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ASPEK HUKUM DAN PENYELESAIAN ATAS TRANSAKSI PEMBAYARAN JUAL BELI MENGGUNAKAN KARTU ELEKTRONIK Tina Marlina; Ismayana Ismayana; Dudung Hidayat
JURNAL ILMIAH HUKUM DAN DINAMIKA MASYARAKAT Vol 19, No 1 (2021): HUKUM DAN DINAMIKA MASYARAKAT
Publisher : Fakultas Hukum Universitas 17 Agustus (UNTAG) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (483.262 KB) | DOI: 10.56444/hdm.v19i1.2147

Abstract

This study aims to analyze the legal aspects of the use of credit cards as a meansof payment and settlement efforts from the bank in the event of a customer who does not pay the credit card. This research is a juridical-normative research, with the approach used, namely the statutory regulation approach and legal norms in accordance with existing legal issues related to the structure and principles of the applicable law. The results of the first research are that the legal aspects related to the use of credit cards in Indonesia include various regulations such as Law Number 19 of 2016 to Bank Indonesia Regulations, namely Bank Indonesia Regulation Number 14/2/PBI/2012 concerning Amendments to Bank Indonesia Regulation Number 11/11/PBI/2009 concerning the Implementation of Card-Based Payment Instrument Activities. Second, there are several attempts made by the bankingsector in solving problems when there is default by the customer, these efforts can be carried out by conducting Negotiation, Mediation, Conciliation, Arbitration and Judiciary. With the existence of several alternatives in solving the problem, the bank can choose the efforts to be taken, such as the Cirebon Branch of Bank Rakyat Indonesia which chose mediation as the solution to the problem. Mediation is the main solution carried out at BRI Cirebon Branch, it is more effective and efficient in solving the problem, mediation as an effort to solve problems also has a strong legal basis and legitimacy as stipulated in Bank Indonesia Regulation Number 8/5/PBI/2006 concerning Banking Mediation.
Implementasi Hak Anak Dalam Proses Pemeriksaan Di Pengadilan Negeri Sumber Ismayana Ismayana
Jurnal Ilmiah Dunia Hukum VOLUME 5 NOMOR 2 APRIL 2021
Publisher : PDIH Untag Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35973/jidh.v0i0.1909

Abstract

Penelitian ini ditulis dengan tujuan untuk menganalisis tentang bagaimana pelaksanaan hak anak dalam proses pemeriksaan persidangan di pengadian Negeri Sumber dan bagaimana upaya-upaya yang dilakukan oleh Pengadilan Negeri Sumber terhadap hak anak yang belum terpenuhi. Penelitian ini merupakan penelitian yuridis empiris, dengan data yang digunakan yaitu data primer yaitu suatu data yang diambil dar lapangan. Hasil penelitian menunjukan bahwa Pelaksanaan hak anak dalam pelaksanaan persidangan di Pengadilan Negeri Sumber dapat dikatakan sudah memenuhi secara syarat, namun belum maksimal dikarenakan fasilitas yang diberikan masih sangat minim, dan belum sesuai. Sehingga Upaya-upaya yang harus dilakukan oleh Pengadilan Negeri Sumber terhadap anak yang belum dipenuhi hak nya yaitu dengan cara melakukan Upaya yang pertama adalah fasilitas transportasi, kemudian keadaan ruang tunggu sidang anak yang hanya dipisah menggunakan sekat harus dibenahi dengan membuat ruang tunggu anak yang khusus sehingga anak dapat menunggu dengan tanpa dilihat oleh pengunjung pengadilan. Saran yang dapat diberikan adalah agar kiranya Pengadilan   Negeri  sumber seyogyanya lebih meningkatkan koordinasi dengan Kejaksaan, BAPAS, dan Dinas Sosial sehingga tercipta suatu  sinergitas dalam pemenuhan hak anak pada proses persidangan pengadilan
Resolving inheritance disputes due to Munasakhah through the concept of Tabayyun and Ta’awun Azzahra Atu Prabangso; Faradila Dwi Ayu Saskhia; Gusti Yosi Andri; Ismayana Ismayana; Rika Lailatus Solihah
Interdisciplinary Social Studies Vol. 3 No. 4 (2024): Interdisciplinary Social Studies
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/iss.v3i4.709

Abstract

The delay in the distribution of inheritance from the perspective of Islamic law is one of the crucial issues because it can trigger various conflicts among heirs. The purpose of this study is to apply the concepts of Tabayyun and Ta'awun as a dispute resolution mechanism in the inheritance distribution that has been postponed for a long time in a non-litigation manner and is based on maqasid as-sharia. This research is important to provide understanding and knowledge about the delay in implementation of inheritance distribution which can trigger disputes and divide relationships in the family. The qualitative analysis method was used to obtain a more comprehensive understanding related to the resolution of inheritance disputes that occur due to the delay of the distribution or munasakhat. The results show that lack of understanding of fiqh of Islamic inheritance is a key factor causing disputes among families. The lack of clarity in the identification of the right heir is also a major factor triggering disputes among the families. In addition, the lack of knowledge of the udzur shari'i recognized in Islam can also cause conflicts among family members. The aim of this paper is to use the concept of Tabayyun and Ta’awun to resolve inheritance disputes. The study also discusses the role of religious leaders, such as ustadz or kyai, in maximizing the mediation stage at the court level in order to realize the principle of simple, fast, and low-cost justice as stipulated in the Judicial Power Law, potentially offering strategies to enhance the efficiency and cost-effectiveness of legal processes in inheritance dispute resolution.
Juridical Analysis of the Criminal Act of Sexual Violence of Children from the Perspective of Criminal Law in Indonesia Ismayana Ismayana
MUWAZAH : jurnal kajian gender Vol 17 No 2 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/muwazah.v17i2.10252

Abstract

This study focuses on analyzing the enforcement of criminal law in cases of sexual intercourse with children in Indonesia, with particular attention to the balance between legal certainty and victim-oriented justice. The research aims to examine the extent to which criminal justice practices have accommodated the interests of child victims, to identify the limitations of a retributive approach, and to propose an alternative conceptual framework based on the theory of Dignified Justice.This research employs a normative legal research method using statutory, conceptual, and theoretical approaches, complemented by secondary empirical analysis of Decision of the Kuningan District Court Number 5/PID.SUS/2024/PN.KNG. Data were collected through a literature review of primary, secondary, and tertiary legal materials, including legislation, court decisions, reputable international journals, and relevant academic literature. Data validity was ensured through source triangulation and theoretical triangulation to maintain consistency, reliability, and analytical accuracy. The findings indicate that sentencing in this case reflects normative firmness and proportionality in accordance with positive law. However, the criminal justice process remains dominated by an offender-oriented approach and has not explicitly incorporated victim recovery mechanisms, such as restitution and psychological rehabilitation. As a result, the justice delivered tends to be merely symbolic from the victim’s perspective. This study also identifies that sexual crimes against children are influenced by a combination of internal offender-related factors and structural external factors. From the perspective of Dignified Justice, this research emphasizes the urgency of reformulating child criminal law to integrate offender punishment, victim recovery, and structural prevention as unified objectives of criminal justice.
Beyond Formal Legality: A Maqashid al-Shari'ah Approach to Ethical Legitimacy in Electronic Consent across Notarial, Healthcare, and Child Protection Practices Anis Mashdurohatun; Naimah; Raendhi Rahmadi; Ismayana; Hari Suparjo
AL-ISTINBATH : Jurnal Hukum Islam Vol 11 No 1 (2026)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v11i1.16236

Abstract

The rapid expansion of digital technology has transformed consent practices across various sectors, including notarial services, healthcare, and child protection. While electronic consent mechanisms are increasingly recognized as legally valid, concerns remain regarding their ability to ensure meaningful autonomy, informed understanding, and protection of vulnerable individuals. This study aims to examine the ethical limitations of contemporary electronic consent regimes and to evaluate them through the normative framework of maqashid al-shari‘ah. Employing doctrinal and comparative legal research, the study analyzes Indonesian digital legal regulations alongside selected international frameworks, including the General Data Protection Regulation (GDPR), the Children’s Online Privacy Protection Act (COPPA), and the United Kingdom’s Age Appropriate Design Code. The findings reveal that legally valid electronic consent often functions as procedural authorization rather than substantive ethical consent. In notarial services, consent mechanisms primarily verify identity without adequately ensuring voluntariness; in healthcare, digital consent may fail to secure meaningful patient comprehension; and in child protection, click-based consent frequently overlooks the limited capacity and vulnerability of minors. These findings indicate a persistent gap between legal validity and ethical legitimacy in digital governance. The study concludes that maqashid al-shari‘ah provides a human-centered framework that reorients electronic consent from procedural compliance toward the protection of autonomy, dignity, welfare, and vulnerable users in digitally mediated environments.
Penegakan Hukum Tindak Pidana Perdagangan Orang Melalui Media Sosial (Studi Kasus UU No. 21 Tahun 2007) Nanda Syazwina Rahadatul Aisyi; Ismayana; Yanti Romlahayati
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v11i5.64451

Abstract

Perkembangan TPPO ini tidak terpisahkan dari pemanfaatan media sosial yang kian meluas. Platform digital itu telah menjadi sarana utama untuk menjangkau dan merekrut korban, sehingga pola kriminalitas menjadi lebih rumit dan sulit diatasi. Situasi semacam ini pun menimbulkan persoalan khusus dalam penegakan hukum, khususnya guna menyediakan perlindungan yang cukup bagi korban. Penelitian ini mengarahkan perhatian pada pengertian pola operasi perdagangan orang lewat media sosial, serta evaluasi penerapan penegakan hukum dalam realitas lapangan. Penelitian ini dilaksanakan melalui metode kualitatif di ranah hukum, yang mengintegrasikan pendekatan normatif, doktrinal, serta yuridis, diperkuat dengan analisis studi kasus. Analisis dilakukan dengan mengkaji sejumlah peraturan perundang-undangan terkait, seperti UU Nomor 21 Tahun 2007, UU Nomor 1 Tahun 2023, dan UU Nomor 18 Tahun 2017. Ketentuan itu kemudian dihubungkan dengan fakta dari putusan Pengadilan Negeri Malang serta informasi dari Polresta Cirebon Kota. Hasil penelitian mengungkap bahwa tindak pidana perdagangan orang biasanya bermula dari perekrutan via media sosial, dilanjutkan penguasaan atas korban, dan berakhir pada eksploitasi. Walaupun unsur-unsur delik telah terbukti lengkap, implementasi di tingkat lapangan menandakan bahwa pengayoman korban belum maksimal, terutama soal pemenuhan hak restitusi.
Juridical Analysis of the Absence of Compensation Standards as the Cause of Diversion Failure Alya Dwi Putri; Ismayana Ismayana
Interdisciplinary Social Studies Vol. 5 No. 3 (2026): Interdisciplinary Social Studies
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/iss.v5i4.1121

Abstract

This study examines the juridical implications of the absence of compensation standards in the implementation of diversion within the juvenile criminal justice system in Indonesia. Diversion, as a manifestation of restorative justice, is intended to resolve child criminal cases outside formal judicial proceedings while ensuring victim recovery and child protection. However, the lack of clear and operational compensation standards has created legal uncertainty and contributed to the failure of diversion agreements. This research aims to analyze the impact of the absence of compensation standards on the effectiveness of diversion and to formulate an ideal compensation model based on restorative justice principles. The study applies a normative juridical research method using statutory, conceptual, comparative, and case approaches. Legal materials were obtained from laws and regulations, scientific journals, legal doctrines, and relevant international restorative justice practices. The findings indicate that the absence of compensation standards causes subjective negotiations, imbalance between parties, and inconsistency in determining compensation, which ultimately increases the likelihood of diversion failure and continuation of cases to formal courts. Furthermore, the study reveals that effective compensation standards should be victim-oriented, proportional, participatory, and supported by clear implementation mechanisms. In conclusion, the establishment of structured and operational compensation standards is essential to strengthen legal certainty, improve victim protection, and enhance the effectiveness of restorative justice in Indonesia’s juvenile criminal justice system.
Protection of TPKS Victims Through the Compensation Mechanism and Victim Assistance Funds in Government Regulation No. 29 of 2025 Putri Ayu Lennas; Ismayana Ismayana; Siska Karina
Interdisciplinary Social Studies Vol. 5 No. 3 (2026): Interdisciplinary Social Studies
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/iss.v5i3.1122

Abstract

This study investigates the protection of victims of sexual violence through the compensation mechanism and the Victim Assistance Fund (DBK) as regulated in Government Regulation No. 29 of 2025 in Indonesia. Despite legal recognition of restitution as a victim’s right, implementation remains constrained by perpetrators’ financial capacity, insufficient inter-institutional coordination, and procedural complexities, leaving many victims without effective recovery. The study aims to analyze the mechanisms for compensation, identify operational and structural obstacles, and assess the effectiveness of DBK as a state-guaranteed alternative for victim recovery. A normative juridical approach was employed, combining legal and conceptual analyses, with data collected through statutory review, document analysis, and structured interviews with relevant stakeholders. The results indicate that while restitution mechanisms have been integrated from the investigation stage, their effectiveness is limited due to dependence on perpetrators’ ability to pay. Furthermore, DBK, designed to ensure recovery independent of the perpetrator, has not been operationally implemented at the regional level, constrained by unclear technical procedures, budget limitations, and weak coordination. The findings highlight a gap between legal design and practical execution, confirming that victim protection is still largely normative. The study concludes that strengthening institutional integration, operational clarity, and resource allocation for DBK is critical to provide real, sustainable recovery for victims and enhance the victim-oriented criminal justice system in Indonesia.
Law Enforcement Regarding Criminal Offenses Involving Online Gambling Committed by Minors Akmal Syaefulloh; Ismayana Ismayana
Interdisciplinary Social Studies Vol. 5 No. 4 (2026): Interdisciplinary Social Studies
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/iss.v5i4.1139

Abstract

The increasing involvement of young people in illegal online gambling is facilitated by the rapid advancement of information technology. Children, who should be focusing on their education and personal development, are easily drawn into online gambling due to a lack of parental guidance, limited understanding of digital tools, and financial pressures that drive them to seek quick money. This research aims to determine how the law is enforced against child perpetrators of online gambling and to identify the factors that drive such behaviour. The study employs a qualitative approach with a focus on actual legal practices in the Cirebon area. Data were collected through interviews with the Cirebon City Police, document review, and analysis of primary and secondary legal sources. The findings indicate that a solid legal framework exists for handling child perpetrators of online gambling under the applicable laws, and that the police have endeavoured to comply with the procedures established by the Juvenile Criminal Justice System. However, challenges persist in law enforcement, including a lack of expertise in digital forensics, limited use of artificial intelligence technology for early detection, and insufficient digital literacy among the public. The factors driving children toward online gambling can be categorised into three main areas: financial pressures generating economic motives, the desire for instant rewards driven by psychological factors, and family dysfunction resulting from inadequate parental attention and supervision. The research concludes that an effective response requires a combined approach encompassing not only firm law enforcement action, but also preventive measures such as economic support for families and the improvement of digital literacy.
The Application of Diversion for Children as Perpetrators of Criminal Offenses During the Investigation Phase (A Study at the Cirebon City Police Station) Dea Viqi Alayda Alamsyah; Ismayana Ismayana
Interdisciplinary Social Studies Vol. 5 No. 4 (2026): Interdisciplinary Social Studies
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/iss.v5i4.1140

Abstract

This research examines the implementation of diversion in handling juvenile cases at the investigation stage at the Cirebon City Police Department. The increasing involvement of children in criminal offences indicates that punitive approaches are no longer sufficient, making diversion — as a component of restorative justice — an important alternative. Diversion aims to resolve cases outside formal court proceedings while prioritising the best interests of the child and their social recovery. This research employs an empirical legal method with a socio-juridical approach, combining legal analysis with field data. Data were collected through interviews with investigators and supported by relevant legal literature and regulations. The findings reveal that diversion has been applied, though not consistently. Some cases are successfully resolved through diversion, while others proceed to formal judicial processes or are settled at the preliminary stage without formal diversion mechanisms. Several obstacles affect its implementation, including resistance from victims, public perceptions favouring punitive responses, limited understanding of restorative justice among law enforcement officers, and inadequate facilities. In conclusion, the implementation of diversion at the investigation stage remains in a transitional phase toward a fully restorative justice approach. Strengthening institutional capacity, improving public awareness, and enhancing coordination among stakeholders are necessary to ensure the effective application of diversion within the juvenile criminal justice system.