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Musbatiq Srivani
Fakultas Ekonomi Universitas Andalas
Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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Pandemi COVID-19 & Utang Rumah Tangga di Sumatera Barat: Sebuah Coping Strategi Dalam Rangka Meningkatkan Ketahanan Ekonomi Keluarga Musbatiq Srivani; Erizal Nazaruddin; Amra Ausri
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1343

Abstract

Penelitian ini dilakukan pada saat masih terjadinya pandemic Covid-19 yakni di tahun 2021. Tujuan penelitian ini adalah untuk mengetahui apakah sektor rumah tangga di Sumatera Barat melakukan aktifitas berutang di masa pandemic dalam menunjang kehidupan mereka. Selain hal ini, tujuan penelitian juga untuk menelusuri kepada pihak mana saja sektor rumah tangga melakukan utang atau pinjamanan tersebut, apakah kepada Lembaga formal, Lembaga non formal ataupun pihak lainnya. Penelitian ini merupakan penelitian yang sifatnya deskriptif. Data yang digunakan dalam penelitian ini terdiri atas 209 responden. Hasilnya menunjukkan bahwa dari semua responden, yang melakukan pinjaman atau utang di masa pandemic adalah sebanyak 95 responden dan yang tidak melakukan utang sebanyak 114 responden. Dari 95 responden yang berutang, 66.26% melakukan utang pada Lembaga formal dan 32.74% berutang pada Lembaga non formal, dan yang berutang di Lembaga non formal ini hanya 0.02% responden saja yang melakukan pinjaman pada rentenir. Dengan kata lain bisa dikatakan bahwa tingkat kesadaran masyarakat untuk tidak melakukan pinjaman kepada rentenir cukup tinggi.
Analisis Pengaruh Inflasi, Non Performing Finance (NPF), Dan Dana Pihak Ketiga (DPK) Terhadap Tingkat Pembiayaan Murabahah Pada Bank Syariah Di Indonesia Periode 2013 – 2022 Wulanda Nafhisya; Weriantoni; Musbatiq Srivani; Putri Ayu
Jurnal Ekuilnomi Vol. 5 No. 2 (2023): Jurnal Ekuilnomi Vol 5 No 2 Nov 2023
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/ekuilnomi.v5i2.696

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh Inflasi, Non Performing Financing (NPF) dan Dana Pihak Ketiga Terhadap Tingkat Pembiayaan Murabahah Pada Bank Syariah di Indonesia. Metode penelitian yang digunakan adalah analisis kuantitatif. Penelitian ini dianalisis menggunakan aplikasi Eviews yaitu dengan metode statistik deskriptif, uji asumsi klasik, dan uji regresi linier berganda. Variabel yang digunakan adalah Inflasi, Non Performing Financing (NPF) dan Dana Pihak Ketiga (DPK). Data yang digunakan adalah sekunder dari Otoritas Jasa KeuanganDAN bank Indonesia periode tahun 2013 - 2022 berupa data bulanan. Hasil penelitian ini menunjukkan Inflasi, Non Performing Financing dan Dana Pihak Ketiga berpengaruh signifikan terhadap tingkat pembiayaan murabahah pada Bank Syariah di Indonesia. Secara parsial Inflasi dan Dana Pihak Ketiga (DPK) berpengaruh positif terhadap tingkat pembiayaan murabahah sedangkan Non Performing Financing (NPF) berpengaruh negatif terhadap tingkat pembiayaan murabahah pada Bank Syariah di Indonesia
Analisis Pengaruh Inflasi, Non Performing Financing (NPF), dan Dana Pihak Ketiga (DPK) Terhadap Tingkat Pembiayaan Murabahah Pada Bank Syariah di Indonesia Periode 2013 - 2022 Wulanda Nafhisya; Weriantoni; Musbatiq Srivani; Putri Ayu
Jurnal Ekuilnomi Vol. 5 No. 2 (2023): Ekuilnomi Vol 5(2) Nov 2023
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/ds1h4q65

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh Inflasi, Non Performing Financing (NPF) dan Dana Pihak Ketiga Terhadap Tingkat Pembiayaan Murabahah Pada Bank Syariah di Indonesia. Metode penelitian yang digunakan adalah analisis kuantitatif. Penelitian ini dianalisis menggunakan aplikasi Eviews yaitu dengan metode statistik deskriptif, uji asumsi klasik, dan uji regresi linier berganda. Variabel yang digunakan adalah Inflasi, Non Performing Financing (NPF) dan Dana Pihak Ketiga (DPK). Data yang digunakan adalah sekunder dari Otoritas Jasa KeuanganDAN bank Indonesia periode tahun 2013-2022 berupa data bulanan. Hasil penelitian ini menunjukkan Inflasi, Non Performing Financing dan Dana Pihak Ketiga berpengaruh signifikan terhadap tingkat pembiayaan murabahah pada Bank Syariah di Indonesia. Secara parsial Inflasi dan Dana Pihak Ketiga (DPK) berpengaruh positif terhadap tingkat pembiayaan murabahah sedangkan Non Performing Financing (NPF) berpengaruh negatif terhadap tingkat pembiayaan murabahah pada Bank Syariah di Indonesia
Ekspansi Pasar Batik Jembatan Akar Melalui Optimalisasi Produksi dan Pemasaran Digital Adila Adisti; Chairunnisya; Musbatiq Srivani
JOURNAL OF ECONOMIC AND SOCIAL EMPOWERMENT Vol. 5 No. 1 (2025): JOURNAL OF ECONOMIC AND SOCIAL EMPOWERMENT
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/joesment.v5i1.38382

Abstract

Batik Jembatan Akar is one of the MSMEs located in West Sumatra and is known for its batik products, which display unique motifs typical of Minangkabau culture. This community service activity aims to improve production quality by applying technology, broadening the insights and skills of partners in batik using natural dyes, and strengthening marketing strategies through growth hacking innovation by utilizing digital marketing, sustainable and environmentally friendly packaging. The methods used in this activity are socialization, application of technology, and mentoring and evaluation. The results of this activity show an increase in batik production every month from 10 pieces to 30 batik cloths and the products produced have consistent quality. In terms of marketing, the viewer reach has reached 436 views in each post. Through this community service, the team helps partners expand market share by producing good product standards and using environmentally friendly packaging and marketing through Instagram Ads to reach consumers according to the market share of Jembatan Akar batik.
SOSIALISASI SISTEM PEMBAYARAN NON TUNAI PADA JASA ANGKUTAN BUS TRANS PADANG DALAM RANGKA MENUJU CAHSLESS SOCIETY Rini Rahmahdian; Wahyuni Eloisa Marinda; Fajri Muharja; Musbatiq Srivani; Adila Adisti
BULETIN ILMIAH NAGARI MEMBANGUN Vol. 3 No. 3 (2020)
Publisher : LPPM (Institute for Research and Community Services) Universitas Andalas Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/bina.v3i3.235

Abstract

Since 17 August 2019, the Padang City Transportation Agency has implemented a full non-cash payment system for the Trans Padang bus public transportation service. Since the implementation of this policy, Trans Padang Buses no longer accept cash payments. Implementation of non-cash payments in collaboration with BRI using the Brizzi card. The policy of reaping the pros and cons due to the lack of public understanding of the importance of using non-cash payments is one cause of problems in implementing the non-cash payment system. This activity aims to provide education and outreach to the community through student groups regarding the importance of implementing a non-cash payment system in the digital economy era and the transition period towards a cashless society. This activity was carried out at SMK Teknologi Plus, located at Jalan Belanti, Lolong, Padang, which was attended by 125 students. The method used is in the form of socialization. Resource persons for this activity came from three agencies relevant to the activity's objectives, namely from Bank Indonesia, Trans Padang, and representatives from BRI as the issuer of the Brizzi card, which is used as a means of payment for Trans Padang bus services. The socialization activities were warm and full of kinship; even the participants participated enthusiastically. This activity shows an increase in public understanding of the importance of using non-cash payments. At the end of the activity 20 lucky participants were given a souvenir in the form of a Brizzi card with a balance of @ IDR 50,000 as a non-cash payment.
PENGOLAHAN SAMPAH RUMAH TANGGA MENJADI PRODUK BERNILAI PADA NASABAH BANK SAMPAH LIDAH MERTUA Rini Rahmahdian; Amra Ausri; Musbatiq Srivani; Wahyuni Eloisa Marinda; Lukman Lukman
BULETIN ILMIAH NAGARI MEMBANGUN Vol. 3 No. 3 (2020)
Publisher : LPPM (Institute for Research and Community Services) Universitas Andalas Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/bina.v3i3.237

Abstract

Lidah Mertua Waste Bank has been a garbage bank built by the team since last year. This activity aims to increase household waste's added value by processing it into recycled goods that have higher economic value. The methods used include extension methods, lectures and interactive discussions, training, and processing household waste into recycled economic value items and the essential provision of cost analysis. The object of activity is housewives who are customers of the Tongue-In-Law Waste Bank, Bungo Pasang Village, Tabing Padang. The community service activity was attended by 45 participants consisting of 5 waste bank managers and 40 waste bank customers, Lidah Mertua. The results of the activities obtained have been able to increase the number of customers and improve service to customers due to using some operational assistance from the previous year's service activities. This activity can also improve partners' and customers' skills in processing household waste before selling it to collectors. It is hoped that this activity can strengthen customer households' economic resilience and increase the role of women in supporting the family economy through household waste management.
Co-Authors Adila Adisti Agestayani Agestayani Agestayani Agestayani Agestayani Agestayani Ahmad, Faisal Ali Amra Ausri Amra Ausri Bintang Rizky Abdullah Majo Saibah Chairunnisya Devi Yulia Rahmi Ema Susiana Erizal Erizal Erizal Erizal Erizal Nurdin Faisal, Ranny Fitriana Fatma Poni Mardiah Hadi Nasbey Hilma Raimona Zadry Jauharry, Jauharry Lukman Lukman Lukman Lukman Marlina, Winny Alna MUHARJA, FAJRI Nadya Jhonly Pratiwi Nazaruddin, Erizal Nur Ari Sufiawan Putri Ayu Ranny Fitriana Faisal Resi Pratiwi Rini Rahmahdian Rini Rahmahdian Susiana Susiana Syaiful Anwar Verinita, Verinita Wahyuni Eloisa Marinda Wahyuni Eloisa Marinda Weriantoni, Weriantoni Wulanda Nafhisya Yindrizal, Yindrizal