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All Journal Al-Kharaj: Journal of Islamic Economic and Business PUBLIKASI PENELITIAN TERAPAN DAN KEBIJAKAN El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Economics and Business UBS Management of Zakat and Waqf Journal (MAZAWA)) International Journal of Educational Review, Law And Social Sciences (IJERLAS) Share: Jurnal Ekonomi dan Keuangan Islam Jurnal Riset Akuntansi dan Bisnis Indonesia Moderasi : Journal of Islamic Studies An-Nisbah: Jurnal Ekonomi Syariah Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Managing: Jurnal Bisnis dan Manajemen
Fadllan Fadllan
Dosen Jurusan Ekonomi dan Bisnis Islam STAIN Pamekasan
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Equity Crowdfunding dan Usaha Mikro Kecil Menengah: Kajian Equity Crowdfunding sebagai Instrumen Pendanaan UMKM Syariah: Equity Crowdfunding and Micro, Small and Medium Enterprises: Study of Equity Crowdfunding as a Sharia MSME Funding Instrument Wilantini, Cici'; Fadllan, Fadllan
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 1 (2021): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.1.82-97

Abstract

Technological developments can present a financial system that is increasingly developing, effective, practical and transparent. From these developments, crowdfunding was born from a social aspect, namely helping each other and mutual cooperation that develops following technological developments. Crowdfunding is not a new concept but has been around for a long time. This article wants to study how relevant equity crowdfunding is used as a funding instrument in sharia Micro, Small and Medium Enterprises (MSMEs). This study uses library research with secondary data obtained from several books, journals, news articles, and other publications with similar research topics. Equity crowdfunding is considered relevant to be a funding system for sharia MSMEs. It is because the equity crowdfunding system does not charge interest on the part of the user of the fund, in line with sharia MSMEs that require a sharia-based funding system. This study reveals that from an Islamic perspective, equity crowdfunding is following the principles of Islamic sharia, namely avoiding MAGHRIB (maysir, gharar, haram, riba and batil); it is relevant as a funding instrument for MSMEs that produce halal products. Even so, the implementation of equity crowdfunding as a sharia MSME funding system still needs supervision from the Sharia Supervisory Board so that activities in it are monitored and do not go out of sharia principles. Keywords: Equity Crowdfunding; MSMEs; Sharia MSMEs; Funding.   Abstrak: Perkembangan teknologi mampu menghadirkan sistem keuangan yang semakin berkembang, efektif, praktis dan transparansi. Dari perkembangan tersebut menjadikan crowdfunding yang lahir dari aspek sosial yaitu tolong menolong dan gotong royong ikut berkembang mengikuti arus perkembangan teknologi. Crowdfunding sebenarnya bukanlah konsep baru tetapi telah ada sejak dulu. Artikel ini ingin mengkaji bagaimana equity crowdfunding relevan digunakan sebagai instrument pendanaan dalam Usaha Mikro Kecil Menengah (UMKM) syariah. Kajian ini menggunakan penelitian kepustakaan (Library Research) dengan data skunder yang diperoleh dari beberapa buku, jurnal, artikel berita serta publikasi lainnya yang memiliki kesamaan dengan topik penelitian. Equity crowdfunding dianggap relevan menjadi sebuah sistem pendanaan bagi UMKM syariah. Hal itu disebabkan karena pada sistem equity crowdfunding tidak mengenakan bunga pada pihak pengguna dana. Senada dengan UMKM syariah yang membutuhkan sistem pendanaan berbasis syariah. Kajian ini mengungkap bahwa dari perspektif Islam, equity crowdfunding sesuai dengan prinsip-prinsip syariah Islam yaitu terhindar dari MAGHRIB (maysir, gharar, haram, riba dan batil), ia relevan sebagai instrument pendanaan UMKM yang memproduksi produk halal. Meskipun demikian, penerapan equity crowdfunding sebagai sistem pendanaan UMKM syariah tetap perlu pengawasan dari Dewan Pengawas Syariah agar aktivitas di dalamnya tetap terpantau dan tidak keluar dari prinsip-prinsip syariah. Kata Kunci: Equity Crowdfunding; UMKM; UMKM Syariah; Pendanaan.
Perilaku Konsumen: Utility Versus Maṣlaḥah sebagai Rasionalitas dalam Ekonomi Islam Fadllan, Fadllan; Lailatul Maufiroh
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 14 No. 1 (2024): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2024.14.1.33-47

Abstract

This study explores the conceptual distinction between utility and Maṣlaḥah as competing foundations of consumer rationality within Islamic economics. Through an extensive library-based analysis of classical and contemporary literature, the research investigates whether consumption is driven by needs (ḥājah) or desires (raghbah), and how these motivations align with the objectives of conventional versus Islamic economic systems. Findings reveal that while utility emphasizes subjective satisfaction based on individual preferences, Maṣlaḥah offers a more objective, ethical, and purpose-driven approach grounded in the maqāṣid al-sharīʿah. The study highlights that Maṣlaḥah-oriented consumption incorporates both material benefit and spiritual blessing, thus promoting social welfare and moral responsibility beyond individualistic gain. This contrast underscores the epistemological divergence between Islamic and neoclassical economic paradigms in conceptualizing rational behavior. The specific contribution of this study to the international research field lies in its critical reevaluation of rationality in consumer behavior by integrating the normative framework of Maṣlaḥah as an alternative to utilitarianism. It contributes to global scholarship by advancing Islamic economics beyond jurisprudential foundations into behavioral and philosophical dimensions, enriching comparative discourse in economic theory, ethics, and public policy. The research encourages rethinking consumption beyond mere satisfaction, offering a holistic model that integrates ethics, social justice, and sustainable well-being.
Tradition of Gratitude (Slametan) before Starting a Business and Whening a Success: A Business Ethics Perspective in Pamekasan, Madura Khoirun Nisa', Nafilatun; Fadllan, Fadllan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6999

Abstract

This study examines the practice of slametan tradition before starting a business and during business glory in Kadur Village, Kadur Subdistrict, Pamekasan Regency, in the perspective of Islamic business ethics. The slametan tradition carried out by the community involves reciting prayers, Al-Qur'an, tahlil, and giving alms (bherkat), and is believed to bring blessings and safety in business. The research used qualitative methods with observation techniques and interviews with business people in the village. The results showed that the slametan tradition has become a hereditary habit that is loaded with spiritual, social, and ethical values. This tradition reflects Islamic moral values such as gratitude, tawakal, almsgiving, respect for ancestors, and strengthening social relations. In the context of Islamic business ethics, this tradition is a form of integration between divine values and economic practices that are oriented towards the balance of the world and the hereafter.
Phenomenon of the Paying Zakat Fitrah Twice in Madura: an Economic Fiqh Study Laili, Mahiratul; Sultoni, Mohammad Hamim; Fadllan, Fadllan
Management of Zakat and Waqf Journal (MAZAWA) Vol. 7 No. 1 (2025): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2025.7.1.58-71

Abstract

This study explores the social phenomenon of paying zakat fitrah twice a year, especially among children from divorced families. The study was conducted in Sumenep Regency, Madura. The main issue addressed is the legal validity of double zakat fitrah payments according to the perspectives of Islamic jurists specialising in economic fiqh The research method employed was a literature review using a descriptive-analytical approach to both classical and contemporary literature. The researcher examined the views of the four main schools of Islamic jurisprudence  as well as Yusuf alQaradawi and Wahbah Zuhaili. Data was collected through interviews with residents of Gersik Putih Village to understand the social phenomenon. The research findings indicate that all fiqh schools agree that zakat fitrah is only obligatory to be paid once a year. If zakat is paid more than once on behalf of one individual, the second payment is considered as charity. The phenomenon of double zakat fitrah for children from divorced families is caused by three main reasons: lack of community understanding of zakat law; parents' desire to contribute equally without clear coordination; and lack of socialisation. This study recommends the importance of education on zakat law and strengthening the role of religious leaders in socialising fiqh zakat to the community.
JURIDIC ANALYSIS OF FISHERY CRIMINAL ACTIONS TO REALIZE THE SOVEREIGNTY OF THE NATION AND THE STATE (Research Study at Batam Marine and Fishery Resources Supervision Base Office) Setiadi, Kotot; Idham, Idham; Parameshwara, Parameshwara; Fadllan, Fadllan; Erniyanti, Erniyanti; Ramlam, Ramlam
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 2 No. 6 (2022): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v2i6.441

Abstract

In Indonesia, there are many illegal economic problems, but one of the most detrimental to the state is the problem of Illegal, Unregulated, and Unreported Fishing Practices (IUU Fishing) by foreign ships. IUU Fishing is defined as illegal fishing activities, not reported to the authorized fisheries management institution, and fishery activities that have not been regulated in existing regulations. So the role of law enforcement is very important to tackle acts of lawlessness in Indonesian waters. The form of law enforcement is to implement government policies by applying criminal sanctions in the form of fines, confinement, confiscation/confiscation of evidence and sinking foreign ships that steal fish in Indonesian waters. Article 8 of Law no. 45 of 2009 concerning Fisheries states "Everyone is prohibited from catching fish and/or raising fish using chemicals, biological materials, explosives, tools and/or buildings that can harm and/or endanger the sustainability of fish resources and/or the environment in the area. fishery management area of the Republic of Indonesia.” The fact states that the auction with the practice of this fishing mafia can only harm the State of Indonesia because the costs of fishing operations, ship ad hoc fees, mooring ships and feeding the crew during the court process are not commensurate with the auction results that go into the state treasury. The policy regarding the sinking of foreign ships that carry out illegal fishing activities is a significant policy in preventing the occurrence of fishing theft in the marine territory of the Republic of Indonesia. tools and/or buildings that can harm and/or endanger the sustainability of fish resources and/or the environment in the fishery management area of the Republic of Indonesia.” The fact states that the auction with the practice of this fishing mafia can only harm the State of Indonesia because the costs of fishing operations, ship ad hoc fees, mooring ships and feeding the crew during the court process are not commensurate with the auction results that go into the state treasury. The policy regarding the sinking of foreign ships that carry out illegal fishing activities is a significant policy in preventing the occurrence of fishing theft in the marine territory of the Republic of Indonesia. tools and/or buildings that can harm and/or endanger the sustainability of fish resources and/or the environment in the fishery management area of the Republic of Indonesia.” The fact states that the auction with the practice of this fishing mafia can only harm the State of Indonesia because the costs of fishing operations, ship ad hoc fees, mooring ships and feeding the crew during the court process are not commensurate with the auction results that go into the state treasury. The policy regarding the sinking of foreign ships that carry out illegal fishing activities is a significant policy in preventing the occurrence of fishing theft in the marine territory of the Republic of Indonesia. "The fact is that the auction with the practice of this fishing mafia can only harm the Indonesian state because the costs of fishing operations, ship ad hoc fees, mooring ships and feeding the crew during the court process are not commensurate with the auction results that go into the state treasury. The policy regarding the sinking of foreign ships that carry out illegal fishing activities is a significant policy in preventing the occurrence of fishing theft in the marine territory of the Republic of Indonesia. "The fact is that the auction with the practice of this fishing mafia can only harm the Indonesian state because the costs of fishing operations, ship ad hoc fees, mooring ships and feeding the crew during the court process are not commensurate with the auction results that go into the state treasury. The policy regarding the sinking of foreign ships that carry out illegal fishing activities is a significant policy in preventing the occurrence of fishing theft in the marine territory of the Republic of Indonesia.
Peran Surat Berharga Syariah Negara (SBSN) dalam Meningkatkan Kesejahteraan Masyarakat Indonesia Rohmatin, Atin; Firmansyah, Farid; Fadllan, Fadllan
Journal of Economics and Business UBS Vol. 14 No. 2 (2025): Journal of Economics and Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v14i2.2610

Abstract

Surat Berharga Negara (SBSN) atau Sukuk Negara merupakan Instrument Investasi yang diterbitkan oleh pemerintah dalam bentuk surat pengakuan utang dalam mata uang rupiah dan valuta asing. Peneltian ini bertujuan menganalisis perkembangan Sukuk Negara dan perannya dalam meningkatkan kesejahteraan masyarakat. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian kajian pustaka. Hasil penelitian menyatakan sukuk Negara pertama kali diterbitkan pada tahun 2008 hingga saat ini telah membiayai banyak pembangunan di Indonesia. Kesimpulannya sukuk Negara berperan penting dalam meningkatkan kesejahteraan masyarakat Indonesia melalui lima aspek yaitu, memperluas Layanan dan Fasilitas Kesehatan, meningkatkan Kualitas Pendidikan, memperkuat Ketahanan Pangan, mendorong Peningkatan Ekonomi Masyarat, dan mendukung Keberlangsungan Lingkungan. Penelitian ini diharapkan memberikan pengetahuan empris berhubungan dengan peran SBSN dalam meningkatkan kesejahteraan masyarakat, selain itu diharapkan menjadi refrensi bagi pemerintah dalam optimaliasasi pengelolaan dana SBSN sehingga dapat meningkatkan kesejahteraan masyarakat secara merata, serta dapat meningkatkan minat masyarakat berpartisipasi dalam pembangunan negara melalui inevstasi di Sukuk Negara yang pengelolaannya berlandaskan syariah.  Selama 17 tahun SBSN telah berperan dalam pembangunan infastruktur di sektor kesehatan, pendididikan, sosial, ekonomi dan kelestarian lingkungan, sehingga SBSN telah mampu meningkatkan kesejahteraan masyarakat Indonesia.
Co-Authors Ali Mauludi AC, Ali Aprianto, Mohammad Andri Dwi Dwi Aprianto, Mohammad Andri Farid Firmansyah Fatimatus Syafira Fera Mei Khotuzzahroh Halili, Mohammad Idham Idham Itsnawati, Try Khoirun Nisa', Nafilatun Kholifatun Nisa Lailatul Maufiroh Laili, Mahiratul Linda Sari, Mailatun Maufiroh, Lailatul Mohammad Hamim Sultoni Mutfaidah, Mutfaidah NAILATUR ROHMAH Nik Haryanti Ningsih, Sri Wahyuni Nisa’, Nafilatun Khairun Parameshwara, Parameshwara Ramlam, Ramlam Rohmatin, Atin Setiadi, Kotot Uzlifatul Masruroh Vitriyah, Nurul Lailatul Wilantini, Cici'