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All Journal Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Al-Ihkam: Jurnal Hukum dan Pranata Sosial Al Ahkam Jurnal el-Qanuniy: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial JURNAL USM LAW REVIEW El-Iqtishod: Jurnal Ekonomi Syariah Journal La Sociale Al-Muamalat : Jurnal Ekonomi Syariah Az Zarqa': Jurnal Hukum Bisnis Islam Mabsya: Jurnal Manajemen Bisnis Syariah Journal of Islamic Economics Lariba Prosiding Seminar Nasional Manajemen dan Ekonomi Prosiding Seminar Nasional Pendidikan dan Agama Jurnal Pengabdian Kepada Masyarakat Meambo Wealth: Journal of Islamic Banking and Finance Panggung Kebaikan : Jurnal Pengabdian Sosial LamLaj
Aang Asari
Universitas Islam Negeri Walisongo Semarang
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Enhancing Sharia Microbusinesses: The Implementation of Microfinance Institution Regulations at the Micro Waqf Bank Sumber Barokah Dianitasari, Putri; Asari, Aang; Pangestu, Satrio Anugrah
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 15 No. 2 (2023): Az Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v15i2.3094

Abstract

Abstract: Frequently, individuals involved in productive endeavors encounter difficulty in securing business capital. In response to this issue, government has initiated national program including the implementation of Microfinance Institutions (MFIs), aimed at providing capital to Micro, Small, and Medium Enterprises (UMKM). Within this framework, the emergence of the Micro Waqf Bank (BWM) served as a solution to empower productive underprivileged communities. The research aims to investigate the efficacy of BWM in fostering the development of micro-enterprises within the vicinity of Islamic boarding schools (pesantren). A qualitative approach was adopted for this research, employing methodologies involving observation, interviews, and documentation to gather research data. The finding of this study reveals that the financial distribution mechanisms of the BWM Sumber Barokah Denanyar comply with prevailing legislative regulations, utilizing qardh contracts aligned with Sharia principles. Furthermore, the financing provided by the Micro Waqf Bank significantly contributes to the advancement of business activities among productive underprivileged communities. Operationally, the BWM Sumber Barokah Denanyar adheres to the guidelines stipulated in Law No. 1 of 2013 concerning Microfinance Institutions. Moreover, in addition to fostering the nation's economy, the Micro Waqf Bank plays a pivotal role by providing financial resources to uplift productive underprivileged communities in Indonesia.Abstrak: Biasanya, individu yang terlibat dalam usaha produktif mengalami kesulitan dalam mendapatkan modal usaha. Sebagai tanggapan terhadap masalah ini, pemerintah telah menginisiasi program nasional, termasuk implementasi Lembaga Keuangan Mikro (LKM), yang bertujuan untuk menyediakan modal bagi Usaha Mikro, Kecil, dan Menengah (UMKM). Dalam kerangka ini, munculnya Bank Wakaf Mikro (BWM) berperan sebagai solusi untuk memberdayakan masyarakat kurang mampu secara produktif. Penelitian ini bertujuan untuk menyelidiki efektivitas BWM dalam mendorong perkembangan usaha mikro di sekitar pesantren. Pendekatan kualitatif digunakan untuk penelitian ini, dengan mengadopsi metodologi observasi, wawancara, dan dokumentasi untuk mengumpulkan data penelitian. Hasil dari penelitian ini mengungkapkan bahwa mekanisme distribusi keuangan dari BWM Sumber Barokah Denanyar sesuai dengan regulasi legislasi yang berlaku, menggunakan kontrak qardh yang sesuai dengan prinsip syariah. Selain itu, pembiayaan yang diberikan oleh Bank Wakaf Mikro secara signifikan berkontribusi pada kemajuan kegiatan usaha di kalangan masyarakat kurang mampu secara produktif. Secara operasional, BWM Sumber Barokah Denanyar mematuhi pedoman yang diatur dalam Undang-Undang No. 1 tahun 2013 tentang Lembaga Keuangan Mikro. Selain memajukan ekonomi bangsa, Bank Wakaf Mikro juga memainkan peran penting dengan menyediakan sumber daya keuangan untuk meningkatkan masyarakat kurang mampu secara produktif di Indonesia.
Pemberdayaan Kesehatan Masyarakat Melalui Seminar Pencegahan Stunting di Desa Bangunrejo Kabupaten Kendal Nikmatur Rohmah; Erik Ade Riza; Fazira Avanza; Aang Asari
Panggung Kebaikan : Jurnal Pengabdian Sosial Vol. 1 No. 4 (2024): November : Panggung Kebaikan : Jurnal Pengabdian Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/panggungkebaikan.v1i4.610

Abstract

The health seminar is one of the work programs of UIN Walisongo Semarang community service students (KKN), designed and presented during the work program seminar, and later implemented during KKN activities. The seminar aims to provide insights to the community, especially in Bangunrejo Village, about stunting and its prevention efforts. The target audience includes mothers of toddlers and village health cadres in Bangunrejo Village, chosen due to the lack of awareness among residents about stunting and its prevention. The seminar was held on Monday, August 13, 2024 ,and utilized a counseling method in the form of a seminar with the theme "Counseling and Prevention of Stunting." This seminar successfully provided knowledge to the community about stunting, its risks, and preventive measures. A noticeable improvement in community understanding of stunting before and after the seminar indicates an increased awareness following the event. Keywords: Seminar, Stunting, Health, Community.
Implementation of Fiqh Muamalah Contracts in Electronic Money (E-Money) Transactions Firdaus, Muhammad Irkham; Daniswara, Aliyya Lathifa; Alafianta, Novan Fatchu; Asari, Aang
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.21087

Abstract

Money is a medium of exchange in economic activities that always changes from time to time, both in form, intrinsic value, and extrinsic value. Electronic money (e-money) is currently emerging, which is used as a means of micro-payments that can process payments more quickly, easily, efficiently, and safely. The research objective is to discuss the implementation of muamalah fiqh contracts in electronic money transactions. This type of research is qualitative research with library methods. The results of this study show that electronic money transactions in fiqh muamalah are legally permissible or permissible as long as they do not conflict with the principles of Islamic law. Muamalah fiqh contracts implemented in electronic money transactions are divided into two. The first is between the issuer and the holder of electronic money using a wadiah contract and a qard contract. Second, the publisher and organizer use ijarah, sell, and wakalah bil ujrah contracts. In conclusion, electronic money transactions (e-money) can use fiqh muamalah contracts.
Shopee Coins in the Perspective of Sharia Economic Law Aang Asari; M. Khoirur Rofiq; Maruf Hidayat; Sukron
Wealth: Journal of Islamic Banking and Finance Vol. 4 No. 1 (2025): Wealth: Journal of Islamic Banking and Finance
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v4i1.13991

Abstract

Shopee is an application that has been available in Indonesia since 2015, providing a variety of features for its users. These include the Shopee Mall, the introduction of ShopeePay, and the launch of Shopee Live, along with rewards in the form of Shopee Coins for loyal customers. These coins can be used as discounts when purchasing products through the Shopee app. However, from the perspective of Islamic legal theory, these features are considered new and require an examination of their validity, including an analysis of the terms and conditions and the identification of the underlying mechanisms. This article focuses on exploring and describing the legal aspects of acquiring and using Shopee Coins. The research conducted for this article is based on library research methods. The author carefully examines and analyzes the information to achieve objective conclusions. The findings indicate that, firstly, the transactions involving Shopee Coin services are permissible and valid, as they meet the necessary terms and conditions. In muamalah jurisprudence, the acquisition of Shopee Coins falls under the Ju'alah contract. Secondly, the expiration period for using Shopee Coins does not impact the validity of obtaining them, since it lacks elements that could invalidate the Ju'alah contract. Nonetheless, Shopee should communicate the expiration provisions for these coins on its application page, ensuring that users are informed and do not feel disadvantaged by the policy.
Pawning Online Game Accounts From a Civil Law Perspective: A Case Study Kamila, Najma; Noor, Afif; Asari, Aang
Journal La Sociale Vol. 6 No. 6 (2025): Journal La Sociale
Publisher : Borong Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journal-la-sociale.v6i6.2401

Abstract

The use of games today is no longer limited to mere entertainment; the function of games has expanded into sports and business. One unique aspect of games in the business world is the existence of game accounts with significant economic value. Several factors, including quality, demand, and the rarity of items within the account, influence the economic value of a game account. In its development, game accounts are no longer limited to buying and selling; recently, a business entity has utilized game accounts as collateral. This requires further examination from the property law perspective and relevant security law regarding online game accounts. This study employs a normative legal research method with a statutory approach, utilizing legal regulations and academic articles as sources of law. The research findings indicate that the owner of an online game account is merely a possessor and does not possess property rights over the account itself, as property rights are inherently tied to ownership. Ownership remains solely with the game developer/publisher, while the player only obtains a license. It is crucial to be aware of the legal limitations, as the nature of the account transfer agreement is invalid because it does not comply with the fourth element of Article 1320 of the Indonesian Civil Code, so any agreement intended to transfer an account is deemed null and void. The pawn scheme from @sytnaxgadaigame is invalid because it does not meet the principles of Security Law.
PERLINDUNGAN HUKUM PEMEGANG POLIS ASURANSI DALAM MEMBAYAR KLAIM ASURANSI Anisa, Darania; Ariyanti, Ovi; Asari, Aang; Hidayat, Ma’ruf
Jurnal EL-QANUNIY: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Vol 9, No 1 (2023)
Publisher : Syekh Ali Hasan Ahmad Addary State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-qanuniy.v9i1.7793

Abstract

Increasing public awareness and trust in the insurance sector is considered capable of providing protection from various uncertainties during a pandemic. If you look at the performance of the insurance industry, in the third quarter of 2021 the total income for the life insurance industry in Indonesia will reach Rp. 171.4 trillion or a significant growth of 38.7 percent from the 2017 period. However, total claims have decreased from year to year, in 2019 it reached 114 trillion and in 2021 it reached Rp 107 trillion, down 2 percent. So that there are complaints from the public regarding the difficulty of submitting an insurance claim, rejection of claims from insurance companies even though they always pay insurance premiums, of course, this is an important note to resolve. Legal protection is found for the policy holder/insured in the payment of insurance claims, namely if the default insurer does not perform the performance as agreed in the insurance policy, the insured can take legal action in the form of a lawsuit through the court or settlement through the existing mechanism in the insurance policy. And also the obligation of the insurer to the insured is to pay insurance claims in accordance with the amount of coverage stated in the insurance policy.
Chitasil Edible Coating and Price Stability of Agricultural Commodities: An Islamic Economic Law Perspective Nur Mifchan Solichin; Diah Nuraini; Aang Asari; Sukron Ma’mun
AL-IHKAM: Jurnal Hukum & Pranata Sosial Vol. 21 No. 1 (2026)
Publisher : Faculty of Sharia IAIN Madura collaboration with The Islamic Law Researcher Association (APHI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/al-lhkam.v21i1.20599

Abstract

Agricultural commodity price instability in perishable markets is commonly explained as a supply–demand imbalance, yet such an interpretation overlooks the structural role of time constraints in market exchange. This study examines how post-harvest technology functions not only as a productivity tool but as an economic governance mechanism within the framework of Islamic economic law. Using an empirical legal method combined with juridical–sociological analysis, field interviews were conducted with horticultural farmers in Ngablak, Magelang, and interpreted through maqāṣid asy-syarī’ah and qawā‘id fiqhiyyah. The findings show that price volatility originates from forced-sale conditions caused by limited shelf life, where farmers sell under biological time pressure rather than economic choice. The application of Chitasil edible coating extends shelf life, enabling intertemporal selling and reducing the Price Stability Index from 1.37 (indicating high volatility) to approximately 0.6 (indicating moderate fluctuation). The mechanism stabilizes prices not by controlling prices directly but by redistributing temporal risk in market transactions. From the perspective of Islamic economic law, the technology eliminates the cause of value depreciation (raf’ aḍ-ḍarar), protects economic value (ḥifẓ al-māl), and restores proportional risk–benefit relations (al-gunmu bi al-gurmi). Furthermore, the technology functions as an institutional instrument of distributive justice by equalizing bargaining capacity without regulatory price intervention. This study concludes that post-harvest technology operates as a maqāṣid-based economic governance mechanism: justice is achieved through structural market design rather than contractual restriction. The contribution lies in repositioning agricultural technology from a production tool into a normative instrument of distributive justice within Islamic economic law.
Criminal Liability of the Perpetrator of Fraud in Money Transfers Using Counterfeit Money: A Study Of Decision No. 340/PID.B/2024/PN.SMG Muhammad Rifqi; Aang Asari
Lambung Mangkurat Law Journal Vol. 11 No. 1 (2026): March
Publisher : Program magister Kenotariatan Fakultas Hukum Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32801/.v11i1.270

Abstract

This study was based on the emergence of a new fraud modus operandi in cash on delivery (COD) transactions through the use of modified counterfeit money that resembles genuine money, as occurred in Decision Number. 340/Pid.B/2024/PN.Smg. This phenomenon not only causes material losses to victims, but also threatens public trust in the cash payment system in the era of digital transactions. This study purposes to analyze the criminal liability of the perpetrator, assess the accuracy of the prosecutor's accusation in the use of Article 378 of the Criminal Code (KUHP) and examine the possibility of the application from Article 34 paragraph (2) of the Currency Law against the actions of the perpetrator who spread counterfeit money. The research method applied is a normative legal approach with a case study, supported by qualitative analysis through judicial decisions, literature, regulations, and interviews. The findings reveal that all elements of Article 378 of the Criminal Code were proven to have been fulfilled, starting from the deception in the form of purchasing and modifying counterfeit money, a series of deceptions such as pretending to withdraw money from an ATM, and the success of the perpetrator in persuading the victim to hand over an iPhone 12.
Penguatan Moral Remaja Desa Bantal: Sosialisasi Bahaya Pergaulan Bebas Berbasis Nilai Islam Taufiqqurrahman Saleh; Veryndra Surya Ardiyanto; Aang Asari
Jurnal Pengabdian Meambo Vol. 5 No. 1 (2026): Jurnal Pengabdian Kepada Masyarakat MEAMBO
Publisher : PROMISE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56742/jpm.v5i1.182

Abstract

Pergaulan bebas di kalangan remaja merupakan persoalan sosial yang semakin mengkhawatirkan, tidak hanya di wilayah perkotaan tetapi juga di daerah pedesaan. Fenomena ini dipengaruhi oleh derasnya arus globalisasi, kemajuan teknologi informasi, serta minimnya pemahaman remaja terhadap nilai-nilai moral dan agama. Pengabdian kepada masyarakat ini bertujuan untuk memperkuat moral remaja Desa Bantal, Kecamatan Bancak, Kabupaten Semarang, melalui kegiatan sosialisasi bahaya pergaulan bebas berbasis nilai-nilai Islam. Metode yang digunakan adalah penelitian lapangan (field research) dengan pendekatan diskusi interaktif, ceramah, pemutaran video edukatif, dan sharing pengalaman remaja. Kegiatan dilaksanakan pada 26 Juli 2025 dan diikuti oleh lebih dari 40 remaja. Hasil kegiatan menunjukkan bahwa sosialisasi berjalan dengan baik dan mendapat respons positif dari peserta. Remaja tidak hanya memperoleh pengetahuan mengenai bentuk dan dampak pergaulan bebas, seperti minuman beralkohol, perjudian, narkoba, tawuran, dan seks bebas, tetapi juga menunjukkan peningkatan kesadaran moral dan sikap kritis terhadap pergaulan mereka. Pendekatan berbasis nilai Islam terbukti efektif dalam menyentuh aspek kognitif, emosional, dan spiritual remaja. Dengan demikian, kegiatan ini memberikan kontribusi nyata dalam upaya preventif penguatan moral remaja dan diharapkan dapat menjadi model pengabdian masyarakat yang berkelanjutan di lingkungan pedesaan.
Menyeimbangkan Perlindungan Paten dan Hak Konsumen Dalam Impor Paralel Obat di Indonesia Afrizal Akbar Fairuzaidan; Aang Asari
JURNAL USM LAW REVIEW Vol. 8 No. 3 (2025): DECEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v8i3.12789

Abstract

The practice of parallel importation of medicines in Indonesia creates complex legal challenges due to the inconsistency between Article 160 of the Patent Law, which prohibits importation without authorization, and Article 167, which provides limited exceptions. This normative conflict has opened a regulatory loophole exploited by unauthorized distributors, resulting in the circulation of unregistered and unsafe medicines that violate consumer rights to safety and information. This study aims to analyze Article 167 of the Patent Law from the perspective of consumer protection and its compatibility with the principles of access to affordable and safe medicines. Employing a doctrinal legal research method with a normative and comparative approach, the study examines relevant statutory provisions, international instruments such as the TRIPS Agreement and the Doha Declaration, as well as BPOM enforcement data. The findings reveal that although Article 167 aligns with international flexibilities under TRIPS, its weak implementation and lack of clear regulatory mechanisms have undermined public safety and legal certainty. The study concludes that Article 167 requires reinterpretation and harmonization with the Consumer Protection Law to balance patent exclusivity and consumer welfare. The novelty of this research lies in its integrative analysis that places consumer rights at the core of patent law interpretation, offering a legal reconstruction to strengthen oversight, transparency, and accountability in Indonesia’s pharmaceutical regulation.   Praktik impor paralel obat di Indonesia menimbulkan tantangan hukum yang kompleks akibat ketidakkonsistenan antara Pasal 160 Undang-Undang Paten yang melarang impor tanpa izin dan Pasal 167 yang memberikan pengecualian terbatas. Konflik norma ini menciptakan celah hukum yang sering disalahgunakan oleh pelaku usaha tidak resmi, sehingga beredar obat tanpa izin edar dan tidak memenuhi standar BPOM, yang melanggar hak konsumen atas keamanan dan informasi yang benar. Penelitian ini bertujuan menganalisis Pasal 167 UU Paten dalam perspektif perlindungan konsumen serta menilai kesesuaiannya dengan prinsip akses obat yang terjangkau dan aman. Metode penelitian yang digunakan adalah yuridis normatif dengan pendekatan doktrinal dan komparatif, melalui kajian terhadap peraturan perundang-undangan, instrumen internasional seperti TRIPS Agreement dan Doha Declaration, serta data pengawasan BPOM. Hasil penelitian menunjukkan bahwa meskipun Pasal 167 selaras dengan fleksibilitas internasional TRIPS, lemahnya implementasi dan tidak adanya mekanisme pengawasan yang jelas telah mengakibatkan pelanggaran terhadap kepastian hukum dan perlindungan publik. Penelitian ini menyimpulkan bahwa Pasal 167 perlu direinterpretasi dan diselaraskan dengan Undang-Undang Perlindungan Konsumen untuk menyeimbangkan hak eksklusif paten dan kesejahteraan konsumen. Kebaruan penelitian ini terletak pada analisis integratif yang menempatkan hak konsumen sebagai pusat interpretasi hukum paten, serta menawarkan rekonstruksi hukum untuk memperkuat pengawasan, transparansi, dan akuntabilitas dalam regulasi farmasi di Indonesia.
Co-Authors Afif Noor Afrizal Akbar Fairuzaidan Akbar Najih Amrullah Alafianta, Novan Fatchu Aliyya Lathifa Daniswara Anisa, Darania Ariyanti, Ovi Averro, Muhammad Faruq Charismanto Charismanto Charismanto, Charismanto Daniswara, Aliyya Lathifa Dhean Bimantara Diah Nuraini Dianitasari, Putri Erik Ade Riza Fazira Avanza Hidayat, Ma’ruf Isna Akmilna Latifa Kamila, Najma M. Rizky Alif S Maruf Hidayat Maulana Ihsyan Azwar Muhammad Irkham Firdaus Muhammad Rifqi Nikmatur Rohmah Ni’mah Zaidah Nur Mifchan Solichin Pangestu, Satrio Anugrah Pradhana, Theo Aditya Rini Rahmawati Rofiq, M Khoirur Sri Sumarti sukron Sukron Ma’mun Taufiqqurrahman Saleh Veryndra Surya Ardiyanto