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Penguatan Kesejahteraan Masyarakat melalui Pelatihan Ternak, Manajemen Keuangan, dan Koperasi Syariah Arifin, Samsul; Zaki, Irham; Ryandono, Muhammad Nafik Hadi; Zulaikha, Siti; Hendratmi, Achsania; Rani, Lina Nugraha; Bayuny, Ahmad Fadlur Rahman; Wijayanti, Ida
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 3 No. 2 (2024): Jurnal Ilmiah Pengabdian dan Inovasi (Desember)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v3i2.514

Abstract

This community service program was conducted to enhance the welfare of the residents in Sumber Sawit Village, Sidorejo District, Magetan Regency, through training in livestock management, financial literacy, and the development of Islamic cooperatives. The village faced key challenges, including limited technical knowledge in livestock management, restricted access to capital, and low financial literacy. The Participatory Action Research (PAR) approach was employed to actively involve the community in problem identification, training sessions, and program evaluation. The results indicated significant improvements in the community’s capabilities, including more efficient livestock management, enhanced financial literacy, and the utilization of Islamic cooperatives as an alternative community-based financing option. This program received high appreciation from the community and village leaders for its success in creating an inclusive, equitable, and sustainable local economic ecosystem. These findings highlight the effectiveness of a holistic approach that integrates technical training, financial literacy, and cooperative development as a model for empowering communities to support sustainable local economic development.
COMPARATIVE ANALYSIS OF BAITUL MAAL WAT TAMWIL EFFICIENCY IN INKOPSYAH BMT MEMBERS IN JAVA ISLAND WITH SUMATRA ISLAND 2013-2017 PERIOD Fathomy Rahman, Alief; Nugraha Rani, Lina
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4842

Abstract

This study aims to analyze the comparison of the efficiency of Baitul Maal wat Tamwil on BMT members of Inkopsyah in Java and Sumatra Island in 2013-2017. This research is quantitative research with a descriptive approach. To test the hypotheses of the samples, we use Data Envelopment Analysis (DEA) method. Assuming Constant Variables to Scale (CRS), Baitul Maal wat Tamwil obtained an average efficiency score over the study period of 0.88799544. However, using the VRS assumption, Baitul Maal wat Tamwil achieved a better average efficiency score with a score of 0.93110024. The results of this study are expected to be useful for stakeholders relating to the sustainability of BMT, such as for implementers or practitioners in the related BMT, for academics or researchers interested in the same topic, and for the community as customers of BMT itself. Keyword: BMT, Inkopsyah, efficiency, CRS, VRS.  
Spin-Off Policy of Sharia Bank: Is It Profitable? Rusydiana, Aam Slamet; Devi, Abrista; Hasib, Fatin Fadhilah; Rani, Lina Nugraha
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 11 No. 2 (2019)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v11i2.9157

Abstract

According to Law No 21/ 2008, a Sharia Business Unit (SBU) owned by a Conventional Commercial Bank (CCB) is required to separate from its Parent Bank before 2023. Some Sharia Business Units have initiated a separation step from Conventional Commercial Bank. At the same time, they are required to keep the level of efficiency in running their business operations. This paper is intended to analyze the efficiency level of Sharia Business Units that have separated from its parent bank and compare the efficiency level before and after separation. The method used is Data Envelopment Analysis (DEA) and Paired Sample t-Test. T he results show that, based on the total average efficiency of all spin-off sharia banks (in this case four sharia banks namely BNI Sharia, BRI Sharia, BJB Sharia and Bukopin Sharia Bank), there is a decrease in technical efficiency and pure technical efficiency before and after the spin-off. This is a cost adjustment is needed in the early periods of spin-off. Sharia banks require a 'weaning' from their parents. Nevertheless, there is no statistically significant difference in the efficiency levels between before and after the spin-off. Abstrak:Menurut UU No 21/2008, Unit Bisnis Syariah (SBU) yang dimiliki oleh Bank Umum Konvensional (CCB) diharuskan untuk berpisah dari Induknya sebelum tahun 2023. Beberapa Unit Bisnis Syariah telah memulai langkah-langkah pembukaan dari Bank Umum Konvensional. Namun, mereka dituntut untuk menjaga tingkat efisiensi dalam menjalankan bisnisnya. Studi ini menganalisis tingkat efisiensi Unit Bisnis Syariah yang telah terpisah dari induknya dan kemudian membandingkan tingkat efisiensi sebelum dan sesudahnya. Metode yang digunakan adalah Data Envelopment Analysis (DEA) dan Paired Sample t-Test. Hasil penelitian ini menunjukkan bahwa berdasarkan total efisiensi rata-rata semua spin-off bank syariah (dalam hal ini empat bank syariah yaitu BNI Syariah, BRI Syariah, BJB Syariah dan Bank Syariah Bukopin), terdapat penurunan efisiensi secara teknis di bank syariah dari sebelum dan sesudah spin off. Hal ini terjadi karena pada periode awal spin-off, ada penyesuaian biaya pada spin-off bank syariah. Bank syariah membutuhkan 'penyapihan' dari orang tua mereka. Namun demikian, tidak terdapat perbedaan yang signifikan secara statistik dalam tingkat efisiensi antara sebelum dan sesudahnya. Hal ini dapat menjadi referensi bagi Unit Bisnis Syariah lainnya dalam mengambil keputusan untuk segera melakukan spin-off, tentunya disertai dengan perencanaan dan implementasi yang hati-hati dan bijaksana.
Co-Authors Aam Rusydiana Aam S. Rusydiana Aam Slamet Rusydiana, Aam Slamet Abrista Devi Achsania Hendratmi Adelia Dwi Febrianti Ahmad Fadlur Rahman Bayuny Al Mustafa, Muhammad Ubaidillah Al Mustofa, Muhammad Ubaidillah Alfiah Hasanah Alief Fathomy Rahman Annisa, Fayza Syahwa Aulia, Melananda Risky Bt Mohd Ariffin, Noraini Cindra Fitrianingsih Desy Reza Umami Dhea Rizqi Karisma Dita Amelia Dwi Putri Lestari Dwi Wulan Ramadani Eko Fajar Cahyono, David Kaluge Eko Kurniawan Elly Pusporani Erika Septiani Fajar Fairuzy Sadrinata Farikhah, Kuni Fathomy Rahman, Alief Fatin Fadhilah Hasib Filianti, Dian FNU Cupian Hasib, Fatin Fadilah Hidayah, Binti Khusnul Ilmiawan Auwalin Ilyas Chaidir Rahmansyah Ilyas Chaidir Rahmansyah Imron Mawardi Irham Zaki Kuni Farikhah Kuni Farikhah Lailatul Ayuni Lina Marlina lina marlina, lina M. Fariz Fadillah Mardianto Mahmudah, Siti Nur Marhanum Che Mohd Salleh Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Nafilatul Khusnah Ninda Ardiani Nisful Laila Norma Rosyidah Norma Rosyidah, Norma Nurrohmah, Zidni ‘Ilmatun Nurud Diana Syafaati Pertiwi, Tanza Dona Previan, Anggara Teguh Prilo Krisnu Pradana Puji Sucia Sukmaningrum Putri, Ferdiana Friska Rahmana Rahmansyah, Ilyas Chaidir Redy, Achdiar Rifka Mifta Aulia Ririn Tri Ratnasari Rusmita, Sylva Alif Rusydiana, Aam S. Sa'adah, Fetta Nabilatus Salina Kassim Samsul Arifin Septiani, Erika Simamora, Antonio Nikolas Manuel Bonar Siregar, Naufal Ramadhan Al Akhwal Siti Annita Otaviya Siti Nur Mahmudah Siti Zulaikha Sri Herianingrum Tika Widiastuti Ulfi Sasabel Chumairoh Varizqa, Adella Dwita Wheni Yeisa Wijayanti, Ida