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All Journal Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Among Makarti BISNIS: Jurnal Bisnis dan Manajemen Islam EQUILIBRIUM IQTISHADIA QIJIS (Qudus International Journal Of Islamic Studies) Al-Ahkam Jurnal Penelitian Ekonomi dan Bisnis QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama AKTSAR: Jurnal Akuntansi Syariah Jurnal Suara Keadilan Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam JAT (Journal of Accounting and Tax) Al Iidara Balad : Jurnal Administrasi Negara Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Nor Hadi
STIE AMA Salatiga
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Role of Participatory Budgeting Management in Reducing the Budget Slack in an Islamic Education Institution Ekaningrum, Ifada Retno; Hadi, Nor
QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Vol. 14 No. 2 (2022): Qalamuna - Jurnal Pendidikan, Sosial, dan Agama
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Program Pascasarjana IAI Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/qalamuna.v14i2.3572

Abstract

This study aims to explore participatory-based budgeting procedures and their role in reducing budgetary slack in Islamic boarding schools. Using a qualitative approach, the research method was conducted at a pesantren-based madrasah in the City of Kudus involving foundation administrators, school principals, leaders, teachers, and plan participants. Primary and secondary data were collected through interviews, observation, and documentation. The data were then analyzed using descriptive analysis. The findings of this study reveal that budgeting in Islamic boarding schools is based on participatory budgeting. Bottom-up budgeting is done from the lowest unit in the organization. The lower unit is the party with a deeper understanding of the smallest practical problems. Having the same responsibility for preparing the budget, lower units are expected to allocate budget items proportionally. Even though we hope that the participatory pattern will not cause slack, the facts show the potential for budgetary slack. This relaxation occurred because of a conservative attitude to anticipate uncertain conditions.
Faktor-Faktor Yang Mempengaruhi Niat Adopsi Mobile Banking Bank Syariah Indonesia di Kabupaten Kudus Nur, Fatikha Rizqya; Hadi, Nor; Dewi, Adelina Citra
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i2.2463

Abstract

This article describes the results of testing the theory of planned behavior (TPB) which specifically examines the factors influencing intention of adoption of mobile banking. The research was conducted on customers of the Kudus branch of Bank Syari'ah Indonesia (BSI) in 2023. The research data was primary using a survey data collection technique, namely distributing questionnaires to BSI customers using mobile banking. The population is all customers of the BSI holy branch, with a total sample of 168 respondents. The sampling technique used is incident sampling. To analyze the data, the Structure of Equation Model (SEM) is used. The results showed that the hypothesis about the effect of perceived usefulness, perceived ease of use, and spiritual motivation proved to have a significant effect on the intention to adopt mobile banking. While social influence has no significant effect on the intention of adopting mobile banking. Meanwhile, the hypothesis that tests the effect of perceived usefulness, perceived ease of use, spiritual motivation, and adoption intention on the actual use of mobile banking is proven to have a significant effect. While the hypothesis about social influence has no effect on the actual use of mobile banking.
Shari’a Stock Zakat: Alternative Financial Inclusion for Empowering Mustaḥiq MSMEs with Qarḍ al-Ḥasan Products Fatchurrohman, M.; Hadi, Nor; Takhim, Muhamad; Bahri, Saiful
Al-Ahkam Vol. 34 No. 2 (2024): October
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ahkam.2024.34.2.21936

Abstract

Law enforcement in zakāt compliance can increase the influence of social motivation. The existence of attitudes and subjective norms in exploring business owners and companies in the form of shares is also obliged to pay zakāt if it is fulfilled that profits continue and have reached ḥaul and niṣāb. This research is a study that uses an associative qualitative approach. Data analysis in this study uses the Spradley model, which begins with determining key informants. The implementation of shari’a stock zakāt distribution on mustaḥiq economic empowerment through the development of sustainable economic productivity in practice needs adjustments to shari’a economic law because the existence of soft financing without excess profit margins with a qarḍ al-ḥasan contract has become an alternative to financial inclusion. Therefore, it is necessary to implement alternative financial inclusion through Islamic zakāt shares to empower mustaḥiq MSMEs with qarḍ al-ḥasan products. Thus, law enforcement on zakāt collection can increase the distribution of zakāt that is right on target and sustainably utilized by mustaḥiq.
Co-Authors Abdullah, Shodiq Adelina Citradewi Afifah, Ni’mah Nur Agus Triyani Atieq Amjadallah Alfie Bahri, Saiful Dewi, Adelina Citra Fatchurrohman, M. Fauzah, Munaya Ifada Retno Ekaningrum Jadzil Baihaqi Jayawarsa, A.A. Ketut Malikhah, Aminatul Muhamad Takhim Nur, Fatikha Rizqya Ratnawati, Zulfa Rosalina, Lisa Saiful Bahri Siti Raudah Subarkah Subarkah Suhita Whini Setyahuni Suparnyo Suparnyo Tarwan, Ode Umar Chadiq Urahmah, Nida