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RESERVES FOR SHARIA LIFE INSURANCE CONTRIBUTIONS USING THE GROSS PREMIUM VALUATION (GPV) METHOD BASED ON VASICEK MODEL Irawan, Wahri; Suwarman, Ramdhan Fazrianto; Azim, Muhamad Fadli; Sudrajat, Budi; Hamsyiah, Nurmaita
BAREKENG: Jurnal Ilmu Matematika dan Terapan Vol 17 No 2 (2023): BAREKENG: Journal of Mathematics and Its Applications
Publisher : PATTIMURA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/barekengvol17iss2pp0635-0640

Abstract

Determining reserve for life insurance contributions has factors that influence it, such as contributions developed by participants and operational costs. Based on the financial services authority Number 71 of 2016, related to the company's financial health, one of which is that sharia insurance companies can make reserve for contributions. In this study, we discuss the calculation of the contribution of the initial value of return on investment which is sensitive and different calculations for the technical calculation of the contribution of sharia life insurance using the gross premium assessment method (GPV) by applying the Monte-Carlo simulation and using the vasicek model in calculating the discount factor so that with this method can recommend several possible contributions and contributions reserve from sharia life insurance products.
Pemanfaatan Teknologi Digital untuk Meningkatkan Pengetahuan dan Keterampilan Kader Posyandu: Pengabdian Mike Indarsih; Embun Fajar Wati; Budi Sudrajat; Susanti
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2599

Abstract

Mawar A Posyandu Partner is located in Pengayoman Complex, Jl. RW 13A, Sukasari Subdistrict, Tangerang City, and has various service and outreach activities. The Posyandu partner has several problems, namely 1) the absence of social media as a means of disseminating information to educate mothers, 2) the absence of interesting content to be disseminated online to educate mothers, especially for mothers who cannot come or are busy working. The solutions needed to overcome all these problems are, 1) the creation and use of Instagram social media as a means of socializing posyandu activities and educating mothers, 2) creating video content with the capcut application and creating image and written content with the canva application (video, image, and written content will be uploaded to partner Instagram. The PM implementation with 4 lecturers and 2 students, with the following workflow, 1) Situation analysis with observation and interviews, 2) Designing solutions with information technology, 3) Training, mentoring, and socialization, 4) Evaluation by monitoring activities. This activity resulted in increased knowledge and skills that produced video content of posyandu activities and flyers about the posyandu activity schedule.
ANALISA DESIGN UI/UX APLIKASI REKRUITMENT PADA PT. TERRA SAMUDRA JAYA SOLUSINDO Mustika, Wida Prima; Sudrajat, Budi; Lase, Mareanus
Jurnal Manajamen Informatika Jayakarta Vol 4 No 4 (2024): JMI Jayakarta (September 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jmijayakarta.v4i4.1582

Abstract

The most important component in a company is Human Resources (HR) to support the execution of the company's operational functions. With quality HR and high competence, the company's goals can be realized. As an initial step to acquire the necessary human resources, it is through the organization of new employee recruitment activities. This research uses a user-oriented Design Thinking method. This method has 5 stages in the process, namely Empathize, Define, Ideate, Prototype, and Testing. After successfully completing those 5 stages, the author then conducted usability testing using the System Usability Scale (SUS) method, which resulted in an average score of 82. Based on the interpretation of the SUS score, this value falls into grade A, where the score obtained is above the general average SUS score of 68.
Sharia Economy in The Sultanates of Cirebon and Mataram: Historical and Manuscript Studies Saefullah, Asep; Burhanudin, Dede; Kholis, Nurman; Syibromalisi, Arif; Pinem, Masmedia; Rosidin, Didin Nurul; Sudrajat, Budi
AHKAM : Jurnal Ilmu Syariah Vol. 23 No. 2 (2023)
Publisher : Universitas Islam Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ajis.v23i2.32049

Abstract

This research focuses on the sharia economic practices during the Cirebon and Mataram Sultanates. This research uses the historical method, with four steps. These are heuristics, criticism, interpretation, and historiography.Data comes from historical artifacts, archives and manuscripts. Data was collected through library research, field observations, and FGD (FocusedGroup Discussion). The results showed that some aspects of economic practicesduring the Cirebon and Mataram sultanates in the 15 th to 17 th centuries AD were based on Islamic economic principles or sharia economics. Cirebon and Mataram’s economic policies referred to the principle of benefit, independentmanagement of land and state wealth; no foreign interference; fair land distribution to the people; just tax levies depending on people’s welfare; state revenues-based production; agriculture and plantations; as well as customsduties on goods and services. These are actually the sharia economics practices. Sharia-based economic practices are essentially forms of religious moderation practice in line with the principles of justice and equality.  Abstrak: Penelitian ini membahas praktik ekonomi syariah pada masa Kesultanan Cirebon dan Mataram melalui kajian sejarah. Penelitian ini menggunakan motode sejarah. Ada empat langkah dalam penelitian sejarah, yaitu heuristik, kritik, interpretasi, dan historiografi. Sumber data berupa benda-benda peninggalan sejarah, arsip dan manuskrip. Pengumpulan data dilakukan dengan cara kajian pustaka (library research), observasi lapangan,wawancara, dan FGD (Focus Group Discussion). Hasil penelitian menunjukkan bahwa praktik ekonomi pada masa Kesultanan Cirebon dan Mataram, khususnya abad ke-15-17 M berdasarkan pada ajaran Islam, yakni ekonomi syariah. Kebijakan Cirebon dan Mataram dalam ekonomi menganut asas kemaslahatan: pengelolaan tanah dan kekayaan negara secara mandiri, tidak ada campur tangan asing; tanah didistribusikan kepada rakyat secara adil; pungutanpajak disesuaikan dengan tingkat kesejahteraan rakyat; pendapatan negara diutamakan dari hasil bumi, pertanian dan perkebunan. Praktik ekonomi syariah hakikatnya adalah praktik moderasi beragama dalam ekonomi, denganprinsip keadilan dan kesetaraan.
PENGEMBANGAN PROMOSI DIGITAL PONPES MENGGUNAKAN DESAIN FLYER YANG MENARIK DENGAN CANVA Wati, Embun Fajar; Sudrajat, Budi; Indarsih, Mike; Fadholi, Arief
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 5 (2024): Vol. 5 No. 5 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i5.35150

Abstract

Ponpes yang didirikan oleh Yayasan Bani Salam Indonesia pimpinan Ust. Hasanuddin berada di Cipondoh, Tangerang dan memiliki jumlah santri sebanyak 31 dan guru berjumlah 6 orang. Ponpes mempunyai beberapa permasalahan ponpes salah satunya adalah promosi digital yang belum optimal untuk penerimaan santri/wati baru. Beberapa masalah lainnya yaitu, pencatatan laporan keuangan yang masih dengan buku, pencatatan penilaian santri/wati yang masih dengan buku, dan sharing pengumuman, foto, dan video kegiatan santri/wati yang tertumpuk chat grup Whatsapp. Tetapi yang akan dibahas disini adalah masalah promosi digital. Solusi yang dibutuhkan untuk mengatasi permasalahan tersebut adalah pembuatan desain flyer penerimaan santri/wati untuk promosi digital di medsos dengan canva dan penyebarannya melalui Instagram. Metode yang digunakan adalah analisa situasi dengan mengajukan beberapa pertanyaan, perancangan solusi yaitu membuat desain flyer dengan canva dan menyebarkan ke Instagram, pelatihan dan pendampingan kepada pengurus ponpes yang bertanggung jawab dengan promosi, dan evaluasi kegiatan dengan memberikan kuesioner kepada mitra juga memonitor perkembangan kegiatan setelah pelatihan dan pendampingan. Program Kemitraan Masyarakat dilakukan oleh 4 orang dosen dan 2 orang mahasiswa. Salah satu luaran yang dihasilkan dari PKM yang dibiayai dari hibah internal Universitas Bina Sarana Informatika ini adalah desain flyer. Hasil dari penyebaran kuesioner yaitu peningkatan pengetahuan 87%, keterampilan 93%, dan pelayanan 87%.
Pengaruh Pengetahuan Produk Bank Syariah Terhadap Minat Menabung Mahasiswa Uin Sultan Maulana Hasanuddin Banten Syifa, Dhe Salsabila; Puspita, Cici; Maulana, Dika; Saraswati, Henny; Sudrajat, Budi; Hidayat, Wahyu
Maisyatuna Vol. 4 No. 3 (2023): Juli : Jurnal Maisyatuna
Publisher : STAI Denpasar Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/mt.v4i3.247

Abstract

In order to increase public interest in using products from Islamic banking, Islamic financial institutions are obliged to increase the variety and quality of services and the variety of products offered. Involving students is one approach to growing the market share of the Islamic finance sector in Indonesia. so that it can learn which qualities Islamic financial institutions want to take into account. The problem in this study is whether product knowledge has an impact on consumer intentions to use Islamic banks. In this study, Islamic banking study program students in Banten used quantitative descriptive data from primary and secondary data sources collected by sending questionnaires to 33 respondents and using regression analysis techniques. specifically for students enrolled in the Islamic Banking Study Program, University of Sultan Maulana Hasanuddin Batch 2020–2023. The findings of this study indicate that product knowledge (P) influences the intention to use Islamic banks as customers (M).
Analysis of Economic Recovery Programs Through Grants from the National Disaster Management Agency Using the Social Return on Investment Method Salsabila, Sayyid; Jajuli, M. Sulaeman; Sudrajat, Budi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5615

Abstract

This study evaluates the economic recovery program for tsunami survivors, focusing on the benefits provided by stakeholders. It examines the financial aspects that yield economic, environmental, social, and cultural benefits. The research questions addressed are: (1) How effective is the Economic Recovery Program through Grant Assistance for Tsunami Disaster Survivors? (2) How does the Social Return on Investment (SROI) framework apply to the economic recovery program? (3) What is the impact of the program based on SROI evaluation? This study employs a quantitative approach, utilizing observation and documentation for data collection. The analysis involves numerical data interpretation, assessing the developmental progress over time. Findings indicate that the economic recovery program has an SROI ratio of 4.27:1, demonstrating a benefit value 4.27 times greater than the investment made.
Penilaian Prestasi Pekerja Pada Bidang Penanganan Prasarana Dan Sarana Umum Menggunakan Algoritma Decision Tree C4.5 I Gusti Ngurah Adytya; Budi Sudrajat
SMATIKA JURNAL : STIKI Informatika Jurnal Vol 15 No 01 (2025): SMATIKA Jurnal : STIKI Informatika Jurnal
Publisher : LPPM UBHINUS MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32664/smatika.v15i01.1414

Abstract

One way that should be finished to decide representative execution is to decide the worth that has been gotten equitably founded on the discipline measures of participation, obligation regarding finishing work, and consistence with commitments and denials, utilizing the C4.5 choice tree calculation. The data studied was the Worker Performance Evaluation Form with a total of 108 workers, in 2023-2024 based on certain criteria with the data selected being 96 active workers. This data has several criteria, namely attendance discipline, responsibility for completing work, and compliance with obligations and prohibitions. The main aim of this writing is to determine employee performance from each criterion. The C4.5 decision tree algorithm can assist in the decision-making process regarding improving the performance and training of workers in the field of handling public infrastructure and facilities. You can see the results of the research that has been carried out as training data, the gain and entrophy values ​​have been calculated. In the first partition, the highest gain value was obtained for Compliance with Obligations and Prohibitions with a value of 0.489943 and the smallest was Responsibility for Completion of Work with a value of 0.172824. This algorithm can be used to determine employee performance as a candidate for employee performance which will be determined by the relevant agency.
Aplikasi Pendeteksi Penyakit Ringan Pada Tubuh Manusia Afit Muhammad Lukman; Fahlepi Roma Doni; Budi Sudrajat
REMIK: Riset dan E-Jurnal Manajemen Informatika Komputer Vol. 9 No. 1 (2025): Volume 9 Nomor 1 Januari 2025
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/remik.v9i1.14420

Abstract

Kesehatan merupakan harta yang paling berharga dan mahal bagi setiap manusia, oleh karena itu kita harus mampu menjaga kesehatan dari berbagai jenis penyakit yang menyerang salah satunya adalah penyakit ringan. Oleh karena itu peneliti membuat suatu aplikasi berbasis android yang berguna untuk membantu masyarakat dalam mengatasi atau mendeteksi sebuah penyakit ringan. Untuk memudahkan dalam memahami peneliti menggunakan beberapa referensi berbeda yang dapat di temukan di Daftar Pustaka. Berikut adalah teori pendukung yang dapat memperkuat penelitian ini. Karena perkembangan teknologi smartphone yang pesat telah mempengaruhi berbagai salah satunya dalam kehidupan sehari-hari. Pada saat ini teknologi smartphone sangat berguna dalam berbagai bidang, terutama bidang kesehatan dalam penanganan atau pendiagnosaan sebuah penyakit dan memudahkan dokter dalam mengenai hal tersebut. Pada aplikasi sistem pakar penyakit ringan pada tubuh manusia dibuat dengan tujuan sebagai aplikasi untuk mendiagnosa jenis penyakit yang menyerang pada tubuh manusia, dan memberi solusi dalam pengobatan setiap penyakitnya.
Menentukan Pkwt Berdasarkan Hasil Kinerja Menggunakan Decision Tree di Pt Parsaoran Global Datatrans (Hspnet) Elnita Zebua; Budi Sudrajat
Jurnal Inovasi Global Vol. 2 No. 11 (2024): Jurnal Inovasi Global
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jig.v2i11.215

Abstract

HSPnet adalah perusahaan yang bergerak di bidang Teknologi Internet (IP Base) Multimedia dan layanan Jaringan Internet. Manajemen Sumber Daya Manusia (SDM) sangat penting bagi HSPnet, dan Perjanjian Kerja Waktu Tertentu (PKWT) memainkan peran penting dalam mengelola hubungan karyawan. Penelitian ini bertujuan untuk meningkatkan pengambilan keputusan PKWT dengan memanfaatkan data kinerja pegawai melalui metode pohon keputusan. Dengan menganalisis data kinerja, pohon keputusan mengidentifikasi pola yang relevan untuk perpanjangan kontrak. Hasil pengujian menunjukkan keefektifan pohon keputusan, mencapai akurasi model sebesar 100%, dengan nilai entropi dan gain sebesar 0,803518485, serta cross-entropy sebesar 0,000. Penerapan pohon keputusan memungkinkan pengambilan keputusan PKWT yang lebih obyektif, efisien, dan adil, sehingga memperkuat hubungan manajemen-karyawan