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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Jurnal Ternak Tropika Dinar: Jurnal Ekonomi dan Keuangan Islam Al-Mustashfa Jurnal Ilmiah Ekonomi Islam Perisai : Islamic Banking and Finance Journal Al-Daulah : Jurnal Hukum dan Perundangan Islam qolamuna : Jurnal studi islam al-Afkar, Journal For Islamic Studies Jurnal Istiqro' Al-Jinayah: Jurnal Hukum Pidana Islam Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Islamic Review : Jurnal Riset dan Kajian Keislaman Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam EKUITAS (Jurnal Ekonomi dan Keuangan) Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Ulumuna: Jurnal Studi Keislaman Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Akademika Management of Zakat and Waqf Journal (MAZAWA)) Mabny : Journal of Sharia Management and Business Mukaddimah: Jurnal Studi Islam Maliyah : Jurnal Hukum Bisnis Islam Al Hikmah : Jurnal Studi Keislaman Banco: Jurnal Manajemen dan Perbankan Syariah Kawanua International Journal of Multicultural Studies ADILLA: Jurnal Ilmiah Ekonomi Syari'ah SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Inspirasi: Jurnal Pengabdian Masyarakat Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Islamic Micro Finance Journal International Journal of Economics, Accounting, and Management Journal of Ekonomics, Finance, and Management Studies Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis International Journal of Economics and Management Research Jurnal Manajemen, Bisnis dan Kewirausahaan
Mugiyati
Universitas Islam Negeri Sunan Ampel Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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STRATEGI PENCEGAHAN STUNTING MELALUI MPASI ‘SKENA’ DI LIPRAK KIDUL BANYUANYAR PROBOLINGGO Putri, Arsyida Alfianti; Maulana, Safrizal Bangkit; Charits, Achmad Zuhri Al; Febriyanti, Inka Ayu; Atika, Meilani Fara; Mugiyati, Mugiyati
Inspirasi: Jurnal Pengabdian Masyarakat Vol. 1 No. 4 (2024): Inspirasi: Jurnal Pengabdian Masyarakat
Publisher : Inspirasi: Jurnal Pengabdian Masyarakat

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Abstract

Stunting is a severe chronic nutritional problem that negatively affects children's growth and development so that the appropriate and sustainable nutrition interventions are needed. This research examines the strategy of children's nutrition through the 'SKENA' (Healthy, Creative, and Tasty) MPASI cooking demonstration as an effort to prevent stunting in Liprak Kidul Village. The method used in this research is PAR (Participatory Action Research) which requires researchers to be actively involved in solving humanitarian problems, such as mapping, transect, approach to the community, preparation of work programs, contacting related parties who will be invited to work together in the work program. The results of this activity showed an increase in mothers' understanding of the importance of balanced nutrition for children and their ability to prepare complementary foods that meet nutritional standards. In addition, this activity also encourages the active role of families in supporting the fulfillment of child nutrition. Hopefully, through this intervention, the stunting rate in Liprak Kidul Village can be significantly reduced. Thus, the 'SKENA' complementary food cooking demonstration can be an effective nutrition intervention model that can be adopted by other villages in stunting prevention efforts.
EDUKASI PENCEGAHAN DEMAM BERDARAH DENGUE MELALUI POLA HIDUP SEHAT DAN BERSIH DI DESA LIPRAK KIDUL banyuanyar probolinggo Pratiwi, Ari Dwi; Dewanty, Megananda Aruna; Fatmasari, Eka Putri; Khoiriyah, Nur ‘Azizatul; Fadel, Achmad Ghulam; Mugiyati, Mugiyati
Inspirasi: Jurnal Pengabdian Masyarakat Vol. 1 No. 4 (2024): Inspirasi: Jurnal Pengabdian Masyarakat
Publisher : Inspirasi: Jurnal Pengabdian Masyarakat

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Abstract

Dengue Hemorrhagic Fever (DHF) is a disease caused by the dengue virus and transmitted through the bite of the Aedes aegypti mosquito. This disease poses a serious threat in tropical regions, including Indonesia. Probolinggo Regency, East Java, experienced a significant increase in DHF cases in 2023-2024, with 315 cases and 18 deaths in several sub-districts. The unkempt environment in Liprak Kidul Village is a major factor in the proliferation of Aedes aegypti mosquitoes. This study aims to educate the community of Liprak Kidul Village on the prevention of DHF through healthy and clean-living habits. The method used is Participatory Action Research (PAR) with steps including problem identification, action planning, implementation, distribution of medication, and follow-up. The results of the study indicate that clean village through community service program, education and practice of hand washing, waste management using the 5R concept (Reuse, Reduce, Recycle, Replace, and Replant), as well as education on healthy toilets and the provision of abate powder successfully increased community awareness of the importance of environmental cleanliness and health. However, challenges such as limited resources and lack of community awareness still need to be addressed to achieve long-term success in DHF prevention in Liprak Kidul Village.
Perkembangan Perbankan Syariah di Dunia dan Kepatuhannya terhadap Anti Pencucian Uang dan Pendanaan Terorisme Pangestu, Credo Prasetyoadi; Mugiyati, Mugiyati; Wigati, Sri
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol 7 No 2 (2024): Juli
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/adilla.v7i2.6356

Abstract

Penelitian ini menjelaskan peran dan pentingnya perbankan syariah dalam sistem keuangan dunia, dengan fokus pada kepatuhannya terhadap standar internasional dalam melawan pencucian uang dan pendanaan teroris (AML /CFT). Jurnal ini menganalisis strategi dan langkah-langkah yang diadopsi oleh beberapa negara, Khususnya Bahrain, Uni Emirat Arab, dan Malaysia, untuk memastikan transparansi dan keamanan dalam sistem keuangan lembaga keuangan Islam. Penelitian ini didasarkan pada tinjauan data dari laporan resmi, dan sumber informasi yang tersedia untuk umum. Peneitian ini memungkinkan penilaian efektivitas langkah-langkah AML / CFT dalam perbankan syariah dan identifikasi tantangan dan masalah utama yang dihadapi oleh lembaga keuangan di sektor ini.
Dimensi Sharia Compliance Pada Operasional Bank Syariah Indonesia (BSI) Suyuthi, Lailatun Nur; Mugiyati, Mugiyati
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13444

Abstract

This journal discusses the dimensions of sharia compliance in the operations of Bank Syariah Indonesia (BSI) which operates based on Islamic sharia principles. Bank Syariah Indonesia (BSI) is the result of a merger of the three largest Islamic banks in Indonesia. This research uses a library study method to explore information related to sharia compliance in Islamic bank operations. The results showed that Islamic banks have a different operational system from conventional banks, focusing on justice, honesty, and ethical investment. Islamic banks must comply with Sharia principles in their operations, including no usury, gharar, maisir, and must conduct business based on halal profits. Shariah compliance in Islamic Bank operations has seven dimensions that must be adhered to. Thus, the conclusion of this journal emphasizes the importance of Shariah compliance in the operations of Islamic banks to ensure compliance with the principles of Islamic shariah and maintain customer trust.
KOMPARASI SUMBER DAN PENGGUNAAN DANA KEBAJIKAN PADA BANK BSI DENGAN BANK MUAMALAT Marchelia Putri, Sindy; Mugiyati
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 2 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(2).17358

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui perbedaan terkait sumber dan penggunaan dana kebajikan antara Bank BSI dan Bank Muamalat. Penelitian ini merupakan penelitian kualitatif deskriptif komparatif dengan sumber data berupa laporan keuangan Bank BSI tahun 2022-2023 dan laporan keuangan Bank Muamalat Desember 2022 hingga September 2023. Hasil penelitian menunjukkan bahwa terdapat persamaan dan perbedaan antara kedua bank tersebut terkait sumber dan penggunaan dana kebajikan. Persamaannya terletak pada sumber dan penggunaan dana kebajikan yang sesuai dengan PSAK No. 101 dan dana jasa giro yang menjadi dana kebajikan, serta pengalokasian dana kebajikan untuk donasi. Perbedaannya terletak pada sumber dana kebajikan dan penyaluran kepada pengelola dana kebajikan.
Efficiency and Accessibility of Sharia Home Financing for Millennials: A Study of BSI's Griya Si Muda Program vs BTN iB Property Fatkhurrozi, Tanto; Mugiyati
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 6 No 2 (2024): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v6i2.9537

Abstract

Purpose – The study aims to explore how sharia-compliant home financing programs bridge affordability, Islamic values, and cultural traditions to meet millennial housing needs in Indonesia Method – Employing a qualitative approach with a literature study method, the research compares financing schemes, requirements, and benefits offered by Bank Syariah Indonesia (BSI) and Bank Tabungan Negara (BTN) Syariah. Findings –. Findings reveal that both programs integrate Islamic principles with modern financial practices, offering innovative solutions for millennials to achieve homeownership. BSI’s "Griya Si Muda" focuses on flexibility and affordability with fixed installments, while BTN’s "Properti iB" combines Murabahah and Musyarakah Mutanaqisah contracts for joint ownership, emphasizing long-term equity. Practical implications highlight the importance of leveraging digital platforms to enhance accessibility and cultural alignment. This study provides original insights into the role of Islamic finance in fostering sustainable housing solutions tailored to millennial preferences and socio-religious contexts. Practical implications – That millennials seeking home financing can choose a program based on their specific needs: BSI Griya Si Muda is suitable for workers with a fixed income who prioritize ease of application, certainty of installments, and a large ceiling, while BTN iB is more suitable for those who require age flexibility, self-employment, or gradual ownership options. Prospective customers should consider their financial profile, long-term plans, and financing scheme preferences before making a decision. Originality/value – a unique comparative analysis that provides guidance for millennials in choosing Islamic home financing according to their needs as well as recommendations for the development of Islamic banking products.
Analysis of the Role of Baznas Village Microfinance in Empowering the Economy of Micro-Entrepreneurs Among Mustahik Ubed, Fahrul; Mugiyati, Mugiyati
Islamic Micro Finance Journal Vol. 1 No. 3 (2024): Edisi III, Oktober 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Baznas Village Microfinance (BMD) is one of the programs initiated by the National Zakat Amil Agency (BAZNAS), designed to support mustahik micro-businesses in specific areas. BAZNAS is the official and sole institution established by the government under Presidential Decree No. 8 of 2001, tasked with collecting and distributing zakat, infaq, and alms (ZIS) at the national level. This research aims to analyze the Baznas Village Microfinance program in empowering the economy of mustahik micro-entrepreneurs. The study employs a qualitative approach through field research and literature review. Data collection methods include observation and interviews, which are then analyzed and presented qualitatively. The findings indicate that the Baznas Village Microfinance program significantly contributes to improving access to business capital, enhancing economic conditions, and providing entrepreneurship training for beneficiaries through the utilization of productive zakat funds. As a result, the program effectively empowers the economy of mustahik micro-businesse
PRODUCTION ACTIVITIES IN ISLAMIC ECONOMICS FROM AL-GHAZALI’S PERSPECTIVE Nuur Rasyidah, Alvi; Mugiyati, Mugiyati
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 01 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i01.7765

Abstract

This research aims to describe the production activities according to AlGhazali. He explained that Al-Ghazali's economic thought can be divided into four main categories, namely the concept of voluntarism and market evolution, production activities, the barter system and the development of money, as well as the role of the state in public financial management. Using a qualitative research method based on literature study, this research analyzes various major literatures such as the book of Ihya Ulumuddin. The results show that in Al-Ghazali's view, production activities must be carried out in stages, involving coordination and cooperation in order to run effectively and efficiently. Production in Islam is not only oriented towards material profit, but also must pay attention to sharia principles, such as justice, honesty, and community welfare. Al-Ghazali divided production into several main sectors, including agriculture, industry and services, and emphasized the importance of managing factors of production such as land, labor, capital, technology and management. Healthy competition is allowed to encourage innovation by avoiding usury, fraud and injustice, and the principles of sharia for the welfare of society and the pleasure of Allah
Implementation of Good Corporate Governance Principles in Improving the Performance of Indonesian Islamic Banks Hasir; Mugiyati
al-Afkar, Journal For Islamic Studies Vol. 8 No. 2 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i2.1386

Abstract

This study seeks to examine the implementation of Good Corporate Governance (GCG) principles as a means to enhance the effectiveness of Islamic banking operations. GCG encompasses a framework of regulations, practices, and procedures aimed at guiding and overseeing organizational management. Within Islamic banking, GCG adoption serves not only to ensure regulatory adherence but also underscores the significance of ethical standards and adherence to sharia principles. The study employed a qualitative analysis utilizing a literature review method to investigate prior research conducted at Bank Syariah Indonesia. Data collection encompassed various sources such as books, journals, internet resources, and pertinent documents. Findings indicated that integrating Good Corporate Governance (GCG) principles like transparency, accountability, responsibility, independence, and fairness has yielded favorable outcomes on the operational and financial efficacy of Islamic banks. The research concluded that Islamic banks adhering steadfastly to GCG principles experience heightened stakeholder trust, diminished operational risks, and enhanced efficiency and effectiveness in conducting banking operations. Moreover, top management's dedication to embedding GCG principles across all facets of bank operations emerges as pivotal in attaining peak performance. The findings underscore the importance of reinforcing the application of GCG principles within Bank Syariah Indonesia to foster enduring performance. It is imperative to ensure that all operational facets align with sharia principles for sustained success. This study contributes significantly to GCG literature within the Islamic banking domain, furnishing actionable insights for industry decision-makers.
Implementasi Risk Management Pada Pembiayaan Tabarok (Studi Kasus di BPRS SPM Pamekasan) Basyirah, Luthfiana; Ritonga, Iskandar; Mugiyati
Mabny: Journal of Sharia Management and Business Vol. 1 No. 2 (2021): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v1i02.4812

Abstract

Pembiayaan Tabarok (Tanpa Agunan dan Barokah) merupakan salah satu produk yang disalurkan oleh Bank Pembiayaan Rakyat Syariah SPM Pamekasan kepada masyarakat dengan menerapkan akad muḍārabah dan tanpa agunan dalam melaksanakan aktivitas UMKM. Sejak terjadi kasus Covid-19 (Corona Virus Disease- 19) yang semakin meluas di Indonesia menyebabkan lumpuhnya kondisi sosial dan ekonomi masyarakat. Tidak bisa dipungkiri bahwa hal tersebut akan sangat berpengaruh dan menyebabkan beberapa permasalahan khususnya dalam berbagai kegiatan sosial dan ekonomi. Hal tersebut juga akan berpengaruh terhadap kegiatan Perbankan Shariah, termasuk BPRS SPM Pamekasan yang akan dihadapkan dengan beberapa risiko dengan tingkatan kompleksitas yang berbeda-beda, hal tersebut akan terus berdampingan dengan kegiatan bisnis. Dengan demikian, suatu lembaga perlu melakukan implementasi manajemen risiko dengan tujuan untuk mencegah adanya risiko pembiayaan yang kemungkinan terjadi di kemudian hari. Tujuan dalam penelitian ini untuk mengetahui implementasi risk management pada pembiayaan Tanpa Agunan dan Barokah di BPRS SPM Pamekasan dengan menggunakan pendekatan kualitatif dan jenis penelitian studi kasus. Hasil penelitian menyatakan bahwa, implementasi risk management pada pembiayaan Tabarok di BPRS SPM Pamekasan menggunakan 5 (lima) proses manajemen risiko, yaitu identifikasi risiko, pengukuran risiko, monitoring risiko, pengendalian risiko, dan penyelamatan risiko.
Co-Authors Abdillah Qadry Azizi Abdillah Qadry Azizi Abdullah Jimly Hasanal Adhim Achmad Fageh Adriani, Siti Kamiliyah Ahmad Agus Hidayat Al Azroh, Devira Al Faiqoh, Rohmatul Laily Al-fiyah, Tutik Aldi Khusmufa Nur Iman Alif Mujiyana Eka Bella Arif Angga Bayu Saputro Aris Saiful Mizan As-Syafi'i, Royyan Atika, Meilani Fara Basyirah, Luthfiana Charits, Achmad Zuhri Al Danang Purbo Raharjo Dewanty, Megananda Aruna Dina, Dina Anisya R Elnisa Salicha Fadel, Achmad Ghulam Fahrul Ubed Fatkhurrozi, Tanto Fatmasari, Eka Putri Fausi, Ahmat Febriyanti, Inka Ayu Fitri Nur Latifah Habib Hambali, Habib Hasan Hasir Hikmah Muhaimin Hozinul Asror Ika Puspitasari Iman, Tsubutul Iskandar Ritonga Iskandar Ritonga Jaudat Iqbal Harris Johan Johan Juliasari, Diar Eka Junet Andi Setiawan Junet Andi Setiawan Kavil, Moch. Ainol Khoiriyah, Nur ‘Azizatul Khusnia, Nur Lilik Rahmawati Ma'ruf, Amar Marchelia Putri, Sindy Maulana, Safrizal Bangkit Mazidah, Nurul Moh Arifin Muchlisin, Muchammad Chafidz Muhammad Ade Salim Muhammad Raihan Syamil Muhammad Syahrul Hidayat Muhammad, Auwwalu Shuaibu Mursilah, Pembayun Musfiroh, Anita Mustofa, Mustofa Mutitul Choiroh, Ifa Nur Chotami Putra Muslim Nurhayati Nurita Sari Nurul Isnaini Nuur Rasyidah, Alvi Pangestu, Credo Prasetyoadi Pratiwi, Ari Dwi Purwanto, Andi Putri Rahayu, Alfina Putri, Arsyida Alfianti Sa’adah, Tsuroyya Putri Selvina Adhani, Adinda Siska Arie Novita Sri Wigati Suyuthi, Lailatun Nur Syamsul Arifin Tantriana, Deasy Trinil Susilawati Ubed, Fahrul Ulil Absor Faiq Abdillah Umi Qurrotul Aini Walid In'am Ahmad Zidna, Rizka Rahmatllah