ownership Loan (KPR) financing procedures, although there are minor differences due to the specific regulations of PT. Bank Tabungan Negara (Persero) Tbk. The requirements and conditions set by PT. Bank Tabungan Negara (Persero) Tbk are still relatively light and easy to fulfill. However, there are some challenges in the financing procedures, such as system errors and data discrepancies between the information provided by potential debtors and the data available at the civil registry office (disdukcapil).   Keywords: Procedures, Credit, Home Ownership Loans
Analisis Determinan Kualitas Lingkungan Di Indonesia Rahmawati, Devi; Azhar, Zul
Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan Vol 13, No 1 (2024): Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan (Mei 2024)
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ecosains.12905457.00

Abstract

Abstract This research aims to identify and analyze the impact of factors determining environmental quality in Indonesia. This research is descriptive and quantitative, and the panel data used in the analysis includes cross-section and time series data from 2011 to 2022 for 33 provinces in Indonesia, with data from the Central Statistics Agency and the Ministry of Environment and Forestry. This research uses panel data regression analysis. This research uses a fixed effect model approach. The research results found that: (1) Economic growth in the industrial sector has a significant negative impact on the environmental quality index. (2) The human development index has a significant positive effect on the environmental quality index. (3) Income inequality has an insignificant negative effect on the environmental quality index. (4) Population density has a negative and insignificant effect on the environmental quality index. (5) economic growth in the industrial sector, human development index, income inequality and population density have a significant effect on the quality of life index.
Pelatihan Pembuatan Evaluasi Pembelajaran Bagi Guru Berbantu Plugin Autoproctor pada Google Form di Kota Binjai Provinsi Sumatera Utara Suharyani, Susi; Azhar, Zul; Rambe, Fahrizal
Jurnal Pengabdian Masyarakat Gemilang (JPMG) Vol. 3 No. 1: Januari 2023
Publisher : HIMPUNAN DOSEN GEMILANG INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58369/jpmg.v3i1.82

Abstract

Technology-based learning is a challenge for teachers in the 21st century. Teachers are required to be proficient in technology in preparing students. Advances in technology make learning evaluation a demand for better and closing opportunities for cheating during exams. Computer applications can be used as a tool to carry out learning evaluation activities. Provision of teachers in making use of technological progress needs to get training in making learning evaluations. This training activity aims to create an online exam application using the Google form with the AutoProctor. The training participants were 30 teachers with undergraduate education backgrounds consisting of teachers of public and private elementary schools, junior high schools and senior high schools in the city of Binjai, North Sumatra. The training activities were carried out for one day. The stages of the activity consist of preparation, implementation, mentoring and evaluation stages. Based on the results of the implementation and evaluation it was concluded that the participants in the online exam preparation training activities were able to make and feel satisfied with performance of the online exam application that was successfully created
PERHITUNGAN HARGA POKOK PRODUKSI DENGAN METODE GABUNGAN (HYBRID) SEBAGAI DASAR PENENTUAN HARGA JUAL SEMUA PRODUK PADA PT. MEGAH NUSANTARA PERKASA Sugianto, Yanto; Marota, Rochman; Azhar, Zul
Jurnal Aplikasi Bisnis dan Komputer Vol 3, No 1 (2023): Jurnal Aplikasi Bisnis dan Komputer
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jubikom.v3i1.9418

Abstract

ABSTRAK Menurunnya tingkat profitabilitas pada PT. Megah Nusantara Perkasa salah satunya dipengaruhi oleh tingginya Harga Pokok Produksi. Hal ini menjadi salah satu indikasi adanya kelemahan dalam sistem penghitungan harga pokok. Diperlukan adanya evaluasi terhadap beberapa faktor, antara lain pengklasifikasian biaya, proses akumulasi biaya, dan metode perhitungan harga pokok produksi. Untuk mendukung penelitian, penulis menerapkan metode pengumpulan data melalui Studi Kepustakaan, penulis memperoleh referensi dan informasi dari beberapa buku dan jurnal. Studi lapangan dilakukan di lokasi perusahaan dengan melakukan wawancara dengan narasumber terkait dan melalui observasi lapangan. Produk yang dihasilkan oleh PT. Megah Nusantara Perkasa dibagi menjadi 3 kategori, produk hasil cetakan, produk komponen presisi dan produk Advertising. Dalam proses akumulasi biaya perusahaan menggunakan metode proses costing, sedangkan sistem biayanya, perusahaan menggunakan kombinasi antara Actual Cost System dan Standard Cost System. Adapun simpulan dari hasil penelitian ini adalah perusahaan mengklasifikasikan gaji Supervisor dan Leader sebagai biaya tenaga kerja langsung, yang seharusnya merupakan bagian dari biaya overhead pabrik. Oleh karena itu Perusahaan perlu mengevaluasi kembali mengenai klasifikasi biaya-biaya yang terjadi di perusahaan dengan tepat. Selain itu selisih biaya overhead pabrik relatif sangat besar, sehingga perlu dilakukan evaluasi dan penekanan terhadap sejumlah biaya overhead berikut tarif pembebanannya. Kata kunci : Harga pokok produksi, Klasifikasi Biaya, Sistem Penentuan Biaya
Analysis of Economic Growth During the Crisis in Indonesia Rahma, Taufiqah; Azhar, Zul
International Journal of Multidisciplinary Research of Higher Education Vol 7 No 2 (2024): (April) Theme Social Science, Education, Economic and Technology
Publisher : Islamic Studies and Development Center in Collaboration With Students' Research Center Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ijmurhica.v7i2.176

Abstract

The COVID-19 pandemic has had a broad and profound impact on various sectors of life, including the economy. This research aims to analyze how economic growth affects the open unemployment rate, consumption, and investment in Indonesia during the COVID-19 pandemic. Secondary data from official sources, such as the Central Statistics Agency, Bank Indonesia, and Food and Agriculture Organization reports, were analyzed using a quantitative approach. The regression method was applied to identify the relationship between economic growth, unemployment rate, consumption, and investment before and during the pandemic. The research results indicate that the decline in economic growth during the pandemic significantly impacted the increase in the open unemployment rate, the decrease in household consumption, and the reduction in investment levels. These findings emphasize the need for policies that are more responsive and focused on economic recovery, particularly in creating jobs, increasing people's purchasing power, and encouraging sustainable investment. It is hoped that the implications of this research will provide guidance for policymakers in designing more effective post-pandemic economic recovery strategies.
Pendampingan Pelaporan SPT Tahunan 1770 Wajib Pajak Usahawan Melalui E-Form Pada KPP Pratama Bogor Azhar, Zul; Sakinah, Maya; Syarif, Rini
Jurnal Abdimas Dedikasi Kesatuan Vol. 5 No. 2 (2024): JADKES Edisi Juli 2024
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jadkes.v5i2.2719

Abstract

Tax is one of the sources of state revenue that plays an important role in increasing development progress in Indonesia. Tax is also a mandatory contribution to the state owed by individuals or bodies that is mandatory based on the Law, without receiving direct compensation and is used for state needs for the greatest prosperity of the state. Without tax, most state activities cannot be carried out. The Directorate General of Taxes always strives to optimize services so that it is expected to increase public awareness and desire to be orderly as taxpayers, one of which is by carrying out tax reform, namely utilizing information and communication technology by implementing the E-Form system. The purpose of this review is to find out how the procedure for reporting the Annual Tax Return for entrepreneur taxpayers uses E-Form, and to find out what obstacles occur when reporting the Annual Tax Return for entrepreneur taxpayers using E-Form at the Bogor Pratama Tax Office. The procedure for reporting the Annual Tax Return for business taxpayers using E-Form at the Bogor Pratama Tax Office is in accordance with the procedures of the Directorate General of Taxes, but there are still many taxpayers who do not fully understand how to report the Annual Tax Return for business taxpayers using E-Form so that taxpayers come to the Bogor Pratama Tax Service Office. Keywords: Tax, E-Form, Procedure
Co-Authors . Alviansyah Ali Anis Anggraini, Nursela Aninda Suhaila AR, Nur Hasnah Arif, Bahtiar Ariusni Ariusni Artha, Dwirani Puspa Devi Rahmawati, Devi Dewi Zaini Putri Dinilhaq, Wafi elida elida Elva Dona Farida, Anni Farik Hidayah Ferdian, Ari Gani, Abdul Rafid Fakhrun Hari Setia Putra Hasdi Aimon Hasibuan, Syahril Hasni, David Anugerah Hendra Dani Saputra Hendra, Zul Herlinawati Herlinawati Heti Herawati Huljannah, Mutia Jon Efendi, Rer Nat Khairani Khairani Mashadi Mashadi Mashuri, Jumatul Ichsan Mega Febriyenti Melti Roza Adry Muhammad Anshari Muhammad Fajar Mumuh Mulyana Pebriyani, Dewi Priono, Putriasyahwa Nurezky Purba, Andre Agachi Putri, Pujria Rahma Rahma, Taufiqah Rambe, Fahrizal retno martanti Ridwan Abdullah Sani Ridwan Abdullah Sani Rini Syarif Rochman Marota Sa'diah, Firda Astrid Sabani Sabani, Sabani Sakinah, Maya Salsabila, Fadil Suhaila, Aninda Suharyani, Susi Surya Irmayani Syamwil, Syamwil Urmatul Uska Akbar Weman Suardy Yanto Sugianto Yeni, Isra Zadrian Ardi