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Determinan Sosial Ekonomi Terhadap Kejahatan Kerah Putih Yusuf Adiandaru; Sitti Retno Faridatussalam
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i8.8972

Abstract

This study examines the influence of socio-economic factors on white-collar crime in Indonesia, data taken from 34 provinces during 2017–2023. Using quantitative data taken from the Central Bureau of Statistics of Indonesia. This study uses quantitative analysis through panel data regression, where the Fixed Effect Model (FEM) was selected as the best method after testing with the Chow and Hausman tests. The study findings indicate three main results: first, there is a significant negative relationship between the unemployment rate and white-collar crime; second, a significant positive relationship was found between GRDP per capita and the white-collar crime rate; third, the average length of schooling and the Gini ratio were found to be insignificant with white-collar crime. The findings illustrate that increased economic activity can increase the chances of white-collar crime, while high unemployment actually reduces access to strategic positions that allow for such crimes. The implications of these results emphasize the importance of good supervision and governance in preventing misuse of economic resources along with economic growth.
Determinan Ketimpangan Pendapatan Provinsi di Papua Tahun 2017-2021 Ahmad Ridwan Purwantono; Sitti Retno Faridatussalam
Primanomics : Jurnal Ekonomi & Bisnis Vol. 22 No. 2 (2024): Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : LPPM Universitas Buddhi Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v22i2.2770

Abstract

Despite having the fourth most people living there in the world, Indonesia is still considered a developing nation because of its high levels of poverty and income inequality. Financial development is a sign of whether a nation has a created economy or even a decay. Assuming there is high disparity in a country, it very well may be ordered as a country that has poor financial development. The country's economy suffers when inequality is high. Read up This hold back nothing factors - factor like sum destitute individuals , items gross territorial homegrown , file improvement human , and level joblessness open to imbalance pay in Papua in 2017-2021. Procedure utilized _ that is use board information relapse with the information got from the Focal Measurements Office . Chosen model in concentrate on This is the FEM model ( fixed effect model ). Discoveries  show that disparity pay in the territory Papua in 2017-2021 is affected by the number unfortunate populace and list advancement man . Though For item gross local homegrown and level ousting No important to even out disparity pay in the area Papua . From research This normal government need offer consideration more to regions that have lingering behind in economy with give support structure improvement Instructive offices too sufficient and anticipated foundation  government can give upgrade field work in a manner uniformly and do improvement in a manner exhaustive with use source existing power  in a manner successful and effective so that level imbalance pay can Continue to go brought down.
Toward Gender-Based Inclusive Development: Determinants of Female Labor Force Participation in Indonesia Kristina Suci Antika; Sitti Retno Faridatussalam
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.288

Abstract

This study aims to analyze the effects of early marriage among women, female fertility rates, women’s health, women’s education, and women’s representation in parliament on the female labor force participation rate in Indonesia. A quantitative approach is employed using panel data covering 34 provinces over the 2018–2024 period. The analysis is conducted using a Fixed Effects (FE) model, selected based on the results of the Chow test and the Hausman test. The findings indicate that the female fertility rate has a negative effect on the female labor force participation rate, while women’s health has a positive effect. Early marriage among women, women’s education level, and women’s representation in parliament do not show statistically significant effects. These results suggest that biological and health-related factors play a more substantial role than social and political factors in influencing women’s economic participation. The implications of this study underscore the importance of public policies focused on improving access to reproductive health services and enhancing the overall quality of women’s health in order to promote sustained and inclusive increases in female labor force participation.
KONTRIBUSI SEKTOR PARIWISATA TERHADAP REALISASI PENDAPATAN DAERAH DI PROVINSI JAWA TENGAH: PENDEKATAN DATA PANEL Vinna Dwi Agustina; Sitti Retno Faridatussalam
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): Edisi September - Desember 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6682

Abstract

This study aims to analyze the impact of key tourism sector indicators on Regional Original Revenue (PAD) in Central Java Province. The indicators examined include the number of domestic tourist trips, the number of tourist visits and events, the number of hotels and accommodations, as well as the number of restaurants or eateries. A quantitative approach was employed using panel data methods, covering 35 regencies/cities in Central Java Province over a five-year period, resulting in a total of 175 observations. The Fixed Effects Model (FEM) was selected as the most suitable model based on the results of the Hausman test. The model estimation shows that the number of domestic tourist trips, the number of tourist visits and events, and the number of hotels and accommodations have a positive and significant effect on increasing PAD. In contrast, the number of restaurants or eateries does not show a statistically significant effect on PAD. These findings underscore the importance of the tourism sector in enhancing regional fiscal revenue. Optimizing investment and development planning in the tourism sector is expected to strengthen the structure of regional income and support sustainable development agendas at the local level. This study provides empirical contributions by integrating various tourism indicators through a panel data approach to identify the main determinants of PAD at the regency/city level. The findings enrich the body of literature on regional development economics, particularly in data-driven tourism potential management.
Determinan Dari Indeks Pembangunan Manusia Indonesia Tahun 2019-2023 Alfarizal Herlambang Putra Mahardika; Sitti Retno Faridatussalam
Community Engagement and Emergence Journal (CEEJ) Vol. 6 No. 3 (2025): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v6i4.9003

Abstract

Penelitian ini bertujuan menganalisis faktor-faktor yang memengaruhi Indeks Pembangunan Manusia (IPM) di Indonesia selama periode 2019–2023 pada 34 provinsi dengan menggunakan regresi data panel. Data sekunder diperoleh dari Badan Pusat Statistik (BPS), Kementerian Lingkungan Hidup dan Kehutanan (KLHK), dan Kementerian Ketenagakerjaan (KEMNAKER). Estimasi dilakukan melalui pendekatan Pooled Least Square (PLS), Fixed Effect Model (FEM), dan Random Effect Model (REM), dengan pemilihan model terbaik menggunakan uji Chow dan Hausman. Hasil analisis menunjukkan bahwa FEM merupakan model terbaik dengan nilai koefisien determinasi (R²) sebesar 0,988. Variabel Indeks Kesengsaraan (IKs) dan Indeks Kualitas Lingkungan Hidup (IKLH) berpengaruh positif signifikan terhadap IPM, sedangkan Indeks Kemiskinan (IK), Indeks Pembangunan Ketenagakerjaan (IPK), dan Pelatihan Berbasis Kompetensi (PBK) berpengaruh negatif signifikan. Temuan ini mengindikasikan bahwa faktor ekonomi, lingkungan, dan ketenagakerjaan memiliki peran kompleks dalam memengaruhi IPM. Hasil penelitian diharapkan menjadi acuan bagi pemerintah daerah dalam merumuskan kebijakan pembangunan manusia yang lebih efektif.
Creation and Preparation of Website Content as a Means of Disseminating Information and Digital Marketing Winny Perwithosuci; Nur Hidayah; Inda Fresti Puspitasari; Sitti Retno Faridatussalam; Didit Purnomo
Educate: Journal of Community Service in Education Vol 4 No 1 (2024): Educate: Journal of Community Service in Education
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/educate.v4i1.5324

Abstract

The rapid advancements in technology have a beneficial effect. The impact extends beyond the communications sector and also affects the economic sector. An example of a technological advancement is the construction of a website. Websites provide organizations with timely information and facilitate the transition to digital marketing, resulting in cost savings for businesses. Nevertheless, not every corporation or corporate entity has the ability or capacity to effectively utilize this technology. Nasyiatul Aisyiyah (NA) Klaten Regency is currently in need of a website to serve as an information platform and for digital marketing purposes. The objective of this community service initiative is to provide assistance in the creation and compilation of website content for Nasyiatul Aisyiyah (NA) in Klaten Regency. The approach for executing this service activity involves providing training and coaching. The service activities were executed seamlessly and resulted in the creation of a website that serves as an informational platform for Nasyiatul Aisyiyah (NA) Klaten Regency and as a digital marketing tool for the business products of members of the Asosiasi Pengusaha Nasyiatul Aisyiyah (APUNA) Klaten Regency.
Pemanfaatan Limbah Minyak Jelantah Menjadi Lilin Aromaterapi Sebagai Upaya Mendorong Ekonomi Sirkular Ibu-Ibu PKK Sekarwangi Dhany Efita Sari; Sitti Retno Faridatussalam; Endang Setyaningsih; Raden Ahmed Abdillah; Nur Aeni Sa’adah
Abdi Wiralodra : Jurnal Pengabdian Kepada Masyarakat Vol. 8 No. 1 (2026): Abdi Wiralodra
Publisher : universitas wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/abdi.v8i1.390

Abstract

Program pengabdian kepada masyarakat ini dilaksanakan di Desa Dibal, Kecamatan Ngemplak, Kabupaten Boyolali. Lokasi tersebut dipilih karena belum adanya sistem pengelolaan limbah minyak jelantah yang terstruktur, sementara di sisi lain terdapat potensi kelompok masyarakat yang cukup aktif, yaitu PKK “Sekarwangi”, namun belum memiliki kegiatan ekonomi produktif yang berkelanjutan. Kegiatan ini bertujuan untuk meningkatkan pengetahuan serta keterampilan ibu-ibu PKK “Sekarwangi” dalam mengolah minyak jelantah menjadi produk lilin aromaterapi yang memiliki nilai jual tinggi, sekaligus mendorong terbentuknya usaha rumah tangga yang berorientasi pada lingkungan dan ekonomi berkelanjutan. Pelaksanaan program dilakukan melalui lima tahapan, yaitu perencanaan secara partisipatif, sosialisasi program, pelatihan teknis berbasis praktik langsung, pendampingan berkelanjutan, serta evaluasi reflektif. Hasil kegiatan menunjukkan adanya peningkatan yang signifikan dalam aspek pengetahuan lingkungan dan keterampilan teknis peserta, yang ditandai dengan capaian produksi sebanyak 60 unit lilin aromaterapi atau 120% dari target yang direncanakan. Produk yang dihasilkan telah diuji coba di pasar lokal dan memperoleh respons yang positif. Dampak kegiatan terlihat pada perubahan perilaku masyarakat dalam pengelolaan minyak jelantah, meningkatnya literasi terkait ekonomi sirkular, berkembangnya keterampilan baru, serta terbukanya peluang usaha mikro berbasis komunitas. Program ini menunjukkan bahwa pendekatan pelatihan yang aplikatif disertai pendampingan yang berkelanjutan dapat menjadi strategi yang efektif dalam menjawab permasalahan lingkungan sekaligus meningkatkan kesejahteraan ekonomi masyarakat.
Pengaruh Penggunaan Aplikasi Fintech, Literasi Keuangan, Lingkungan Sosial, Dan Pengendalian Diri Terhadap Pembelian Impulsif Mahasiswa Generasi Z Di Universitas Muhammadiyah Surakarta Naufal Hafidh Febrian; Sitti Retno Faridatussalam
Community Engagement and Emergence Journal (CEEJ) Vol. 7 No. 1 (2026): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v7i1.11626

Abstract

The rapid development of financial technology (fintech) has transformed consumer behavior, particularly among Generation Z university students who exhibit a high level of digital technology adoption. The convenience of fintech applications may increase impulsive buying behavior, which is also influenced by financial literacy, social environment, and self-control. This study aims to examine the effects of fintech application usage, financial literacy, social environment, and self-control on impulsive buying behavior among Generation Z students at Universitas Muhammadiyah Surakarta. This research employed a quantitative approach with a causal associative design. A total of 300 respondents were selected using purposive sampling. Data were collected through an online questionnaire using a Likert scale and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS 4. The findings indicate that all constructs satisfied validity and reliability requirements. The coefficient of determination (R²) was 0.515, indicating that the proposed model explained 51.5% of the variance in impulsive buying behavior. Hypothesis testing revealed that fintech application usage (β = 0.598; p < 0.001), financial literacy (β = 0.100; p = 0.034), social environment (β = 0.186; p < 0.001), and self-control (β = 0.136; p = 0.004) had positive and significant effects on impulsive buying behavior. Fintech application usage was identified as the most dominant predictor. These findings suggest that the convenience of digital financial technology is the primary driver of impulsive buying among Generation Z students. Therefore, strengthening financial literacy accompanied by improved self-control and responsible fintech utilization is essential.
Pengaruh Digital Payment, Inklusi Keuangan, Ketergantungan Impor Barang Dan Kualitas Infrastruktur Logistik Terhadap Inflasi Di Negara Berkembang Theon Reyhan Revireino; Sitti Retno Faridatussalam
Community Engagement and Emergence Journal (CEEJ) Vol. 7 No. 1 (2026): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v7i1.11717

Abstract

Penelitian ini menganalisis pengaruh digital payment, inklusi keuangan, ketergantungan impor barang, dan kualitas infrastruktur logistik terhadap inflasi di negara berkembang periode 2019–2023. Inflasi diposisikan sebagai fenomena makroekonomi yang dipengaruhi oleh faktor teknologi keuangan, struktur perdagangan, dan kualitas infrastruktur distribusi. Data sekunder diperoleh dari World Development Indicators (WDI) dan Logistics Performance Index (LPI) yang dipublikasikan oleh World Bank, serta dianalisis menggunakan regresi data panel melalui Common Effect Model (CEM), Fixed Effect Model (FEM), dan Random Effect Model (REM). Pemilihan model terbaik dilakukan dengan uji Chow, uji Hausman, dan uji Lagrange Multiplier (LM), yang menetapkan Random Effect Model sebagai model paling sesuai. Hasil estimasi menunjukkan bahwa secara simultan seluruh variabel berpengaruh signifikan terhadap inflasi (Prob. F = 0,002315), dengan nilai R² sebesar 0,3145 atau 31,45%. Secara parsial, hanya digital payment yang berpengaruh positif dan signifikan terhadap inflasi (β = 2,0949; Prob. = 0,037), sementara inklusi keuangan, ketergantungan impor barang, dan kualitas infrastruktur logistik tidak berpengaruh signifikan. Temuan ini mengindikasikan bahwa ekspansi sistem pembayaran digital tanpa disertai regulasi yang memadai berpotensi mendorong tekanan inflasi melalui mekanisme akselerasi konsumsi yang melampaui kapasitas penawaran domestik. Pengendalian inflasi di negara berkembang memerlukan kebijakan moneter yang responsif, penguatan regulasi ekosistem keuangan digital, dan pembangunan kapasitas institusional sebagai fondasi stabilitas harga yang berkelanjutan.
Implementasi Program Magang Kampus Merdeka Di Stako Kopi UMS Untuk Memberikan Pengalaman Mahasiswa Dalam Berwirausaha Abdulloh Faqih; Sitti Retno Faridatussalam
Determinasi: Jurnal Penelitian Ekonomi Manajemen dan Akuntansi Vol. 3 No. 1 (2025)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/determinasi.v3i1.392

Abstract

The role of the Independent Entrepreneurial Internship opens up opportunities for students to prepare themselves for entrepreneurship. The unemployment problem in Indonesia is a serious problem for the government, therefore the purpose of this program is to provide a forum in the form of material and motivation for students who have an interest and talent in entrepreneurship so that it is hoped that it can improve economic conditions starting from a small scale. The method used is learning by doing so that problems that make it difficult for students to get the best solution. Data collection techniques using, (1) Direct experience of the author, (2) Direct field observation, (3) Documentation, (4) Interview through the manager of Stako Kopi UMS. Data analysis techniques using descriptive qualitative. This activity prepares young people who have an entrepreneurial spirit and applies the knowledge and skills gained in order to become entrepreneurs who can create jobs and have skills in managing a business. Keywords: Internship, Unemployment, Independent Entrepreneurship
Co-Authors Abdulloh Faqih Abid Ramadhan Ahmad Ridwan Purwantono Aldri Vauzia Ardiansyah Alfarizal Herlambang Putra Mahardika Alfian Hikamul Abid Althofa Khoironi Amalina Lutfi Razan Ambarsari, Rosa Apriliana Ervynasari Bachtiar, Ilham Yudha Bagas Rejatama Waluyaning Putra Bela Christiana Wati Bulan Ainnur Rizki Cindy Eka Saputri Clarissa Dyah Anggraini Dewi Novita Sari Dhany Efita Sari Dhany Efita Sari Didit Purnomo Dinar Wahyuningrum Dinda AB Permana Diyan Riski Wijiutami Endang Setyaningsih Endang Setyaningsih Eni Setyowati Fadila Dhea Paramita Faisal Ramadhan Fattika, Meliana Nova Fitya Mukti, Diah Afriani Frissa Deastina Fuad Arifin Giovanni, Alveda Elian Hanifah Tria Intan Jelita Hasna Afif Labiba Hotijah, Dini Siti Hutomo, Randy Tri Imam Ma'ruf Azhari Inda Fresti Puspitasari Isna Ayu Wulandari Istiqomah, Ratna Jewel, Noni Milenia Khoironi, Althofa Kristina Suci Antika Lizar Abdillah Mahardika, Alfarizal Herlambang Putra Maida Shafarana Shabrina Mochamad Hasan Makmur Farid Moh. Ali Ma’sum Muhammad Fauzi Huda Naufal Hafidh Febrian Nazarudin Hasan Noni Milenia Jewel Nugraha, Rizal Adi Nur Aeni Sa’adah Nur Hidayah Nur Hidayah Nur Hidayah, Fitriana Putri Rarasati Putry Puspa Ningtyas Raden Ahmed Abdillah Raden Ahmed Abdillah Ramadhan, Faisal Ramadhani, Nurul Novita Rendi Wahyu Saputra Rezsy Herawati Riana Rika Rohmatin Rianita Maharani Rifqi Maulana Irfan Rozzenda Risqi Shafa Hana Saputra, Yoga Adi Septianingsih, Ika Rahma Sheety, Vera Vernanda Theon Reyhan Revireino Vinna Dwi Agustina Wahyuningrum, Dinar Wati, Bela Christiana Wibowo, Tabah Setyo Winny Perwithosuci Winny Perwithosuci Yusuf Adiandaru