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All Journal Al-'Adalah El-Faqih : Jurnal Pemikiran dan Hukum Islam Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) Jurnal Ekonomi Syariah Pelita Bangsa Legal Protection for the Partnership Agreement Parties AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Jurnal Hukum Ekonomi Syariah Socius: Social Sciences Research Journal Maslahah: Jurnal Manajemen dan Ekonomi Syariah Jurnal Media Akademik (JMA) AKSIOMA : Jurnal Sains Ekonomi dan Edukasi Jurnal Hukum Islam Jurnal Manajemen Bisnis Era Digital Jurnal Ekonomi, Akuntansi dan Perpajakan Jurnal Inovasi Ekonomi Syariah dan Akuntansi Tadhkirah: Jurnal Terapan Hukum Islam dan Kajian Filsafat Syariah
Taufiq Kurniawan
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Penjelasan Epistemologi Islam dan Perbandingannya dengan Epistemologi Barat Almadani, Muhammad Zaqi; Prawira Hadi, Narendra Yudha; Arthana, Daffo Yusuf; Waffiudin, Moch. Danish; Muhammad, Albian Gustav; Al-ikhsan, Muhammad Fachri; Kurniawan, Taufiq
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 5 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17787410

Abstract

Epistemology, as a theory of knowledge, is the foundation of every scientific tradition in understanding the nature of truth, the sources of knowledge, and the methods of its validation. This article examines the fundamental differences between Islamic and Western epistemology through a literature review approach and a critical analysis of contemporary literature. In Islamic epistemology, revelation is positioned as the highest, absolute source of knowledge, while reason and experience serve as instruments for interpreting and strengthening human understanding. In contrast, modern Western epistemology rests on rationalism, empiricism, and criticism, emphasizing the independence of reason and empirical verification as the basis of scientific truth. These paradigm differences result in different orientations of science: Islamic epistemology integrates moral, spiritual, and rational aspects holistically, while Western epistemology tends to be secular and technocratic. This analysis shows that the dominance of the Western paradigm in modern science has created an ethical and spiritual gap, while Islamic epistemology offers an integrative framework that is more humane and oriented towards the welfare of the people. This article concludes that the integration of the two epistemologies can provide a solution to the problems of contemporary scientific development, particularly in building a science that is methodologically advanced but remains rooted in moral values and transcendental dimensions.
Etika Keilmuan Islam: Integrasi Nilai Aksiologis dan Maqashid Disca Amalia Prastika; Putri, Ria Julia; Gusti, Kamilia Insani; Maulidya, Aulia; Cantika; Amelia Azura; Kurniawan, Taufiq
TADHKIRAH: Jurnal Terapan Hukum Islam dan Kajian Filsafat Syariah Vol. 2 No. 4 (2025): Desember: TADHKIRAH: Jurnal Terapan Hukum Islam dan Kajian Filsafat Syariah
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/tadhkirah.v2i4.299

Abstract

Kajian ini membahas aspek-aspek nilai dalam Islam yang berkaitan dengan pengembangan serta penerapan ilmu pengetahuan, dengan penekanan pada pentingnya maqashid al-syariah sebagai dasar etika dalam ilmu. Tujuan utama dari penelitian ini adalah untuk menjelaskan bahwa ilmu dalam konteks Islam tidak netral dari nilai-nilai, melainkan selalu diarahkan untuk kebaikan bersama, keadilan, dan penghormatan terhadap nilai kemanusiaan. Dengan menggunakan pendekatan kualitatif deskriptif, penelitian ini mengeksplorasi konsep dasar nilai dalam ilmu Islam seperti ibadah, amanah, kerahmatan, dan tanggung jawab etis, serta bagaimana prinsip-prinsip maqasid yang mencakup hifz al-dīn, hifz al-nafs, hifz al-‘aql, hifz al-nasl, dan hifz al-māl diterapkan dalam praktik ilmiah masa kini. Hasil tinjauan menunjukkan bahwa penerapan etika ilmu yang didasarkan pada maqasid dapat menyelaraskan kebebasan berpikir dengan tanggung jawab spiritual, sehingga ilmu dapat menjadi media untuk ibadah dan kebaikan yang universal. Penelitian ini menekankan bahwa mengintegrasikan nilai-nilai dalam Islam ke dalam ilmu pengetahuan merupakan kunci untuk membangun budaya ilmiah yang etis, adil, dan sesuai dengan tantangan era modern.
Akad Syirkah (Kemitraan) Dan Mudharabah (Bagi Hasil) Serta Pengaplikasiannya Dalam Pembiayaan Usaha Produktif Zahra Maulidatul Husna; Ila Nur Afida; Nabilla Ni`matur Rohmah; Fadhila; Intan Muthia Azahra; Allya Lubna Octavia Ramadhani; Taufiq Kurniawan
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 5 No. 2 (2025): Desember
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

Syirkah and mudharabah are two forms of partnership contracts widely applied in financing productive business activities within Islamic financial institutions. Both contracts are based on the principles of profit and loss sharing and the prohibition of riba, which promote fairness and ethical economic practices. However, their implementation in society still faces challenges due to limited understanding of their conceptual distinctions, mechanisms, and risk-sharing characteristics. This article describes the concepts of syirkah and mudharabah, including their essential elements and operational requirements, as well as their application in productive financing schemes. In syirkah, all partners contribute capital and/or managerial efforts and are entitled to profits according to the mutually agreed ratio, while losses are borne proportionally based on each partner’s contribution. In contrast, mudharabah involves a collaboration in which the investor provides capital and the entrepreneur manages the business. Profits are distributed based on a predetermined profit-sharing ratio, while financial loss is borne solely by the investor, as long as the entrepreneur is not negligent or in breach of trust. The analysis indicates that both contracts have significant potential to support the development of micro, small, and medium enterprises (MSMEs) and strengthen the Islamic economic system. Nevertheless, the selection of the appropriate contract must consider the business characteristics, the capabilities of the parties involved, and the level of risk they are willing to bear. With accurate understanding and implementation, syirkah and mudharabah can serve as transparent, equitable, and sharia-compliant financing solutions for the community.
Akad Ariyah dan Akad Qardh Serta Pengintergrasiannya Dalam Analisis Kasus Kontemporer Zian Rahmah W.; Nafisatuzahra Raysa Islami; Dinda Alya Purwaningrum; Zubarul Hadid; Dwi Sinta Febrian Wahyu Ningtyas; Agustin Hikmatusa'diyah; Nasya Almira Safitri; Taufiq Kurniawan
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 5 No. 2 (2025): Desember
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

In social life, borrowing and lending activities are part of social interaction. However, many people still engage in borrowing and lending practices that are not in accordance with Islamic provisions. Islam regulates the provisions of contracts when carrying out mu'amalah activities, which are called akad. Akad is a relationship between ijab and qabul that gives rise to law. This study aims to examine and explore the concepts of Akad Ariyah (loan for use) and Qard (loan) in muamalah fiqh and their integration in contemporary cases. This study uses a qualitative method with a library research approach, with data obtained from the book Fiqh Muamalah, scientific journals, and Fatwa DSN-MUI. The results of the study show that the Ariyah contract (العارية) is a loan contract in the form of assistance with assets to be used without compensation and without changing the assets. The Qard contract (القرض) is the transfer of assets to be used and must be returned without additional interest (riba) or an equivalent amount. Therefore, we must understand these two contracts because the Ariyah and Qard contracts are very important for us to avoid usury practices and to maintain the principle of justice in conducting contemporary transactions.
Akad Kerjasama di Bidang Pertanian: Akad Muzara’ah dan Musaqat Nadya Aziz, Salfa Salsabila; Nisa', Iftita Zahrotun; Pratanti, Putri Dwi; Nur Aini, Intan; Tsabita, Rifda; Aliyah, Ni'matul; Kurniawan, Taufiq
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 5 No. 2 (2025): Desember
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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Abstract

This study aims to analyze the concept of cooperation contracts in the agricultural sector from an Islamic economic perspective through two main forms, namely muzara'ah and musaqat contracts, and examine their legal basis and implementation in agricultural practices in society. In this study, we use a descriptive qualitative method with a library research approach, which involves analysis of classical literature (fiqh muamalah) and modern (journals and Islamic economic regulations). The results show that the muzara'ah contract is a form of cooperation between landowners and cultivators where agricultural products are divided based on an agreement, while the musaqat contract is a collaboration in managing crops that have already grown, and cultivators are obliged to be responsible for maintaining the plants until harvest time. Both have a legal basis in the Qur'an, Hadith, and the consensus of scholars, which emphasize the importance of the principles of justice, willingness, and benefit in economic cooperation. The implementation of these contracts in several agricultural regions in Indonesia shows that the muzara'ah and musaqat models are still relevant as equitable cooperation systems, especially in increasing the productivity and welfare of smallholder farmers. This research concludes that the implementation of sharia agricultural contracts can be an alternative solution in realizing an economy based on justice, blessings, and sustainability. Strengthening regulations, education, and mentoring institutions are needed so that the practice of these contracts can be optimally implemented in the national agricultural system.
Co-Authors Ab Rahman, Asmak Abdul Waarits Ibrahim Sukri Abdulloh Wasian Agustin Hikmatusa'diyah Al-ikhsan, Muhammad Fachri Aliyah, Ni'matul Allya Lubna Octavia Ramadhani Almadani, Muhammad Zaqi Amelia Azura Ananda Akbar Pradana Ananda Della Putri Cahyani Andi Agni Pratista A Andi Kenzie Latunrung Fatkhun Anisa Fitri Anisya, Nur Annisa Triana Aulia Arthana, Daffo Yusuf Asmak Ab Rahman Asmak Ab Rahman Assyifa Akmalia Fadilla Aulia, Izza Asti Auliza, Viranda Rizky Azizah, Ma'rifatul Azka Nabilatuz Zahra Belvania, Nadhira Farras cantika Clarisa Dwi Aprillia Dinda Alya Purwaningrum Disca Amalia Prastika Dwi Sinta Febrian Wahyu Ningtyas Egy Surya Marcellina Fadhila Faradisa, Amirah Faza Nabilah Chairil Khuluq Firza Yunia Rahmita Gusti, Kamilia Insani Halizah, Fitria Hanina Nur Hanania Adlina Khairunnisa Hastin, Nisrina Nurlaela Yumna Hilda Olyvia Wulandari Ila Nur Afida Ilham Syahputra Indah Dwi Agustina Dewi Inggiatari Nikmatul Fadilla Intan Khoirunnisa Firda Fradhita Intan Muthia Azahra Kamelia Riskia Putri Khalimatur Rosida Kuhasumi Agyta Hidayah Maharani, Dewi Marlisa dwi wijaya gresiska Marshanda Sinta Devi Maulidya, Aulia Maulidyah, Shandy Millatillah, Mu'izzatu Mochamad Andhika Rasendrya Saputra Mokhamad Rachmad Tullah Akbar Muhammad Farid Anaqi Muhammad Yoga Nur Adwitya Zain Muhammad, Albian Gustav Nabila Rahma Febrianty Nabilla Ni`matur Rohmah Nadya Aziz, Salfa Salsabila Nafila Nur Afidah Nafisatuzahra Raysa Islami Naila Baraty Nasya Almira Safitri Naurah Salsabilah Naysila Khoirotun Nisa Nazzid Abdullah Haiyi Neyza Aqwa Ribut Zaskia Nisa', Iftita Zahrotun Novayanti, Sonia Fitri Nugraha, Aszahra Regita Nur Aini, Intan Nur Khasanah Oktavia Romadani Permatasari, Olivia Pratanti, Putri Dwi Prawira Hadi, Narendra Yudha Putri, Amanda Amelia Putri, Nur Amelia Putri, Ria Julia Qatrunnada Rusyadah H.H Queentanisha, Kayla Jingga Qurrata A’yunin Rafelian Reza Anggara Rahmadani, Chusnul Rahman, Asmak Ab Rahmawati Rahmawati, Irma Widya Ramandhani, Reka Septianik Fajar Raras Elok Manikam Putri Pribadi Ridho Arifianto Rima Ririn Tri Wahyuni Rivalina Sintia Rizki, Andriani Pratita Salsabila Nur Syifa’ Selvi Rahmadani Silvia Dwi Rahmawati Sulastri, Galena Astuty Sri Tsabita, Rifda Tsania Salma Umar Maulana Vania Waffiudin, Moch. Danish Wahyu Aji Satrio Zahra Maulidatul Husna Zakhiah, Siska Lailatus Zaskia Syafa Azizah Zian Rahmah W. Zubarul Hadid