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All Journal KOMUNITAS: INTERNATIONAL JOURNAL OF INDONESIAN SOCIETY AND CULTURE Jurnal Dakwah Risalah Jurnal Antropologi: Isu-Isu Sosial budaya Komunikator JURNAL KOLABORASI Cosmogov: Jurnal Ilmu Pemerintahan JURNAL ILMU PEMERINTAHAN Journal of Governance and Public Policy Jurnal Manajemen Keuangan Publik JPPUMA: Jurnal Ilmu Pemerintahan dan Sosial Politik Universitas Medan Area Nyimak: Journal of Communication Jurnal Komunikasi JWP (Jurnal Wacana Politik) Dinamisia: Jurnal Pengabdian Kepada Masyarakat NUSANTARA : Jurnal Ilmu Pengetahuan Sosial JOURNAL OF GOVERNMENT (Kajian Manajemen Pemerintahan dan Otonomi Daerah) Sospol : Jurnal Sosial Politik Journal of Local Government Issues Communicare : Journal of Communication Studies Politicon : Jurnal Ilmu Politik JDP (Jurnal Dinamika Pemerintahan) Jurnal Pengabdian kepada Masyarakat Nusantara Journal of Contemporary Governance and Public Policy Nakhoda: Jurnal Ilmu Pemerintahan Indonesian Journal of Tourism and Leisure Journal of Government Science (GovSci ) : Jurnal Ilmu Pemerintahan AJAD : Jurnal Pengabdian kepada Masyarakat COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Jurnal Ilmu Multidisplin Provider Jurnal Ilmu Pemerintahan (PROJIP) Government & Resilience
M. Rafi
Master Of Government Affairs And Administration, Universitas Muhammadiyah Yogyakarta, Indonesia
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Journal : JURNAL KOLABORASI

 1 
Review of the Effectiveness of the Loan Interest Subsidy Program for Micro, Small and Medium Enterprises by the Cooperative Office of Small and Medium Enterprises (UKM) Pekanbaru City Milda, Gustia; Rafi, M.
Kolaborasi : Jurnal Administrasi Publik Vol 11, No 1 (2025): April 2025
Publisher : Department of Public Administration, Muhammadiyah University of Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/kjap.v11i1.17253

Abstract

The Pekanbaru City SME Cooperative Office holds a loan interest subsidy program that aims to support the implementation of the National Economic Recovery (PEN) program and assist business actors in running their businesses. In its implementation, business actors must take part by developing their business. But in reality, there are problems for business actors, namely the lack of quality of human resources, difficulties in realizing procedures and permits from the Government, the lack of capital owned by business actors and difficulties in obtaining loans. The research method used in this research was descriptive qualitative. Data collection techniques were carried out using interviews and documentation techniques. The data analysis technique in this research used Nvivo 12 Plus software using the theory of measuring program effectiveness by Sutrisno. The results of this study indicate that from the aspect of understanding the program for business actors, they do not fully understand and are able to deal with the consequences of late payment of loan interest subsidies. The right target indicator has not been able to achieve the objectives of the loan interest subsidy program because there is a Cost Budget Plan (RAB) that does not match the actual conditions. Timely indicators, which are quite slow in the process of distributing the loan interest subsidy program. Then the real change indicator found that the loan interest subsidy program has not been able to bring about changes because there are still many problems that occur such as bad credit, lack of responsiveness, short repayment times, and many who ask for unsecured. From these problems, it can be said that the loan interest subsidy program implemented has not been effective and has not been able to bring impact or change to the community as business actors.
Co-Authors ', Wazni Abdul Munir Mulkan Achmad Nurmandi Adrian, Fernanda Afandi, Syed Agung Agus Priyanto Agus Susanto Agus Susanto Aisyah Yulfitri Akbar, Paisal Al Fauzi Rahmat Al Fauzi Rahmat Alanda, Alika Fiorella Ali Yusri Ananda, Alvino Risky Andika Yasa Ardiansyah Ardiansyah Ardiansyah ARDIANSYAH ARDIANSYAH Arif Bizikrillah, Wahyu Arlis, Nurfadiah Asmara, Diva Nura Azhar, Muhammad Baskoro Wicaksono, Baskoro Bilqis, Nurvica Bona Dávid, Lóránt Dénes Deni Setiawan Deni Setiawan Deni Setiawan Dini, Anisa Aulya Dwi Septiyaningsih Dyah Mutiarin, Dyah Efendi Ibnu Susilo Eko Priyo Purnomo Eko Priyo Purnomo Erdayani, Rizki Fadli, Mashur Faez Syahroni Fajar Rahmanto Fajar Rahmanto Fajar Rahmanto Fajar Rahmanto Fatmawati, Fatmawati Fitri Ramadhani Handoko, Tito Hazqon Fuadi Nasution Hidayati, Mega Ikhwan, Abang Husni Illahi, Fabima Rahmatin Jubba, Hasse Madhani, Afisya Mahadika, Alam Melani, Zahwa Mhd. Suhaidi Milda, Gustia Mochammad Iqbal Fadhlurrohman Muchammad Iqbal Firmansyah Muchid Muslim Afandi Nisa, Ninda Nurhidayatun Pahmi Amri Panca Setyo Prihatin Pane, Rico Purnawandi Perdana, Ananda Poetra Pitopang, Annisa Syukri Prayoga, Dio Dwi Purwaningsih, Titin Putri, Alifa Saira Putri, Anisya Dwi Rahmanto, Fajar Rahmat, Al Fauzi Rifki Amanda Siahaan, Firman Erikson Sidik, Moh. Nabil Sopiyani, Sopiyani Suparto Suparto Suswanta Syahroni Alby Titin Purwaningsih Tito Handoko Ulung Pribadi Ulung Pribadi, Ulung Wan Asrida Wangi, Dwi Sekar Wasillah, Asiah Wira Atma Hajri Wulandari, Windy Zahra, Hiliya Safanah Zebua, Ben Hansel Notatema Zuly Qodir Zuly Qodir