Article Per Year (5 Year)
p-Index From 2021 - 2026
6.265
P-Index
This Author published in this journals
All Journal Jurnal Fakultas Ekonomi : OPTIMAL Kinerja Managament Insight: Jurnal Ilmiah Manajemen EQUILIBIRIA E-Dimas: Jurnal Pengabdian kepada Masyarakat Jurnal Sinar Manajemen Jurnal REKOMEN (Riset Ekonomi Manajemen) Jurnal Ekonomi dan Bisnis The Management Journal of Binaniaga Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Surya Abdimas JURISMA: Jurnal Riset Bisnis & Manajemen Referensi : Jurnal Ilmu Manajemen dan Akuntansi Jurnal Ekonomi Manajemen Jurnal Riset Bisnis dan Manajemen Jurnal Riset Entrepreneurship Bubungan Tinggi: Jurnal Pengabdian Masyarakat Jurnal Manajemen dan Bisnis Kreatif JMK Jurnal Manajemen dan Kewirausahaan Inspirasi Ekonomi : Jurnal Ekonomi Manajemen Transekonomika : Akuntansi, Bisnis dan Keuangan MASTER: Jurnal Manajemen Strategik Kewirausahaan Improvement: Jurnal Manajemen dan Bisnis Jurnal Ilmiah Manajemen dan Bisnis (JIMBI) Parsimonia: Jurnal Akuntansi, Manajemen dan Bisnis Jurnal Ekonomi, Bisnis dan Manajemen Jurnal Economica: Media Komunikasi ISEI Riau Reflection Journal The Academy Of Management and Business (TAMB) Gemilang: Jurnal Manajemen dan Akuntansi Jurnal Publikasi Ilmu Manajemen Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Journal of Management and Creative Business Jurnal Riset Manajemen dan Ekonomi Research Horizon Jurnal IlmiahManajemen, Bisnis dan Ekonomi Kreatif Bharasumba Jurnal Multidispliner Jurnal Ilmiah Akuntansi dan Keuangan Society Sasambo: Jurnal Abdimas (Journal of Community Service) Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan EKONOMIKA: Manajemen, Akuntansi dan Perbankan Syari’ah
Yacobo P. Sijabat
Universitas Tidar
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

Published : 51 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 51 Documents
Search

 2   3   4   5   6 
The Effect of Financial Literacy on MSME Financial Management in the Gunungpring Religious Tourism Area Sijabat, Yacobo P; Hirawati, Heni
Reflection Journal Vol. 6 No. 1 (2026): Maret
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/eb7mx837

Abstract

MSMEs play a strategic role in the Indonesian economy, yet many business owners continue to face challenges in managing business finances, particularly in financial recording, reporting, control, and the separation of personal and business finances. This study aims to analyze the effect of financial literacy on the financial management of MSME actors in the Gunungpring religious tourism area, Magelang. Gunungpring provides an important research context because MSME activities in this area are shaped by the characteristics of religious tourism businesses, including daily cash transactions, fluctuating tourist visits, and strong social and family-based economic practices. This study employed a quantitative approach with a causal research design. Convenience sampling was applied due to limited access to respondents during the tourist season. The sample consisted of 30 MSME actors. Primary data were collected using a five-point Likert-scale questionnaire. Financial literacy was measured through indicators of financial knowledge, financial behavior, financial attitude, and financial capability. Financial management was measured through indicators of financial planning, financial recording, financial reporting, financial control, and separation of personal and business finances. The data were analyzed using validity and reliability tests, classical assumption tests, simple linear regression, coefficient of determination, and t-test. The results show that financial literacy has no significant effect on MSME financial management, as indicated by a significance value of 0.228 > 0.05. The Adjusted R Square value of 0.017 indicates that financial literacy explains only 1.7% of the variation in financial management. These findings suggest that MSME financial management in the Gunungpring religious tourism area may be more strongly influenced by factors outside the model, such as business experience, family habits, access to informal capital, and mutual-help practices.
Co-Authors Aditya Arief Fauzi Alifa Aulia Rahman Alifa Jauzaa Alkadri Kusalendra Siharis Anak Agung Istri Sri Wiadnyani Ananda, Emmaculata Sac Cid Andhatu Achsa Anggi Saktiya Pratiwi Aprilia, Vierda Dwi Aulia Nursyifani Aulia Rahma Khusnul Khotimah Axel Giovanni Budi Hartono Budi Hartono Budi Rahardjo Budi Rahardjo Clarisa Alfa Lionora Dekrita Candra Eka Putri Dewi Rosita Elfani Ellen Pandiangan Farikha Nurlaela Farikha Nurlaela Fidi Hidayati Galang Adi Prasongko Galuh Tiyasherlinda Hana’a Afifah Harjum Muharam Hasan Atmajaya hirawati, heni Indah Susi Widayanti Kurniasari, Erika Lia Asriyani Nur Khasanah Lia Asriyani Nur Khasanah Mahanani, Rima Nur Michael Jeffri Sinabutar Mirza Rasyiddin Muhammad Ferdy Firmansyah Naufal Haydar Ridho Naura Hasna Nafia Nava Yansi Anggraeni Nisrina Afifawati Novi Sintya Dewi Novinka Permatasari Novinka Permatasari Novitaningtyas, Ivo Nugroho, Ramadhani Lukman Nurul Fadhilah Priyo Suwono R. Salimatul Ummah Ramdani, Deni Robiyatun, Sholirby Sholi Rokhmah Mutakhidah Sari, Kholisna Satrio Tegar Sadewo Shinta Ratnawati Thesya Yuzevin Trisyaningsih, Melati Wildan Yudhanto Winda Yuni Astuti Witantri, Galuh Yeni Lestari Simbolon Zuhrotul Maghfiroh