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All Journal Signifikan : Jurnal Ilmu Ekonomi Media Ekonomi dan Manajemen At-Taradhi: Jurnal Studi Ekonomi Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Jurnal Ilmiah Ekonomi Islam MODELING: Jurnal Program Studi PGMI Shirkah: Journal of Economics and Business Jurnal REP (Riset Ekonomi Pembangunan) International Journal of Economics, Business and Accounting Research (IJEBAR) Indonesian Journal of Islamic Economics Research Journal of Economics Research and Policy Studies Journal of Accounting and Digital Finance Journal of Management and Digital Business Penamas: Journal of Community Service Al-Musyrif : Jurnal Bimbingan dan Konseling Islam Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (Jebisma) Journal of Halal Industry Studies Kurva: Jurnal Ekonomi Manajemen Keuangan dan Bisnis Filantropis: Jurnal Pengabdian kepada Masyarakat
Rofiuddin, Mohammad
Faculty Of Islamic Economics And Business, Universitas Islam Negeri (UIN) Salatiga
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Library & Information Science Social Sciences Other

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Analysis of factors influencing non-Muslims to become customers of Islamic banks Saputri, Shinta Dewi; Rofiuddin, Mohammad
Indonesian Journal of Islamic Economics Research Vol 5, No 2 (2023): Indonesian Journal of Islamic Economics Research
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v5i2.5834

Abstract

The growth of Islamic banking has begun to infiltrate many sectors of society, attracting the desire of non-Muslim communities to become customers of Islamic banks. The purpose of this study to determine what factors can influence the decisions and interests of non-Muslim communities to become customers in Islamic banks. The sample used in this study amounted to 75 non-Muslim respondents in the Ungaran area with a random sampling technique. The method used is Moderated Regression Analysis. The results show that products and promotions harm decisions, word of mouth and interest have a significant positive effect on non-Muslim community decisions, products and promotions have a positive effect on interest for non-Muslim communities, word of mouth negatively affects interest, interest can mediate products with decisions, interest cannot mediate promotion and word of mouth on decisions.
Enhancing Public Speaking Skills of Village Youth Through Service Learning and Participatory Action Research Models in Suko Village, Sidoarjo Aziz, Muhajir Sulthonul; Praselanova, Reiza; Rofiuddin, Mohammad; Raharjo, Novianto Puji
Filantropis: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 1 (2025): June
Publisher : Universitas Islam Internasional Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/filantropis.v1i1.3202

Abstract

This community service program aimed to enhance the public speaking skills of rural youth through a service learning and participatory action research (PAR) approach. Conducted in Suko Village, East Java, the training involved 20 members of Karang Taruna “Laksa Muda.” The program focused on self-confidence, speech structure, and non-verbal communication. Using experiential learning methods, participants engaged in practice-based sessions, peer feedback, and reflective discussions. Theoretical frameworks included public speaking rhetoric (Ethos–Pathos–Logos), Kolb’s experiential learning cycle, and Freire’s empowerment pedagogy. Results indicated significant improvement in participants’ performance and engagement. The program fostered not only communication skills but also youth leadership and community participation. Supported by BPSDMP Kominfo Surabaya, the model shows strong potential for replication in other villages. This study affirms the role of higher education in empowering youth through context-sensitive training.
Analisis Strategi Pelayanan untuk Meningkatkan Kualitas Layanan Berdasarkan Perspektif Ekonomi Islam Maimunah, Maimunah; Rofiuddin, Mohammad
Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2025): Dalwa Islamic Economic Studies
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/dies.v4i2.3533

Abstract

Fierce competition in the healthcare industry requires service providers, including clinics, to prioritize service quality that is integrated with Islamic ethical values. Healthcare in Islam is viewed as the implementation of humanitarian values and worship, which must be based on the principles of Shiddiq, Amanah, Fathanah, and Tabligh (SAFT). This study aims to identify Dalwa Medical Clinic's service strategies and analyze their effectiveness in improving service quality based on the Islamic economic perspective. The study uses a qualitative approach with descriptive field research, where primary data is obtained through in-depth interviews with leaders, staff, and patients. The results show that the clinic's strategies, which focus on the quality of facilities, human resources, and patient relations, are in line with the principles of Shiddiq, Amanah, Fathanah, and Tabligh. However, significant obstacles were found in terms of operational efficiency, namely long waiting times at the pharmacy due to limited human resources. This gap indicates the need for managerial improvements to achieve the principle of Justice ('Adl) in service. The clinic's strategy is generally in line with Islamic ethics, but its effectiveness is not yet optimal, and improvements in human resource allocation and a more formal SOP structure are recommended.
ANALISIS SUMBER DAN PENGGUNAAN MODAL KERJA DALAM MENINGKATKAN LIKUIDITAS PERUSAHAAN (STUDI KASUS PADA AIDIVAN GROSIR) Lestari, Pudji; Mohammad Syafriel; Dewi Retnowati; Mohammad Rofiuddin
Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (JEBISMA) Vol 3 No 2 (2025): Desember 2025
Publisher : PT. Media Edutama Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70197/jebisma.v3i2.206

Abstract

Modal kerja memegang peranan krusial sebagai jantung operasional perusahaan. Tanpa dukungan dana yang cukup, sulit bagi sebuah organisasi untuk menjalankan fungsinya secara normal, terutama saat menghadapi persaingan industri yang semakin ketat. Fokus utama manajemen saat ini adalah bagaimana memaksimalkan seluruh sumber daya finansial dan menyeimbangkan kewajiban agar daya saing tetap terjaga. Untuk mengevaluasi sejauh mana perusahaan mengelola modalnya secara efektif, analisis rasio likuiditas (khususnya rasio lancar) kerap digunakan. Metrik ini tidak sekadar angka, melainkan gambaran nyata mengenai ketangguhan perusahaan dalam melunasi utang-utang yang segera jatuh tempo. Penelitian ini menitikberatkan pada AIDIVAN Grosir Sembako sebagai subjek observasi utama untuk rentang waktu 2020 hingga 2024. Intensi fundamental dari kajian ini ialah mengupas tuntas laporan mengenai asal-usul serta alokasi modal kerja, yang bertujuan untuk mengevaluasi efektivitas penguatan likuiditas pada entitas bisnis tersebut. Pendekatan kualitatif dengan spesifikasi deskriptif diaplikasikan dalam studi ini guna menghimpun data yang merefleksikan realitas di lapangan secara akurat. Melalui teknik penyajian serta pembedahan data secara mendalam, peneliti berupaya memaparkan komparasi yang komprehensif terkait fenomena yang diobservasi, yang pada akhirnya bermuara pada perumusan konklusi yang valid. Berdasarkan temuan penelitian dan hasil analisis data, teridentifikasi bahwa laba bersih memegang peranan sebagai kontributor fundamental terhadap struktur modal kerja perusahaan. Alokasi modal tersebut secara strategis didistribusikan untuk memenuhi kebutuhan operasional tunai, akuisisi aset tetap, serta penyelesaian liabilitas jangka panjang. Secara makro, tata kelola sirkulasi dana pada periode 2020-2024 telah menunjukkan performa yang solid. Hal ini selaras dengan tren rasio likuiditas AIDIVAN Grosir yang tidak hanya stabil, namun konsisten mengalami eskalasi positif sepanjang rentang waktu lima tahun observasi.
Pengolahan Tembakau Dan Pembangunan Ekonomi Di Kabupaten Pamekasan Rofiuddin, Mohammad; Widayati, Tri
Media Ekonomi dan Manajemen Vol 33, No 1 (2018): Upaya Peningkatan Layanan Publik dalam Pencapaian Kesejahteraan Masyarakat dan
Publisher : Fakultas Ekonomika dan Bisnis UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (353.835 KB) | DOI: 10.24856/mem.v33i1.561

Abstract

Abstrak Pengolahan tembakau dan pembangunan ekonomi menjadi keterpaduan yang saling berkaitan. Peningkatan kontribusi pengelohan tembakau mempunyai multiplier effect baik pada kebutuhan tenaga kerja, jumlah produksi, produktivitas dan luas lahan. Pendekatan analisis yang digunakan dalam penelitian ini yaitu dengan deskripsi komparatif. Hasil penelitian menunjukkan bahwaKeseluruhan produksi tembakau di Kabupaten Pamekasan pada tahun 2013 sebesar 3.642 ton dan tahun 2014 sebesar 15.018 ton. Produktivitaspada tahun 2013 mencapai 431 kg/ha dan tahun 2014 mencapai 446 kg/ha. Luas lahan pada tahun 2013 dan 2014 seluas 8.448 ha dan 26.905 ha. Pertumbuhanproduksi tembakau pada tahun 2014 di masing-masing kecamatan berkisar diantara 150 – 478 persen, produktivitas berkisar diantara 13 – 42 persen danluas lahan berkisar diantara 104 – 216 persen.Kontribusi pengolahan tembakau dalam setiap tahunnya terjadi fluktuasi.Pada tahun 2010 distribusi pengolahan lahan mencapai 1,97 persen, sedangkan pada tahun 2011 mencapai 1,92 persen. Distribusi terendah terjadi pada tahun 2013 yang mencapai 1,83 persen dan tahun 2014 mencapai 1,97 persen. Pertumbuhan pengelolahan tembakau pada tahun 2011 mencapai 3,29 persen. Pada tahun 2012 mengalami peningkatan yang mencapai 6,04 persen. pada tahun 2013 mengalami penurunan mencapai 1,54 persen dan pada tahun 2014 pertumbuhan pengelohaan tembakau mengalami kenaikan yang mencapai 13,49 persen, menunjukkan bahwa sektor pengolahan mengalami peningkatan. Pertumbuhan ekonomi Kabupaten Pamekasan pada tahn 2011-2014 dominan mengalami penurunan, namun masih berkisar antara angka 5 persen.Kata Kunci: Pengolahan Tembakau, Produksi, dan Pembangunan Ekonomi. Abstract Tobacco processing and economic development become an interrelated integration. Increasing the contribution of tobacco processing has a multiplier effect on labor requirements, production quantity, productivity and land area. The analytical approach used in this research is with comparative description. The results showed that the overall production in Kabupaten Pamekasan in 2013 amounted to 3.642 ton and in 2014 amounted to 15.018 ton. Productivity in 2013 reached 431 kg/ha and in 2014 reached 446 kg/ha. Land area in 2013 and 2014 covered 8.448 ha and 26.905 ha. Tobacco production growth in 2014 in each of sub-district ranged between 150-478 percent, productivity ranged between 13-42 percent and land area ranged between 104-216 percent. Fluctuation occurred in every year to the contribution of tobacco processing. In 2010 distribution of land processing reached 1.97 percent, while in 2011 reached 1.92 percent. Lowest distribution occurred in 2013 reached 1.83 percent and in 2014 reached 1.97 percent. Tobacco processing growth in 2011 reached 3.29 percent. In 2012 has increased that reached 6.04 percent. In 2013 has decreased amounted to 1.54 percent and in 2014 tobacco processing growth has increased that reached 13.49 percent, showed that tobacco processing sector has increased. Economic growth of Kabupaten Pamekasan in 2011-2014 dominantly has decreased, however it still ranges between 5 percent.Keywords: Tobacco Processing, Production, Economic Development
The US-China Trade War in Macroeconomic Studies of the Indonesian Sharia Stock Index Muhammad Adi Adrian; Mohammad Rofiuddin
Shirkah: Journal of Economics and Business Vol. 8 No. 3 (2023)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v8i3.538

Abstract

A number of studies have been the witness of pros and cons about whether the US-China trade war affected the world’s macroeconomics. This study aims to analyze the effect of macroeconomic variables on the Indonesian Sharia Stock Index (ISSI) during the trade war period between the United States and China. The research’s assumption is delved from the occurrence of a trade war between two countries with the largest economic valuations in the world can disrupt the world economy including investment. The urgency of this research is to measure the impact of the trade war on the Indonesian sharia stock index which is one of the factors of economic growth. The analytical method used in this study is the Vector Error Correction Model (VECM) to examine the long-term and short-term impacts. The results of this study indicate that in the short term the BI Rate, FED Rate, USD Exchange Rate, CNY Exchange Rate, World Gold Price, World Oil Price, Exports, and Imports have no effect on the Indonesian Sharia Stock Index (ISSI). The long-term results show that the BI Rate, CNY Rate, World Gold Price, World Oil Price, and Imports have a negative effect on the Indonesian Sharia Stock Index (ISSI), while the FED Rate, USD Rate, and Exports have a positive effect on the Indonesian Sharia Stock Index (ISSI). Based on these results the government is expected to tighten fiscal and monetary policies so that in the future if something similar happens, the Indonesian Sharia Stock Index (ISSI) remains on the right track.
Co-Authors Achmad Zainul Hafid Agustin, Cindy Wahyu Candra Anton Bawono Aprilia, Miranti Apriliani, Fajar Arifudin, Royan Arna Asna Annisa Arna Asna Annisa Arsyad, Wahidah Aziz, Muhajir Sulthonul Damayanti, Rima Desy Nur Pratiwi Dewi Retnowati Dewi, Nurmalisa Ismaya Elza Farenza Rahmawan Farikhah, Iftaqul Maimunah, Maimunah Maulana, Gunawan Figar Maullah, Siti Melinda Anisya Sari Miftahussalam, Muhammad Mohammad Syafriel Muhammad Adi Adrian Muhammad Raqib Nabila, Rifda Nita Triana Nugroho SBM Nugroho SBM Perdana, Tito Aditya Pradani, Yolanda Sryta Praselanova, Reiza Pratama, Dyah Novi Pudji Lestari Putri, Megawati Guntari Raharjo, Novianto Puji Rahmawati, Aziza Indah Rifda Nabila Rifda Nabila Rina Rina Riski Wulandari Riza, Riza Ihsani Robi’in, M. Rofiliana, Lugas Rosana Eri Puspita Safitri, Febrianti Saiful Anwar Saputri, Shinta Dewi Sutomo, Dudi Agus Tri Widayati Utami, Indah Tri