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All Journal Jurnal Manajemen & Keuangan Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi IJEBD (International Journal Of Entrepreneurship And Business Development) Primanomics : Jurnal Ekonomi & Bisnis E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurnal Dinamika UMT JMB : Jurnal Manajemen dan Bisnis Dynamic Management Journal Jurnal Abdi Masyarakat Multidisiplin Jurnal Multidisiplin West Science JURNAL ABDIMAS PLJ Prosiding Simposium Nasional Multidisiplin (SinaMu) International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) West Science Journal Economic and Entrepreneurship West Science Interdisciplinary Studies Jurnal Penelitian dan Pengabdian Masyarakat West Science Interdisciplinary Studies Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat Prosiding Seminar Nasional Unimus Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital
Lena Erdawati
Program Studi Manajemen, Universitas Muhammadiyah Tangerang
Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Nursing Physics Public Health Social Sciences Other

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Journal : dynamic management journal

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THE ROLE OF FINANCIAL LITERACY, BEHAVIOR, TECHNOLOGY, AND ATTITUDE IN INVESTMENT INTENTION Dede Sunaryo; Lena Erdawati
Dynamic Management Journal Vol. 10 No. 2 (2026): April
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/dmj.v10i2.16184

Abstract

Investment interest among university students is critical for early financial participation, yet remains underexplored in the context of multidimensional financial factors. This study aims to analyze the influence of financial literacy, financial Experience, financial Behavior, financial technology, and financial Attitude on investment interest, with an empirical focus on active undergraduate students at the Faculty of Economics and Business (FEB), Universitas Muhammadiyah Tangerang. A quantitative method was employed, using SPSS version 25 for analysis. Data were collected via online questionnaires distributed via Google Forms, using a Likert scale, from 97 respondents. The analysis included validity and reliability tests, classical assumption tests, multiple linear regression, and hypothesis testing using t-tests and F-tests. The findings reveal that, in part, financial literacy does not significantly affect investment interest, whereas financial Experience, financial Attitude, and financial technology each have a positive and significant effect. However, financial Behavior shows no significant partial effect. Simultaneously, all five variables together exert a significant influence on investment interest. This study provides empirical evidence from a student sample in a developing institutional context. It offers novelty by integrating five financial constructs, including financial technology, into a single investment-interest model that has rarely been tested collectively among active university students.
Co-Authors Abdul Karim Ahmad Eko Saputro Andi Kusuma Negara Andi Kusuma Negara Arian Zikri Arohman Arohman Atik Atikah Bayu Malikhul Askhar Dede Sunaryo Dede Sunaryo Dian Esha Dian Esha Dian Esha Eka Indah Trisnawati Eko Sudarmanto Eneng Wiliana Febrianto, Hendra Galuh Heny Fitriani Ika Ismatul Hawa Imam Mujamil Immawati, Siti Asriah Ivan Erlangga Komalasari Komalasari Metha Dwi Apriyanti Metha Dwi Apriyanti Miftha Aulia Rahma Mikrad mikrad Muhammad Abdul Rosid Najma Kamilah Rizkianti Naysya Indriamy Nining Purwaningsih Nining Purwaningsih Pandji Pratopo Rabitha Fazira Riska Riska Rosyid Rosyid Silvia Athikasuri Siska Mayratih Sri Juminawati Yanthi Meitri Gunawan Yanthi Meitry Yanthi Meitry Gunawan Yanthi Metri Gunawan Yanti Arnilis