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The Role of Islamic Financial Literacy and Local Wisdom in Decisions to Use Sharia Banking Products: A Systematic Literature Review Kaharuddin Kaharuddin; Amrin Amrin; Muhammad Riza Nurdin; Sugiyarto Sugiyarto; Su'ud Su'ud; Supriyanto Supriyanto
Mimbar Agama dan Budaya Vol 41, No 1 (2024)
Publisher : UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/mimbar.v41i1.38602

Abstract

This qualitative research aims to identify the role of Islamic financial literacy and local wisdom in using Sharia banking products. The study employs a qualitative method through a systematic literature review, sourcing data from credible journals with national and international indexes. The collected data is analyzed using the VOSviewer tool, which systematically maps trends and bibliometric networks and visualizes overlay maps and research density levels. The findings indicate that Islamic financial literacy and local wisdom significantly influence financial decisions to use Sharia banking products wherever these banks operate. In addition, local values have fundamental values that are integrated with the operational principles of Sharia banking so that it becomes a meeting point between Sharia banking and local wisdom that is owned by the community so that people in choosing Sharia banking products as a financial decision are not only driven by values. Sharia is also greatly influenced by culture.
The Role of Islamic Financial Literacy and Local Wisdom in Decisions to Use Sharia Banking Products: A Systematic Literature Review Kaharuddin Kaharuddin; Amrin Amrin; Muhammad Riza Nurdin; Sugiyarto Sugiyarto; Su'ud Su'ud; Supriyanto Supriyanto
Mimbar Agama dan Budaya Vol 41, No 1 (2024)
Publisher : UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/mimbar.v41i1.38602

Abstract

This qualitative research aims to identify the role of Islamic financial literacy and local wisdom in using Sharia banking products. The study employs a qualitative method through a systematic literature review, sourcing data from credible journals with national and international indexes. The collected data is analyzed using the VOSviewer tool, which systematically maps trends and bibliometric networks and visualizes overlay maps and research density levels. The findings indicate that Islamic financial literacy and local wisdom significantly influence financial decisions to use Sharia banking products wherever these banks operate. In addition, local values have fundamental values that are integrated with the operational principles of Sharia banking so that it becomes a meeting point between Sharia banking and local wisdom that is owned by the community so that people in choosing Sharia banking products as a financial decision are not only driven by values. Sharia is also greatly influenced by culture.
ANALISIS SUMBER BELANJA PADA MUHAMMADIYAH AUSTRALIA COLLEGE ROSYIDI, MUHAMAD YASIN ARIF; SUPRIYANTO , SUPRIYANTO; SUHARDI, MUHAMAD
MANAJERIAL : Jurnal Inovasi Manajemen dan Supervisi Pendidikan Vol. 4 No. 4 (2024)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia (P4I)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/manajerial.v4i4.3758

Abstract

This research aims to describe and analyze what is the application of shopping sources at Muhammadiyah Autralia College in 2021-2022. The research method used in this research is library. That is, research whose data comes from literature reviews and other references that are relevant to this research. The results of this study found that, spending management at Muhammadiyah Australia College includes several components, namely: accouting and audit; advertising; amortization on operating lease right of use asset; bank fee; classroom; cleaning; consulting; depreciation; employee amenity; health and safety; insurance; interes expenses; IT expenses; legal expenses; light, power, heating; meeting; motor vehicle expenses; office expenses; open day; printing and stationery; repairs and maintenance; school event; subscriptions; superannuation; teaching materials; telephone and internet; training and development; wages and salary; and water. Analysis of the types of expenditure at Muhammadiyah Australia College on average experienced a significant increase in 2022. The report on the type of expenditure at Muhammadiyah Australia College from 2021 to 2022 experienced a fairly rapid increase, which amounted to AU$ 1,279,401. ABSTRAKPenelitian ini bertujuan untuk mendeskripsikan dan menganalisis apa saja penerapan sumber belanja pada Muhammadiyah Autralia College tahun 2021-2022. Metode penelitian yang digunakan dalam penelitian ini ialah Pustaka. Yaitu penelitian yang data-datanya berasal dari kajian literature dan rujukan-rujukan lainnya yang relevan dengan penelitian ini. Hasil penelitian ini menemukan bahwa, manajemen belanja pada Muhammadiyah Australia College mencakup beberapa komponen, yaitu: accouting and audit (akutansi dan audit); advertising (periklanan); amortisation on operating lease right of use asset; bank fee (biaya bank); classroom (kelas); cleaning (pembersihan); consulting (konsultasi); depresiation (depresiasi); employee aminities (fasilitas karyawan); health and safety; insurance (pertanggungan); interes expenses (beban bunga); IT expenses (biaya IT); legal expenses (biaya hukum); light, power, heating (cahaya, tenaga, pemanasan); meeting (pertemuan); motor vehicle expenses (biaya kendaraan bermotor); office expenses (pengeluaran kantor); open day (hari terbuka); printing and stationery (percetakan dan alat tulis); repairs and maintenance (perbaikan dan pemeliharaan); school event (acara sekolah); subscriptions (langganan); superannuation (pensiun); teaching materials (bahan ajar); telephone and internet (telepon dan internet); training and development (pelatihan dan pengembangan); wages and salary (upah dan gaji); water (air).
Menanamkan Jiwa Kewirausahaan Pada Usia Dini di SDN Kebonbera Rumah Transisi UBJ di Sukabumi Supriyanto, Supriyanto; Sudiantini, Dian; Fauziyah Mukti, Naely; Putri Setiawan, Salsabila; Semesta Joned , Jiwa Banyu; Ardyansyah, Luthfi Nur; B Tarigan , Rio Agres
Jurnal Penyuluhan dan Pemberdayaan Masyarakat Vol. 3 No. 3 (2024): Jurnal Penyuluhan dan Pemberdayaan Masyarakat
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jppm.v3i3.890

Abstract

Pendidikan kewirausahaan di usia dini memiliki potensi besar untuk membentuk karakter dan keterampilan yang diperlukan dalam dunia bisnis modern. Penelitian ini berfokus pada inisiatif penanaman jiwa kewirausahaan di SDN Kebonbera, Rumah Transisi UBJ, Sukabumi, dengan tujuan untuk mengintegrasikan konsep kewirausahaan dalam kurikulum sekolah dasar. Program ini dirancang untuk membekali siswa dengan pemahaman dasar mengenai kewirausahaan, termasuk kreativitas, inovasi, dan keterampilan manajerial dasar. Metode yang digunakan mencakup pelatihan interaktif, proyek berbasis tim, dan simulasi kegiatan bisnis kecil yang relevan dengan konteks lokal. Evaluasi dilakukan untuk mengukur dampak program terhadap motivasi siswa, pengetahuan kewirausahaan, serta keterampilan praktis yang diperoleh. Hasil dari studi ini menunjukkan bahwa intervensi kewirausahaan di usia dini dapat meningkatkan rasa percaya diri, kemampuan problem-solving, dan keterampilan sosial siswa. Penelitian ini menyarankan perlunya pendekatan sistematis dalam implementasi program kewirausahaan di sekolah dasar sebagai bagian dari strategi pengembangan pendidikan yang holistik.
Koperasi Dan Tax Compliance: Studi Empiris Pada Koperasi Di Wilayah Pedesaan Kabupaten Lampung Selatan Rozi, Fakhrur; Supriyanto, Supriyanto
Benefit: Journal of Bussiness, Economics, and Finance Vol. 3 No. 2 (2025): BENEFIT: Journal Of Business, Economics, and Finance
Publisher : Lembaga Penelitian Dan Publikasi Ilmiah (lppi) Yayasan Almahmudi Bin Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70437/benefit.v3i2.1270

Abstract

Penelitian ini bertujuan untuk menganalisis tingkat kepatuhan pajak (tax compliance) koperasi di wilayah pedesaan Kabupaten Lampung Selatan serta mengidentifikasi faktor-faktor yang memengaruhinya. Dengan pendekatan kuantitatif, data dikumpulkan melalui survei terhadap 40 koperasi aktif yang tersebar di berbagai desa. Hasil penelitian menunjukkan bahwa tingkat pemahaman perpajakan, kualitas pelayanan fiskus, dan akuntabilitas manajemen koperasi berpengaruh signifikan terhadap kepatuhan pajak koperasi. Namun, tantangan infrastruktur digital dan rendahnya literasi perpajakan masih menjadi kendala utama. Penelitian ini merekomendasikan perlunya pelatihan perpajakan berkala dan pendampingan pajak oleh pemerintah daerah agar koperasi dapat meningkatkan kepatuhannya.
THE INFLUENCE ANALYSIS OF HALAL CERTIFICATE, HALAL AWARNESS, BRAND IMAGE AND RELIGIOSITY ON DECISIONS TO PURCHASE HALAL PRODUCT (STUDY ON STUDENTS PONDOK PESANTREN SALAFIYAH ABU ZAIRI BONDOWOSO) Raharto, Eko; Supriyanto, Supriyanto; Dienillah, Izzah; Damayanti, Novia Maghfirah; Masruroh, Siti
LAN TABUR : Jurnal Ekonomi Syariah Vol. 5 No. 2 (2024): Maret
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2024.5.2.363-383

Abstract

The development of halal products in Indonesia and the world is increasing, this has also increased students' interest in purchasing halal cosmetic products. This research aims to find out the influence of halal certificate, halal awareness, brand image, and religiosity on students' purchasing decisions about halal cosmetic products. The research method used is a quantitative approach with a sampling technique or purposive sampling of respondents, namely students who use halal cosmetics, data collection techniques using questionnaires distributed to 57 students of the Pondok Pesantren Salafiyah Abu Zairi Bondowoso. To analyze the research data, SPSS version 25.0 software was used. The research results show that halal certificate and brand imag, have a significant effect, while halal awareness and religiosity does not have a significant effect on the decision to purchase halal products. Keywords: Halal Certificate, Halal Awarness, Brand Image, Religiosity, On Decisions To Purchase
Inovasi Pembayaran Digital: Implementasi QRIS Sebagai Metode Pembayaran Non-Tunai Pada UMKM di Kota Kalianda Supriyanto, Supriyanto; Naqiya, Alfina Zsazsa; Rozi, Fakhrur; Apriza, Tiyas
JURNAL ABDI MASYARAKAT SABURAI Vol 6, No 01 (2025): JURNAL ABDI MASYARAKAT SABURAI
Publisher : Universitas Sang Bumi Ruwa Jurai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24967/jams.v6i01.4395

Abstract

Transformasi digital di sektor Usaha Mikro, Kecil, dan Menengah (UMKM) menjadi langkah strategis dalam meningkatkan efisiensi dan inklusivitas ekonomi. Salah satu bentuk inovasi pembayaran yang berkembang adalah penggunaan QR Code Indonesian Standard (QRIS) sebagai metode pembayaran non-tunai. Penyuluhan ini bertujuan untuk mengajak masyarakat untuk mengenal sistem pembayaran berbasis qris atau non-tunai. Pengabdian ini menggunakan pendekatan kualitatif deskriptif dengan metode wawancara terstruktur dan penyuluhan langsung kepada pelaku UMKM. Subjek kegiatan adalah 60 UMKM yang tersebar di wilayah Kota Kalianda. Hasil survey menunjukkan bahwa 47 persen pelaku usaha telah menggunakan QRIS namun mengeluhkan potongan biaya, 30 persen belum pernah menggunakan sistem pembayaran digital, dan 23 persen menggunakan metode transfer bank atau e-wallet. Setelah dilakukan penyuluhan, sebanyak 18 UMKM menyatakan minat dan langsung mendaftar untuk implementasi QRIS. Temuan ini memperkuat literatur sebelumnya mengenai pentingnya literasi digital dan dukungan kebijakan dalam keberhasilan transformasi pembayaran digital. Studi ini merekomendasikan perlunya sosialisasi berkelanjutan, evaluasi biaya transaksi, serta peningkatan infrastruktur digital untuk mendorong adopsi QRIS secara lebih luas di kalangan UMKM.
The Contribution of Philosophical Schools of Thought to the Development of the Islamic Education Curriculum Supriyanto, Supriyanto; Fuadi, Moh. Ashif
QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Vol. 17 No. 1 (2025): Qalamuna - Jurnal Pendidikan, Sosial, dan Agama
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Program Pascasarjana IAI Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/qalamuna.v17i1.6101

Abstract

Each era experiences significant changes in the field of Islamic education, necessitating the development of a well-structured curriculum grounded in strong philosophical foundations to ensure clear direction and purpose. Therefore, appropriate principles are required to develop the Islamic education curriculum. This study explains the contributions of several educational philosophical schools of thought and their implementation as a foundation for constructing an Islamic education curriculum. The study focuses on three educational philosophies: progressivism, constructivism, and humanism. The method employed is library research using a descriptive analytical approach, presented systematically and objectively. This study finds that integrating progressivism, constructivism, and humanism philosophies in developing Islamic education curricula can enrich pedagogical strategies while preserving core Islamic values. The progressivist approach promotes experiential learning and problem-solving, constructivism emphasizes knowledge construction through reflection and collaboration, while humanism nurtures learners' emotional, moral, and spiritual aspects. These philosophies create a dynamic, interactive, student-centered curriculum relevant to 21st-century needs.
Authoritarian vs Participatory Leadership in the Digital Era: An Analysis of the Vitality of the Governor of Lampung's Response to Public Criticism Zeeda, Ghuvira; Rozi, Fakhrur; Supriyanto, Supriyanto
Journal of Business Administration and Strategy Vol. 1 No. 2 (2025): July
Publisher : Universitas Indonesia Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58290/jbas.v1i2.149

Abstract

This study aimed to describe the form of the language of power of the Lampung Provincial Government towards the Bima Lampung case and describe the form of the language of knowledge of Instagram netizens towards the Bima Lampung case on Instagram social media @awbimax, @narasinewsroom, and @kuyentertainment. The research method used is a qualitative descriptive method. The data in this study are the language of power of the Lampung Provincial Government and the language of knowledge of Instagram netizens on the Bima Lampung case. Data collection techniques used observation, documentation, reading and note-taking. Data analysis techniques in this study are identification, categorization, and interpretation. The results of this study indicate that the language of power of the Lampung Provincial Government is in the form of statements that influence the way of speaking, influence the formation of knowledge, and can create or suppress certain views and opinions. Meanwhile, the form of the language of knowledge of Instagram netizens towards Bima Lampung is in the form of statements that influence the way they view the real world, and interact with others.
Education management in the sirah of the Prophet Muhammad SAW and its implications in the modern era Isnawan, Faris; Khuriyah, Khuriyah; Supriyanto, Supriyanto
Cendikia : Media Jurnal Ilmiah Pendidikan Vol 14 No 3 (2024): January : Education Science
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/cendikia.v14i3.4595

Abstract

This article aims to discuss the superior intellectual, emotional, and spiritual intelligence of the Prophet Muhammad Rasulullah SAW. Literature research is used by various hadiths to explain the intelligence of Rasulullah SAW, such as his ability to remember or memorize revealed revelations and his kindness and respect for non-Muslims at that time, which made him a figure admired by the world—not only Muslims but also non-Muslims. . The Prophet rose to the position of being the most perfect intelligence because he possessed the highest intelligence, namely his spiritual intelligence, which he demonstrated through his piety to Allah, submission to Him, and the ability to see things deeply and essential. According to history, the Prophet Muhammad SAW prepared Allah SWT to become a Messenger not only for the apathetic Arab people of his time but also for the whole world until the end of time. All of the Prophet's intelligences are equated with intelligence in psychological research.