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All Journal At-Taradhi: Jurnal Studi Ekonomi Islamic Ecomonics Journal MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS Falah : Jurnal Ekonomi Syariah Al Tijarah Khadimul Ummah Journal of Social Dedication Martabe : Jurnal Pengabdian Kepada Masyarakat JESI (Jurnal Ekonomi Syariah Indonesia) El-Barka: Journal of Islamic Economics and Business Dialektika: Jurnal Ekonomi dan Ilmu Sosial Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Journal of Islamic Economics and Finance Studies Journal of Islamic Economics and Philanthropy El-kahfi : Journal of Islamic economics Journal of Islamic Economics TATHWIR: Jurnal Pengembangan Masyarakat Islam Cakrawala: Jurnal Studi Islam Journal of International Conference Proceedings JEBI (Jurnal Ekonomi dan Bisnis Islam) Indonesian Journal of Islamic Economics and Finance Muslim Heritage e-Jurnal Apresiasi Ekonomi Proceedings of Femfest International Conference on Economics, Management, and Business Journal of Economics, Law, and Humanities Jurnal Hukum Islam Journal of Finance and Islamic Banking Proceedings of Femfest International Conference on Economics, Management, and Business BISMA: Bimbingan Swadaya Masyarakat BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Mufti Afif
Universitas Darussalam Gontor
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Analysis GISWAF on the Interest of Waqf Students: A Case Study on UNIDA Gontor Afif, Mufti; Muzaki, Rofi; Sa’id, Roudhoh Hannaaris; Maulana, Hartomi
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.5737

Abstract

The literacy of Indonesian society regarding waqf is still relatively low. People often confuse waqf with charity (sodaqoh) and voluntary contributions (infak). Similarly, the literacy among university students about waqf is also lacking. The GISWAF "Gerakan Indonesia sadar wakaf" movement has introduced a seminar activity called "Waqf Literacy Seminar" for students at Universitas Darussalam Gontor. This research employs a qualitative descriptive method, involving interviews with 14 Students considered sufficient to reach the data saturation point, as well as observation and documentation, to explore the understanding and awareness of waqf among students. This research is to gauge the interest of students in waqf by examining their understanding, awareness, and future intentions regarding waqf. The specific this research is to evaluate how effective GISWAF is in increasing UNIDA Gontor students' desire to give waqf. The findings from the study indicate interest, 5 students (36%) are interested in practicing waqf literacy to the community, 4 students (29%) are interested in studying more deeply about waqf, 4 students (29%) are interested in doing waqf, and 1 student (7%) is interested in still wanting to learn about waqf, and 0 students do not want to learn waqf (0%).
Maqasid Sharia Analysis of The Welfare Level of Muslim’s Ceramic Craft in Plered Purwakarta Sunjoto, Arie Rachmat; Khoirunnisa, Farah; Afif, Mufti
Journal of Islamic Economics (JoIE) Vol. 3 No. 1 (2023)
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v3i1.6271

Abstract

Introduction: The activity of making ceramics is a work that has been passed down from generation to generation from the ancestors of the Plered people until now. Amid its existence, the number of craftsmen in 2019 decreased to 163 from the previous number of 205 craftsmen. This study aims to determine Muslim ceramic craftsmen’s welfare level in the review maqaá¹£hid syari'ah in Plered District, Purwakarta Regency. Research Methods: Research data sources are primary and secondary data. A sample of 114 craftsmen was obtained through the Simple Random Sampling technique. Data collection techniques are observation, documentation, and questionnaires. The analysis technique used is a quantitative descriptive analysis technique with a percentage formula through a Likert scale assessment tool. Results: The results of this study indicate that overall Muslim ceramics craftsmen who are classified as high welfare criteria are 38 people (33.3%), 74 people (64.9%) are at the moderate welfare level, 2 people (1.8%) are classified as low welfare level, and there are no craftsmen with very low or very high welfare criteria. The determinants of the level of welfare of Muslim ceramic craftsmen are through hifdzu din, hifdzu nafs, hifdzu 'aql, hifdzu nasl, and hifdzu maal. In this case, the indicator of asset maintenance (hifdzu maal) the majority of craftsmen belong to the highest welfare criteria compared to other indicators, which is 95 people (83.3%).
Analysis GISWAF on the Interest of Waqf Students: A Case Study on UNIDA Gontor Afif, Mufti; Muzaki, Rofi; Sa’id, Roudhoh Hannaaris; Maulana, Hartomi
Indonesian Journal of Islamic Economics and Finance Vol. 4 No. 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.5737

Abstract

The literacy of Indonesian society regarding waqf is still relatively low. People often confuse waqf with charity (sodaqoh) and voluntary contributions (infak). Similarly, the literacy among university students about waqf is also lacking. The GISWAF "Gerakan Indonesia sadar wakaf" movement has introduced a seminar activity called "Waqf Literacy Seminar" for students at Universitas Darussalam Gontor. This research employs a qualitative descriptive method, involving interviews with 14 Students considered sufficient to reach the data saturation point, as well as observation and documentation, to explore the understanding and awareness of waqf among students. This research is to gauge the interest of students in waqf by examining their understanding, awareness, and future intentions regarding waqf. The specific this research is to evaluate how effective GISWAF is in increasing UNIDA Gontor students' desire to give waqf. The findings from the study indicate interest, 5 students (36%) are interested in practicing waqf literacy to the community, 4 students (29%) are interested in studying more deeply about waqf, 4 students (29%) are interested in doing waqf, and 1 student (7%) is interested in still wanting to learn about waqf, and 0 students do not want to learn waqf (0%).
Cocoa Seedling Cultivation (Theobroma Cacao) Using Bokashi Fertilizer Media as an Environmentally Friendly Solution Huda, Miftahul; Afif, Mufti; Djayusman, Royyan Ramdhani; Rachmat, Arie
Bisma : Bimbingan Swadaya Masyarakat Vol. 7 No. 1 (2025): April 2025
Publisher : STAI Miftahul ULa Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/bisma.v7i1.1190

Abstract

This community service project, conducted in Bugel Hamlet, Karangrejo Village, focuses on improving cocoa farming through the use of bokashi fertilizer as an environmentally friendly alternative to chemical fertilizers. The project aims to enhance soil fertility and cocoa seedling growth while promoting sustainable agricultural practices. Using Participatory Action Research (PAR), local farmers were actively involved in the planning, implementation, and evaluation phases. The research methodology included observation, interviews, and field studies. Results showed that bokashi fertilizer significantly improved soil health, increased cocoa productivity, and fostered a better balance of soil microorganisms compared to chemical fertilizers. The project empowered local farmers by providing them with an eco-friendly solution for enhancing cocoa farming, with the potential to increase productivity, support local economic growth, and contribute to long-term environmental sustainability.
Analisis Penerapan Modal Intelektual Pada Lembaga Keuangan Syariah (Studi Kasus BMT Gontor) Husni, Indra Sholeh; Afif, Mufti; Addin, Musyaffa
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 10 No 1 (2025): Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v10i1.6082

Abstract

The development of Islamic financial institutions in Indonesia demands enhanced competitiveness and performance through the optimization of available resources, including intellectual capital. This study aims to analyze the implementation of intellectual capital at Baitul Maal wat Tamwil (BMT) Gontor and evaluate its contribution to the organization’s performance improvement. A qualitative case study method was employed, utilizing in-depth interviews with BMT Gontor’s staff and management. The findings reveal that intellectual capital—which includes human capital, structural capital, and relational capital—has been effectively applied across all organizational levels. This implementation has had a positive impact on operational efficiency, faster decision-making, and service innovation. Moreover, the structured and continuous management of intellectual capital has strengthened BMT Gontor’s position as a reliable and competitive Islamic financial institution. The study concludes that intellectual capital is a strategic asset that significantly contributes to the success and sustainability of the organization.
Dampak Penerapan AFCTA di Indonesia dalam Perspektif Ibnu Khaldun dan Abu Ubaid Anggesti, Nurul; Afif, Mufti
El-Barka Journal of Islamic Economics and Business Vol. 3 No. 2 (2020)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v3i2.2052

Abstract

This study examines the impact of the application of the ACFTA trade cooperation on the economy in Indonesia in terms of the international trade theory of Ibn Khaldun and Abu Ubaid. The methods used is mixed methods (qualitative and quantitative methods) by analyzed the impact of ACFTA on Import and exports beetwen Indonesia and China using time series data during 2005-2018 were sourced from Central Bereau of Statistics and see the relevants thingking of Abu Ubaid dan Ibnu Khaldun to the implementation of ACFTA in Indonesia. The result showed that ACFTA has bad impact on the economy of Indonesia due to the zero cost of tariff on incoming goods. So, a new policy is needed as mentioned by the thingking of Abu Ubaid and Ibnu Khaldun. By eliminating the zero tariff policy and prioritizing economic succes based on the principle of justice and benefit of Indonesia.Penelitian ini mengkaji tentang dampak penerapan kerjasama dagang ACFTA terhadap perekonomian di Indonesia ditinjau dari teori perdagangan internasional Ibnu Khaldun dan Abu Ubaid. Metode yang digunakan adalah mixed methods (metode kualitatif dan metode kuantitatif), yaitu pertama, menganalisis dampak ACFTA terhadap ekspor Impor antara Indonesia dan China dengan menggunakan data time series dari tahun 2005 ”“ 2018 yang didapat dari Badan Pusat Statisitk dan kedua, meninjau relevansi pemikiran Abu Ubaid dan Ibnu Khaldun terhadap penerapan ACFTA di Indonesia. Hasil penelitian menunjukkan bahwa selama ini ACFTA berdampak buruk bagi perekonomian Indonesia karena adanya biaya nol tarif terhadap barang yang masuk. Sehingga dibutuhkan kebijakan baru sebagaimana yang disebutkan oleh pemikiran dua tokoh ekonom muslim (Abu Ubaid dan Ibnu Khaldun) yaitu dengan menghilangkan kebijakan nol tarif yang kemudian mengutamakan keberhasilan ekonomi berdasarkan pada asas keadilan dan kemaslahatan masyarakat Indonesia. 
Analysis of Amil Zakat Institution Performance Using the Balanced Scorecard Method (Case study in BAZNAS Sragen) Khadijah, Siti; Afif, Mufti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1536

Abstract

The zakat funds collection, infaq and shadaqah movement in Sragen Regency was formally implemented by the Zakat Infaq and Shadaqah Agency (BAZIS) which was established on May 27, 1991. By the issuance of Law No. 38 of 1999 concerning  Management of  Zakat, it was changed to the National Zakat Agency ( BAZNAS). Amil Zakat Agency (BAZ) Sragen has a number of special programs in introducing zakat to the community. Finally they were  able to collect zakat funds of around Rp. 250 million per month. The zakat funds which are collected at the Sragen BAZ mostly come from civil servants, the TNI and the National Police. However, this program has not been optimal yet, zakat funds absorbed only around Rp. 2 billion per year from the potential of Rp. 7 billion. Therefore, performance measurement  is one of the important factors in companies and institutions to evaluate work results from the past period.This research uses the Balance Scorecard paradigm / perspective, namely measurement using four perspectives; Finance, Customers, Internal Business, Learning and Growth. The method used is descriptive explorative qualitative method. Data was collected by interview, questionnaire and documentation.The results showed that the performance of BAZNAS of Sragen Regency was "Good". The results of the average score of the performance appraisal of BAZNAS in Sragen Regency were 6: 8 = 0.75 which is "Good".
TABUNGAN: IMPLEMENTASI AKAD WADI’AH ATAU QARD? (Kajian Praktik Wadi’ah di Perbankan Indonesia) Mufti Afif
Jurnal Hukum Islam Vol 12 No 2 (2014)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi.v1i1.556

Abstract

There are no discussion about banking usury in classic Fikh books, because there were no banks, which nowadays they are needed by society to save their worth. As the research of classic Fiqh, there are differences in ulamas’ instructions, based on their understanding. However, they agree to state that bank interest is a usury or forbidden in Islam. Qardul Hasan is another term of qard, that is interpreted by the most of Indonesian people as social engagement, or bequest. Financial department must be careful in understanding the instructions, related to the implementation in the real life. Banks and financial departments claim that money saving is as akad wadi’ah yad dhamanah, whereas the meaning of dhomanah is responsibility. Fiqh ulamas decide that actually, wadi’ah is responsible. Yad dhamanah is irresponsible.
THE IMPACT OF COVID 19 TOWARD ECONOMIC’S COUNTRY OF SINGAPURA Triyawan, Andi; Susilo, Adib; Afif, Mufti; Azzahra, Miftah; Prastyaningsih, Ika
Jurnal Apresiasi Ekonomi Vol 11, No 1 (2023)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (382.11 KB) | DOI: 10.31846/jae.v11i1.477

Abstract

 ABSTRACTThis study aims to examine the effect of Covid-19 on the economy in Singapore. The method used in this study is a qualitative method using secondary data in the form of scientific journals and other literature studies. Based on the research results, the authors can conclude that the impact of the corona virus pandemic is not only on the health sector, but also all sectors are feeling the impact. Several countries that joined ASEAN had to experience a recession during the corona virus pandemic. This happens because there is a government policy in every country which requires people not to create crowds and reduce activities outside the home which causes crowds and reduces activities outside the home which causes economic processes to be hampered. This policy was made so that the spread of the corona virus can be overcome and the pandemic ends quickly so that everyone can carry out moral activities as before.Keywords: Singapore, Economic, Covid 19.
Paradigma Perdagangan Dalam Islam (Telaah Taradhin Dalam Akad Jual-Beli) arizqiya nurfattah; Nurus Shefrilianti Hidayatullah; Afif, Mufti; Nasrudin Fajri, Mohammad Zen
El-kahfi | Jurnal Ekonomi Islam Vol 5 No 01 (2024): economics and islamics economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v5i01.215

Abstract

This study discusses trading from the Qur'an perspective, which focuses on tharadin related to buying and selling carried out online. Trading must be initiated by Allah to obtain profits and blessings. Thus, by shunning all its prohibitions we have become obedient and obedient servants of all its commandments and prohibitions. The purpose of this study is to provide an understanding of the concept of trading, namely ar-rida ruknu li al-akad. The research method used is a qualitative method, with a descriptive approach through library research. Tharadin in the contract of buying and selling is one of the pillars that must be fulfilled. At-tharadin is the main pillar of the validity of a sale and purchase because compulsion in transactions will cancel the sale and purchase contract and the law is invalid.
Co-Authors Abdullah Sahroni Abdullah Yuqdha Adhauddin Addin, Musyaffa Ahmad Agus Hidayat Ahmad Suminto Ahmad Suminto Amelia Putri Arizka Zaharani Andi Triyawan Andriani Samsuri Anggesti, Nurul Arizqiya Nurfattah Armina, Sheema Haseena Asifah Itsna Rosidah Aulia Fathan Mubin Azzahra, Miftah Baehaqi Emuzd Mudzahir Fahmi Akhyar Al Farabi Faizal Abduh Fajri, Mohammad Zen Nasrudin Fatturroyhan Fatturroyhan Fatturroyhan, Fatturroyhan Hartomi Maulana Husni, Indra Sholeh Imam Kamaluddin Isna Arifa Khoirul Umam Khoirunnisa, Farah Lathiefa Rusli Lisda Aisyah M. Kurnia Rahman Abadi Malik Ibrahim Meichio Lesmana Miftahul Huda Miftahul Huda Miftahul Huda Muhammad Agus Setiawan MUHAMMAD AGUS SETIAWAN MUSYAFFAK KHOLIL Mutmainnah Mutmainnah Muzaki, Rofi Nur Hidayah Al Amin Nur Suriana Awaludin Nurfattah, Arizqiya Nurus Shefrilianti Hidayatullah Prastyaningsih, Ika Rachmat, Arie Richa Angkita Richa Angkita Mulyawisdawati Richa Angkita Mulyawisdawati Richa Angkita Mulyawisdawati, Richa Angkita Royyan Ramdhani Djayusman Sapta Oktiadi Sa’id, Roudhoh Hannaaris Siti Khadijah Susilo, Adib . Syahruddin Syahrudin Syahrudin, Syahrudin Taufiqul Alvin Abidin Tianti Mudi Awalia, Fadhila Veithzal Rivai Zainal Zahro’, Khurun’in Zuhria Febriana Putri