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All Journal Jurnal Ilmiah Universitas Batanghari Jambi J-MAS (Jurnal Manajemen dan Sains) At-Tawassuth: Jurnal Ekonomi Islam Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Economics and Digital Business Review AL-FALAH : Journal of Islamic Economics EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Nusantara Hasana Journal Al-Iqtishod : Jurnal Ekonomi Syariah Jurnal Ekonomi Syariah dan Bisnis Journal of Business Studies and Management Review Innovative: Journal Of Social Science Research Journal of Innovative and Creativity Journal of Shariah Economics Journal of Islamic Banking
Ary Dean Amri
Ekonomi Islam, Universitas Jambi, Jambi , Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences Other

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Analisis Pembiayaan Bermasalah Bank Wakaf Mikro Pada Pelaku Usaha Mikro Kecil (UMK) di BWM Pondok Pesantren As’ad Seberang Kota Jambi Diah Fardila; Rafiqi .; Ary Dean Amri
JOURNAL OF SHARIA ECONOMICS Vol. 6 No. 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.793

Abstract

This research aims to find out the causes of problematic financing at Micro Waqf Banks, to find out the impact of problematic financing at Micro Waqf Banks and to understand the handling of BWM settlements for problematic financing at As'ad Islamic Boarding School Micro Waqf Banks. The research method used is qualitative. The data sources used in this research are primary and secondary. The data collection techniques used in this research are observation and interviews. The results of this research show that (1) The causes of Problematic Financing in Micro Waqf Banks are intentional elements such as the poor character of customers who deliberately do not want to pay installments and unintentional elements such as a decline in economic conditions and disasters occurring. (2) The impact of problematic financing on Micro Waqf Banks, namely decreasing BWM income, the impact of a bad image not only impacting the intra-institution but later external parties will also have a negative view of the Institution. employee time and energy spent going directly to the customer's location. (3) Handling the BWM Settlement for Problematic Financing of the As'ad Islamic Boarding School Micro Waqf Bank, namely by having a jointly responsible group, visiting the customer's residence (silaturrahmi) and providing an extension of time to the customer.
Analisis Strategi Penghimpunan Dana ZIS Pada Program Peduli Pendidikan di DT Peduli Jambi Ary Dean Amri; Dinda Angelina Ismanto; Annisa Annisa; Noviya Rita; Rizki Anggraini
JOURNAL OF SHARIA ECONOMICS Vol. 6 No. 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.798

Abstract

The aim of this research is to determine the funding strategy implemented by ZIS for the education program at DT Peduli Jambi. The collection of ZIS funds in education programs can help achieve an education system in society, especially for underprivileged children. Of course, there are conditions that must be met to receive this education program. After that, DT Care Jambi will follow up for a survey. The research method used is a qualitative approach. DT Peduli Jambi aims to allocate ZIS funds effectively, such as distributing them to parties who need them and allocating them to existing programs at DT Peduli Jambi.
Analisis Pengaruh Manfaat Dan Keamanan Terhadap Penggunaan Uang Elektronik (Dana) Sebagai Alat Transaksi Pembayaran Dalam Perspektif Ekonomi Islam (Studi Kasus Mahasiswa Ekonomi Islam Angkatan 2019-2021) Sonia Juatri; Ridhwan Ridhwan; Ary Dean Amri
JOURNAL OF SHARIA ECONOMICS Vol. 6 No. 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.799

Abstract

This research is entitled Analysis of the Influence of Benefits and Security on the Use of Electronic Money (Funds) as a Payment Transaction Tool in an Islamic Economic Perspective. This research aims to determine the influence of benefits and security on the use of electronic money (funds) as a means of payment transactions from an Islamic economic perspective. The research method used is quantitative descriptive, with primary data sources. The population used was 314 students from the 2019-2021 Islamic Economics Study Program, Faculty of Economics and Business, Jambi University, and the sample for this research was 76 students taken using proportionate stratifield random sampling. The data analysis techniques used are Partial T test, Simultaneous F test, coefficient of determination, and continued with multiple linear regression analysis. The results of this research show that the Benefit variable has no partial effect and the Security variable has a partial effect on the use of electronic money (DANA) as a means of payment transactions from an Islamic economic perspective. Meanwhile, simultaneously the Benefit and Security variables influence the use of electronic money (DANA) as a means of payment transactions from an Islamic economic perspective.
Analisis Pengaruh Motivasi Terhadap Minat Mahasiswa Menjadi Wirausaha Shilvi Eka Safitri; Ary Dean Amri; Massita Massita; Ananta Apriyani Portuna; Rahayu Julia Ningsih; Windi Juni Lestari
JOURNAL OF SHARIA ECONOMICS Vol. 6 No. 2 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i2.951

Abstract

This research aims to analyze the influence of motivation on students' interest in becoming young entrepreneurs at Jambi University. Motivation is an important factor that can influence a person's interest in becoming an entrepreneur. This research uses a quantitative approach by collecting data through questionnaires distributed to students at Jambi University. The results of the analysis show that motivation has a significant influence on students' interest in becoming young entrepreneurs at Jambi University. Students who have high motivation tend to have a greater interest in becoming young entrepreneurs. Motivation can come from various factors, such as intrinsic and extrinsic encouragement, the desire to be independent, self-confident, and clear life goals. This research makes an important contribution in understanding the factors that influence students' interest in becoming young entrepreneurs. The results of this research can be used as a reference for universities in increasing student motivation to become young entrepreneurs through relevant and effective approaches. Apart from that, this research can also be a reference for students who are interested in becoming young entrepreneurs to understand the factors that can support success in entrepreneurship.
Pengaruh Minat Dan Tingkat Harga Terhadap Preferensi Masyarakat Muslim Yang Akan Menggunakan Akad Murabahah Pada KPR Bank Syariah Di Kota Jambi Natasha Aurora Geraldine; Paulina Lubis; Ary Dean Amri
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1037

Abstract

This study aims to determine the description of interest, price level, and preference of Muslim community using murabahah contract on KPR Bank Syariah in Jambi City, analyze the influence of interest, price level on the preference of Muslim community using murabahah contract on KPR Bank Syariah in Jambi City partially, and analyze the influence of interest and price level on the preference of Muslim community using murabahah contract on KPR Bank Syariah in Jambi City simultaneously. The population in this study was 412,850 residents of Jambi City who are Muslim and are included in the productive age category. The analysis method in this study is quantitative data analysis technique. The results of the research that has been conducted: 1) Public interest in Murabahah contract in KPR Bank Syariah is moderate. This shows that people are starting to realize the importance of sharia-based financing, but have not fully made it their main choice. 2) Price level has a significant influence on public preference in choosing Murabahah contract. 3) Interest does not have a significant effect on preference. 4) Interest and price level influence the preference of Muslim community to use murabahah contract on KPR Bank Syariah in Jambi City simultaneously.
Pengaruh Prinsip Ekonomi Islam terhadap Keputusan Trading Cryptocurrency Oleh Traders Muslim Dalam Komunitas New Crypto Jambi Dan Exness Trading Di Kota Jambi Fikry Ramadhani Hasan; Lucky Enggrani Fitri; Ary Dean Amri
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1112

Abstract

This study aims to analyze the influence of Islamic economic principles on the cryptocurrency trading decisions of Muslim traders in the New Crypto Jambi and Exness Trading communities in Jambi City. The research findings show that the understanding of Islamic economic principles among Muslim traders is still low, both in the novice community (New Crypto Jambi) and the experienced community (Exness Trading). The majority of traders focus more on financial profit without considering the Islamic aspects in their trading decisions. The Exness Trading community tends to be more cautious in selecting trading instruments, although they are still uncertain about the legality of their activities. Meanwhile, traders in the New Crypto Jambi community tend to overlook the consideration of Islamic law in their trading activities and only become aware of Islamic principles after experiencing losses. Additionally, most traders do not understand the elements of gharar, maysir, and riba in cryptocurrency and have not made efforts to seek legal clarification through fatwas from scholars or Shariah financial institutions. In conclusion, the influence of Islamic economic principles on trading decisions is still very minimal due to the lack of Islamic economic literacy, limited education, and the weak role of communities in disseminating Sharia principles. This study recommends increasing Islamic economic literacy through collaboration with Shariah economic experts, as well as organizing regular discussions in trading communities on halal-haram principles in cryptocurrency trading. Further research with direct observation and in-depth interviews is recommended to explore the influence of religiosity perceptions on trading decisions.
Pengaruh Motivasi Dan Religiusitas Terhadap Kinerja Karyawan Pada Unit Usaha Syariah Bank 9 Jambi Kota Jambi Fadhlidzil Ikram; Lucky Enggrani Fitri; Ary Dean Amri
Journal of Islamic Banking Vol. 6 No. 2 (2025): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jib.v6i2.1267

Abstract

This study aims to analyze the impact of motivation and religiosity on employee performance at the Unit Usaha Syariah Bank 9 Jambi. This research employs a quantitative approach with a survey method. Data was collected using a questionnaire distributed to 34 employees of the bank, measured using a Likert scale. The data analysis technique used is multiple linear regression. The results show that motivation has a significant positive effect on employee performance, with a regression coefficient of 0.364 and a significance level of 0.000. Similarly, religiosity has a significant positive effect on employee performance, with a regression coefficient of 0.481 and a significance level of 0.002. Simultaneously, both motivation and religiosity have a significant effect on employee performance, with an F-value of 18.431 (p < 0.05). These findings suggest that both motivation and religiosity play a crucial role in enhancing employee performance in the Islamic banking sector. It is recommended that Unit Usaha Syariah Bank 9 Jambi continue to consider motivation and religiosity in its managerial policies to improve employee performance. This research also opens opportunities for future studies to examine other factors influencing employee performance.
Co-Authors Adinda Putri Agustina Akbar samudra Alda Mariatul Kiptiah Alfan Septiardo Ilham Alifah , Allif Al Fattahillah Amanda Syafitri Ananta Apriyani Portuna Andika Afrilia Setiawan Anggun isnaini Anisa Putri Marpaung Anitha Octaviani Annisa . Annisa Annisa Avia Salsabillah Azzril Arya Hidayat Benny Zulfikar Chealsy Amanda Diah Fardila Dinda Angelina Ismanto Eka Rizki Fadhlidzil Ikram Fery Adriansyah Fikry Ramadhani Hasan Fitriani . Hadiah Tri Marlia Putri Hani Rahmi Humaira Harpeni . Hayatun Nisaa Helmalia Putri Tsalsabina Ika Nur Aini Ilham Bagus Kurniawan Ilham Hanafi Ita Fitriana Jaka Saputra Jevy Rahmand Lubis, Paulina Lucky Enggrani Fitri M. Aldira Dwi Septiawan Massita Massita Meilin Haziah Mela Yolanda Mia Awdina Mila Sukmawati Mohan Tridipa Syamta Muhammad Ibnu. S Mutiara Hasanah Anjaya Natasha Aurora Geraldine Naufal Alfarizi HSB Naufal Alfarizie HSB Novi Nur Kholifah Novita Zana Noviva Rita Noviya Rita Nur Fitria Syawaliyah Hasfiyani Nurida Isnaeni Nurita Nurita Nurul Adila Pandu Syahrez Alkautsar Paulina Lubis Putti Sherna Qorry Ambiya Raden Aqsal Safatullah Rafiqi . Rafiqi Rafiqi Rahayu Julia Ningsih Ridhwan Ridhwan Risky Febri Pratama Rizki Anggraini Rizky Anggreyni Rosnaida Rosnaida Saputri . Sari Asih Sekar Adinda Putri Shilvi Eka Safitri Sonia Juatri Surya Prastio Syahira oksaniska Syahrul Gunawan Syarifah Rizki Amanda Widiastuti, Fitri Windi Juni Lestari Yuliani Dwi Fauzianto Zalfa Rianda