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All Journal SEGMEN Jurnal Manajemen dan Bisnis Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Geocelebes Jurnal Mirai Management Journal of Economic, Bussines and Accounting (COSTING) al-Afkar, Journal For Islamic Studies JMM (Jurnal Masyarakat Mandiri) Patria Artha Management Journal EQIEN - JURNAL EKONOMI DAN BISNIS Atma Jaya Accounting Reseach (AJAR) JURNAL EKONOMI SAKTI (JES) International Journal of Religious and Cultural Studies Jurnal Ilmu Manajemen Profitability Journal of Community Service and Empowerment Jurnal Riset Ilmu Ekonomi Jurnal Ar-Ribh INVOICE : JURNAL ILMU AKUNTANSI Wiga : Jurnal Penelitian Ilmu Ekonomi AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) Ekombis Sains: Jurnal Ekonomi, Keuangan dan Bisnis Journal of Artificial Intelligence and Digital Business Eduvest - Journal of Universal Studies Perbal: Jurnal Pertanian Berkelanjutan Jurnal Bimbingan dan Konseling Pendidikan Islam Journal of Community Service and Society Empowerment Revenue Journal: Management and Entrepreneurship International Journal of Economic Research and Financial Accounting Jurnal Social Society Indonesian Journal of Management Studies
Asri Jaya
Fakultas Ekonomi Dan Bisnis Universitas Muhammadiyah Makassar, Indonesia
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Neuroscience Public Health Social Sciences Other

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The Role Of Zakat In Poverty Reduction In Indonesia Jaya, Asri; Muin, Rahmawati; Haanurat, A Ifayani; Khaliq, Abdul
Jurnal Ar-Ribh Vol. 6 No. 2 (2023): Oktober 2023
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v6i2.12813

Abstract

Indonesia is a developing country and is the fourth most populous country in the world and has a Muslim majority population. For developing countries, poverty is a problem that becomes homework for which a solution must be found. Several government programs that have been launched in the context of poverty alleviation need to be relied on more to be the solution to this problem, instead of being successful, the poverty rate in Indonesia is getting higher. In Islamic economics, zakat is a concentrated discourse as an alternative solution to the problem of poverty. The majority of Indonesia's Muslim population provides a great opportunity to achieve the mission of alleviating poverty. It is believed that the more Muslims are aware of the obligation to pay zakat, the greater the potential for zakat collected. Wise zakat management and fair and equitable distribution are certainly one of the conditions that must be met so that all levels of society can feel the function of zakat. This paper uses a literature approach and draws the conclusion that the potential for zakat in Indonesia reaches fantastic figures. Zakat can be used as an alternative solution to the problem of poverty in Indonesia. With professional management, the people of Indonesia must be optimistic that the poverty rate will soon be reduced.
Optimization of Stock Investment Strategy with The Fibonacci Retracement Method to Determine Take Profit and Stop Loss Saputri, Ananda; Haanurat, Ifayani; Jaya, Asri
Eduvest - Journal of Universal Studies Vol. 5 No. 1 (2025): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v5i1.50292

Abstract

This research aims to assess the effectiveness of Fibonacci retracement in establishing take profit and stop loss levels for stocks within the LQ45 Index. The study utilizes a quantitative approach with a descriptive method, analyzing daily stock price data from January 2021 to December 30, 2021, through the Fibonacci retracement indicator. The research sample comprises 10 companies listed in the LQ45 Index, selected based on specific criteria. The results demonstrate that Fibonacci retracement is effective in pinpointing significant levels for determining take profit and stop loss, achieving an effectiveness rate of 74%. Fibonacci levels such as 38.2% and 61.8% have proven to be crucial references in establishing take profit and stop loss positions. These findings endorse the use of Fibonacci retracement as a technical analysis tool capable of maximizing profit potential while minimizing losses, particularly in markets experiencing an uptrend or downtrend.
Andesite Quality based on Compressive Strength Tests in the Ulujadi area, Palu City and the Banawa Area, Donggala Regency Alimuddin, Fauziah; Jaya, Asri; Sirajuddin, Haerany
JURNAL GEOCELEBES Vol. 8 No. 1: April 2024
Publisher : Departemen Geofisika, FMIPA - Universitas Hasanuddin, Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20956/geocelebes.v8i1.27319

Abstract

The research location is located in the Ulujadi area, Palu City, Central Sulawesi Province, which is one of the areas that has abundant andesite mineral content. This research aims to optimizing use of andesite rocks in the Ulujadi area of ​​Palu City. The research was carried out using qualitative and quantitative methods in the form of rock sampling and laboratory analysis, namely compressive strength test analysis to determine the technical properties of rocks and petrographic analysis to determine the quality of andesite based on the minerals that make up it. The results of petrographic analysis show that the andesite rocks in the study area are composed of minerals that have a good level of resistance. ST 07 has a mineral composition of plagioclase (38%), pyroxene (5%), biotite (5%), hornblende (7%), and soil mass (45%), and has a compressive strength test of 123 MPa, included in the classification strong, and is used as a foundation for light to medium buildings (SNI 03-0394-1989). ST 08 has a mineral composition of plagioclase (32%), ground mass (50%), opaque minerals (5%), orthoclase (5%), quartz (4%), and hornblende (4%), with a compressive strength test value of 97MPa, including in the strong classification, and can be used as a foundation for light to medium buildings. Meanwhile, ST 09 has a mineral composition of plagioclase (30%), hornblende (12%), quartz (3%), biotite (3%), orthoclase (7%), pyroxene (5%), and soil mass (40%). ), it is included in the weak category due to the relatively high degree of weathering, and can only be used as an ornamental stone.
Prediksi Pergerakan Saham Menggunakan William Fraktal dan Moving Average : Studi Pada Saham Sektor Industri Pertambangan di Bursa Efek Indonesia Risaldi, Muh; Haanurat, A Ifayani; Jaya, Asri
Jurnal Riset Ilmu Ekonomi Vol. 4 No. 1 (2024): Jurnal Riset Ilmu Ekonomi (JRIE) Edisi April 2024
Publisher : Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jrie.v4i1.89

Abstract

The deceleration of the global economy resulted in a significant decline in world commodity prices, especially coal. The decline in these commodities made the stock price of the coal subsector decline. This study aims to analyze the accuracy of William's moving average and fractal indicator prediction signals with actual results on stock charts. The method used in this study is the Mann Whitney test. The study's conclusions show that the use of both technical analysis indicators to predict the direction of changes or movements in stock prices produces accurate findings, with predictive signals from fractal indicators and moving averages not much different from each other. Based on the accuracy rates of 87% and 85% respectively for William's fractals and moving averages, it can be concluded that William's fractal indicator is significantly more reliable than moving averages in predicting buy and sell signals for mining stock. Based on the findings of this study, both short- and long-term investors can benefit from using the Williams fractal indicator to predict future price trends and identify when to buy and sell stocks to maximize profits.
The Effect of Economic Growth, Education, and Urbanization on Population Migration in Makassar City Angrayani A; Andi Jam’an; Asri Jaya
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2673

Abstract

This study aims to determine of Economic Growth, Education, and Urbanization influence Population Migration in Makassar City. The type of research used is quantitative research using secondary data obtained from time series data from 2014 - 2023. Data was collected and analyzed using multiple linear regression analysis with SPSS (Statistical Product and Service Solutions) version 24 to identify whether there is an effect between Economic Growth, Education, and Urbanization on Population Migration in the City of Makassar. The results of this study indicate that (1) Economic Growth Variable (X1) has a negative and insignificant effect on Population Migration in Makassar City. This is evidenced by the coefficient value of multiple linear regression analysis of 0.339 with a significant value greater than 0.05 or (0.243> 0.05). Also evidenced by the t-count value which is smaller than the t table value, namely (1.293 < 1.943). (2) The Education Variable (X2) has a negative and insignificant effect on Population Migration in Makassar City. This is evidenced by the coefficient value of multiple linear regression analysis of 0.205 with a significant value greater than 0.05 or (0.508> 0.05). Also evidenced by the t-count value which is smaller than the t table value, namely (0.704 < 1.943). (3) Urbanization variable (X3) has a negative and insignificant effect on Population Migration in Makassar City. This is evidenced by the coefficient value of multiple linear regression analysis of -0.478 with a significant value greater than 0.05 or (0.855 > 0.05). Also evidenced by the t-value which is smaller than the t-table value, namely (-0.191 < 1.943).
Revitalizing an Asset-Based Cultural Economy: Empowering MSMEs in the Balla Barakka ri Galesong Area Through an Asset-Based Community Development Approach Jaya, Asri; Khaliq, Abd.; Sahrullah, Sahrullah; Nurlina, Nurlina
Journal of Community Service and Society Empowerment Том 4 № 01 (2026): Journal of Community Service and Society Empowerment
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jcsse.v4i01.2162

Abstract

Rural economic empowerment increasingly faces a gap between strong cultural potential and limited managerial capacity to respond to global markets. In Galesong Kota Village, Takalar Regency, this is evident in the Balla Barakka ri Galesong customary settlement, where rich historical-cultural assets remain stagnant due to passive management and weak integration into a modern business ecosystem. The challenge is reinforced by limited cross-generational synergy, with MSMEs relying on traditional practices while youth creativity is underutilized. This community service program aimed to overcome stagnation by strengthening MSME economic independence, promoting sustainable well-being, and building collaboration among artisans, youth, and POKDARWIS to support the “Impact Village” vision. Implemented through the Asset-Based Community Development (ABCD) approach, the program shifted participants toward an asset-oriented mindset. Conducted participatorily on October 5, 2025, with 50 participants, it used asset mapping and appreciative inquiry via workshops and FGDs to identify “hidden treasures” and design strategies that transform cultural value into economic value without undermining sacred traditions. Results were highly significant, shown by a 97% increase in understanding of business management and asset development. The program also produced functional integration: Balla Barakka’s historical narrative became the core value proposition of MSME products, while older generations safeguarded authentic production quality and younger generations led digital marketing and packaging innovation. Overall, ABCD proved effective in revitalizing the village economy by turning passive assets into productive capital through inclusive collaboration.
EMPOWERING THE BUNGA TERATAI MSMES THROUGH THE IMPLEMENTATION OF A DIGITAL BUSINESS MANAGEMENT SYSTEM TO ENHANCE THEIR POTENTIAL AND CAPABILITIES Nurlina, Nurlina; Jaya, Asri; Rayyani, Wa Ode; Husna, Evi Nurul; Yusran, Sri Wahyuni Pratiwi; Mutiara, Mutiara; Ihsanul, Muhammad; Anggraini, Dian
JMM (Jurnal Masyarakat Mandiri) Vol 8, No 1 (2024): Februari
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v8i1.20350

Abstract

Abstrak: Adopsi teknologi digital semakin penting bagi pertumbuhan dan keberlanjutan UMKM. Namun, banyak UMKM menghadapi tantangan dalam memanfaatkan alat dan sistem digital secara efektif untuk manajemen bisnis mereka. Kegiatan ini bertujuan meningkatkan kemampuan pelaku UMKM dalam mengimplementasikan sistem manajemen bisnis berbasis digital. Kegiatan ini berfokus pada penguatan soft skill dan hard skill mitra UMKM. Mitra adalah kelompok Usaha Mikro ”Bunga Teratai” yang telah menjalankan bisnisnya lebih dari sepuluh tahun. Ada dua permasalahan mitra yang ditangani, yaitu penguatan dan peningkatan kemampuan SDM pelaku Usaha Mikro dalam memanfaatkan teknologi digital. Pemanfaatan teknologi digital fokus pada penyusunan laporan keuangan dan strategi pemasaran berbasis digital. Pendekatan yang digunakan adalah pelatihan partisipatif dan pendampingan. Metode pelaksanaan dengan Adaptive Collaboration Management (ACM). Evaluasi keberhasilan kegiatan dilakukan melalui tiga tahapan, yakni evaluasi awal, evaluasi formatif dan evaluasi akhir. Indikator keberhasilan diukur dengan meningkatnya kemampuan SDM, implementasi sistem manajemen bisnis berbasis digital dan keberlanjutannya. Hasil kegiatan ini adalah meningkatnya kemampuan mitra dalam mengimplementasikan sistem manajemen bisnis berbasis digital.Abstract: The adoption of digital technology is increasingly important for the growth and sustainability of micro, small, and medium enterprises (MSMEs). However, many MSMEs face challenges in effectively utilizing digital tools and systems for their business management. This activity aims to enhance the capabilities of MSME actors in implementing digital-based business management systems. The focus of this activity is to strengthen the soft and hard skills of the MSME partners. The partner in this case is a group of micro enterprises called "Bunga Teratai" that has been operating for more than ten years. There are two issues addressed with the partners, namely the strengthening and improvement of human resources' abilities in utilizing digital technology. The utilization of digital technology focuses on the preparation of financial reports and digital marketing strategies. The approach used is participatory training and mentoring. The implementation method is through Adaptive Collaboration Management (ACM). The success of the activity is evaluated through three stages, namely the initial evaluation, formative evaluation, and final evaluation. The success indicators are measured by the improvement of human resources' abilities, the implementation of digital-based business management systems, and its sustainability. The result of this activity is the increased capabilities of the partners in implementing digital-based business management systems. 
Efektivitas Divergence sebagai Sinyal Reversal: Perbandingan Berbagai Indikator Teknikal Abbas, Akmal Hidayah; Jaya, Asri; Sahib, Muhammad Khaedar
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.6659

Abstract

Pergerakan harga saham yang fluktuatif menuntut investor memiliki alat analisis yang mampu mendeteksi potensi perubahan tren secara dini. Analisis teknikal melalui sinyal divergence sering digunakan untuk mengidentifikasi pelemahan momentum sebelum terjadi pembalikan arah harga. Penelitian ini bertujuan menguji efektivitas divergence sebagai sinyal pembalikan tren dengan menggunakan indikator Relative Strength Index (RSI), Moving Average Convergence Divergence (MACD), dan Stochastic Oscillator. Objek penelitian meliputi saham dari berbagai sektor industri di Bursa Efek Indonesia dalam periode pengamatan tertentu. Penelitian menggunakan pendekatan kuantitatif dengan data sekunder berupa harga saham harian yang diperoleh dari publikasi resmi Bursa Efek Indonesia dan platform data pasar. Analisis dilakukan dengan mengidentifikasi divergence berdasarkan perbedaan arah pergerakan harga dan indikator, kemudian menguji validitasnya melalui respons harga setelah sinyal muncul untuk mengklasifikasikan true signal dan false signal. Hasil penelitian menunjukkan bahwa RSI dan MACD memiliki tingkat akurasi lebih tinggi dibandingkan Stochastic dalam mengidentifikasi sinyal pembalikan tren. Stochastic menghasilkan sinyal lebih banyak, namun dengan risiko false signal yang relatif lebih tinggi. Efektivitas divergence juga bervariasi antar sektor, dengan sektor energi, basic industry, dan keuangan menunjukkan konsistensi sinyal yang lebih baik. Secara keseluruhan, divergence cukup efektif sebagai alat bantu analisis teknikal, tetapi sebaiknya dikombinasikan dengan indikator lain dan manajemen risiko yang tepat untuk meningkatkan kualitas keputusan investasi
Exploring local business opportunities: Enterpreneurship training to foster sustainable and resilient ventures di Angkatan Belia Islam-Permai Pulau Penang Andi Mappatompo; S. Sukmawati; A. Ifayani Haanurat; Wa Ode Rayyani; Asri Jaya; Azizah Saban; Wahyudi Malik; Meily Meliyani
Journal of Community Service and Empowerment Vol. 6 No. 1 (2025): April
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jcse.v6i1.38640

Abstract

development of small and medium enterprises, particularly among the children of migrant workers. However, there remains a gap in understanding and entrepreneurial skills among the youth, which poses a challenge in creating sustainable and resilient ventures. This activity aims to provide entrepreneurship training that empowers the youth from the Angkatan Belia Islam-PERMAI to recognize and leverage local business opportunities. The methods used in this activity include interactive training sessions, case studies, and group discussions, designed to enhance participants' knowledge and entrepreneurial skills. The results of this activity indicate that participants experienced an increase in their understanding of entrepreneurial concepts and were able to identify business opportunities that fit the local context. Additionally, this activity also strengthened the social networks among participants, which is expected to support the development of their businesses in the future. Thus, this training contributes to the creation of more sustainable and resilient ventures among migrant youth in Penang.
The Influence of Financial Technology on Increasing Financial Inclusion in MSMEs in Bira Village, Bulukumba Regency Kasmita, Kasmita; Jaya, Asri; Syah, Firman
Journal Social Society Vol. 6 No. 2 (2026): April - Juni 2026
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54065/jss.6.2.2026.899

Abstract

This study is urgent because understanding how financial technology influences financial inclusion can help MSMEs in Bira Village overcome limited access to formal financial services and support inclusive local economic growth. This study investigates the impact of financial technology (fintech) on enhancing financial inclusion among Micro, Small, and Medium Enterprises (MSMEs) in Bira, Bulukumba Regency. The research is motivated by the limited access of MSMEs to formal financial services and the potential of fintech to offer more accessible digital financial solutions. A quantitative research method was employed, utilizing a survey approach. Data were collected through questionnaires administered to 64 MSME respondents and analyzed using simple linear regression with SPSS software. The data were collected from selected MSME operators using a purposive sampling technique The findings reveal that fintech exerts a positive and statistically significant influence on financial inclusion, as evidenced by a p-value of 0.000 and a coefficient of determination (R²) of 0.893. This indicates that 89.3% of the variance in financial inclusion is attributable to fintech adoption. The study concludes that fintech facilitates access to formal financial services such as digital payments, savings, and loans thereby promoting more efficient and sustainable business operations for MSMEs.
Co-Authors A Ifayani Haanurat A. Ifayani Haanurat A. Tenri Syahriani A. Tenri Syahriani Abbas, Akmal Hidayah Abdul Khaliq Abdul Muttalib Abdul Wahab Achmad Abubakar Aeni, Nur’ Akhmad, Akhmad Alimuddin, Fauziah Andi Jam’an Andi Mappatompo Andi Nila Sari Angrayani A Apriliani Sukwar Asriati Asriati Azizah Saban Bahari, Samsul dadang nuryadi Dian Anggraeni Dian Anggraini Eka Febrianti Fakhira Irwan Fenny Hasanuddin Firman syah, Firman Fitri Handayani Alnur Haerany Sirajuddin Humaida Tuzzahra Husna, Evi Nurul Ihsanul, Muhammad Indo Santalia Irwansyah, Nur Fadiyah Ifa Putri Ismawati Ismawati J, Jusriadi Kasmita Kasmita Khaliq, Abd. Lilis, Lilis Lutfi, Mukhtar Mahmud Nuhung Meily Meliyani Muh. Alfian Muh. Nur Muhammad Adil Muhammad Khaedar Sahib Muhammad Umar Muhtar Lutfi Muin, Rahmawati mutiara mutiara Mutya Khaerunnisa Nanda, Sahabuddin Nasrullah Nasrullah Nining Triani Thamrin Nur Alisa Nurlina Nurlina Nurlina Nurlina Nurlina Nurlina Nurlina Nurlina Nurlina Nurlina Nurlina Nurul Fauzia Ishak Risaldi, Muh Rusydi Khalid S. Sukmawati Saeful Saeful Sahrullah, Sahrullah Saputri, Ananda Selmi Selmi Sukmawati Sukmawati Ullah, Nasrullah Wa Ode Rayyani Wa Ode Rayyani Wa Ode Sufiati Wahyudi Malik Wahyudin G Yusran, Sri Wahyuni Pratiwi Yusuf K, M. Zalkha Soraya