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All Journal Jurnal Administrasi Publik : Public Administration Journal Journal of Social And Economics Research Outline Journal of Education journal of social and economic research Outline Journal of Community Development International Journal for Advanced Research
Debi Masri
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Legal Responsibilities of Companies to Consumers in the Perspective of the Consumer Protection Law Debi Masri; Chairus Suriyat; Irna Herliza Rizki; Mela Novita Rizki
International Journal of Advanced Research Vol. 1 No. 5: February 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/9z97ch71

Abstract

This study examines the legal responsibility of companies towards consumers in the context of international consumer protection law. The main objective of this study is to analyze how the legal framework of consumer protection in different countries affects the level of corporate accountability. The results show that the successful implementation of consumer protection laws is highly dependent on the strength of national regulations and the strengthening of law enforcement, which in turn encourages more responsible corporate behavior. The study also finds that proactive judicial intervention and harmonization of international law, such as that carried out by the European Union, contribute to uniformity in the application of consumer protection. The development of e-commerce and digital risks also require changes in the legal system to protect consumers from threats such as privacy violations and online fraud. In addition, Corporate Social Responsibility (CSR) initiatives increasingly show that companies with strong CSR programs tend to exceed the minimum legal obligations to protect consumers. Overall, this study emphasizes the importance of continued legal reform and international cooperation in strengthening consumer protection and promoting corporate accountability globally.
Legal Protection for People with Mental Disabilities in the Criminal Justice System Debi Masri; M. Salim; Junaidi Lubis; Grace Tan Mei Ling
International Journal of Advanced Research Vol. 1 No. 6: April 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/ppgshq88

Abstract

This study explores legal protection for individuals with mental disabilities within the international criminal justice system. While international conventions such as the United Nations Convention on the Rights of Persons with Disabilities (CRPD) provide a foundation for the basic rights of people with mental disabilities, the implementation of such protections within the criminal justice system remains limited. Many countries face challenges in providing adequate accommodations for people with mental disabilities during arrest, interrogation, and trial processes. This research examines the gap between international legal principles and their practical application, focusing on the mechanisms needed to support individuals with mental disabilities in both legal decisions and humane treatment. Additionally, the study explores how principles of legal capacity and supported decision-making can be integrated into existing legal frameworks, and the challenges faced in their implementation. The findings suggest the importance of adopting more inclusive policies and special accommodations to ensure that people with mental disabilities can enjoy their rights in the criminal justice process without discrimination. The paper recommends increased training for law enforcement officials and regulatory reforms that are more responsive to the needs of this group.
Legal Protection for Fintech Consumers Trapped in Debt Due to High Interest (Illegal Loans) Chairus Suryati; Debi Masri; Leni Indrayani; Juliya Maria; Sattar Rasul
International Journal of Advanced Research Vol. 2 No. 1: June 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/m0wm7x59

Abstract

The rapid development of financial technology (fintech) has increased public access to financial services, especially through online lending platforms. However, this advancement also brings significant legal challenges, particularly in consumer protection. Many individuals have become trapped in debt due to exorbitant interest rates imposed by illegal lenders operating without official licenses and often engaging in abusive collection practices. This research aims to analyze the legal protection available to fintech consumers victimized by illegal high-interest lending and to evaluate the effectiveness of existing regulations, including POJK 77/2016 and other consumer protection frameworks. The study employs a normative juridical approach with qualitative analysis of legislation, court decisions, and case studies. The findings reveal that the current legal framework is insufficient in providing both preventive and repressive protection for consumers. Weak oversight of illegal fintech operators and low financial literacy among the public are key factors behind the ineffectiveness of consumer protection. Regulatory reform, stricter law enforcement, and public education are urgently needed to ensure comprehensive protection for fintech consumers.
Co-Authors Achmad Taufiq Anton Eka Saputra Aprilda Yanti Bambang Sutejo, Bambang Chairus Suriyat Chairus Suryati Danyl Mallisza Faziatul Amillia Mohamad Basir Grace Tan Mei Ling Henny Purnama Dewi Ichsan Ichsan Irna Herliza Rizki Jhon Rinaldo Juliya Maria Junaidi Lubis Leni Indrayani M. Salim Mela Novita Rizki Muammar Rinaldi Putri Mauliza Richna Handriyani Sattar Rasul Tina Muhardika Handayani Zahara Meutia