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All Journal Signifikan : Jurnal Ilmu Ekonomi Media Ekonomi dan Manajemen At-Taradhi: Jurnal Studi Ekonomi Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Jurnal Ilmiah Ekonomi Islam MODELING: Jurnal Program Studi PGMI Shirkah: Journal of Economics and Business Jurnal REP (Riset Ekonomi Pembangunan) International Journal of Economics, Business and Accounting Research (IJEBAR) Indonesian Journal of Islamic Economics Research Journal of Economics Research and Policy Studies Journal of Accounting and Digital Finance Journal of Management and Digital Business Penamas: Journal of Community Service Al-Musyrif : Jurnal Bimbingan dan Konseling Islam Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (Jebisma) Journal of Halal Industry Studies Kurva: Jurnal Ekonomi Manajemen Keuangan dan Bisnis WASILATUNA: JURNAL KOMUNIKASI DAN PENYIARAN ISLAM

Rofiuddin, Mohammad

Faculty Of Islamic Economics And Business, Universitas Islam Negeri (UIN) Salatiga

Author-ID : 2471858

Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Social Sciences Other

Published : 44 Documents Claim Missing Document

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Articles

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Mengukur profitabilitas dengan non performing financing sebagai variabel intervening pada pada Bank Umum Syariah Damayanti, Rima; Rofiuddin, Mohammad
Journal of Accounting and Digital Finance Vol. 1 No. 3 (2021): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

This study aims to analyze the effect of Islamic social reporting, independent commissioners, and audit committees on profitability, with non-performing financing as an intervening variable. This study uses panel data, with a sample of 10 Islamic commercial banks in the 2016-2020 research period. The sampling technique in this research is purposive sampling. The results showed that Islamic social reporting was significantly adverse on profitability. The independent board of commissioners is significantly positive on profitability. The audit committee is significantly negative on profitability. Meanwhile, non-performing financing harms profitability. Islamic social reporting harms non-performing financing, the independent board of commissioners harms non-performing financing, and the audit committee harms non-performing financing. Non-performing financing variables cannot mediate Islamic social reporting, independent board of commissioners, audit committee on profitability.

Mengukur risiko pembiayaan terhadap pembiayaan murabahah dengan menggunakan moderated regression analysis Apriliani, Fajar; Rofiuddin, Mohammad
Journal of Accounting and Digital Finance Vol. 2 No. 2 (2022): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v2i2.367

This study analyzes the effect of capital adequacy and financing-to-deposit ratio profit margin on Murabaha financing with financing risk as a moderating variable. This study uses secondary data in the form of panel data. The population in this study were all Islamic Commercial Banks registered with the Financial Services Authority (OJK) for the 2016-2020 period, namely BRI Syariah Banks, BNI Syariah Banks, BCA Syariah Banks, Mandiri Syariah Banks, Muamalat Indonesia Banks, Mega Syariah Banks, Victoria Syariah Banks, Bank Panin Dubai Syariah, Bank Jabar Banten Syariah, Bank Syariah Bukopin. The sample of this study amounted to 10 Islamic Commercial Banks. The data analysis method approach used is Moderated Regression Analysis. The results of this study indicate that Capital Adequacy does not affect Murabahah Financing. FDR harms Murabaha Financing. Profit Margin has a positive effect on Murabaha Financing. NPF does not moderate the effect of CAR on Murabahah Financing. NPF moderates the effect of FDR on Murabahah Financing. NPF moderates the effect of Margin on Murabahah Financing.

Faktor-faktor yang mempengaruhi kinerja karyawan Bank Syariah Indonesia Rofiliana, Lugas; Rofiuddin, Mohammad
Journal of Management and Digital Business Vol. 1 No. 1 (2021): Journal of Management and Digital Business
Publisher : Nur Science Institute

The purpose of this research is to determine the influence of leadership, work environment, Islamic work ethics, and job satisfaction on employee performance of BSI KC Semarang. The sample used in this study was 43 employees with the sampling technique using surfeited sampling, which made the entire population a sample. Retrieval of data through the distribution of structured questionnaires. The analytical method used is multiple linear regression. The results showed that the variables of leadership and work environment were positive towards employee performance. Meanwhile, Islamic work ethics and job satisfaction have no effect on employee performance.

Mengukur minat berwirausaha dengan menggunakan pendekatan theory of planned behavior dan religiusitas Maullah, Siti; Rofiuddin, Mohammad
Journal of Management and Digital Business Vol. 1 No. 2 (2021): Journal of Management and Digital Business
Publisher : Nur Science Institute

The purpose of this study was to examine the effect of behavioral attitudes, subjective norms, perceived behavioral control, and religiosity on interest in entrepreneurship. This type of research is quantitative research. The population used is students of the Faculty of Economics and Islamic Business, Salatiga State Institute of Islamic Religion, with the criteria for students who have taken entrepreneurship courses. The number of samples taken was 271 students with a proportional stratified random sampling technique—data collection method through distributing questionnaires and then analyzed by multiple linear regression. The study results show that, partially, attitude-behavior does not affect an interest in entrepreneurship. At the same time, subjective norms perceived behavioral control and religiosity affect an interest in entrepreneurship. This research can use as a reference for students or further researchers related to entrepreneurial interest seen from the theory of planned behavior and religiosity.

Loyalitas nasabah pada Bank Syariah Indonesia: Dampak relationship marketing dan mobile banking dengan switching barrier sebagai variabel moderating Sutomo, Dudi Agus; Rofiuddin, Mohammad
Journal of Management and Digital Business Vol. 2 No. 1 (2022): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jmdb.v2i1.153

This research aims to determine the effect of relationship marketing and mobile banking on customer loyalty at Bank Syariah Indonesia, with switching barriers as a moderating variable. The sample used in this research was 100 customers, with a sampling technique using a questionnaire. The analytical method used is a moderated regression analysis (MRA). The results show that the relationship marketing variable positively affects loyalty. Mobile banking harms loyalty. The results of the MRA analysis show that the switching barrier variable can moderate the influence of relationship marketing and mobile banking variables on customer loyalty.

Optimalisasi laboratorium komputer sebagai center of statistical development di Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga Rofiuddin, Mohammad
Penamas: Journal of Community Service Vol. 1 No. 1 (2021): Penamas: Journal of Community Service
Publisher : Nur Science Institute

The not yet optimal computer laboratory as a center of statistical development can affect the competencies possessed by students or lecturers in education, research, and community service. So, it is necessary to optimize the computer laboratory as a center of statistical development following the needs of the academic community and industry. Efforts include computer laboratory governance, installing the latest statistical/econometric software in computer laboratories, socialization of computer laboratory usage rules, simulation of data exploration using STATA, Eviews, Shazam software. As a result, these activities have been carried out well, although the authors still find some obstacles, and students can attend training and learn statistical or econometric software needed to support the teaching and learning process.

Analisis Sertifikasi Halal dalam Meningkatkan Penjualan pada Usaha Haysanadi Catering Service Rofiuddin, Mohammad
Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Vol. 2 No. 2 (2023): Dalwa Islamic Economic Studies
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/dies.v2i2.1382

Halal certification is an important legality of food to guarantee its Islamic halalness. In its implementation, Haysanadi Catering service experienced significant changes in income before and after having halal certification. The purpose of this research is to conduct analysis research on halal certification in increasing sales. This type of research is field research using direct observation and data collection. The approach method used is descriptive qualitative using data collection techniques such as observation, interviews and documentation. The research results show that halal certification at Haysanadi catering service can increase sales. Halal certification is able to increase consumer confidence because they no longer doubt the food they buy, is able to reach new markets because when customers are satisfied they will recommend it to others, shows concern for Islamic law because the majority of the market is Muslim, and is able to improve the company's image because the halal label means Maintaining the quality of ingredients from raw products to ready for consumption.

Transformasi Digital dalam Pengelolaan Sumber Daya Air dan Smart Tourism untuk Keberlanjutan Ekowisata di Lumbang Kabupaten Probolinggo Rofiuddin, Mohammad; Robi’in, M.
MODELING: Jurnal Program Studi PGMI Vol. 12 No. 1 (2025): Maret
Publisher : Program Studi PGMI Sekolah Tinggi Ilmu Tarbiyah Nahdlatul Ulama Al Hikmah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69896/modeling.v12i1.2780

The management of water resources and the promotion of nature-based tourism in Desa Lumbang, Kabupaten Probolinggo still face various challenges, particularly in the utilization of digital technology. Digital transformation has the potential to enhance the efficiency of water resource management and strengthen tourism marketing strategies. However, its implementation remains limited due to inadequate infrastructure, low digital literacy, and insufficient funding. This study employs a qualitative approach using a case study method, where data is collected through in-depth interviews, observations, and document analysis. The data is then analyzed using thematic analysis and SWOT analysis, and validated through source and method triangulation. The findings indicate that water resource management still relies on conventional administrative recording and manual water flow monitoring, while Internet of Things (IoT) technology has not yet been implemented. In the tourism marketing aspect, the utilization of SEO, interactive social media, and influencer-based campaigns remains suboptimal, limiting the destination's exposure. To enhance management effectiveness and attract more visitors, a smart tourism-based strategy is needed, including the use of QR Codes for tourism education, content-based marketing, and online booking platforms. Increasing digital literacy among the community and establishing partnerships with external stakeholders are strategic steps to ensure the sustainability of this program. Abstrak Pengelolaan sumber daya air dan promosi wisata berbasis sumber daya alam di Desa Lumbang, Kabupaten Probolinggo masih menghadapi berbagai tantangan, terutama dalam pemanfaatan teknologi digital. Transformasi digital berpotensi meningkatkan efisiensi pengelolaan sumber daya air serta memperkuat strategi pemasaran wisata, namun penerapannya masih terbatas akibat minimnya infrastruktur, rendahnya literasi digital, serta kurangnya pendanaan. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus, di mana data dikumpulkan melalui wawancara mendalam, observasi, dan analisis dokumen, kemudian dianalisis menggunakan analisis tematik dan SWOT, serta divalidasi dengan triangulasi sumber dan metode. Hasil penelitian menunjukkan bahwa pengelolaan sumber daya air masih bergantung pada pencatatan administratif konvensional dan pemantauan debit air manual, sementara teknologi Internet of Things (IoT) belum diterapkan. Dalam aspek pemasaran wisata, pemanfaatan SEO, media sosial interaktif, dan kampanye berbasis influencer masih belum optimal, sehingga eksposur destinasi wisata terbatas. Untuk meningkatkan efektivitas pengelolaan dan daya tarik wisata, diperlukan strategi berbasis smart tourism, seperti QR Code untuk edukasi wisata, pemasaran berbasis konten visual, serta platform pemesanan online. Peningkatan literasi digital masyarakat dan kemitraan dengan pihak eksternal menjadi langkah strategis dalam mendukung keberlanjutan program ini.

Analysis of factors influencing non-Muslims to become customers of Islamic banks Saputri, Shinta Dewi; Rofiuddin, Mohammad
Indonesian Journal of Islamic Economics Research Vol 5, No 2 (2023): Indonesian Journal of Islamic Economics Research
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v5i2.5834

The growth of Islamic banking has begun to infiltrate many sectors of society, attracting the desire of non-Muslim communities to become customers of Islamic banks. The purpose of this study to determine what factors can influence the decisions and interests of non-Muslim communities to become customers in Islamic banks. The sample used in this study amounted to 75 non-Muslim respondents in the Ungaran area with a random sampling technique. The method used is Moderated Regression Analysis. The results show that products and promotions harm decisions, word of mouth and interest have a significant positive effect on non-Muslim community decisions, products and promotions have a positive effect on interest for non-Muslim communities, word of mouth negatively affects interest, interest can mediate products with decisions, interest cannot mediate promotion and word of mouth on decisions.

Analisis Strategi Pelayanan untuk Meningkatkan Kualitas Layanan Berdasarkan Perspektif Ekonomi Islam Maimunah, Maimunah; Rofiuddin, Mohammad
Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2025): Dalwa Islamic Economic Studies
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/dies.v4i2.3533

Fierce competition in the healthcare industry requires service providers, including clinics, to prioritize service quality that is integrated with Islamic ethical values. Healthcare in Islam is viewed as the implementation of humanitarian values and worship, which must be based on the principles of Shiddiq, Amanah, Fathanah, and Tabligh (SAFT). This study aims to identify Dalwa Medical Clinic's service strategies and analyze their effectiveness in improving service quality based on the Islamic economic perspective. The study uses a qualitative approach with descriptive field research, where primary data is obtained through in-depth interviews with leaders, staff, and patients. The results show that the clinic's strategies, which focus on the quality of facilities, human resources, and patient relations, are in line with the principles of Shiddiq, Amanah, Fathanah, and Tabligh. However, significant obstacles were found in terms of operational efficiency, namely long waiting times at the pharmacy due to limited human resources. This gap indicates the need for managerial improvements to achieve the principle of Justice ('Adl) in service. The clinic's strategy is generally in line with Islamic ethics, but its effectiveness is not yet optimal, and improvements in human resource allocation and a more formal SOP structure are recommended.

Co-Authors Achmad Zainul Hafid Anton Bawono Aprilia, Miranti Apriliani, Fajar Arifudin, Royan Arna Asna Annisa Arna Asna Annisa Arsyad, Wahidah Damayanti, Rima Desy Nur Pratiwi Dewi Retnowati Dewi, Nurmalisa Ismaya Elza Farenza Rahmawan Farikhah, Iftaqul Maimunah Maulana, Gunawan Figar Maullah, Siti Melinda Anisya Sari Miftahussalam, Muhammad Mohammad Syafriel Muhammad Adi Adrian Muhammad Raqib Muhammad Taufikurahman Nabila, Rifda Nita Triana Nugroho SBM Nugroho SBM Pradani, Yolanda Sryta Praselanova, Reiza Pratama, Dyah Novi Pudji Lestari Putri, Megawati Guntari Rahmawati, Aziza Indah Rifda Nabila Rifda Nabila Rina Rina Riski Wulandari Riza, Riza Ihsani Robi’in, M. Rofiliana, Lugas Rosana Eri Puspita Safitri, Febrianti Saiful Anwar Saputri, Shinta Dewi Sutomo, Dudi Agus Tito Aditya Perdana Tri Widayati Utami, Indah Tri

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