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Joint Liability Based Financing To Prevent Non-Performing Financing In Bank Wakaf Mikro Purwanto; Abdul Ghofur; Shodiq Abdullah
International Journal of Islamic Business and Economics (IJIBEC) Vol. 6 No. 1 (2022): IJIBEC VOL. 6 NO. 1 JUNE 2022
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i1.4361

Abstract

The Indonesian government has made various efforts to reduce it, one of which is establishing a Micro Waqf Bank. The focus of the establishment of the Bank Wakaf Mikro is to empower the poor by providing assistance and providing microfinance for productive activities. Interesting to assess is the financing mechanism applied, namely joint liability. The purpose of this study is to examine whether joint liability-based financing can prevent non-performing financing. Data were collected from 215 respondents from Micro Waqf Bank customers in Magelang Regency. Data analysis was carried out statistically by using Structural Equation Model (SEM) Partial Least Square. The results show that joint liability-based financing has a significant effect on preventing non-performing financing. This means that joint liability based on Bank Wakaf Mikro can prevent defaults or non-performing financing. This means that joint liability based on the distribution of fund financing by Bank Wakaf Mikro can prevent defaults or non-performing financing. Problem financing in joint liability-based financing can be prevented because of the necessity of forming a group when applying for financing, so prospective customers will choose group members who have integrity and can be trusted.
Contribution of Local Wisdom as a Halal Tourism Attraction: Case Study of Pekalongan City Central Java Indonesia Abdul Ghofur; Kuat Ismanto
International Journal of Islamic Business and Economics (IJIBEC) Vol. 6 No. 1 (2022): IJIBEC VOL. 6 NO. 1 JUNE 2022
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i1.5199

Abstract

The purpose of this paper is to analyze the contribution of local wisdom as a halal tourism attraction. This research is carried out with a qualitative research framework. Primary research data is collected by qualitative research methods, namely through observation, interviews, and documentation. Secondary data is obtained through the assessment of articles, books, research reports, documents, and other sources that are valid and support the theme of the research. Observations are carried out in the region and tourist attractions, while interviews are conducted to the Tourism Office and the managers of tourist attractions, communities, and tourists. The collected data is analyzed descriptively and qualitatively. The results of this study show that Pekalongan City has the prospect of becoming a halal tourism destination because it has fulfilled the components of halal tourism (attractions, access, amenities, communication, environment, supporting facilities, and celebration). On the other hand, the attractions and attractions owned by Pekalongan City are interesting and diverse. Pekalongan City has distinctive and unique local wisdom and can be an object and attraction of regional tourism. In addition, it is also supported by community security and creativity activities that support local wisdom as a tourism attraction. Culture, Islamic traditions, and local wisdom in Pekalongan City have not been maximally packaged into tourist attractions. The implication of this study is that the packaging of local wisdom into a tourist attraction will contribute to the development of regional tourism. The abandonment of local wisdom as a regional tourism attraction will negate Indonesia which is rich in cultural diversity as a differentiator with other countries in the field of halal tourism.
PREVENTION OF INTOLERANCE THROUGH IMPLEMENTATION OF ISLAMIC COMMUNICATION IN RELIGIOUS MODERATION Mokhammad Mahfud; Abdul Ghofur; Najahan Musyafak
Profetik: Jurnal Komunikasi Vol 15, No 1 (2022)
Publisher : Universitas Islam Negeri Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/pjk.v15i1.2415

Abstract

The cases of violence due to religious intolerance occurred in Indonesia. The problem of intolerance disturbs the nationhood and state. It should be handled as early as possible to prevent it from developing into radicalism, extremism, and terrorism. The article discusses the issue of intolerance in Indonesia, particularly in Yogyakarta, and emphasizes the need for the government and society to use Pancasila as a guideline to prevent intolerance. It advocates implementing Islamic communication in religious moderation as a step to counter intolerance. The integration between communication science and Islam is highlighted, focusing on principles of communication and da'wah in the Qur'an. The article cites verses from the Qur'an and quotes various scholars and experts to support its argument. This study used a qualitative descriptive method based on interviews, observations, and documentation results. This study was conducted to see how the prevention of intolerance through the application of Islamic communication as a basis for developing religious moderation in the Office of the Ministry of Religion of Sleman Regency works. The research results shows that the nine principles of Islamic communication are optimized to maintain religious moderation. The research also found that Islamic communication based on the principles of the Qur'an can be an effective tool to promote religious moderation and prevent intolerance in Indonesia. The integration of communication science and Islamic values is seen as essential in achieving harmony and peaceful coexistence among diverse communities.
The Pandemic and Its Mitigation Efforts in the Qur'ān (A Study of the Interpretation of Nawawī al-Bantanī in Tafsīr Marāḥ Labīdh) Hanik Rosyida; M. Mukhsin Jamil; Abdul Ghofur; Ulin Niam Masruri
Millati: Journal of Islamic Studies and Humanities Vol 7, No 2 (2022): Decolonization of Islamic Thought, Social and Humanities Studies
Publisher : Institut Agama Islam Negeri (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/mlt.v7i2.7426

Abstract

This study comes from the wide and huge effect of the pandemic Covid-19 in almost all aspects of human life. The over-reaction and various responses from society bring polemic in mitigation works that the number of infected patients by Covid-19 virus raise from time to time. Islam has actually paid attention to the problem of pandemics and epidemics as explained in the Qur’an and Hadith. On the other hand, Indonesian Muslim society has a strong tendency to the Qur’an as the main source of life teaching and guidance. Therefore, the interpretation on Qur’anic verses related to pandemic mitigation in the book of Tafsīr Nusantara, that is Tafsīr Marāḥ Labīdh written by Syaikh Nawawī al-Bantanī and its relevance in the present context. This is a qualitative study that uses the inductive method and contextual approach to explain the interpretation. At last, this study infers some conclusions. First, Syaikh Nawawī sees the pandemics and epidemics as the examination and test (muṣībah) from Allah SWT to all humankind. Second, Syaikh Nawawī explains that the Qur’ān orders humans to be alert to the coming pandemic and plague in the same manner as the act of facing the coming of enemies in war.
MODEL PENDIDIKAN ENTREPRENEURSHIP DI PESANTREN API TEGALREJO MAGELANG Ahyadi Ahyadi; Abdul Ghofur; Musthofa Musthofa; Sunjana Sunjana; Zainudin Zainudin
Penamas Vol 34 No 2 (2021): Volume 34, Nomor 2, Juli-Desember 2021
Publisher : Balai Penelitian dan Pengembangan Agama Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31330/penamas.v34i2.503

Abstract

Pesantren have a significant role on national development, especially in the field of religious education. Apart from teaching religion, some Pesantren in Indonesia also provide their students with entrepreneurship education. One of Pesantren that provides entrepreneurship education is Pesantren API Tegalrejo Magelang. This study aims to determine the education model of entrepreneurship in Pesantren. This research is a qualitative type with a literature study approach. The research data analysis is described based on the data findings in a qualitative descriptive manner. The results of the study show that Pesantren API Tegalrejo Magelang has implemented entrepreneurship education. “Pesantren Entrepreneur” (PARTNER) was established since 2010 by KH. M. Yusuf Chudori. PARTNER graduates approximately 250 students of entrepreneurship every year. In the field of education, this Pesantren implement a specific curriculum on entrepreneurship. The models applied in the implementation of “Pesantren Entrepreneur” are observation, mentoring or soft brain wash, and workshop.
Fiqh Responsive: Photographing Sewu Kupat Muria Tradition in Kudus Lathifah Munawaroh; Abdul Ghofur
Media Syari'ah : Wahana Kajian Hukum Islam dan Pranata Sosial Vol 24, No 2 (2022)
Publisher : Sharia and Law Faculty

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jms.v24i2.12301

Abstract

Menjadi salah satu karakter fiqih yang selalu dinamis, memiliki kesiapan untuk berubah yang karenanya disifati dengan sholihun li kulli zaman wa makan. Layak untuk segala waktu dan ruang, itulah pola fikih.  Salah satu prinsip yang diusung adalah: “bahwa hukum Islam bergerak sesuai dengan illatnya”, menjadi salah satu bukti bahwa hukum Islam adalah fleksibel. Maka muncul sebuah istilah yang dinamakan dengan fiqih responsif yang memiliki titik tekan tentang kefleksibelan fikih, dan bahwasanya fiqih ini merespon perkembangan di segala lininya.Tradisi Sewu Kupat merupakan tradisi masyarakat sekitar daerah gunung muria sebagai luapan kegembiran merayakan hari raya Idul Fitri yang dilakukan sepekan setelah Idul Fitri 1 Syawal, atau pada hari kedelapan tiap tahunnya. Tradisi lokal ini berasal dari masyarakat Colo, Dawe, Muria di Kabupaten Kudus. Fiqih responsive membidik tradisi yang belum lama ini dengan pendekatan sosiologis-filosofis, didapati bahwa tradisi ini adalah tradisi positif dengan sederet aktitifas didalamnya. Sehingga, meskipun dalam tataran fiqih klasiknya tidak akan dijumpai hukumnya secara tekstualnya, namun secara kontekstual dengan pendekatan sosiologis-filosofis maka tradisi ini patut dilestarikan sehingga menjadi salah satu kebudayaan dari Kudus.
INTERNALIZATION OF ISLAMIC SPIRITUAL CHARACTER EDUCATION VALUES IN THE EMPLOYEES AT PT. BUYA BAROKAH KUDUS Ahmad Najih; Agus Nurhadi; Abdul Ghofur
Edukasi Islami : Jurnal Pendidikan Islam Vol 11, No 001 (2022): Edukasi Islami: Jurnal Pendidikan Islam (Special Issue 2022)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v11i4.3891

Abstract

In the current era of economic development, there is a form of capital rarely discussed in economics world, namely; spiritual capital. This spiritual capital is believed to have a positive influence on people's economy. The purpose of this study is to obtain an in-depth description of the implementation of the concept of Islamic spiritual capital at PT. Buya Barokah Kudus. The approach used is ethnography. This study will describe the work culture, behavior, beliefs and language of communication used by the management of PT. Buya Barokah Kudus in running the AMDK business. The results show that the importance of Islamic spiritual capital is reflected through the discipline of prayer, discipline of time and discipline of rules. Upholding the ethos of working hard, working smart and working consistently and sincerely. This work ethic involves the body, mind and heart. Islamic leadership is basically a belief that prioritizes the attributes of STAFF (Siddiq, Tabligh, Amanah, Fathonah). Motivation in working is directed to worship, seek the pleasure of Allah and become alms in the hereafter so that the goal of working is not only for the world. This makes employees have an Islamic commitment, namely having the confidence to be loyal to the organization and istiqomah (commitment) in working
Pemikiran Ekonomi Islam Ibnu Khaldun: Sebuah Pendekatan Sosio Historis Mohammad Ridwan; Abdul Ghofur; Rokhmadi Rokhmadi; Gama Pratama
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 10, No 1 (2023): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v10i1.8247

Abstract

This study examines Ibn Khaldun's economic ideas from the perspective of a socio-historical approach. The economic concepts of Ibn Khaldun have been widely cited as references by scholars and academicians all around the world. This article's research approach is library research because it concentrates on the figure of someone who has contributed to science through his works, which have been used as references by future generations. Based on the findings and discussions of Ibn Khaldun's thoughts on Islamic economics, it is decided that Ibn Khaldun is one of the Islamic philosophers who focuses on Islamic economic knowledge, with his major work being the Al-Muqaddimah. According to Ibn Khaldun's socio-historical approach to Islamic economics 1) Economic motives come from humans' boundless needs, while the things that can satisfy those demands are quite restricted; 2) In the field of economics, gold and silver are employed as benchmarks, namely as a means of exchange and evaluating prices, as a value of effort; secondly, as a method of communication, such as foreign exchange; and thirdly, as a savings instrument in banks. 3) A prosperous country is defined not by the amount of money it has, but by its level of production and a favorable balance of payments; 4) The connection between social and economic phenomena characterizes the socio-historical approach, with economic phenomena playing a critical role in the evolution of culture and having a substantial impact on the existence and growth of the state (daulah).Keywords: Ibn Khaldun; Economic Thought; Socio-Historical ApproachAbstrakPenelitian ini membahas pemikiran ekonomi Islam Ibnu Khaldun yang ditinjau dari pendekatan sosio historis dimana pemikiran ibnu khaldun tentang ekonomi, ini cukup banyak dijadikan rujukan oleh para peneliti dan akademisi dunia. Metode penelitian yang digunakan dalam artikel ini menggunakan library research, karena yang dibahas adalah ketokohan seseorang yang telah berkontribusi dalam ilmu pengetahuan melalui karya-karyanya yang telah dijadikan referensi oleh generasi selanjutnya. Berdasarkan hasil dan pembahasan tentang pemikiran ibnu khaldun terkait kajian ekonomi Islam disimpulkan bahwa Ibnu Khaldun merupakan salah satu tokoh filsuf Islam yang konsen dalam keilmuan ekonomi Islam dengan karya monumentalnya adalah Al-Muqoddimah. Corak pemikiran Ibnu Khaldun tentang ekonomi Islam dengan pendekatan sosio historis diantaranya: 1) motif ekonomi timbul karena hasrat manusia yang tidak terbatas, sedangkan barang-barang yang akan memuaskan kebutuhannya itu sangat terbatas; 2) emas dan perak dijadikan tolok ukur dunia perekonomian, yakni pertama, menjadi alat penukar dan pengukur harga, sebagai nilai usaha; kedua, menjadi alat perhubungan, seperti deviezen; dan ketiga, menjadi alat simpanan di bank; 3) Negara yang kaya tidaklah diukur dari banyaknya uang yang dimilikinya tetapi ditentukan berdasarkan tingkat produksi dan neraca pembayaran positif; 4) Pendekatan sosio historis ditandai dengan adanya fenomena sosial dengan fenomena lainnya yang saling berkaitan dimana fenomena ekonomis, memainkan peran penting dalam perkembangan kebudayaan, dan mempunyai dampak yang besar atas eksistensi negara (daulah) dan perkembangannya.Kata kunci: Ibnu Khaldun; Pemikiran Ekonomi; Pendekatan Sosio Historis 
INTERNALIZATION OF ISLAMIC SPIRITUAL CHARACTER EDUCATION VALUES IN THE EMPLOYEES AT PT. BUYA BAROKAH KUDUS Ahmad Najih; Agus Nurhadi; Abdul Ghofur
Edukasi Islami: Jurnal Pendidikan Islam Vol. 11 No. 001 (2022): Edukasi Islami: Jurnal Pendidikan Islam (Special Issue 2022)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v11i4.3891

Abstract

In the current era of economic development, there is a form of capital rarely discussed in economics world, namely; spiritual capital. This spiritual capital is believed to have a positive influence on people's economy. The purpose of this study is to obtain an in-depth description of the implementation of the concept of Islamic spiritual capital at PT. Buya Barokah Kudus. The approach used is ethnography. This study will describe the work culture, behavior, beliefs and language of communication used by the management of PT. Buya Barokah Kudus in running the AMDK business. The results show that the importance of Islamic spiritual capital is reflected through the discipline of prayer, discipline of time and discipline of rules. Upholding the ethos of working hard, working smart and working consistently and sincerely. This work ethic involves the body, mind and heart. Islamic leadership is basically a belief that prioritizes the attributes of STAFF (Siddiq, Tabligh, Amanah, Fathonah). Motivation in working is directed to worship, seek the pleasure of Allah and become alms in the hereafter so that the goal of working is not only for the world. This makes employees have an Islamic commitment, namely having the confidence to be loyal to the organization and istiqomah (commitment) in working
MODEL PENDIDIKAN ENTREPRENEURSHIP DI PESANTREN API TEGALREJO MAGELANG Ahyadi Ahyadi; Abdul Ghofur; Musthofa Musthofa; Sunjana Sunjana; Zainudin Zainudin
Penamas Vol 34 No 2 (2021): Volume 34, Nomor 2, Juli-Desember 2021
Publisher : Balai Penelitian dan Pengembangan Agama Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31330/penamas.v34i2.503

Abstract

Pesantren have a significant role on national development, especially in the field of religious education. Apart from teaching religion, some Pesantren in Indonesia also provide their students with entrepreneurship education. One of Pesantren that provides entrepreneurship education is Pesantren API Tegalrejo Magelang. This study aims to determine the education model of entrepreneurship in Pesantren. This research is a qualitative type with a literature study approach. The research data analysis is described based on the data findings in a qualitative descriptive manner. The results of the study show that Pesantren API Tegalrejo Magelang has implemented entrepreneurship education. “Pesantren Entrepreneur” (PARTNER) was established since 2010 by KH. M. Yusuf Chudori. PARTNER graduates approximately 250 students of entrepreneurship every year. In the field of education, this Pesantren implement a specific curriculum on entrepreneurship. The models applied in the implementation of “Pesantren Entrepreneur” are observation, mentoring or soft brain wash, and workshop.