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All Journal EQUILIBRIUM Tawazun: Jurnal Pendidikan Islam NISBAH: JURNAL PERBANKAN SYARIAH JURNAL SYARIKAH : JURNAL EKONOMI ISLAM QARDHUL HASAN: MEDIA PENGABDIAN KEPADA MASYARAKAT Al Maal: Journal of Islamic Economics and Banking Jurnal Pendidikan Guru (JPG) Al-Hasanah : Jurnal Pendidikan Agama Islam Transformasi Manageria: Journal of Islamic Education Management Journal of Vision and Ideas (VISA) YASIN: Jurnal Pendidikan dan Sosial Budaya An Nuqud: Journal of Islamic Economics Jurnal Kajian Islam dan Sosial Keagamaan El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam El-Mujtama: Jurnal Pengabdian Masyarakat Journal of Ekonomics, Finance, and Management Studies Al-Infaq : Jurnal Ekonomi Islam

Sofian Muhlisin

Universitas Ibn Khaldun Bogor

Author-ID : 2586540

Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Strategi Bank Syariah Dalam Pembiayaan Mikro pada Masa Pandemi Covid-19 Annisa Yasrien Algaisya; Abrista Devi; Sofian Muhlisin
VISA: Journal of Vision and Ideas Vol 2 No 2 (2022): VISA: Journal of Vision and Ideas
Publisher : LPPM IAI Nasional Laa Roiba Bogor

At the end of 2019 there was a global change due to the corona virus disease which was then called Covid-19 which first appeared in Wuhan, China. WHO officially announced this respiratory virus as a pandemic in March 2020. Covid-19 has caused the death rate to continue to increase both in the world and in Indonesia. Covid-19 affects various sectors, one of the sectors most affected is the economic sector. It is known that during the Covid-19 pandemic, Indonesia's GDP decreased, the unemployment rate increased, and also in the microeconomic sector many MSMEs experienced a decline in business and even bankruptcy. Whereas MSMEs are one of the most influential sectors for GDP in Indonesia. MSME turnover has decreased while MSMEs need capital assistance for their business. To overcome and support MSMEs, the role of financial institutions is very much needed. One of the Financial Institutions that plays a role in providing capital for MSMEs is Islamic Banking, this is because Islamic Banking focuses on the real sector, even though on the Islamic Banking side there needs to be a strategy before providing financing so that Islamic Banking can maintain financial stability during this pandemic. Therefore, this research is entitled: Strategy of Islamic Banks in Microfinance during the Covid-19 Pandemic (Case Study of BSI KCP Sentul). With the formulation of the problem; (1) Problems encountered in microfinance at BSI KCP Sentul during the pandemic; (2) Solutions to problems encountered in microfinance at BSI KCP Sentul during the pandemic; (3) Strategy of BSI KCP Sentul in microfinance during the pandemic. The method used is descriptive qualitative by interviewing 3 people from BSI KCP Sentul. This study uses primary data, namely interviews. The results of this study are: (1) the problems faced are in the form of internal problems which include performance such as weak financing analysis, limited human resources in the field of financing settlement, weaknesses in bank policies that apply high product prices, and also access to Islamic banking which is still difficult to reach. Meanwhile, the external problems faced in the form of problems stemming from the character of customers, covid-19, government regulations, and the legality of MSMEs; (2) The solution from the internal banking side is to carry out managerial supervision of the Bank and conduct regular communication to customers, improve the capacity of human resources in terms of micro-financing, and provide indirect financing through BPRS; (3) The first banking strategy is to provide financing to MSMEs that are not significantly affected by Covid-19, establish a microfinance service center, and provide lower margins. Keywords: Covid-19, MSMEs, Islamic Banking.

Analisis Praktik Akad Istishna pada Jasa Konveksi dan Sablon di R.Industries Bogor Farhan Zamzamy; Kholil Nawawi; Sofian Muhlisin
Transformasi Manageria: Journal of Islamic Education Management Vol 3 No 1 (2023): Transformasi Manageria: Journal of Islamic Education Management
Publisher : PKP Fakultas Syariah LPPM IAI Nasional Laa Roiba

This study aims to analyze the istishna contract in the convection and screen printing business of R. INDUSTRIES Bogor, as well as to explain the Muamalah Fiqh provisions in assessing the validity of the istishna contract in the convection and screen printing business of R. INDUSTRIES Bogor. This type of research is qualitative-descriptive research, using field research techniques, with direct observation and interviews with respondents namely one owner of clothing and screen printing services R. INDUSTRIES Bogor. The results of this study indicate that in general, istishna' contract transactions in the convection and screen printing business carried out by R. INDUSTRIES Bogor can be declared permissible or permissible. In a sense, transactions carried out are in accordance with the provisions of fiqh muamalah and do not contain elements that are are not permitted in muamalah fiqh, such as maysir, gharar, and usury. Keywords: istishna contract, fiqh muamalah, convection and screen printing

Strategi Pemasaran Syariah Busana Muslim ‘Hana_Nadhira’ untuk Meningkatkan Profitabilitas Giri Kurniadin; Sofian Muhlisin; Syarifah Gustiawati
Transformasi Manageria: Journal of Islamic Education Management Vol 3 No 1 (2023): Transformasi Manageria: Journal of Islamic Education Management
Publisher : PKP Fakultas Syariah LPPM IAI Nasional Laa Roiba

Intense competition in the era of digital marketing and the use of social media requires entrepreneurs to adapt and formulate marketing strategies to survive and develop businesses. In the midst of business competition in capturing the market, fraud and fraudulent actions are vulnerable to be carried out. Moral and Islamic values are important to be implemented in the business operations that are carried out. Hana Nadhira is a business brand that was founded by a married couple and managed to take advantage of business opportunities through digital media with encouraging developments. This research is a qualitative research with the aim of analyzing how sharia marketing is implemented by Hana Nadhira Clothing in increasing profitability. The results of the research show that Hana Nadhira has succeeded in developing from a minimal profit with a narrow market coverage to a profitable business with a turnover of more than Rp. 50,000,000 per month and market penetrating overseas market. Continuous quality improvement in terms of products, promotions that are updated based on trends, as well as the use of communication media that is busy being used are the keys to the success of the business. Keywords: Sharia Marketing, Profitability

IMPLEMENTASI MODUL BELAJAR LITERASI DAN NUMERASI DALAM PEMBELAJARAN TEMATIK SISWA KELAS 5 DI MI IRSYADUL ATHFAL Nurul Azzizah; Muhammad Fahri; Sofian Muhlisin
JPG: Jurnal Pendidikan Guru Vol. 4 No. 3 (2023): JPG: Jurnal Pendidikan Guru
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jpg.v4i3.14584

Kemampuan literasi dan numerasi siswa di Indonesia massih tergolong rendah dan selalu berada pada urutan terbawah berdasarkan studi PISA 2018. Mayoritas guru hanya terpaku pada buku pelajaran sekolah dan belum memanfaatkan modul berbasis literasi dan numerasi yang diterbitkan oleh Kemendikbud agar meningkatnya kemampuan literasi dan numerasi siswa. Penelitian ini bertujuan untuk mengetahui implementasi modul belajar literasi dan numerasi dalam pembelajaran tematik siswa kelas 5 di MI Irsyadul Athfal Depok, serta kendala dan solusinya. Penelitian menggunakan metode kualiatif dengan pendekatan studi kasus. Teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa implementasi modul belajar literasi dan numerasi dalam pembelajaran tematik terdiri dari tiga tahapan: perencanaan, pelakssanaan, dan penilaian yang dilaksanakan selama 2 x 30 menit (2 jam pelajaran). Kendala yang dihadapi adalah bahan ajar, waktu, ketelitian siswa, dan prosedur penilaian. Solusinya adalah sekolah memfasilitasi bahan ajar yang dibutuhkan, guru memperhatikan efesiensi waktu sebelum melaksanakan pembelajaran, guru membiasakan siswa untuk belajar menggunakan modul, dan guru mengembangkan atau menyusun penilaian secara mandiri. Maka dapat disimpulkan bahwa modul belajar literasi dan numerasi dalam pembelajaran tematik dapat dilaksanakan sebagai bahan ajar yang melibatkan aktivitas pembelajaran berbasis literasi dan numerasi.

PENINGKATAN EKONOMI MASYARAKAT MELALUI PEMANFAATAN SUMBER DAYA LOKAL Paramita, Metti; Muhlisin, Sofian; Palawa, Ikhsan
Qardhul Hasan: Media Pengabdian kepada Masyarakat Vol. 4 No. 1 (2018): APRIL
Publisher : Universitas Djuanda

Peningkatan ekonomi merupakan suatu hal yang sepenuhnya harus dilakukan guna memberikan kesejahteraan pada masyarakat. Kecamatan Kabandungan yang hampir 50% daratannya digunakan untuk pertanian dan 52% penduduknya adalah petani, memiliki potensi yang cukup untuk mengeluarkan produk sumber daya dengan kearifan lokal yang bernilai ekonomis dan bernilai jual diantaranya singkong, pisang dan ubi jalar. Kegiatan ini dimaksudkan untuk memajukan ekonomi masyarakat dengan cara mendayagunakan sumber daya lokal yang ada di wilayah sekitar untuk diolah menjadi penganan yang bernilai jual tinggi dan menumbuhkan semangat berwirausaha kepada masyarakat pedesaan. Wirausaha dalam pengolahan pisang, singkong dan ubi jalar menjadi berbagai macam penganan di Desa Kabandungan dan Desa Mekar Jaya Kecamatan Kabandungan Kabupaten Sukabumi adalah salah satu bentuk usaha dalam peningkatan ekonomi masyarakat melalui pemanfaatan sumber daya lokal. Metode yang dilakukan berupa penyuluhan, pelatihan, pendampingan dan pengolahan singkong, pisang dan ubi jalar untuk dijadikan produk penganan. Materi yang disampaikan antara lain teknik pengolahan produk penganan dan pelatihan dasar kewirausahaan serta manajemen usaha secara sederhana. Hasil pelaksanaan menunjukkan adanya peningkatan kesadaran peserta pelatihan untuk memanfaatkan sumber daya lokal dan berwirausaha serta manajemen usaha yang baik untuk meningkatkan ekonomi masyarakat. Hal ini terlihat dari antusias para peserta untuk mengaplikasikan hasil pelatihannya dan melanjutkan kegiatan tersebut setelah selesai program pengabdian ini.

HUBUNGAN KECERDASAN SPIRITUAL TERHADAP AKHLAK MULIA SISWA DI SMP NEGERI 1 CIBUNGBULANG Amara, Helina; Supriadi, Dedi; Muhlisin, Sofian
Al-Hasanah : Jurnal Pendidikan Agama Islam Vol 9 No 1 (2024): Al-Hasanah : Jurnal Pendidikan Agama Islam
Publisher : STAI Pelabuhan Ratu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51729/91631

Spiritual intelligence is a potential that every human being must have. A person is said to have spiritual intelligence if that person is able to place and deal with situations wisely based on the value of faith to obtain happiness both in this world and in the afterlife. Likewise, with noble character, humans can maintain good relations between fellow humans so that humans will live in comfort, affection and hope for the blessing of Allah SWT. If students have good spiritual intelligence then this supports students to have noble character. This research aims to 1) determine the spiritual intelligence of students at SMP Negeri 1 Cibungbulang. 2) knowing the noble character of students at SMP Negeri 1 Cibungbulang. 3) determine the relationship between spiritual intelligence and the noble character of students at SMP Negeri 1 Cibungbulang. The method used in this research is quantitative correlational. This research was carried out at SMP Negeri 1 Cibungbulang from December 2023 to March 2024. The population used was class VIII students, totaling 360 students. The sampling technique used a simple random sample because the research population was more than 100 people, the researchers only took 10% of the total population of 36 students. The results of research using correlation tests using the Pearson correlation formula show that there is a significant relationship between spiritual intelligence and the noble character of students at SMP Negeri 1 Cibungbulang. This test shows that the correlation value for the variables.

Analisis faktor-faktor yang Memengaruhi Tingkat Kemiskinan dalam Perspektif Islam (Studi Kasus pada Provinsi Jawa Barat tahun 2019-2023) Wika Ajmilah; M. Kholil Nawawi; Sofian Muhlisin
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Tingkat kemiskinan yang tinggi di Provinsi Jawa Barat menjadi salah satu tantangan yang mendesak serta menjadi gambaran pusat ekonomi Indonesia. Menurut teori lingkaran kemiskinan yang dikenalkan oleh Nurkse, yang mempengaruhi tingkat kemiskinan ada tiga yaitu rendahnya IPM, rendahnya pertumbuhan ekonomi dan tingginya tingkat pengangguran. Maka penelitian ini bertujuan untuk mengetahui pengaruh Indeks Pembangunan Manusia (IPM), Pertumbuhan Ekonomi dan Tingkat Pengangguran Terbuka terhadap tingkat kemiskinan di Provinsi Jawa Barat, serta bagaimana penanggulangan kemiskinan dalam perspektif ekonomi Islam. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan data sekunder yang bersumber dari BPS dengan data panel yang merupakan data time series periode 2019-2023 dan data cross section dari 27 Kabupaten/Kota di Provinsi Jawa Barat. Penelitian ini menggunakan pendekatan fixed effect model. Berdasarkan hasil penelitian menggunakan fixed effect model diperoleh hasil bahwa variabel Indeks Pembangunan Manusia (IPM) dan variabel Tingkat Pengangguran Terbuka berpengaruh positif terhadap tingkat kemiskinan, sedangkan variabel Pertumbuhan Ekonomi berpengaruh negatif terhadap tingkat kemiskinan. Secara simultan tiga variabel tersebut berpengaruh signifikan terhadap tingkat kemiskinan di provinsi Jawa Barat pada tahun 2019-2023. Dalam meminimalisir kemiskinan, Islam mendorong pertumbuhan ekonomi yang memberi manfaat luas bagi masyarakat, penciptaan anggaran negara yang memihak kepada kepentingan masyarakat banyak, pembangunan infrastruktur yang memberi manfaat luas bagi masyarakat, penyediaan pelayanan publik dasar, kebijakan pemerataan dan distribusi pendapatan yang memihak masyarakat miskin.

Pengaruh Zakat Produktif Terhadap Pemberdayaan Ekonomi Mustahik Warga Aceh di Kota Depok (Studi Kasus Taman Iskandar Muda, Sukmajaya) Sofian Muhlisin; Kholil Nawawi; Muhammad Khusairi Fathahillah
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research investigates the impact of productive zakat on the economic empowerment of mustahik (zakat recipients) among Acehnese residents in Depok City, with a case study in Taman Iskandar Muda, Sukmajaya. The study aims to evaluate the effectiveness of productive zakat programs in increasing the economic independence of mustahik, analyze their role in reducing poverty, and identify the key factors influencing the success of such empowerment initiatives. Using a quantitative method with data collected through surveys, interviews, and documentation, the research reveals that productive zakat significantly contributes to improving income levels, business sustainability, and entrepreneurial spirit among the beneficiaries. Critical elements such as work ethic, business capital, training, and mentoring were found to influence the success of the programs. The findings suggest that productive zakat, when managed professionally through institutions like UPZ (Unit Pengumpul Zakat), has the potential not only to alleviate poverty but also to transform mustahik into muzakki (zakat payers), thus fostering long-term economic resilience within the community.

Shalat fardu berjamaah dan perannya dalam membentuk kepemimpinan siswa Ilyasa, Ridhwan Akmal; Supriadi, Dedi; Muhlisin, Sofian
TAWAZUN: Jurnal Pendidikan Islam Vol 18 No 2 (2025)
Publisher : Program Studi Magister Pendidikan Islam,Sekolah Pascasarjana Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/tawazun.v18i2.19748

The implementation and education of congregational fardu prayers for the formation of student leadership is a crucial aspect in character cultivation. This research emerged based on an understanding of the benefits of congregational fardu prayers and their implementation on leadership development in the school environment. This study was compiled to find out the implementation of congregational fardu prayers for students, find out the attitude of student leadership, and identify the influence of congregational fardu prayers on the formation of leadership of grade VIII students at MTs Ibnu Taymiyah Bogor. This study uses a quantitative approach with a survey causal associative research method. The population consisted of 103 students and the sample consisted of 82 students with simple random sampling. The data collection technique of this study uses questionnaires and documentation. The data analysis technique uses descriptive data testing and inferential data with the Pearson product moment correlation formula, to determine the correlation between congregational obligatory prayers and leadership formation. Based on the analysis, the implementation of congregational fardu prayers was categorized as medium with a percentage of 52.4% of students, the low category with a percentage of 24.4% of students, and the high category with a percentage of 23.2% of students. The formation of leadership shows that it is categorized as medium with a percentage of 59.8% of students, a low category with a percentage of 24.0%, and a high category with a percentage of 18.3%. Based on the analysis of the product correlation test, the moment shows a calculation of 0.895 > a table of 0.220 or a significance value of 0.000 < 0.05 with the interpretation of the data classified as 0.81-0.99, which means that there is a very strong relationship between variable X and variable Y. The results achieved indicate that there is a significant influence on the higher the implementation of congregational fardu prayers, the higher the formation of student leadership. Abstrak Pelaksanaan dan pendidikan salat fardu berjamaah terhadap pembentukan kepemimpinan siswa merupakan aspek krusial dalam penanaman karakter. Penelitian ini muncul berdasarkan pemahaman kemanfaatan salat fardu berjamaah dan implementasinya terhadap pengembangan kepemimpinan di lingkungan sekolah. Penelitian ini disusun untuk mengetahui pelaksanaan salat fardu berjamaah siswa, mengetahui sikap kepemimpinan siswa, dan mengidentifikasi adanya pengaruh salat fardu berjamaah terhadap pembentukan kepemimpinan siswa kelas VIII Di MTs Ibnu Taimiyah Bogor. penelitian ini menggunakan pendekatan kuantitatif dengan metode penelitian survei asosiatif kausal. Adapun populasi terdiri dari 103 siswa dan sampel terdiri dari 82 siswa dengan pengambilan simple random sampling. Teknik pengumpulan data penelitian ini menggunakan kuesioner dan dokumentasi. Teknik analisis data menggunakan pengujian data deskriptif dan data inferensial dengan rumus korelasi pearson product moment, untuk mengetahui korelasi antara salat fardu berjamaah dan pembentukan kepemimpinan. Berdasarkan analisis bahwa pelaksanaan salat fardu berjamaah terkategori sedang dengan persentase 52,4% siswa, kategori rendah dengan persentase 24,4% siswa, dan kategori tinggi dengan persentase 23,2% siswa. Adapun pembentukan kepemimpinan menunjukkan bahwa terkategori sedang yaitu dengan persentase 59,8% siswa, kategori rendah dengan persentase 24,0%, dan kategori tinggi dengan persentase 18,3%. Berdasarkan analisis uji korelasi product momen menunjukkan rhitung 0,895 > rtabel 0,220 atau nilai signifikansi 0,000 < 0,05 dengan interpretasi data tergolong pada angka 0,81-0,99 berarti adanya hubungan sangat kuat antara variabel X terhadap variabel Y. koefisien determinasi menunjukkan pada angka sebesar 80,10%. Hasil yang dicapai tersebut mengindikasikan adanya pengaruh signifikan semakin tinggi pelaksanaan salat fardu berjamaah maka semakin tinggi pembentukan kepemimpinan siswa.

Manajemen Risiko Pembiayaan Murabahah di BPR Syariah Amanah Ummah Cabang Bogor Ulhaq, Alvin Aulia; Nawawi, Kholil; Muhlisin, Sofian
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.953

This research aims to determine the Murabahah mechanism as well as the practices and risk management mechanisms for Murabahah financing at the Sharia People's Financing Bank or BPRS Amanah Ummah Bogor Branch Office. The research method used is a descriptive method in the form of words, images and not numbers due to the application of qualitative methods. Apart from that, everything that is collected may be the key to what has been researched. The results of the research show that 1) Murabahah financing carried out by BPRS Amanah Ummah, especially the Bogor Branch office, is financing aimed at financing both assets, capital and building materials based on criteria and specifications that are completely handed over to the customer. So the Murabahah mechanism is to submit first, after that the BPRS will analyze the needs, survey, and also 5C + 1S analysis, after everything has been analyzed then the next stage is the contract. 2) In the murabahah financing risk management process, this process has 3 stages, namely identification, measurement and risk control. Keywords: Management; Risk; Financing; Murabahah

Co-Authors A.A. Ketut Agung Cahyawan W Abrista Devi Amara, Helina Anas Alhifni Annisa Yasrien Algaisya Azahra, Rina Azahra, Rina Dedi Supriadi Dinda Rosaliana Farhan Zamzamy Giri Kurniadin Haudaa Rizki, Muhamad Dhiya Hesti Handinisari Hilman Hakiem Himawan Muhammad Reza Ibrahim Jihanullah Munandar Ikhwan Hamdani Ilyasa, Ridhwan Akmal Irma Sukma Inayah Kholil Nawawi Lilianita, Debinair M. Kholil Nawawi M. Kholil Nawawi Millah, Muzayanatul Muhamad Albani Muhamad Komarudin Muhammad Fahri Muhammad Khusairi Fathahillah Mursyidah, Nurul Nawawi, Kholil Nur Fitrianah Nurman Hakim Nurul Azzizah Palawa, Ikhsan Palawa, Ikhsan Paramita, Metti Paramita, Metti Pesha, Indry Nirma Yunizul Putri Rizkyah Qurthuby, Moch Sahlan Hasbi Saiful Anwar Siti Robiyatul Khasaniyah Sutisna Sutisna Suyud, Suyud Syarifah Gustiawati Mukri Syarifah Khairunnisa Syifa Syifa Taufik Taufik Ulhaq, Alvin Aulia Veithzal Rivai Zainal Wika Ajmilah Wildan Munawar Yono Yono

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